{"text_format":"1","workbook":"xlsx","n_sheets":31,"sheets":["GuiadeUso","Panel","Cotizador","configuracion","tabla","tasasCupones","CotizacionInmueble","CotizacionBienes","CotizacionInmuebleyBienes","CotizacionInmuebleVT","CotizacionBienesVT","CotizacionInmuebleyBienesVT","VALOR TOTAL INMUEBLE","VALOR TOTAL BIENES","VALOR TOTAL INMUEBLE +BIENES","PRIMER RIESGO INMUEBLE","PRIMER RIESGO BIENES","PRIMER RIESGO INMUEBLE+BIENES","tasas","coberturasyClausulas","INMUEBLE","BIENES","INMUEBLE Y BIENES","PRIMER RIESGO INMUEBLEx","PRIMER RIESGO BIENESx","PRIMER RIESGO INMUEBLE+BIENESx","IngresoSolicitud","CamposTrama1","FormularioSolicitud","SolicitudenBlanco","Afiliación débito"],"not_rendered":{"charts":0,"images":9,"macros":1,"external_links":0,"defined_names":17,"comments":1,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900"}

{"sheet":"GuiadeUso","index":0,"n_rows":61,"n_cols":5,"rows_kept":61,"cut":false,"hidden":true,"merged":[[33,2,36,9],[29,2,31,9],[42,2,43,9],[3,4,4,9],[7,4,7,9],[9,2,11,9],[12,2,14,9],[24,2,25,9]]}
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[]
[null,null,null,null,"GUÍA DE USO - COTIZADOR HOGAR"]
[]
[null,null,"Este archivo debe usarse con versiones de Excel 2003 en adelante. Además, debe tener instalado el complemento de \"Guardar como PDF para Office\" en su PC."]
[]
[]
[null,null,"Si le apareciera el botón Habilitar Contenido, haga click en el mismo. Luego le aparecerá una ventana en la cual debe seleccionar la opción \"Habilitar Macros\" y dar click en Aceptar."]
[]
[]
[]
[null,null,"REALIZAR COTIZACIÓN"]
[null,null,"1. Ud.  cuenta con 3 secciones en el cotizador:"]
[null,null,"(i)   Datos del agente"]
[null,null,"(ii)  Datos del cliente"]
[null,null,"(iii)  Información para cotizar"]
[]
[null,null,"2 . Los campos de color celeste son obligatorios. Debe llenarlos sino no podrá continuar.  "]
[]
[null,null,"3. En la sección \"Información para cotizar\" deberás elegir una opción para cada una de las preguntas establecidas ( tipo de cliente, materia asegurada, modo a asegurar, tipo de vivienda y moneda), "]
[]
[]
[null,null,"4.Luego haz click en el botón \"Ir a coberturas\""]
[]
[null,null,"5.Ingresar las sumas aseguradas de la edificación y/o contenido según lo que se desea asegurar; o hacer uso del valorizador de inmueble si es que el cliente vive en Lima y quiere obtener un valor referencial."]
[]
[]
[]
[null,null,"6.Según las opciones que se hayan elegido en el paso 3, aparecerán coberturas preseleccionadas a manera de sugerencia según el tipo de cliente. Podrás mantener estas coberturas o deseleccionarlas borrando la X o dando doble click en los recuadros. De la misma manera podrás seleccionar cualquier cobertura colocando una X o dando doble click en los recuadros."]
[]
[]
[]
[]
[null,null,"7. Al confirmar coberturas seleccionadas, ir a la parte superior y presionar \"Ir al cotizador\""]
[]
[null,null,"8. Seleccionar la forma de pago"]
[]
[null,null,"9. Para obtener un archivo PDF de la Cotización de Seguro, debe presionar el botón: \"COTIZACIÓN EN PDF\"."]
[]
[]
[null,null,"INGRESAR SOLICITUD"]
[null,null,"1. Los campos de color celeste  son obligatorios. Debe llenarlos sino no podrá continuar."]
[null,null,"2. Ud.  cuenta con 6 secciones:"]
[null,null,"(i)   Datos Generales -> Informacion del Asegurado"]
[null,null,"(ii)  Datos Generales -> Informacion del Contratante"]
[null,null,"(iii) Datos del Negocio (Datos vienen de la hoja Cotizador)"]
[null,null,"(iv) Declaracion Jurada"]
[null,null,"(v)  Pago de Primas (Datos vienen de la hoja Cotizador)"]
[null,null,"(vi) Datos del Corredor de Seguros"]
[null,null,"3. Para obtener un archivo PDF de la Solicitud de Seguro, debe presionar el botón: \"SOLICITUD DE SEGURO EN PDF\""]
[]
[null,null,"PARA EMISIÓN"]
[null,null,"1.- Enviar al buzon emisionrapida@pacifico.com.pe "]
[null,null,"(I)   Solicitud PDF"]
[null,null,"(ii)  Slip de cotizacion"]
[null,null,"  (iii)  Información para emisión (afiliación al débito automático)"]

{"sheet":"Panel","index":1,"n_rows":2,"n_cols":13,"rows_kept":2,"cut":false,"hidden":false,"merged":[]}
[null,null,null,null,null,null,null,null,null,null,null,null,"VERSION"]
[null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"configuracion!$K$2","v":"Abril 2022"}]

{"sheet":"Cotizador","index":2,"n_rows":113,"n_cols":33,"rows_kept":113,"cut":false,"hidden":false,"merged":[[51,30,51,32],[66,1,66,7],[67,1,67,7],[78,4,78,22],[79,4,79,22],[62,1,62,7],[63,1,63,7],[81,4,81,22],[76,4,76,22],[77,4,77,22],[74,4,74,22],[75,4,75,22],[105,4,105,22],[106,4,106,22],[112,4,112,22],[107,4,107,22],[108,4,108,22],[109,4,109,22],[110,4,110,22],[111,4,111,22],[97,4,97,22],[98,4,98,22],[100,4,100,22],[87,4,87,22],[65,1,65,7],[94,4,94,22],[82,4,82,22],[83,4,83,22],[84,4,84,22],[85,4,85,22],[86,4,86,22],[80,4,80,22],[71,4,71,22],[72,4,72,22],[73,4,73,22],[93,4,93,22],[90,4,90,22],[89,4,89,22],[88,4,88,22],[95,4,95,22],[96,4,96,22],[102,4,102,22],[103,4,103,22],[104,4,104,22],[101,4,101,22],[99,4,99,22],[44,18,44,22],[15,6,15,9],[16,6,16,9],[60,1,60,7],[61,1,61,7],[21,6,21,9],[51,4,51,17],[17,6,17,9],[24,9,24,10],[25,1,25,5],[21,1,21,5],[22,1,22,5],[23,1,23,5],[24,1,24,5],[17,1,17,5],[5,1,5,5],[13,1,13,5],[48,4,50,17],[23,9,23,10],[9,1,9,5],[14,1,14,5],[15,1,15,5],[25,9,25,10],[16,1,16,5],[9,10,9,11],[9,12,9,13],[0,6,0,12],[0,18,0,22],[13,10,13,11],[14,6,14,9],[14,10,14,11],[14,12,14,13],[14,17,14,20],[9,14,9,16],[9,17,9,22]]}
[0,null,null,null,null,null,{"$f":"\"Cotizador de Hogar Flex \" & configuracion!$K$2","v":"Cotizador de Hogar Flex Abril 2022"},null,null,null,null,null,null,null,null,null,"Ir a Panel"]
[]
[]
[]
[]
[null,"Fecha de la cotización:",null,null,null,null,{"$f":"TODAY()","v":"2022-04-04"},null,null,"Fecha Inicio de Vigencia"]
[]
[null,"Datos del Agente"]
[]
[null,"Agente",null,null,null,null,"Corredor",null,null,null,"Código del Agente",null,null,null,"Nombre del Agente"]
[]
[null,"Datos del Cliente"]
[]
[null,"Tipo de Documento*:",null,null,null,null,null,null,null,null,"Nro Documento:"]
[null,"Nombre / Razón Social*:",null,null,null,null,null,null,null,null,"Apellido Paterno:",null,null,null,null,null,"Apellido Materno:"]
[null,"E-mail"]
[null,"Teléfono"]
[null,"Celular"]
[]
[null,"Información para cotizar"]
[]
[null,"Dirección exacta del riesgo:"]
[null,"Nro",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Nota"]
[null,"Dpto",null,null,null,null,null,null,null,"Urbanización",null,null,null,null,null,null,null,null,null,null,null,null,"Para seleccionar o deseleccionar las opciones, dar doble click en los recuadros. NO ESCRIBIR NI BORRAR."]
[null,"Distrito",null,null,null,null,null,null,null,"Mza/Lt",null,null,null,null,null,null,null,null,null,null,null,null,"La sección de coberturas se mostrará una vez se seleccione: lo que se desea cotizar, "]
[null,"Provincia",null,null,null,null,null,null,null,"Departamento",null,null,null,null,null,null,null,null,null,null,null,null,"el modo de aseguramiento y la moneda."]
[null,"Tipo de Cliente"]
[]
[null,"¿Qué desea cotizar?",null,null,null,null,null,null,null,"Bienes",null,null,"Inmueble + Bienes"]
[]
[null,"Elige el modo a asegurar",null,null,null,null,null,null,null,"A valor total"]
[]
[null,"Tipo de Vivienda"]
[null,"Casa"]
[null,"Departamento"]
[]
[null,"Moneda",null,null,null,null,null,null,null,"Dólares"]
[]
[null,"Suma Asegurada"]
[null,"Inmueble"]
[null,"Bienes"]
[]
[null,"Límite asegurado por vigencia"]
[]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,1]
[null,null,null,null," Confirmo que el inmueble: tiene menos de 50 años de construido o remodelado, el material de construcción es de concreto armado o mampostería y/o acero metálico y además está ubicado a más de 500 metros de distancia del mar, río, laguna, lago y a más de 15 metros de altura de alguno de estos."]
[null,null,"X"]
[]
[null,null,null,null,{"$f":"\"Descuento de \" & TEXT(configuracion!$BH$2,\"0%\")  & \" de descuento por afiliación al débito automático y emisión de póliza electrónica (respetando prima mínima)\"","v":"Descuento de 15% de descuento por afiliación al débito automático y emisión de póliza electrónica (respetando prima mínima)"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Prima con Dcto"]
[null,null,"SI",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Incendio","robo","total",null,"Incendio","robo","total"]
[null,null,null,null,null,"Prima comercial",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!$M$3","v":473.78000000000009},{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!$N$3","v":0},{"$f":"SUM(AA54:AB54)","v":473.78000000000009},null,{"$f":"IF(IF(LEN($AA$54)>0,$AA$54-$AA$54*$L$53,\"\")>51.5,IF(LEN($AA$54)>0,$AA$54-$AA$54*$L$53,\"\"),$AA$54)","v":473.78000000000009},{"$f":"IF(IF(LEN($AB$54)>0,$AB$54-$AB$54*$L$53,\"\")>51.5,IF(LEN($AB$54)>0,$AB$54-$AB$54*$L$53,\"\"),$AB$54)","v":0},{"$f":"SUM(AE54:AF54)","v":473.78000000000009}]
[null,null,null,null,null,"Igv"]
[null,null,null,null,null,"Prima total"]
[]
[]
[null,"Formas de pago",null,null,null,null,null,null,"Marcar"]
[null,"Débito automático","No olvides llenar el formato de débito automático",null,null,null,null,null,"con una X"]
[null,"Al contado. Prima Comercial + IGV:",null,null,null,null,null,null,null,{"$f":"IF($I$61=\"X\",$G$56,\"-.-\")","v":"-.-"}]
[null,"4 cuotas sin intereses + IGV Sin Intereses:",null,null,null,null,null,null,null,{"$f":"IF($I$62=\"X\",$G$56/4,\"-.-\")","v":"-.-"}]
[null,"6 cuotas Prima Comercial + IGV Sin Intereses:",null,null,null,null,null,null,null,{"$f":"IF($I$63=\"X\",$G$56/6,\"-.-\")","v":"-.-"}]
[null,"12 cuotas Prima Comercial + IGV Sin Intereses:",null,null,null,null,null,null,null,{"$f":"IF($I$64=\"X\",$G$56/12,\"-.-\")","v":"-.-"}]
[null,"Cupones"]
[null,"Contado 1 cupón Prima Comercial + IGV Sin Intereses:",null,null,null,null,null,null,null,{"$f":"IF($I$66=\"X\",$G$56,\"-.-\")","v":"-.-"}]
[null,"4 cupones Prima Comercial + IGV Sin Intereses:",null,null,null,null,null,null,null,{"$f":"IF($I$67=\"X\",$G$56/4,\"-.-\")","v":"-.-"}]
[null,"6 cupones Prima Comercial + IGV con Intereses:",null,null,null,null,null,null,null,{"$f":"IF($I$68=\"X\",$G$56*tasasCupones!$C$18,\"-.-\")","v":"-.-"}]
[]
[]
[null,"Consideraciones :"]
[null,null,null,null,"-          La modalidad de aseguramiento que brinda este plan de seguros es a valor total."]
[null,null,null,null,"-          La forma de entrega de la póliza es electrónica o física."]
[null,null,null,null,"-          La forma de pago de la póliza es con afiliación al débito automático a una tarjeta de crédito o a una cuenta bancaria o cupones."]
[null,null,null,null,"-      Las asistencias de mascotas son válidas solo para Lima Metropolitana y por el primer año de vigencia de la póliza."]
[null,null,null,null,"-          La cobertura principal comprende además cualquier otro riesgo, súbito e imprevisto, que no esté excluido explícitamente en las exclusiones de las Condiciones Generales y/o Cláusulas Adicionales de la Póliza."]
[null,null,null,null,"-          Las coberturas señaladas en Coberturas Adicionales forman parte de la suma asegurada de la Cobertura Principal, es decir, cada indemnización que le paguemos por las coberturas adicionales, reducirá la suma asegurada de la cobertura principal, a excepción de la cobertura adicional Responsabilidad civil frente a terceros, la cual es independiente a la suma asegurada de la cobertura principal."]
[null,null,null,null,"-          La cobertura de la póliza en cuanto a pérdida o daños causados por agua que inunde, descargue o derrame de cualquier instalación de agua o desagüe de otros elementos líquidos; no comprenderá el costo de reparar el desperfecto que originó tal pérdida o daño."]
[null,null,null,null,"-          Este seguro no otorga cobertura cuando en el inmueble se realiza cualquier actividad o giro comercial diferente al de casa habitación."]
[null,null,null,null,"-          Este seguro se renovará automáticamente, es decir, en las mismas condiciones vigentes en el periodo anterior."]
[null,null,null,null,"-          Para la cobertura de Robo y/o daños por intento de robo de Joyas y platería se define lo siguiente: Objetos y/o adornos de uso personal elaborados en oro, plata, platino, perlas y que pueden llevar o no incrustadas piedras preciosas de origen biológico o mineral, tanto si están engastadas como si no.  También se considera a cualquier objeto ornamental o de uso doméstico elaborado con los materiales enumerados en el párrafo anterior."]
[null,null,null,null,"-          El ASEGURADO deberá presentar una relación detallada, a ser actualizada mínimo cada dos años, de los bienes cuyo valor unitario excedan los S/ 5,000. En caso de siniestro, esta relación de bienes es el sustento de la pre-existencia de cada bien declarado. En caso de no cumplir con lo anterior o para bienes afectados no incluidos en la relación presentada, el Asegurado deberá demostrarnos la pre-existencia de los bienes afectados en el siniestro, a través de comprobantes de pago y/o constancia visual (fotografías, video, manuales de uso o similares) en donde se muestre el artículo en el interior del Inmueble asegurado o a la persona usando dicho artículo.  "]
[null,null,null,null,"-          En caso de robo: Se mantiene la exigencia de la denuncia policial, pero se manejará a discreción cada caso hasta por un monto máximo de siniestro de S/ 30,000, siniestros por encima de este monto deberán presentar denuncia policial de manera obligatoria."]
[null,null,null,null,"-          Las asistencias están disponibles los 365 días del año en las siguientes ciudades:"]
[null,null,null,null,"·      Lima Metropolitana exceptuando Ancón, Punta Hermosa, San Bartolo, Santa María y Pucusana."]
[null,null,null,null,"·      Trujillo: En los distritos de Trujillo, Victor Larco, Moche y Huanchaco."]
[null,null,null,null,"·      Chiclayo: En los distritos de Chiclayo, La Victoria, José Leonardo Ortiz, Pimentel."]
[null,null,null,null,"·      Piura: En los distritos de Piura, Castilla, Catacaos."]
[null,null,null,null,"·      Arequipa: En los distritos de Arequipa (Cercado), Yanahuara, Cayma, Sachaca, José Luis Bustamante y Rivero, Cerro Colorado."]
[null,null,null,null,"·      Cusco: En los distritos de Cusco, San Jerónimo, San Sebastián, Santiago, Wanchaq."]
[null,null,null,null," Aplican y deben aparecer tanto para a primer riesgo como para valor total"]
[]
[null,"Exclusiones:"]
[null,null,null,null,"Tenga en cuenta que no pagaremos la reparación del desperfecto ni del bien que originó el daño, como tampoco ninguna pérdida o daño proveniente o que sean causa de, o en conexión con, o atribuibles principalmente a:"]
[null,null,null,null,"a)      Dolo, culpa grave o negligencia inexcusable del CONTRATANTE o de USTED y/o del BENEFICIARIO y/o ENDOSATARIO o de los familiares de cualquiera de ellos, o de sus dependientes, especialmente de los responsables de la seguridad de los BIENES asegurados."]
[null,null,null,null,"b)      Guerra, Guerra Civil, invasión, acto de enemigo extranjero, hostilidades u operaciones de guerra, declarada o no."]
[null,null,null,null,"c)       Desgaste o deterioro paulatino o fatiga de material, causado por, o resultado de, el uso y funcionamiento del bien; uso o deterioro gradual; deficiencias de rendimiento o capacidad; polución, contaminación; corrosión, erosión; herrumbre u oxidación; hongos, moho húmedo o seco, combustión espontánea, fermentación; humedad, sequedad, smog o cambios de temperatura; asentamiento o contracción o expansión de edificios o cimientos; la calefacción o la desecación a que hubieran sido sometidos los objetos que forman parte de la Materia Asegurada."]
[null,null,null,null,"d)      Hundimientos, desplazamientos, agrietamientos o asentamientos de muros, pisos, techos, pavimentos, cimientos, muros de contención. Sin embargo, si estos daños son causados por los eventos de Terremoto, Temblor, Erupción Volcánica o Maremoto para los cuales se haya contratado amparo bajo la presente póliza, no se aplicará esta exclusión."]
[null,null,null,null,"e)      Todo gasto o costo para implementar modificaciones o mejoras, o por mantenimiento, o para hacer otras reparaciones o arreglos, en el INMUEBLE y/o BIENES dañados o afectados; así como los gastos o costos de cualquier reparación provisional, a menos que constituyan, a la vez, parte de los gastos de la reparación definitiva amparada por la póliza."]
[null,null,null,null,"f)        Valor atribuido a los BIENES por razones sentimentales o simbólicas, por afición, por antigüedad, o por exclusividad."]
[null,null,null,null,"g)      Pérdida o daño ocurrido cuando el INMUEBLE esté deshabitado y/o cuando los BIENES se hallen en el INMUEBLE deshabitado; en ambos casos durante más de noventa (90) días consecutivos. "]
[null,null,null,null,"Las demás exclusiones se encuentran en el acápite 3 de las Condiciones Generales de la Póliza. Aplican exclusiones específicas a la cobertura que se contrate, detalladas en su respectiva Cláusula Adicional."]
[null,null,null,null,"Bienes excluidos:"]
[null,null,null,null,"a)      INMUEBLE y/o BIENES con cualquier actividad o giro diferente al de casa habitación."]
[null,null,null,null,"b)      Animales vivos de cualquier tipo."]
[null,null,null,null,"c)       Plantaciones, cultivos, cosechas de cualquier tipo, invernaderos, bosques, selvas, monte bajo, praderas, pampas, árboles, parques, prados, jardines naturales y ornamentales, agua."]
[null,null,null,null,"d)      INMUEBLES y/o BIENES en proceso de construcción, reconstrucción, montaje o desmontaje."]
[null,null,null,null,"e)      Vehículos motorizados con una placa de rodaje, equipos flotantes o submarinos, aeronaves o artefactos aéreos, embarcaciones, naves acuáticas; de cualquier tipo y tamaño."]
[null,null,null,null,"f)        BIENES de cualquier tipo que sean propiedad de terceros aun cuando dichos BIENES se encuentren bajo custodia y/o posesión del Asegurado."]
[null,null,null,null,"g)      Material pirotécnico, explosivos, combustibles, mechas, fulminantes, detonadores y similares."]
[null,null,null,null,"h)      BIENES situados o instalados u operando o trabajando o siendo usados en él, o a las orillas del, mar, río, lago o laguna, en subterráneos, o debajo del nivel de la superficie terrestre."]
[null,null,null,null,"i)        Dinero en efectivo, títulos valores."]
[null,null,null,null,"j)        Cualquier tipo de contenido o bien para fines comerciales, de la profesión u ocupación o de negocios de USTED, de cualquier miembro de su familia, por medio de los cuales obtengan un lucro."]

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[null,null,null,"FLEX",null,null,null,"Ir a Panel",null,null,"VERSION",null,"Password",null,"celdas del Cotizador desbloqueadas",null,null,null,"VALOR TOTAL INMUEBLE",null,"VALOR TOTAL BIENES",null,"VALOR TOTAL INMUEBLE +BIENES",null,"PRIMER RIESGO INMUEBLE",null,"PRIMER RIESGO BIENES",null,"PRIMER RIESGO INMUEBLE+BIENES","<-  CELDAS DESBLOQUEADAS ->","IngresoSolicitud",null,null,null,null,null,"Tipo de Cliente",null,null,"¿Qué desea cotizar?",null,null,"Elige el modo a asegurar",null,null,"Tipo de Vivienda",null,null,"Moneda",null,null,null,"Provincia","Distrito","Tipo de Inmueble","Dólares","Soles",null,null,"Descuento",null,null,null,"COBERTURAS X DEFAULT",".",null,null,"A valor total_Inmueble",null,null,null,null,null,"A valor total_Bienes",null,null,null,null,null,"A valor total_Inmueble + Bienes",null,null,null,null,null,null,"A primer riesgo absoluto_Inmueble",null,null,null,null,null,"A primer riesgo absoluto_Bienes",null,null,null,null,null,"A primer riesgo absoluto_Inmueble + Bienes"]
[null,null,null,"VARIABLES DE CONFIGURACIÓN",null,null,null,null,null,null,"Abril 2022",null,"pacifico",null,1,"    'Fecha Inicio de Vigencia","L6",null,"E3",null,"E3",null,"E3:E4",null,"E3",null,"E3",null,"E3:E4",null,"H11","Contratante",null,null,null,null,"Es dueño y vive en su hogar",null,null,"Inmueble",null,null,"A primer riesgo absoluto",null,null,"Casa",null,null,"Soles",null,null,null,"Cañete","ASIA","CASA",550,1650,null,null,0.15,null,null,null,". -> NOTA -> INCENDIO ESTÁ PREMARCADA Y BLOQUEADA PARA TODAS",".",null,null,"Prima Mínima USD","Prima Mínima S/",null,null,null,null,"Prima Mínima USD","Prima Mínima S/",null,null,null,null,"Prima Mínima USD","Prima Mínima S/",null,null,null,null,null,"Prima Mínima USD","Prima Mínima S/",null,null,null,null,"Prima Mínima USD","Prima Mínima S/",null,null,null,null,"Prima Mínima USD","Prima Mínima S/"]
[null,null,null,null,null,null,null,"Nota Importante",null,null,null,null,null,null,2,"    'Código del Agente","M10:N10",null,"B14:B15",null,"B14",null,"B14:B15",null,"B14:B15",null,"B14",null,"B14:B15",null,"D13:K13","NUMERO DNI",null,null,null,null,"Es dueño y alquila su vivienda",null,null,"Inmueble + Bienes",null,null,"A valor total",null,null,"Departamento",null,null,"Dólares",null,null,null,"Cañete","ASIA","DEPARTAMENTO",1180,3540,null,null,null,null,null,null,null,".",null,"INCENDIO",60.77,182.31,"COBERTURAS  (solo INMUEBLE)",null,null,"INCENDIO",60.77,182.31,"COBERTURAS  (solo BIENES)",null,null,"INCENDIO",60.77,182.31,"COBERTURAS  (INMUEBLE Y BIENES)",null,null,null,"INCENDIO",60.77,182.31,"COBERTURAS  (solo INMUEBLE)",null,null,"INCENDIO",60.77,182.31,"COBERTURAS  (solo BIENES)",null,null,"INCENDIO",60.77,182.31,"COBERTURAS  (INMUEBLE Y BIENES)"]
[null,null,null,"Asesor / Corredor","Corredor",null,null,"La contraseña se camba solamente",null,null,null,null,null,null,3,"    'Nombre del Agente\"","R10:W10",null,"B16:B17",null,"B15",null,"B16:B17",null,"B16:B17",null,"B15",null,"B16:B17",null,"N11","Contratante",null,null,null,null,"Vive en casa o departamento alquilado",null,null,"Bienes",null,null,null,null,null,null,null,null,null,null,null,null,"Cañete","CAÑETE - CHILCA","CASA",390,1170,null,null,null,null,null,null,"Sub iraCoberturas()",".",null,"ROBO",60.77,182.31,"Cobertura principal",null,null,"ROBO",60.77,182.31,"Cobertura principal",null,null,"ROBO",60.77,182.31,"Cobertura principal",null,null,null,"ROBO",60.77,182.31,"Cobertura principal",null,null,"ROBO",60.77,182.31,"Cobertura principal",null,null,"ROBO",60.77,182.31,"Cobertura principal"]
[null,null,null,null,null,null,null,"utilizando el botón",null,null,null,null,null,null,4,"    'Tipo de Documento*:","G14",null,"B18",null,"B16:B17",null,"B18:B19",null,"B18",null,"B16:B17",null,"B18:B19",null,"N13:X13","NUMERO RUC",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cañete","CAÑETE - MALA","CASA",460,1380,null,null,null,null,null,null,"ActiveSheet.Cells(1, 1).Select",".",null,null,{"$f":"IF('VALOR TOTAL INMUEBLE'!B12=0,\"\",'VALOR TOTAL INMUEBLE'!B12)","v":"X"},null,"Incendio y/o rayo, explosión, incendio en aparatos eléctricos. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves o daños por riesgos políticos y sociales",null,null,null,{"$f":"IF('VALOR TOTAL BIENES'!B12=0,\"\",'VALOR TOTAL BIENES'!B12)","v":"X"},null,"Incendio y/o rayo, explosión, incendio en aparatos eléctricos. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves o daños por riesgos políticos y sociales",null,null,null,{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B12=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B12)","v":"X"},null,"Incendio y/o rayo, explosión, incendio en aparatos eléctricos. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves o daños por riesgos políticos y sociales",null,null,null,null,{"$f":"IF('PRIMER RIESGO INMUEBLE'!B12=0,\"\",'PRIMER RIESGO INMUEBLE'!B12)","v":"X"},null,"Incendio y/o rayo, explosión, incendio en aparatos eléctricos. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves o daños por riesgos políticos y sociales",null,null,null,{"$f":"IF('PRIMER RIESGO BIENES'!B12=0,\"\",'PRIMER RIESGO BIENES'!B12)","v":"X"},null,"Incendio y/o rayo, explosión, incendio en aparatos eléctricos. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves o daños por riesgos políticos y sociales",null,null,null,{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B12=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B12)","v":"X"},null,"Incendio y/o rayo, explosión, incendio en aparatos eléctricos. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves o daños por riesgos políticos y sociales"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,5,"    'Nombre / Razón Social*:","G15:J15",null,"B19",null,"B18",null,"B20",null,"B19",null,"B18",null,"B20",null,"AC13:AE13","Otro (indicar tipo y número)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cañete","CAÑETE - SAN ANTONIO","CASA",550,1650,null,null,null,null,null,null,null,".",null,null,null,null,"Coberturas adicionales",null,null,null,null,null,"Coberturas adicionales",null,null,null,null,null,"Coberturas adicionales",null,null,null,null,null,null,"Coberturas adicionales",null,null,null,null,null,"Coberturas adicionales",null,null,null,null,null,"Coberturas adicionales"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,6,"    'E-mail","G16:J16",null,"B20",null,"B19",null,"B21",null,"B20",null,"B19",null,"B21",null,"I15:AE15","Nombre / Razon Social",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","ATE VITARTE","CASA",610,1830,null,null,null,null,null,null,"Dim rowtarget As Double",".",null,null,{"$f":"IF('VALOR TOTAL INMUEBLE'!B14=0,\"\",'VALOR TOTAL INMUEBLE'!B14)","v":""},null,"Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza",null,null,null,{"$f":"IF(IF('VALOR TOTAL BIENES'!B14=0,\"\",'VALOR TOTAL BIENES'!B14)=\"X\",\"Robo\",\"\")","v":""},null,"Robo y/o daños por intento de robo (dentro y fuera de la vivienda a nivel nacional)",null,null,null,{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B14=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B14)","v":"X"},null,"Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza",null,null,null,null,{"$f":"IF('PRIMER RIESGO INMUEBLE'!B14=0,\"\",'PRIMER RIESGO INMUEBLE'!B14)","v":""},null,"Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza",null,null,null,{"$f":"IF(IF('PRIMER RIESGO BIENES'!B14=0,\"\",'PRIMER RIESGO BIENES'!B14)=\"X\",\"Robo\",\"\")","v":""},null,"Robo y/o daños por intento de robo (dentro y fuera de la vivienda a nivel nacional)",null,null,null,{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B14=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B14)","v":"X"},null,"Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,7,"    'Teléfono","G17:J17",null,"B21",null,"B21",null,"B22",null,"B21",null,"B21",null,"B22",null,"H16:T16","Apellido Paterno",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","ATE VITARTE","DEPARTAMENTO",1110,3330,null,null,null,null,null,null,"Dim columntarget As Double",".",null,null,{"$f":"IF('VALOR TOTAL INMUEBLE'!B15=0,\"\",'VALOR TOTAL INMUEBLE'!B15)","v":""},null,null,null,null,null,{"$f":"IF(IF('VALOR TOTAL BIENES'!B15=0,\"\",'VALOR TOTAL BIENES'!B15)=\"X\",\"Robo\",\"\")","v":""},null,"Robo y/o daños por intento de robo de joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda",null,null,null,{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B15=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B15)","v":""},null,null,null,null,null,null,{"$f":"IF('PRIMER RIESGO INMUEBLE'!B15=0,\"\",'PRIMER RIESGO INMUEBLE'!B15)","v":""},null,null,null,null,null,{"$f":"IF(IF('PRIMER RIESGO BIENES'!B15=0,\"\",'PRIMER RIESGO BIENES'!B15)=\"X\",\"Robo\",\"\")","v":""},null,"Robo y/o daños por intento de robo de joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda",null,null,null,{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B15=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B15)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,8,"    'Celular\"","G18:J18",null,"B22",null,"F15",null,"B23",null,"B22",null,"F15",null,"B23",null,"Z16:AE16","Apellido Materno",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","BARRANCO","CASA",765,2295,null,null,null,null,null,null,"    ",".",null,null,{"$f":"IF('VALOR TOTAL INMUEBLE'!B16=0,\"\",'VALOR TOTAL INMUEBLE'!B16)","v":""},null,"Responsabilidad civil frente a terceros",null,null,null,{"$f":"IF('VALOR TOTAL BIENES'!B16=0,\"\",'VALOR TOTAL BIENES'!B16)","v":""},null,"Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza",null,null,null,{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B16=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B16)","v":"X"},null,"Responsabilidad civil frente a terceros",null,null,null,null,{"$f":"IF('PRIMER RIESGO INMUEBLE'!B16=0,\"\",'PRIMER RIESGO INMUEBLE'!B16)","v":""},null,"Responsabilidad civil frente a terceros",null,null,null,{"$f":"IF('PRIMER RIESGO BIENES'!B16=0,\"\",'PRIMER RIESGO BIENES'!B16)","v":""},null,"Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza",null,null,null,{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B16=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B16)","v":"X"},null,"Responsabilidad civil frente a terceros"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,9,"    'Nro Documento:","M14",null,"B24",null,null,null,"B24",null,"B24",null,null,null,"B24",null,"E18","Sexo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","BARRANCO","DEPARTAMENTO",2545,7635,null,null,null,null,null,null,"Dim TipodeCliente As String",".",null,null,{"$f":"IF('VALOR TOTAL INMUEBLE'!B17=0,\"\",'VALOR TOTAL INMUEBLE'!B17)","v":""},null,null,null,null,null,{"$f":"IF('VALOR TOTAL BIENES'!B17=0,\"\",'VALOR TOTAL BIENES'!B17)","v":""},null,null,null,null,null,{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B17=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B17)","v":""},null,null,null,null,null,null,{"$f":"IF('PRIMER RIESGO INMUEBLE'!B17=0,\"\",'PRIMER RIESGO INMUEBLE'!B17)","v":""},null,null,null,null,null,{"$f":"IF('PRIMER RIESGO BIENES'!B17=0,\"\",'PRIMER RIESGO BIENES'!B17)","v":""},null,null,null,null,null,{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B17=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B17)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,10,"    'Apellido Paterno:","M15:N15",null,null,null,null,null,"B25",null,null,null,null,null,"B25",null,"N18:P18","Fecha de Nacimiento",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","BREÑA","CASA",610,1830,null,null,null,null,null,null,"Dim Quedeseacotizar As String",".",null,null,{"$f":"IF('VALOR TOTAL INMUEBLE'!B18=0,\"\",'VALOR TOTAL INMUEBLE'!B18)","v":""},null,"Rotura accidental de vidrio y/o cristales",null,null,null,{"$f":"IF('VALOR TOTAL BIENES'!B18=0,\"\",'VALOR TOTAL BIENES'!B18)","v":""},null,"Hurto",null,null,null,{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B18=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B18)","v":"X"},null,"Rotura accidental de vidrio y/o cristales",null,null,null,null,{"$f":"IF('PRIMER RIESGO INMUEBLE'!B18=0,\"\",'PRIMER RIESGO INMUEBLE'!B18)","v":""},null,"Rotura accidental de vidrio y/o cristales",null,null,null,{"$f":"IF('PRIMER RIESGO BIENES'!B18=0,\"\",'PRIMER RIESGO BIENES'!B18)","v":""},null,"Hurto",null,null,null,{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B18=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B18)","v":"X"},null,"Rotura accidental de vidrio y/o cristales"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,11,"    'Apellido Materno:","R15:U15",null,null,null,null,null,"B26",null,null,null,null,null,"B26",null,"V18:Y18","Estado Civil",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","BREÑA","DEPARTAMENTO",1200,3600,null,null,null,null,null,null,"Dim Eligeelmodoaasegurar As String",".",null,null,{"$f":"IF('VALOR TOTAL INMUEBLE'!B19=0,\"\",'VALOR TOTAL INMUEBLE'!B19)","v":""},null,"Robo o intento de robo de instalaciones fijas",null,null,null,{"$f":"IF('VALOR TOTAL BIENES'!B19=0,\"\",'VALOR TOTAL BIENES'!B19)","v":""},null,"Deshonestidad de trabajadores del hogar",null,null,null,{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B19=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B19)","v":""},null,null,null,null,null,null,{"$f":"IF('PRIMER RIESGO INMUEBLE'!B19=0,\"\",'PRIMER RIESGO INMUEBLE'!B19)","v":""},null,"Robo o intento de robo de instalaciones fijas",null,null,null,{"$f":"IF('PRIMER RIESGO BIENES'!B19=0,\"\",'PRIMER RIESGO BIENES'!B19)","v":""},null,"Deshonestidad de trabajadores del hogar",null,null,null,{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B19=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B19)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,12,"    'Dirección exacta del riesgo:","G22:J22",null,null,null,null,null,"B27",null,null,null,null,null,"B27",null,"AA18:AE18","Nacionalidad",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","CALLAO","CASA",450,1350,null,null,null,null,null,null,"Dim TipodeVivienda As String",".",null,null,{"$f":"IF('VALOR TOTAL INMUEBLE'!B20=0,\"\",'VALOR TOTAL INMUEBLE'!B20)","v":""},null,"Reembolso de gastos médicos por accidentes de trabajadores del hogar, ocurridos dentro del inmueble",null,null,null,{"$f":"IF('VALOR TOTAL BIENES'!B20=0,\"\",'VALOR TOTAL BIENES'!B20)","v":"X"},null,"Gastos extraordinarios: remoción de escombros, honorarios profesionales y construcción de documentos y modelos ",null,null,null,{"$f":"IF(IF('VALOR TOTAL INMUEBLE +BIENES'!B20=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B20)=\"X\",\"Robo\",\"\")","v":""},null,"Robo o intento de robo de instalaciones fijas",null,null,null,null,{"$f":"IF('PRIMER RIESGO INMUEBLE'!B20=0,\"\",'PRIMER RIESGO INMUEBLE'!B20)","v":""},null,"Reembolso de gastos médicos por accidentes de trabajadores del hogar, ocurridos dentro del inmueble",null,null,null,{"$f":"IF('PRIMER RIESGO BIENES'!B20=0,\"\",'PRIMER RIESGO BIENES'!B20)","v":"X"},null,"Gastos extraordinarios: remoción de escombros, honorarios profesionales y construcción de documentos y modelos ",null,null,null,{"$f":"IF(IF('PRIMER RIESGO INMUEBLE+BIENES'!B20=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B20)=\"X\",\"Robo\",\"\")","v":""},null,"Robo o intento de robo de instalaciones fijas"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,13,"    'Nro","G23",null,null,null,null,null,"B29",null,null,null,null,null,"B29",null,"J20:V20","Direccion (Jr. / Cl / Av)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","CALLAO","DEPARTAMENTO",820,2460,null,null,null,null,null,null,"Dim moneda As String",".",null,null,{"$f":"IF('VALOR TOTAL INMUEBLE'!B21=0,\"\",'VALOR TOTAL INMUEBLE'!B21)","v":""},null,"Gastos de arrendamiento de vivienda temporal a reembolso",null,null,null,{"$f":"IF('VALOR TOTAL BIENES'!B21=0,\"\",'VALOR TOTAL BIENES'!B21)","v":""},null,null,"Asistencias",null,null,{"$f":"IF(IF('VALOR TOTAL INMUEBLE +BIENES'!B21=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B21)=\"X\",\"Robo\",\"\")","v":""},null,"Robo y/o daños por intento de robo (dentro y fuera de la vivienda a nivel nacional)",null,null,null,null,{"$f":"IF('PRIMER RIESGO INMUEBLE'!B21=0,\"\",'PRIMER RIESGO INMUEBLE'!B21)","v":""},null,"Gastos de arrendamiento de vivienda temporal a reembolso",null,null,null,{"$f":"IF('PRIMER RIESGO BIENES'!B21=0,\"\",'PRIMER RIESGO BIENES'!B21)","v":""},null,null,"Asistencias",null,null,{"$f":"IF(IF('PRIMER RIESGO INMUEBLE+BIENES'!B21=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B21)=\"X\",\"Robo\",\"\")","v":""},null,"Robo y/o daños por intento de robo (dentro y fuera de la vivienda a nivel nacional)"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,14,"    'Dpto","G24",null,null,null,null,null,"G22",null,null,null,null,null,"G22",null,"X20:Y20","Nro",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","CARABAYLLO","CASA",470,1410,null,null,null,null,null,null,"''''''''''''''''''''''''''",".",null,null,{"$f":"IF('VALOR TOTAL INMUEBLE'!B22=0,\"\",'VALOR TOTAL INMUEBLE'!B22)","v":""},null,"Alquiler no percibido por inmueble inhabitable temporalmente",null,null,null,null,null,null,null,null,null,{"$f":"IF(IF('VALOR TOTAL INMUEBLE +BIENES'!B22=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B22)=\"X\",\"Robo\",\"\")","v":""},null,"Robo y/o daños por intento de robo de joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda",null,null,null,null,{"$f":"IF('PRIMER RIESGO INMUEBLE'!B22=0,\"\",'PRIMER RIESGO INMUEBLE'!B22)","v":""},null,"Alquiler no percibido por inmueble inhabitable temporalmente",null,null,null,null,null,null,null,null,null,{"$f":"IF(IF('PRIMER RIESGO INMUEBLE+BIENES'!B22=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B22)=\"X\",\"Robo\",\"\")","v":""},null,"Robo y/o daños por intento de robo de joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,15,"    'Urbanización","L24",null,null,null,null,null,null,null,null,null,null,null,null,null,"AA20","Dpto/Piso/Int",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","CARABAYLLO","DEPARTAMENTO",760,2280,null,null,null,null,null,null,null,".",null,null,{"$f":"IF('VALOR TOTAL INMUEBLE'!B23=0,\"\",'VALOR TOTAL INMUEBLE'!B23)","v":"X"},null,"Gastos extraordinarios: remoción de escombros, honorarios profesionales y construcción de documentos y modelos ",null,null,null,null,null,null,null,null,null,{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B23=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B23)","v":""},null,"Hurto",null,null,null,null,{"$f":"IF('PRIMER RIESGO INMUEBLE'!B23=0,\"\",'PRIMER RIESGO INMUEBLE'!B23)","v":"X"},null,"Gastos extraordinarios: remoción de escombros, honorarios profesionales y construcción de documentos y modelos ",null,null,null,null,null,null,null,null,null,{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B23=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B23)","v":""},null,"Hurto"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,16,"    'Mza/Lt","L25",null,null,null,null,null,null,null,null,null,null,null,null,null,"AC20","Mz",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","CERCADO DE LIMA","CASA",480,1440,null,null,null,null,null,null,"Application.EnableEvents = False",".",null,null,{"$f":"IF('VALOR TOTAL INMUEBLE'!B24=0,\"\",'VALOR TOTAL INMUEBLE'!B24)","v":""},null,null,"Asistencias",null,null,null,null,null,null,null,null,{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B24=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B24)","v":""},null,"Deshonestidad de trabajadores del hogar",null,null,null,null,{"$f":"IF('PRIMER RIESGO INMUEBLE'!B24=0,\"\",'PRIMER RIESGO INMUEBLE'!B24)","v":""},null,null,"Asistencias",null,null,null,null,null,null,null,null,{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B24=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B24)","v":""},null,"Deshonestidad de trabajadores del hogar"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,17,"    'Distrito","G25",null,null,null,null,null,null,null,null,null,null,null,null,null,"AE20","Lt",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","CERCADO DE LIMA","DEPARTAMENTO",1335,4005,null,null,null,null,null,null,"Application.ScreenUpdating = False",".",null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B25=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B25)","v":""},null,"Reembolso de gastos médicos por accidentes de trabajadores del hogar, ocurridos dentro del inmueble",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B25=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B25)","v":""},null,"Reembolso de gastos médicos por accidentes de trabajadores del hogar, ocurridos dentro del inmueble"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,18,"    'Provincia","G26",null,null,null,null,null,null,null,null,null,null,null,null,null,"K21:X21","Urbanizacion (Urb / AAHH / Coop)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","CHORRILLOS","CASA",470,1410,null,null,null,null,null,null,null,".",null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B26=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B26)","v":"X"},null,"Gastos de arrendamiento de vivienda temporal a reembolso",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B26=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B26)","v":"X"},null,"Gastos de arrendamiento de vivienda temporal a reembolso"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,19,"    'Departamento","G27",null,null,null,null,null,null,null,null,null,null,null,null,null,"AC20","Mz",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","CHORRILLOS","DEPARTAMENTO",1050,3150,null,null,null,null,null,null,"'agregado el 02 octubre 2019",".",null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B27=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B27)","v":""},null,"Alquiler no percibido por inmueble inhabitable temporalmente (aplica solo para el arrendador)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B27=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B27)","v":""},null,"Alquiler no percibido por inmueble inhabitable temporalmente (aplica solo para el arrendador)"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,20,"    '¿Qué desea cotizar?","G29",null,null,null,null,null,null,null,null,null,null,null,null,null,"AE20","Lt",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","CIENEGUILLA","CASA",400,1200,null,null,null,null,null,null,"With hj_ingresoSolicitud",".",null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B28=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B28)","v":"X"},null,"Gastos extraordinarios: remoción de escombros, honorarios profesionales y construcción de documentos y modelos ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B28=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B28)","v":"X"},null,"Gastos extraordinarios: remoción de escombros, honorarios profesionales y construcción de documentos y modelos "]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,20,"    '¿Qué desea cotizar?","H29",null,null,null,null,null,null,null,null,null,null,null,null,null,"AA21:AE21","Sec / Etapa / Zona",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","COMAS","CASA",500,1500,null,null,null,null,null,null,"    .Visible = xlSheetHidden",".",null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B29=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B29)","v":"X"},null,null,"Asistencias",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B29=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B29)","v":"X"},null,null,"Asistencias"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,21,"    '¿Qué desea cotizar?","K29",null,null,null,null,null,null,null,null,null,null,null,null,null,"AA21:AE21","Sec / Etapa / Zona",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","COMAS","DEPARTAMENTO",720,2160,null,null,null,null,null,null,"End With","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,22,"    '¿Qué desea cotizar?","O29",null,null,null,null,null,null,null,null,null,null,null,null,null,"E22:L22","Distrito",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","EL AGUSTINO","CASA",410,1230,null,null,null,null,null,null,"'''''''","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,23,"    'Eligeel modo a Asegurar","G31",null,null,null,null,null,null,null,null,null,null,null,null,null,"N22:R22","Provincia",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","EL AGUSTINO","DEPARTAMENTO",940,2820,null,null,null,null,null,null,null,"."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,23,"    'A primer riesgo absoluto","H31",null,null,null,null,null,null,null,null,null,null,null,null,null,"W22:Z22","Departamento",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","JESÚS MARÍA","CASA",500,1500,null,null,null,null,null,null,"With hj_cotizador","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,24,"    'A primer riesgo absoluto","K31",null,null,null,null,null,null,null,null,null,null,null,null,null,"G23:L23","Telefono Casa",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","JESÚS MARÍA","DEPARTAMENTO",1760,5280,null,null,null,null,null,null,null,"."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,25,"    'Tipo de Vivienda","G33",null,null,null,null,null,null,null,null,null,null,null,null,null,"N23:Y23","Telefono trabajo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","LA MOLINA","CASA",750,2250,null,null,null,null,null,null,"    'Tipo de Cliente","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,25,"    'Tipo de Vivienda","E34",null,null,null,null,null,null,null,null,null,null,null,null,null,"AA23:AE23","Telefono Movil",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","LA MOLINA","DEPARTAMENTO",2000,6000,null,null,null,null,null,null,"    If Len(.Range(\"G27\").Value) = 0 Then","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,26,"    'Tipo de Vivienda","E35",null,null,null,null,null,null,null,null,null,null,null,null,null,"H24:AE24","Correo electronico(*)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","LA VICTORIA","CASA",500,1500,null,null,null,null,null,null,"        MsgBox \"Seleccione -> Tipo de Cliente.\", vbExclamation, \"Pacifico\"","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,27,"    'Tipo de Vivienda","G34",null,null,null,null,null,null,null,null,null,null,null,null,null,"N27","¿El contratante es diferente del asegurado? ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","LA VICTORIA","DEPARTAMENTO",1467,4401,null,null,null,null,null,null,"        End","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,28,"    'Tipo de Vivienda","G35",null,null,null,null,null,null,null,null,null,null,null,null,null,"X44","¿La dirección del asegurado es la misma que del inmueble a asegurar?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","LINCE","CASA",720,2160,null,null,null,null,null,null,"    End If","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,29,"    'Moneda","G37",null,null,null,null,null,null,null,null,null,null,null,null,null,"F53:J53","Datos del Inmueble Nro de Pisos",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","LINCE","DEPARTAMENTO",1820,5460,null,null,null,null,null,null,"    ","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,29,"    'Moneda","H37",null,null,null,null,null,null,null,null,null,null,null,null,null,"N53:R53","Datos del Inmueble Nro de Sótanos",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","LOS OLIVOS","CASA",470,1410,null,null,null,null,null,null,"    '¿Qué desea cotizar?","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,30,"    'Moneda","K37",null,null,null,null,null,null,null,null,null,null,null,null,null,"X53:Z53","Datos del Inmueble Año de construcción",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","LOS OLIVOS","DEPARTAMENTO",980,2940,null,null,null,null,null,null,"    If Len(.Range(\"G29\").Value) = 0 Then","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,31,"    'Formar de Pago","I61",null,null,null,null,null,null,null,null,null,null,null,null,null,"I54:L54","Datos del Inmueble Nro de pisos de la ubicación de la vivienda",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","LURIGANCHO","CASA",420,1260,null,null,null,null,null,null,"        MsgBox \"Seleccione -> ¿Qué desea cotizar?\", vbExclamation, \"Pacifico\"","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,32,"    'Formar de Pago","I62",null,null,null,null,null,null,null,null,null,null,null,null,null,"J58","Mampostería",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","LURIGANCHO","DEPARTAMENTO",670,2010,null,null,null,null,null,null,"        End","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,33,"    'Formar de Pago","I63",null,null,null,null,null,null,null,null,null,null,null,null,null,"O58","Adobe",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","LURÍN ","CASA",450,1350,null,null,null,null,null,null,"    End If","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,34,"    'Formar de Pago","I64",null,null,null,null,null,null,null,null,null,null,null,null,null,"X58","Acero Metálico",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","LURÍN ","DEPARTAMENTO",830,2490,null,null,null,null,null,null,"    ","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,35,"    'Formar de Pago","I66",null,null,null,null,null,null,null,null,null,null,null,null,null,"J60","Madera",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","MAGDALENA DEL MAR","CASA",750,2250,null,null,null,null,null,null,"    'Elige el modo a asegurar","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,36,"    'Formar de Pago","I67",null,null,null,null,null,null,null,null,null,null,null,null,null,"O60","Quincha",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","MAGDALENA DEL MAR","DEPARTAMENTO",1750,5250,null,null,null,null,null,null,"    If Len(.Range(\"G31\").Value) = 0 Then","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,37,"    'Formar de Pago","I68",null,null,null,null,null,null,null,null,null,null,null,null,null,"X60","Concreto Armado",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","MIRAFLORES","CASA",850,2550,null,null,null,null,null,null,"        MsgBox \"Seleccione -> Elige el modo a asegurar.\", vbExclamation, \"Pacifico\"","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,38,"    'Formar de Pago","I69",null,null,null,null,null,null,null,null,null,null,null,null,null,"AA60:AE60","Otro",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","MIRAFLORES","DEPARTAMENTO",2500,7500,null,null,null,null,null,null,"        End","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"J63","Alarma",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","PUCUSANA","CASA ",470,1410,null,null,null,null,null,null,"    End If","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"O63","Cámara de seguridad",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","PUCUSANA","DEPARTAMENTO",1060,3180,null,null,null,null,null,null,"    ","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"X63","Sensor de movimiento",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","PUEBLO LIBRE","CASA",500,1500,null,null,null,null,null,null,"    'Tipo de Vivienda","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"J65","Cerco eléctrico",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","PUEBLO LIBRE","DEPARTAMENTO",1550,4650,null,null,null,null,null,null,"    If Len(.Range(\"G33\").Value) = 0 Then","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"O65","Detector de humo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","PUENTE PIEDRA","CASA",430,1290,null,null,null,null,null,null,"        MsgBox \"Seleccione -> Tipo de Vivienda.\", vbExclamation, \"Pacifico\"","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"X65","Ninguno",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","PUENTE PIEDRA","DEPARTAMENTO",790,2370,null,null,null,null,null,null,"        End","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AC71","Declaración Jurada Pregunta 1",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","PUNTA HERMOSA","CASA",470,1410,null,null,null,null,null,null,"    End If","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AE71","Declaración Jurada Pregunta 1",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","PUNTA HERMOSA","DEPARTAMENTO",1310,3930,null,null,null,null,null,null,"    ","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AC74","Declaración Jurada Pregunta 2",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","PUNTA NEGRA","CASA",460,1380,null,null,null,null,null,null,"    'Moneda","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AE74","Declaración Jurada Pregunta 2",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","PUNTA NEGRA","DEPARTAMENTO",990,2970,null,null,null,null,null,null,"    If Len(.Range(\"G37\").Value) = 0 Then","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AC77","Declaración Jurada Pregunta 3",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","RIMAC","CASA",450,1350,null,null,null,null,null,null,"        MsgBox \"Seleccione -> Moneda.\", vbExclamation, \"Pacifico\"","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AE77","Declaración Jurada Pregunta 3",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","RIMAC","DEPARTAMENTO",1000,3000,null,null,null,null,null,null,"        End","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"T78:Y78","En caso marque Sí indique el año de la última remodelación",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","SAN BARTOLO","CASA",480,1440,null,null,null,null,null,null,"    End If","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"C110","Planes - Confirmo que he sido informado correctamente sobre el plan, coberturas, beneficios adicionales que estoy eligiendo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","SAN BARTOLO","DEPARTAMENTO",1210,3630,null,null,null,null,null,null,"    '()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"T122","Suma Asegurada ¿Tiene usted otros seguros contratados para los bienes objeto de este seguro?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","SAN BORJA","CASA",750,2250,null,null,null,null,null,null,"    ","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"V122","Suma Asegurada ¿Tiene usted otros seguros contratados para los bienes objeto de este seguro?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","SAN BORJA","DEPARTAMENTO",2050,6150,null,null,null,null,null,null,"    ","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"L123:Y123","En caso afirmativo, ¿En qué compañia?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","SAN ISIDRO","CASA",900,2700,null,null,null,null,null,null,"    'capturamos variables","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AA123:AE123","Indique la póliza de la compañía de seguros",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","SAN ISIDRO","DEPARTAMENTO",2600,7800,null,null,null,null,null,null,"    TipodeCliente = .Range(\"G27\").Value","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"H126:AE126","Endosado a favor de:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","SAN LUIS ","CASA",500,1500,null,null,null,null,null,null,"    Quedeseacotizar = .Range(\"G29\").Value","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"H127:M127","Monto de endoso:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","SAN LUIS ","DEPARTAMENTO",1467,4401,null,null,null,null,null,null,"    Eligeelmodoaasegurar = .Range(\"G31\").Value","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"O127:S127","porcentaje (%)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","SAN JUAN DE LURIGANCHO","CASA",420,1260,null,null,null,null,null,null,"    TipodeVivienda = .Range(\"G33\").Value","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"F161:M161","Teléfono Corredor / Asesor",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","SAN JUAN DE LURIGANCHO","DEPARTAMENTO",1000,3000,null,null,null,null,null,null,"    moneda = .Range(\"G37\").Value","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"U161:AE161","Correo electrónico Corredor / Asesor",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","SAN JUAN DE MIRAFLORES","CASA",430,1290,null,null,null,null,null,null,"    '''''''''''''''''''''''''''''''","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"T242","Cláusulas Abusivas",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","SAN JUAN DE MIRAFLORES","DEPARTAMENTO",860,2580,null,null,null,null,null,null,"    ","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Y242","Cláusulas Abusivas",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","SAN MARTIN DE PORRES","CASA",420,1260,null,null,null,null,null,null,"    'Quedeseacotizar","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"H29","Persona Natural","Asegurado (llenar solo si es diferente del Contratante)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","SAN MARTIN DE PORRES","DEPARTAMENTO",890,2670,null,null,null,null,null,null,"    If Quedeseacotizar = \"Inmueble\" Then","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"N29","Persona Juridica","Asegurado (llenar solo si es diferente del Contratante)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","SAN MIGUEL","CASA",650,1950,null,null,null,null,null,null,"        .Range(\"H29\").Value = \"X\"","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"D31:K31","DNI","Asegurado (llenar solo si es diferente del Contratante)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","SAN MIGUEL","DEPARTAMENTO",1745,5235,null,null,null,null,null,null,"        .Range(\"K29\").ClearContents","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"N31:Y31","RUC","Asegurado (llenar solo si es diferente del Contratante)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","SANTA MARÍA DEL MAR","CASA",510,1530,null,null,null,null,null,null,"        .Range(\"O29\").ClearContents","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AC31:AE31","Otro (indicar tipo y número)","Asegurado (llenar solo si es diferente del Contratante)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","SANTA MARÍA DEL MAR","DEPARTAMENTO",1580,4740,null,null,null,null,null,null,"        ","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"I32:AE32","Nombre / Razon Social\"","Asegurado (llenar solo si es diferente del Contratante)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","SANTIAGO DE SURCO","CASA",700,2100,null,null,null,null,null,null,"     ElseIf Quedeseacotizar = \"Bienes\" Then","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"H33:T33","Apellido Paterno","Asegurado (llenar solo si es diferente del Contratante)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","SANTIAGO DE SURCO","DEPARTAMENTO",1900,5700,null,null,null,null,null,null,"        .Range(\"H29\").ClearContents","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Z33:AE33","Apellido Paterno","Asegurado (llenar solo si es diferente del Contratante)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","SURQUILLO","CASA",500,1500,null,null,null,null,null,null,"        .Range(\"K29\").Value = \"X\"","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E35","Sexo","Asegurado (llenar solo si es diferente del Contratante)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","SURQUILLO","DEPARTAMENTO",1750,5250,null,null,null,null,null,null,"        .Range(\"O29\").ClearContents","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"N35:P35","Fecha de Nacimiento\"","Asegurado (llenar solo si es diferente del Contratante)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","VILLA EL SALVADOR","CASA",385,1155,null,null,null,null,null,null,"        ","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"V35:Y35","Estado Civil","Asegurado (llenar solo si es diferente del Contratante)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Lima","VILLA EL SALVADOR","DEPARTAMENTO",860,2580,null,null,null,null,null,null,"     ElseIf Quedeseacotizar = \"Inmueble + Bienes\" Then","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AA34:AE35","Nacionalidad","Asegurado (llenar solo si es diferente del Contratante)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"H29\").ClearContents","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"H37:V37","Direccion (Jr. / Cl / Av)","Asegurado (llenar solo si es diferente del Contratante)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"K29\").ClearContents","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"X37:Y37","Nro","Asegurado (llenar solo si es diferente del Contratante)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"O29\").Value = \"X\"","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AA37","Dpto/Piso/Int","Asegurado (llenar solo si es diferente del Contratante)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        ","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AC37","Mz","Asegurado (llenar solo si es diferente del Contratante)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"     End If","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AE37","Lt","Asegurado (llenar solo si es diferente del Contratante)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    '''''''''","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"K38:X38","Urbanizacion (Urb / AAHH / Coop)","Asegurado (llenar solo si es diferente del Contratante)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    ''''''''","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AA38:AE38","Sec / Etapa / Zona","Asegurado (llenar solo si es diferente del Contratante)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    ","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"E39:L39","Distrito","Asegurado (llenar solo si es diferente del Contratante)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    'Eligeelmodoaasegurar","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"N39:R39","Provincia","Asegurado (llenar solo si es diferente del Contratante)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    If Eligeelmodoaasegurar = \"A primer riesgo absoluto\" Then","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"W39:Z39","Departamento","Asegurado (llenar solo si es diferente del Contratante)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"H31\").Value = \"X\"","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AB39:AE39","País","Asegurado (llenar solo si es diferente del Contratante)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"K31\").ClearContents","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"G40:L40","Teléfono Casa","Asegurado (llenar solo si es diferente del Contratante)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        ","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"N40:Y40","Teléfono trabajo","Asegurado (llenar solo si es diferente del Contratante)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"     ElseIf Eligeelmodoaasegurar = \"A valor total\" Then","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AA40:AE40","Teléfono Móvil","Asegurado (llenar solo si es diferente del Contratante)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"H31\").ClearContents","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"H41:AE41","Correo electronico(*)","Asegurado (llenar solo si es diferente del Contratante)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"K31\").Value = \"X\"","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"H50:V50","Direccion (Jr. / Cl / Av)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"     End If","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"X50:Y50","Nro",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    '''''''''","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AA50","Dpto/Piso/Int",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    ''''''''","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AC50","Mz",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    ","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AE50","Lt",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    'TipodeVivienda","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"K51:X51","Urbanizacion (Urb / AAHH / Coop)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    If TipodeVivienda = \"Casa\" Then","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AA51:AE51","Sec / Etapa / Zona",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"E34\").Value = \"X\"","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"F52:L52","Distrito",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"E35\").ClearContents","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"N52:R52","Provincia",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        ","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"W52:Z52","Departamento",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"     ElseIf TipodeVivienda = \"Departamento\" Then","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AD217","Sí acepto",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"E34\").ClearContents","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AD219","No acepto y prefiero perder la oportunidad de recibir nuevas ofertas",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"E35\").Value = \"X\"","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"     End If","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    '''''''''","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    ''''''''","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    ","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    'moneda","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    If moneda = \"Soles\" Then","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"H37\").Value = \"X\"","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"K37\").ClearContents","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        ","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    ElseIf moneda = \"Dólares\" Then","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"H37\").ClearContents","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"K37\").Value = \"X\"","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    End If","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    '''''''''","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    ''''''''","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    ","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    '()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    ","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"'    MsgBox \"ir a coberturas..\"","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"'    Stop","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        ","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    If moneda = \"Soles\" Then","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        rowtarget = 37","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        columntarget = 8","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        ","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        WorksheetBeforeDoubleClick rowtarget, columntarget","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    ElseIf moneda = \"Dólares\" Then","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"K37\").Value = \"X\"","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        rowtarget = 37","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        columntarget = 11","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        ","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        WorksheetBeforeDoubleClick rowtarget, columntarget","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"     End If","."]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"End With","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Application.EnableEvents = True","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Application.ScreenUpdating = True","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"End Sub","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Sub coberturasPredeterminadas()","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Application.EnableEvents = False","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    ","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"'agregado el 01 octubre 2019","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"unprotectsheets","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"'''''''''''''''''","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Dim TipodeCliente As String","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Dim Quedeseacotizar As String","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"With hj_cotizador","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    TipodeCliente = .Range(\"G27\").Value","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    Quedeseacotizar = .Range(\"G29\").Value","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"End With","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"''''''''''''''","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"'COBERTURAS X DEFAULT","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If Quedeseacotizar = \"Inmueble\" Then","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    ","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    'modificado el 02 octubre 2019","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    With Sheets(\"VALOR TOTAL INMUEBLE\")","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B14\").Value = \"X\" 'Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B16\").Value = \"X\" 'Responsabilidad civil frente a terceros","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B18\").Value = \"X\" 'Rotura accidental de vidrio y/o cristales","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B21\").Value = \"X\" 'Gastos de arrendamiento de vivienda temporal a reembolso","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B22\").ClearContents  'Alquiler no percibido por inmueble inhabitable temporalmente","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B23\").Value = \"X\" 'Gastos extraordinarios: remoción de escombros, honorarios profesionales y construcción de documentos y modelos","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B24\").Value = \"X\" 'Asistencias","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    End With","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    ","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    With Sheets(\"PRIMER RIESGO INMUEBLE\")","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B14\").Value = \"X\" 'Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B16\").Value = \"X\" 'Responsabilidad civil frente a terceros","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B18\").Value = \"X\" 'Rotura accidental de vidrio y/o cristales","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B21\").Value = \"X\" 'Gastos de arrendamiento de vivienda temporal a reembolso","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B22\").ClearContents 'Alquiler no percibido por inmueble inhabitable temporalmente","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B23\").Value = \"X\" 'Gastos extraordinarios: remoción de escombros, honorarios profesionales y construcción de documentos y modelos","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B24\").Value = \"X\" 'Asistencias","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    End With","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"End If","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"'=============================================================================================================================================================","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If Quedeseacotizar = \"Bienes\" Then","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    With Sheets(\"VALOR TOTAL BIENES\")","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B14\").Value = \"X\" 'Robo y/o daños por intento de robo (dentro y fuera de la vivienda a nivel nacional)","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B15\").Value = \"X\" 'Robo y/o daños por intento de robo de joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B16\").Value = \"X\" 'Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B20\").Value = \"X\" 'Gastos extraordinarios: remoción de escombros, honorarios profesionales y construcción de documentos y modelos","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B21\").Value = \"X\" 'Asistencias","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    End With","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    ","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    With Sheets(\"PRIMER RIESGO BIENES\")","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B14\").Value = \"X\" 'Robo y/o daños por intento de robo (dentro y fuera de la vivienda a nivel nacional)","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B15\").Value = \"X\" 'Robo y/o daños por intento de robo de joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B16\").Value = \"X\" 'Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B20\").Value = \"X\" 'Gastos extraordinarios: remoción de escombros, honorarios profesionales y construcción de documentos y modelos","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B21\").Value = \"X\" 'Asistencias","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    End With","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"End If","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"'=============================================================================================================================================================","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If Quedeseacotizar = \"Inmueble + Bienes\" Then","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    With Sheets(\"VALOR TOTAL INMUEBLE +BIENES\")","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B14\").Value = \"X\" 'Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B16\").Value = \"X\" 'Responsabilidad civil frente a terceros","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B18\").Value = \"X\" 'Rotura accidental de vidrio y/o cristales","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B21\").Value = \"X\" 'Robo y/o daños por intento de robo (dentro y fuera de la vivienda a nivel nacional)","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B22\").Value = \"X\" 'Robo y/o daños por intento de robo de joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B26\").Value = \"X\" 'Gastos de arrendamiento de vivienda temporal a reembolso","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B29\").Value = \"X\" 'Asistencias","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    End With","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    ","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    With Sheets(\"PRIMER RIESGO INMUEBLE+BIENES\")","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B14\").Value = \"X\" 'Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B16\").Value = \"X\" 'Responsabilidad civil frente a terceros","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B18\").Value = \"X\" 'Rotura accidental de vidrio y/o cristales","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B21\").Value = \"X\" 'Robo y/o daños por intento de robo (dentro y fuera de la vivienda a nivel nacional)","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B22\").Value = \"X\" 'Robo y/o daños por intento de robo de joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B26\").Value = \"X\" 'Gastos de arrendamiento de vivienda temporal a reembolso","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        .Range(\"B29\").Value = \"X\" 'Asistencias","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    End With","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"End If","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"'()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"'()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"'()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()()","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"'modificado el 02 octubre 2019","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"'COBERTURAS ESPECIFICAS","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"If TipodeCliente = \"Es dueño y alquila su vivienda\" Then","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    If Quedeseacotizar = \"Inmueble\" Then","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"    ","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        With Sheets(\"VALOR TOTAL INMUEBLE\")","."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"            .Range(\"B22\").Value = \"X\" 'Alquiler no percibido por inmueble inhabitable temporalmente","."]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"        End With","."]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"'agregado el 01 octubre 2019","."]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"'Application.EnableEvents = True 'review 02 octubre 2019","."]
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[null,null,null,null,"Consideraciones :",null,null,null,null,"Ir a Panel"]
[]
[null,null,null,null,"primer riesgo absoluto"]
[null,null,null,null,"-          La modalidad de aseguramiento que brinda este plan de seguros es a primer riesgo absoluto y se deja expresa constancia que nuestro límite máximo de responsabilidad es hasta el valor que usted determinó como Suma Asegurada, pudiendo ser esta un valor inferior al valor total del Inmueble y/o bien. No se aplicará INFRASEGURO."]
[]
[null,null,null,null,"valor total"]
[null,null,null,null,"-          La modalidad de aseguramiento que brinda este plan de seguros es a valor total."]

{"sheet":"tasasCupones","index":5,"n_rows":22,"n_cols":4,"rows_kept":22,"cut":false,"hidden":true,"merged":[]}
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,"Tasas Cuotas Corredores","Factores"]
[null,"4 CUOTAS",0.25]
[null,"6 CUOTAS DA",0.17224535521308482]
[null,"6 CUOTAS Cupones",0.17464738217893,1.2154]
[null,"10 CUOTAS DA",0.10529275549614135]
[null,"10 CUOTAS Cupones",0.10759130788909588]
[null,"12 Cuotas DA",8.8562000000000002E-2,1.2154]
[null,"12 Cuotas CUPONES",9.0842417251572619E-2,1.2154]

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[null,null,{"$f":"\"Cotización Seguro de Hogar Flex \" & configuracion!$K$2","v":"Cotización Seguro de Hogar Flex Abril 2022"}]
[]
[null,null,"Vigencia de la cotización",{"$f":"TEXT(TODAY(),\"dd/mm/yyyy\") & \" - \" &  TEXT(TODAY()+15,\"dd/mm/yyyy\")","v":"04/04/2022 - 19/04/2022"}]
[null,null,"Fecha inicio de Vigencia",{"$f":"Cotizador!$L$6","v":"00:00:00"}]
[null,null,"Canal",{"$f":"Cotizador!$G$10","v":"Corredor"}]
[null,null,"Agente",{"$f":"Cotizador!R$10","v":0}]
[]
[null,null,"Datos del Contratante "]
[null,null,"Nombre del Contratante",{"$f":"Cotizador!$G$15 & \" \" & Cotizador!$M$15& \" \" & Cotizador!$R$15","v":"  "}]
[null,null,"Tipo de documento ",{"$f":"Cotizador!$G$14&\" \" &Cotizador!$M$14","v":" "}]
[]
[null,null,"Planes de Pago Prima"]
[null,null,"Débito automático","Valores de la Cuota"]
[null,null,"Plan de pago  ","Prima Comercial","IGV","Prima Total"]
[null,null,"Prima anual + IGV sin intereses (referencial):",{"$f":"IF(Cotizador!$G$54=0,\"\",Cotizador!$G$54)","v":""},{"$f":"IF(Cotizador!$G$55=0,\"\",Cotizador!$G$55)","v":""},{"$f":"IF(Cotizador!$G$56=0,\"\",Cotizador!$G$56)","v":""}]
[null,null,"Prima anual + IGV sin intereses con descuento 15% (final):",{"$f":"IF(Cotizador!$L$54=0,\"\",Cotizador!$L$54)","v":""},{"$f":"IF(Cotizador!$L$55=0,\"\",Cotizador!$L$55)","v":""},{"$f":"IF(Cotizador!$L$56=0,\"\",Cotizador!$L$56)","v":""}]
[null,null,{"$f":"IF(Cotizador!$I$61=\"X\",Cotizador!$B$61,IF(Cotizador!$I$62=\"X\",Cotizador!$B$62,IF(Cotizador!$I$63=\"X\",Cotizador!$B$63,IF(Cotizador!$I$64=\"X\",Cotizador!$B$64,IF(Cotizador!$I$66=\"X\",Cotizador!$B$66,IF(Cotizador!$I$67=\"X\",Cotizador!$B$67,IF(Cotizador!$I$68=\"X\",Cotizador!$B$68,IF(Cotizador!$I$69=\"X\",Cotizador!$B$69,\"\"))))))))","v":""},{"$f":"IFERROR(F17/1.18,\"\")","v":""},{"$f":"IFERROR(F17-D17,\"\")","v":""},{"$f":"IF(Cotizador!$I$61=\"X\",Cotizador!$L$61,IF(Cotizador!$I$62=\"X\",Cotizador!$L$62,IF(Cotizador!$I$63=\"X\",Cotizador!$L$63,IF(Cotizador!$I$64=\"X\",Cotizador!$L$64,IF(Cotizador!$I$66=\"X\",Cotizador!$L$66,IF(Cotizador!$I$67=\"X\",Cotizador!$L$67,IF(Cotizador!$I$68=\"X\",Cotizador!$L$68,IF(Cotizador!$I$69=\"X\",Cotizador!$L$69,\"\"))))))))","v":""}]
[null,null,"Materia Asegurada",{"$f":"IF(Cotizador!$H$29=\"X\",Cotizador!$G$29,IF(Cotizador!$K$29=\"X\",Cotizador!$J$29,IF(Cotizador!$O$29=\"X\",Cotizador!$M$29)))","v":false}]
[]
[null,null,"Datos del Inmueble asegurado"]
[null,null,"Dirección",{"$f":"Cotizador!$G$22 & \" \" & Cotizador!G23","v":" "}]
[null,null,"Departamento",{"$f":"IF(Cotizador!$L$26=0,\"\",Cotizador!$L$26)","v":""}]
[null,null,"Provincia",{"$f":"IF(Cotizador!$G$26=0,\"\",Cotizador!$G$26)","v":""}]
[null,null,"Distrito",{"$f":"IF(Cotizador!$G$25=0,\"\",Cotizador!$G$25)","v":""}]
[null,null,"Tipo de Inmueble",{"$f":"IF(Cotizador!$E$34=\"X\",Cotizador!$B$34,IF(Cotizador!$E$35=\"X\",Cotizador!$B$35,\"\"))","v":""}]
[]
[null,null,"Modalidad de Aseguramiento",{"$f":"IF(Cotizador!$H$31=\"X\",Cotizador!$G$31,IF(Cotizador!$K$31=\"X\",Cotizador!$J$31,\"\"))","v":""}]
[]
[null,null,"Plan  contratado","Personalizado"]
[]
[null,null,"Suma Asegurada"]
[null,null,"Suma Asegurada Inmueble",{"$f":"Cotizador!$G$40","v":0}]
[null,null,"Suma Asegurada Bienes",{"$f":"Cotizador!G41","v":0}]
[null,null,"Suma Asegurada Total (Inmueble + Bienes)",{"$f":"SUM(D32:D33)","v":0}]
[]
[null,null,"COBERTURAS  (solo INMUEBLE)",null,"Límites asegurados por vigencia","Prima Comercial",null,null,"OK"]
[null,null,"Cobertura principal"]
[{"$f":"IF(LEN(B38)=0,\"hide\",\"\")","v":""},{"$f":"IF('PRIMER RIESGO INMUEBLE'!B12=0,\"\",'PRIMER RIESGO INMUEBLE'!B12)","v":"X"},"Incendio y/o rayo, explosión, incendio en aparatos eléctricos. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves o daños por riesgos políticos y sociales",null,{"$f":"'PRIMER RIESGO INMUEBLE'!F12","v":0},{"$f":"'PRIMER RIESGO INMUEBLE'!G12","v":51.5}]
[{"$f":"IF(AND(A40=\"hide\",A41=\"hide\",A42=\"hide\",A43=\"hide\",A44=\"hide\",A45=\"hide\",A46=\"hide\",A47=\"hide\",A48=\"hide\",A49=\"hide\"),\"hide\",\"\")","v":""},null,"Coberturas adicionales"]
[{"$f":"IF(LEN(B40)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('PRIMER RIESGO INMUEBLE'!B14=0,\"\",'PRIMER RIESGO INMUEBLE'!B14)","v":""},"Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza",null,{"$f":"'PRIMER RIESGO INMUEBLE'!F14","v":0},{"$f":"'PRIMER RIESGO INMUEBLE'!G14","v":0}]
[{"$f":"IF(LEN(B40)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('PRIMER RIESGO INMUEBLE'!B15=0,\"\",'PRIMER RIESGO INMUEBLE'!B15)","v":""},null,null,{"$f":"'PRIMER RIESGO INMUEBLE'!F15","v":"Suma asegurada que forma parte de la cobertura principal"}]
[{"$f":"IF(LEN(B42)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('PRIMER RIESGO INMUEBLE'!B16=0,\"\",'PRIMER RIESGO INMUEBLE'!B16)","v":""},"Responsabilidad civil frente a terceros",null,{"$f":"'PRIMER RIESGO INMUEBLE'!F16","v":0},{"$f":"'PRIMER RIESGO INMUEBLE'!G16","v":0}]
[{"$f":"IF(LEN(B42)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('PRIMER RIESGO INMUEBLE'!B17=0,\"\",'PRIMER RIESGO INMUEBLE'!B17)","v":""},null,null,{"$f":"'PRIMER RIESGO INMUEBLE'!F17","v":"máximo US$ 200,000"}]
[{"$f":"IF(LEN(B44)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('PRIMER RIESGO INMUEBLE'!B18=0,\"\",'PRIMER RIESGO INMUEBLE'!B18)","v":""},"Rotura accidental de vidrio y/o cristales",null,{"$f":"'PRIMER RIESGO INMUEBLE'!F18","v":"Hasta US$ 3,000 ,suma asegurada que forma parte de la cobertura principal"},{"$f":"'PRIMER RIESGO INMUEBLE'!G18","v":0}]
[{"$f":"IF(LEN(B45)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('PRIMER RIESGO INMUEBLE'!B19=0,\"\",'PRIMER RIESGO INMUEBLE'!B19)","v":""},"Robo o intento de robo de instalaciones fijas",null,{"$f":"'PRIMER RIESGO INMUEBLE'!F19","v":"Hasta el 20% de la suma asegurada de inmueble, máximo US$ 5,000 ,suma asegurada que forma parte de la cobertura principal"},{"$f":"'PRIMER RIESGO INMUEBLE'!G19","v":0}]
[{"$f":"IF(LEN(B46)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('PRIMER RIESGO INMUEBLE'!B20=0,\"\",'PRIMER RIESGO INMUEBLE'!B20)","v":""},"Reembolso de gastos médicos por accidentes de trabajadores del hogar, ocurridos dentro del inmueble",null,{"$f":"'PRIMER RIESGO INMUEBLE'!F20","v":"Hasta US$ 5,000 por evento, máximo 3 eventos por vigencia de la póliza"},{"$f":"'PRIMER RIESGO INMUEBLE'!G20","v":0}]
["hide",{"$f":"IF('PRIMER RIESGO INMUEBLE'!B21=0,\"\",'PRIMER RIESGO INMUEBLE'!B21)","v":""},"Gastos de arrendamiento de vivienda temporal a reembolso",null,{"$f":"'PRIMER RIESGO INMUEBLE'!F21","v":"Hasta US$ 2,000 mensuales, máximo 6 meses por vigencia de la póliza, suma asegurada que forma parte de la cobertura principal"},{"$f":"'PRIMER RIESGO INMUEBLE'!G21","v":0}]
["hide",{"$f":"IF('PRIMER RIESGO INMUEBLE'!B22=0,\"\",'PRIMER RIESGO INMUEBLE'!B22)","v":""},"Alquiler no percibido por inmueble inhabitable temporalmente",null,{"$f":"'PRIMER RIESGO INMUEBLE'!F22","v":"Hasta US$ 2,000 mensuales, máximo 6 meses por vigencia de la póliza, suma asegurada que forma parte de la cobertura principal"},{"$f":"'PRIMER RIESGO INMUEBLE'!G22","v":0}]
[{"$f":"IF(LEN(B49)=0,\"hide\",\"\")","v":""},{"$f":"IF('PRIMER RIESGO INMUEBLE'!B23=0,\"\",'PRIMER RIESGO INMUEBLE'!B23)","v":"X"},"Gastos extraordinarios: remoción de escombros, honorarios profesionales y construcción de documentos y modelos ",null,{"$f":"'PRIMER RIESGO INMUEBLE'!F23","v":"Hasta el 20% de la suma asegurada de Inmueble, suma asegurada que forma parte de la cobertura principal"},{"$f":"'PRIMER RIESGO INMUEBLE'!G23","v":0}]
[{"$f":"IF(LEN($B$50)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('PRIMER RIESGO INMUEBLE'!B24=0,\"\",'PRIMER RIESGO INMUEBLE'!B24)","v":""},"Asistencias",null,null,null,null,null,"OK"]
[{"$f":"IF(LEN($B$50)=0,\"hide\",\"\")","v":"hide"},null,{"$f":"'PRIMER RIESGO INMUEBLE'!D25","v":"Asistencia de emergencia en el hogar"},null,{"$f":"'PRIMER RIESGO INMUEBLE'!F25","v":"Hasta US$ 300 por cada servicio, máximo 3 atenciones de cada servicio de Cerrajería, Gasfitería, Electricidad, y vidriería, las 24 horas del día todos los días del año, por vigencia de la póliza. "},{"$f":"'PRIMER RIESGO INMUEBLE'!G25","v":0}]
[{"$f":"IF(LEN($B$50)=0,\"hide\",\"\")","v":"hide"},null,{"$f":"'PRIMER RIESGO INMUEBLE'!D26","v":"Limpieza del inmueble asegurado a consecuencia de un siniestro"},null,{"$f":"'PRIMER RIESGO INMUEBLE'!F26","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
["hide",null,{"$f":"'PRIMER RIESGO INMUEBLE'!D27","v":"Chequeo preventivo del inmueble"},null,{"$f":"'PRIMER RIESGO INMUEBLE'!F27","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
["hide",null,{"$f":"'PRIMER RIESGO INMUEBLE'!D28","v":"Orientación médica telefónica"},null,{"$f":"'PRIMER RIESGO INMUEBLE'!F28","v":"Sin límite"}]
["hide",null,{"$f":"'PRIMER RIESGO INMUEBLE'!D29","v":"Ambulancia por accidente para el asegurado"},null,{"$f":"'PRIMER RIESGO INMUEBLE'!F29","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
["hide",null,{"$f":"'PRIMER RIESGO INMUEBLE'!D30","v":"Asesoría legal por robo dentro del inmueble"},null,{"$f":"'PRIMER RIESGO INMUEBLE'!F30","v":"Hasta US$ 300 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,"Deducibles:\nAplicables por evento/pérdida, en caso de discrepancia prevalece el mayor",null,null,null,null,null,"OK"]
[{"$f":"IF(LEN(B58)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('PRIMER RIESGO INMUEBLE'!B32=0,\"\",'PRIMER RIESGO INMUEBLE'!B32)","v":""},"Terremoto / Maremoto",null,{"$f":"'PRIMER RIESGO INMUEBLE'!F32","v":"Hasta el 1% del límite asegurado, mínimo US$ 200"}]
[{"$f":"IF(LEN(B59)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('PRIMER RIESGO INMUEBLE'!B33=0,\"\",'PRIMER RIESGO INMUEBLE'!B33)","v":""},"Otros Riesgos de la Naturaleza (entre ellos lluvia, inundación, otros)",null,{"$f":"'PRIMER RIESGO INMUEBLE'!F33","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["",{"$f":"IF('PRIMER RIESGO INMUEBLE'!B34=0,\"\",'PRIMER RIESGO INMUEBLE'!B34)","v":"X"},"Daños por agua",null,{"$f":"'PRIMER RIESGO INMUEBLE'!F34","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["",{"$f":"IF('PRIMER RIESGO INMUEBLE'!B35=0,\"\",'PRIMER RIESGO INMUEBLE'!B35)","v":"X"},"Riesgos políticos y sociales",null,{"$f":"'PRIMER RIESGO INMUEBLE'!F35","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["hide",{"$f":"IF('PRIMER RIESGO INMUEBLE'!B36=0,\"\",'PRIMER RIESGO INMUEBLE'!B36)","v":""},"Responsabilidad civil frente a terceros",null,{"$f":"'PRIMER RIESGO INMUEBLE'!F36","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["hide",{"$f":"IF('PRIMER RIESGO INMUEBLE'!B37=0,\"\",'PRIMER RIESGO INMUEBLE'!B37)","v":""},"Rotura accidental de vidrio y/o cristales",null,{"$f":"'PRIMER RIESGO INMUEBLE'!F37","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["hide",{"$f":"IF('PRIMER RIESGO INMUEBLE'!B38=0,\"\",'PRIMER RIESGO INMUEBLE'!B38)","v":""},"Robo o intento de robo de instalaciones fijas",null,{"$f":"'PRIMER RIESGO INMUEBLE'!F38","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["hide",{"$f":"IF('PRIMER RIESGO INMUEBLE'!B39=0,\"\",'PRIMER RIESGO INMUEBLE'!B39)","v":""},"Demás coberturas",null,{"$f":"'PRIMER RIESGO INMUEBLE'!F39","v":"Sin deducible"}]
[]
[]
[null,null,"Importante:",null,null,null,null,null,"OK"]
[null,null,"Si se encuentran discrepancias entre la presente cotización y los términos de la póliza, prevalecerán las condiciones de esta última."]
[null,null,"La presente cotización es válida por un plazo de 30 días calendarios contados a partir de la fecha de recepción de la misma. Luego de vencido dicho plazo la oferta contenida en la presente cotización quedará sin efecto legal alguno entre las partes."]
[null,null,"Se deja constancia expresa que, a potestad de la Compañía, la aceptación final del riesgo por parte de esta queda sujeta a la realización de la inspección, por parte de nuestro Departamento de Ingeniería o la persona autorizada para tal efecto, para verificar el efectivo estado del riesgo, así como el estricto cumplimiento por parte del Asegurado de las garantías que a mérito de dicha inspección establezca el Departamento de Ingeniería de la Compañía."]
[]
[null,null,"Consideraciones: ",null,null,null,null,null,"OK"]
[null,null,"-   La forma de entrega de la póliza es electrónica.     \n-   La forma de pago de la póliza es solo con afiliación al débito automático a una tarjeta de crédito o a una cuenta bancaria.   \n-   La modalidad de aseguramiento que brinda este plan de seguros es a valor total. \n-   La cobertura principal comprende además cualquier otro riesgo, súbito e imprevisto, que no esté excluido explícitamente en las exclusiones de las Condiciones Generales y/o Cláusulas Adicionales de la Póliza.        \n-  Las coberturas señaladas en Coberturas Adicionales forman parte de la suma asegurada de la Cobertura Principal, es decir, cada indemnización que le paguemos por las coberturas adicionales, reducirá la suma asegurada de la cobertura principal, a excepción de la cobertura adicional Responsabilidad civil frente a terceros, la cual es independiente a la suma asegurada de la cobertura principal.         \n-  La cobertura de la póliza en cuanto a pérdida o daños causados por agua que inunde, descargue o derrame de cualquier instalación de agua o desagüe de otros elementos líquidos; no comprenderá el costo de reparar el desperfecto que originó tal pérdida o daño.   \n-   Este seguro no otorga cobertura cuando en el inmueble se realiza cualquier actividad o giro comercial diferente al de casa habitación.       \n-   Este seguro se renovará automáticamente, es decir, en las mismas condiciones vigentes en el periodo anterior.          \n-   Para la cobertura de Robo y/o daños por intento de robo de Joyas y platería se define lo siguiente: Objetos y/o adornos de uso personal elaborados en oro, plata, platino, perlas y que pueden llevar o no incrustadas piedras preciosas de origen biológico o mineral, tanto si están engastadas como si no. También se considera a cualquier objeto ornamental o de uso doméstico elaborado con los materiales enumerados en el párrafo anterior.    \n-   El ASEGURADO deberá presentar una relación detallada, a ser actualizada mínimo cada dos años, de los bienes cuyo valor unitario excedan los S/ 5,000. En caso de siniestro, esta relación de bienes es el sustento de la pre-existencia de cada bien declarado. En caso de no cumplir con lo anterior o para bienes afectados no incluidos en la relación presentada, el Asegurado deberá demostrarnos la pre-existencia de los bienes afectados en el siniestro, a través de comprobantes de pago y/o constancia visual (fotografías, video, manuales de uso o similares) en donde se muestre el artículo en el interior del Inmueble asegurado o a la persona usando dicho artículo.    \n-   En caso de robo: Se mantiene la exigencia de la denuncia policial, pero se manejará a discreción cada caso hasta por un monto máximo de siniestro de S/ 30,000, siniestros por encima de este monto deberán presentar denuncia policial de manera obligatoria.    \n-  Las asistencias están disponibles los 365 días del año en las siguientes ciudades:  \n•      Lima Metropolitana exceptuando Ancón, Punta Hermosa, San Bartolo, Santa María y Pucusana.\n•      Trujillo: En los distritos de Trujillo, Victor Larco, Moche y Huanchaco. \n•      Chiclayo: En los distritos de Chiclayo, La Victoria, José Leonardo Ortiz, Pimentel.  \n•      Piura: En los distritos de Piura, Castilla, Catacaos.      \n•      Arequipa: En los distritos de Arequipa (Cercado), Yanahuara, Cayma, Sachaca, José Luis Bustamante y Rivero, Cerro Colorado.        \n•      Cusco: En los distritos de Cusco, San Jerónimo, San Sebastián, Santiago, Wanchaq.  \n Aplican y deben aparecer tanto para a primer riesgo como para valor total "]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,"Exlusiones: ",null,null,null,null,null,"OK"]
[null,null,"Tenga en cuenta que no pagaremos la reparación del desperfecto ni del bien que originó el daño, como tampoco ninguna pérdida o daño proveniente o que sean causa de, o en conexión con, o atribuibles principalmente a:        \na)      Dolo, culpa grave o negligencia inexcusable del CONTRATANTE o de USTED y/o del BENEFICIARIO y/o ENDOSATARIO o de los familiares de cualquiera de ellos, o de sus dependientes, especialmente de los responsables de la seguridad de los BIENES asegurados.   \nb)      Guerra, Guerra Civil, invasión, acto de enemigo extranjero, hostilidades u operaciones de guerra, declarada o no.          \nc)       Desgaste o deterioro paulatino o fatiga de material, causado por, o resultado de, el uso y funcionamiento del bien; uso o deterioro gradual; deficiencias de rendimiento o capacidad; polución, contaminación; corrosión, erosión; herrumbre u oxidación; hongos, moho húmedo o seco, combustión espontánea, fermentación; humedad, sequedad, smog o cambios de temperatura; asentamiento o contracción o expansión de edificios o cimientos; la calefacción o la desecación a que hubieran sido sometidos los objetos que forman parte de la Materia Asegurada.  \nd)      Hundimientos, desplazamientos, agrietamientos o asentamientos de muros, pisos, techos, pavimentos, cimientos, muros de contención. Sin embargo, si estos daños son causados por los eventos de Terremoto, Temblor, Erupción Volcánica o Maremoto para los cuales se haya contratado amparo bajo la presente póliza, no se aplicará esta exclusión.     \ne)      Todo gasto o costo para implementar modificaciones o mejoras, o por mantenimiento, o para hacer otras reparaciones o arreglos, en el INMUEBLE y/o BIENES dañados o afectados; así como los gastos o costos de cualquier reparación provisional, a menos que constituyan, a la vez, parte de los gastos de la reparación definitiva amparada por la póliza.     \nf)        Valor atribuido a los BIENES por razones sentimentales o simbólicas, por afición, por antigüedad, o por exclusividad.         \ng)      Pérdida o daño ocurrido cuando el INMUEBLE esté deshabitado y/o cuando los BIENES se hallen en el INMUEBLE deshabitado; en ambos casos durante más de noventa (90) días consecutivos.  \nLas demás exclusiones se encuentran en el acápite 3 de las Condiciones Generales de la Póliza. Aplican exclusiones específicas a la cobertura que se contrate, detalladas en su respectiva Cláusula Adicional.           \nBienes excluidos:          \na)      INMUEBLE y/o BIENES con cualquier actividad o giro diferente al de casa habitación. \nb)      Animales vivos de cualquier tipo.      \nc)       Plantaciones, cultivos, cosechas de cualquier tipo, invernaderos, bosques, selvas, monte bajo, praderas, pampas, árboles, parques, prados, jardines naturales y ornamentales, agua.  \nd)      INMUEBLES y/o BIENES en proceso de construcción, reconstrucción, montaje o desmontaje.\ne)      Vehículos motorizados con una placa de rodaje, equipos flotantes o submarinos, aeronaves o artefactos aéreos, embarcaciones, naves acuáticas; de cualquier tipo y tamaño.  \nf)    BIENES de cualquier tipo que sean propiedad de terceros aun cuando dichos BIENES se encuentren bajo custodia y/o posesión del Asegurado.      \ng)      Material pirotécnico, explosivos, combustibles, mechas, fulminantes, detonadores y similares.\nh)      BIENES situados o instalados u operando o trabajando o siendo usados en él, o a las orillas del, mar, río, lago o laguna, en subterráneos, o debajo del nivel de la superficie terrestre.  \ni)        Dinero en efectivo, títulos valores.       \nj)       Cualquier tipo de contenido o bien para fines comerciales, de la profesión u ocupación o de negocios de USTED, de cualquier miembro de su familia, por medio de los cuales obtengan un lucro."]

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[null,null,{"$f":"\"Cotización Seguro de Hogar Flex \" & configuracion!$K$2","v":"Cotización Seguro de Hogar Flex Abril 2022"}]
[]
[null,null,"Vigencia de la cotización",{"$f":"TEXT(TODAY(),\"dd/mm/yyyy\") & \" - \" &  TEXT(TODAY()+15,\"dd/mm/yyyy\")","v":"04/04/2022 - 19/04/2022"}]
[null,null,"Fecha inicio de Vigencia",{"$f":"Cotizador!$L$6","v":"00:00:00"}]
[null,null,"Canal",{"$f":"Cotizador!$G$10","v":"Corredor"}]
[null,null,"Agente",{"$f":"Cotizador!R$10","v":0}]
[]
[null,null,"Datos del Contratante "]
[null,null,"Nombre del Contratante",{"$f":"Cotizador!$G$15 & \" \" & Cotizador!$M$15& \" \" & Cotizador!$R$15","v":"  "}]
[null,null,"Tipo de documento ",{"$f":"Cotizador!$G$14&\" \" &Cotizador!$M$14","v":" "}]
[]
[null,null,"Planes de Pago Prima"]
[null,null,"Débito automático","Valores de la Cuota"]
[null,null,"Plan de pago  ","Prima Comercial","IGV","Prima Total"]
[null,null,"Prima anual + IGV sin intereses (referencial):",{"$f":"IF(Cotizador!$G$54=0,\"\",Cotizador!$G$54)","v":""},{"$f":"IF(Cotizador!$G$55=0,\"\",Cotizador!$G$55)","v":""},{"$f":"IF(Cotizador!$G$56=0,\"\",Cotizador!$G$56)","v":""}]
[null,null,"Prima anual + IGV sin intereses con descuento 15% (final):",{"$f":"IF(Cotizador!$L$54=0,\"\",Cotizador!$L$54)","v":""},{"$f":"IF(Cotizador!$L$55=0,\"\",Cotizador!$L$55)","v":""},{"$f":"IF(Cotizador!$L$56=0,\"\",Cotizador!$L$56)","v":""}]
[null,null,{"$f":"IF(Cotizador!$I$61=\"X\",Cotizador!$B$61,IF(Cotizador!$I$62=\"X\",Cotizador!$B$62,IF(Cotizador!$I$63=\"X\",Cotizador!$B$63,IF(Cotizador!$I$64=\"X\",Cotizador!$B$64,IF(Cotizador!$I$66=\"X\",Cotizador!$B$66,IF(Cotizador!$I$67=\"X\",Cotizador!$B$67,IF(Cotizador!$I$68=\"X\",Cotizador!$B$68,IF(Cotizador!$I$69=\"X\",Cotizador!$B$69,\"\"))))))))","v":""},{"$f":"IFERROR(F17/1.18,\"\")","v":""},{"$f":"IFERROR(F17-D17,\"\")","v":""},{"$f":"IF(Cotizador!$I$61=\"X\",Cotizador!$L$61,IF(Cotizador!$I$62=\"X\",Cotizador!$L$62,IF(Cotizador!$I$63=\"X\",Cotizador!$L$63,IF(Cotizador!$I$64=\"X\",Cotizador!$L$64,IF(Cotizador!$I$66=\"X\",Cotizador!$L$66,IF(Cotizador!$I$67=\"X\",Cotizador!$L$67,IF(Cotizador!$I$68=\"X\",Cotizador!$L$68,IF(Cotizador!$I$69=\"X\",Cotizador!$L$69,\"\"))))))))","v":""}]
[null,null,"Materia Asegurada",{"$f":"IF(Cotizador!$H$29=\"X\",Cotizador!$G$29,IF(Cotizador!$K$29=\"X\",Cotizador!$J$29,IF(Cotizador!$O$29=\"X\",Cotizador!$M$29)))","v":false}]
[]
[null,null,"Datos del Inmueble asegurado"]
[null,null,"Dirección",{"$f":"Cotizador!$G$22 & \" \" & Cotizador!G23","v":" "}]
[null,null,"Departamento",{"$f":"IF(Cotizador!$L$26=0,\"\",Cotizador!$L$26)","v":""}]
[null,null,"Provincia",{"$f":"IF(Cotizador!$G$26=0,\"\",Cotizador!$G$26)","v":""}]
[null,null,"Distrito",{"$f":"IF(Cotizador!$G$25=0,\"\",Cotizador!$G$25)","v":""}]
[null,null,"Tipo de Inmueble",{"$f":"IF(Cotizador!$E$34=\"X\",Cotizador!$B$34,IF(Cotizador!$E$35=\"X\",Cotizador!$B$35,\"\"))","v":""}]
[]
[null,null,"Modalidad de Aseguramiento",{"$f":"IF(Cotizador!$H$31=\"X\",Cotizador!$G$31,IF(Cotizador!$K$31=\"X\",Cotizador!$J$31,\"\"))","v":""}]
[]
[null,null,"Plan  contratado","Personalizado"]
[]
[null,null,"Suma Asegurada"]
[null,null,"Suma Asegurada Inmueble",{"$f":"Cotizador!$G$40","v":0}]
[null,null,"Suma Asegurada Bienes",{"$f":"Cotizador!G41","v":0}]
[null,null,"Suma Asegurada Total (Inmueble + Bienes)",{"$f":"SUM(D32:D33)","v":0}]
[]
[null,null,"COBERTURAS  (solo BIENES)",null,"Límites asegurados por vigencia","Prima Comercial",null,null,"OK"]
[null,null,"Cobertura principal"]
[{"$f":"IF(LEN(B38)=0,\"hide\",\"\")","v":""},{"$f":"IF('PRIMER RIESGO BIENES'!B12=0,\"\",'PRIMER RIESGO BIENES'!B12)","v":"X"},"Incendio y/o rayo, explosión, incendio en aparatos eléctricos. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves o daños por riesgos políticos y sociales",null,{"$f":"'PRIMER RIESGO BIENES'!F12","v":0},{"$f":"'PRIMER RIESGO BIENES'!G12","v":62.82}]
[{"$f":"IF(AND(A40=\"hide\",A41=\"hide\",A42=\"hide\",A43=\"hide\",A44=\"hide\",A45=\"hide\",A46=\"hide\"),\"hide\",\"\")","v":""},null,"Coberturas adicionales"]
[{"$f":"IF(LEN(B40)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('PRIMER RIESGO BIENES'!B14=0,\"\",'PRIMER RIESGO BIENES'!B14)","v":""},"Robo y/o daños por intento de robo (dentro y fuera de la vivienda a nivel nacional)",null,{"$f":"'PRIMER RIESGO BIENES'!F14","v":0},{"$f":"'PRIMER RIESGO BIENES'!G14","v":0}]
[{"$f":"IF(LEN(B41)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('PRIMER RIESGO BIENES'!B15=0,\"\",'PRIMER RIESGO BIENES'!B15)","v":""},"Robo y/o daños por intento de robo de joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda. ",null,{"$f":"'PRIMER RIESGO BIENES'!F15","v":"USD 10,000, sublímite de la cobertura de Robo"},{"$f":"'PRIMER RIESGO BIENES'!G15","v":0}]
[{"$f":"IF(LEN(B42)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('PRIMER RIESGO BIENES'!B16=0,\"\",'PRIMER RIESGO BIENES'!B16)","v":""},"Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza",null,{"$f":"'PRIMER RIESGO BIENES'!F16","v":0},{"$f":"'PRIMER RIESGO BIENES'!G16","v":0}]
[{"$f":"IF(LEN(B42)=0,\"hide\",\"\")","v":"hide"},null,null,null,{"$f":"'PRIMER RIESGO BIENES'!F17","v":"Suma asegurada que forma parte de la cobertura principal"},{"$f":"'PRIMER RIESGO BIENES'!G17","v":0}]
[{"$f":"IF(LEN(B44)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('PRIMER RIESGO BIENES'!B18=0,\"\",'PRIMER RIESGO BIENES'!B18)","v":""},"Hurto",null,{"$f":"'PRIMER RIESGO BIENES'!F18","v":"Hasta US$ 3,000 , sublímite de la cobertura de Robo"},{"$f":"'PRIMER RIESGO BIENES'!G18","v":0}]
[{"$f":"IF(LEN(B45)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('PRIMER RIESGO BIENES'!B19=0,\"\",'PRIMER RIESGO BIENES'!B19)","v":""},"Deshonestidad de trabajadores del hogar",null,{"$f":"'PRIMER RIESGO BIENES'!F19","v":"Hasta US$ 5,000 por evento, máximo 3 eventos por vigencia de la póliza, sublímite de la cobertura de Robo"},{"$f":"'PRIMER RIESGO BIENES'!G19","v":0}]
[{"$f":"IF(LEN(B46)=0,\"hide\",\"\")","v":""},{"$f":"IF('PRIMER RIESGO BIENES'!B20=0,\"\",'PRIMER RIESGO BIENES'!B20)","v":"X"},"Gastos extraordinarios: remoción de escombros, honorarios profesionales y construcción de documentos y modelos ",null,{"$f":"'PRIMER RIESGO BIENES'!F20","v":"Hasta el 20% de la suma asegurada de bienes, suma asegurada que forma parte de la cobertura principal"},{"$f":"'PRIMER RIESGO BIENES'!G20","v":0}]
[{"$f":"IF(AND(A48=\"hide\",A52=\"hide\",A53=\"hide\",A50=\"hide\",A49=\"hide\",A51=\"hide\",A54=\"hide\",A55=\"hide\",A56=\"hide\",A57=\"hide\"),\"hide\",\"\")","v":""},{"$f":"IF('PRIMER RIESGO BIENES'!B21=0,\"\",'PRIMER RIESGO BIENES'!B21)","v":""},"Asistencias",null,null,null,null,null,"OK"]
[{"$f":"IF(LEN($B$47)=0,\"hide\",\"\")","v":"hide"},null,{"$f":"'PRIMER RIESGO BIENES'!D22","v":"Asistencia de emergencia en el hogar"},null,{"$f":"'PRIMER RIESGO BIENES'!F22","v":"Hasta US$ 300 por cada servicio, máximo 3 atenciones de cada servicio de Cerrajería, Gasfitería, Electricidad, y vidriería, las 24 horas del día todos los días del año, por vigencia de la póliza. "},{"$f":"'PRIMER RIESGO BIENES'!G22","v":0}]
[{"$f":"IF(LEN($B$47)=0,\"hide\",\"\")","v":"hide"},null,{"$f":"'PRIMER RIESGO BIENES'!D23","v":"Limpieza del inmueble asegurado a consecuencia de un siniestro"},null,{"$f":"'PRIMER RIESGO BIENES'!F23","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
["hide",null,{"$f":"'PRIMER RIESGO BIENES'!D24","v":"Chequeo preventivo del inmueble"},null,{"$f":"'PRIMER RIESGO BIENES'!F24","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
["hide",null,{"$f":"'PRIMER RIESGO BIENES'!D25","v":"Orientación médica telefónica"},null,{"$f":"'PRIMER RIESGO BIENES'!F25","v":"Sin límite"}]
["hide",null,{"$f":"'PRIMER RIESGO BIENES'!D26","v":"Ambulancia por accidente para el asegurado"},null,{"$f":"'PRIMER RIESGO BIENES'!F26","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
["hide",null,{"$f":"'PRIMER RIESGO BIENES'!D27","v":"Asesoría legal por robo dentro del inmueble"},null,{"$f":"'PRIMER RIESGO BIENES'!F27","v":"Hasta US$ 300 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,"Deducibles:\nAplicables por evento/pérdida, en caso de discrepancia prevalece el mayor",null,null,null,null,"OK"]
[{"$f":"IF(LEN(B55)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('PRIMER RIESGO BIENES'!B29=0,\"\",'PRIMER RIESGO BIENES'!B29)","v":""},"Robo y/o daños por intento de robo",null,{"$f":"'PRIMER RIESGO BIENES'!F29","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["hide",{"$f":"IF('PRIMER RIESGO BIENES'!B30=0,\"\",'PRIMER RIESGO BIENES'!B30)","v":""},"Hurto",null,{"$f":"'PRIMER RIESGO BIENES'!F30","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["hide",{"$f":"IF('PRIMER RIESGO BIENES'!B31=0,\"\",'PRIMER RIESGO BIENES'!B31)","v":""},"Deshonestidad de trabajadores del hogar",null,{"$f":"'PRIMER RIESGO BIENES'!F31","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["hide",{"$f":"IF('PRIMER RIESGO BIENES'!B32=0,\"\",'PRIMER RIESGO BIENES'!B32)","v":""},"Terremoto / Maremoto",null,{"$f":"'PRIMER RIESGO BIENES'!F32","v":"Hasta el 1% del límite asegurado, mínimo US$ 200"}]
["hide",{"$f":"IF('PRIMER RIESGO BIENES'!B33=0,\"\",'PRIMER RIESGO BIENES'!B33)","v":""},"Otros Riesgos de la Naturaleza (entre ellos lluvia, inundación, otros)",null,{"$f":"'PRIMER RIESGO BIENES'!F33","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["",{"$f":"IF('PRIMER RIESGO BIENES'!B34=0,\"\",'PRIMER RIESGO BIENES'!B34)","v":"X"},"Daños por agua",null,{"$f":"'PRIMER RIESGO BIENES'!F34","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["",{"$f":"IF('PRIMER RIESGO BIENES'!B35=0,\"\",'PRIMER RIESGO BIENES'!B35)","v":"X"},"Riesgos políticos y sociales",null,{"$f":"'PRIMER RIESGO BIENES'!F35","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[{"$f":"IF(LEN(B62)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('PRIMER RIESGO BIENES'!B36=0,\"\",'PRIMER RIESGO BIENES'!B36)","v":""},"Demás coberturas",null,{"$f":"'PRIMER RIESGO BIENES'!F36","v":"Sin deducible"}]
[]
[]
[null,null,"Importante:",null,null,null,null,null,"OK"]
[null,null,"Si se encuentran discrepancias entre la presente cotización y los términos de la póliza, prevalecerán las condiciones de esta última."]
[null,null,"La presente cotización es válida por un plazo de 30 días calendarios contados a partir de la fecha de recepción de la misma. Luego de vencido dicho plazo la oferta contenida en la presente cotización quedará sin efecto legal alguno entre las partes."]
[null,null,"Se deja constancia expresa que, a potestad de la Compañía, la aceptación final del riesgo por parte de esta queda sujeta a la realización de la inspección, por parte de nuestro Departamento de Ingeniería o la persona autorizada para tal efecto, para verificar el efectivo estado del riesgo, así como el estricto cumplimiento por parte del Asegurado de las garantías que a mérito de dicha inspección establezca el Departamento de Ingeniería de la Compañía."]
[]
[null,null,"Consideraciones: ",null,null,null,null,null,"OK"]
[null,null,"-   La forma de entrega de la póliza es electrónica.     \n-   La forma de pago de la póliza es solo con afiliación al débito automático a una tarjeta de crédito o a una cuenta bancaria.\n-   La modalidad de aseguramiento que brinda este plan de seguros es a valor total. \n-   La cobertura principal comprende además cualquier otro riesgo, súbito e imprevisto, que no esté excluido explícitamente en las exclusiones de las Condiciones Generales y/o Cláusulas Adicionales de la Póliza.        \n-  Las coberturas señaladas en Coberturas Adicionales forman parte de la suma asegurada de la Cobertura Principal, es decir, cada indemnización que le paguemos por las coberturas adicionales, reducirá la suma asegurada de la cobertura principal, a excepción de la cobertura adicional Responsabilidad civil frente a terceros, la cual es independiente a la suma asegurada de la cobertura principal.         \n-  La cobertura de la póliza en cuanto a pérdida o daños causados por agua que inunde, descargue o derrame de cualquier instalación de agua o desagüe de otros elementos líquidos; no comprenderá el costo de reparar el desperfecto que originó tal pérdida o daño.   \n-   Este seguro no otorga cobertura cuando en el inmueble se realiza cualquier actividad o giro comercial diferente al de casa habitación.       \n-   Este seguro se renovará automáticamente, es decir, en las mismas condiciones vigentes en el periodo anterior.          \n-   Para la cobertura de Robo y/o daños por intento de robo de Joyas y platería se define lo siguiente: Objetos y/o adornos de uso personal elaborados en oro, plata, platino, perlas y que pueden llevar o no incrustadas piedras preciosas de origen biológico o mineral, tanto si están engastadas como si no. También se considera a cualquier objeto ornamental o de uso doméstico elaborado con los materiales enumerados en el párrafo anterior.    \n-   El ASEGURADO deberá presentar una relación detallada, a ser actualizada mínimo cada dos años, de los bienes cuyo valor unitario excedan los S/ 5,000. En caso de siniestro, esta relación de bienes es el sustento de la pre-existencia de cada bien declarado. En caso de no cumplir con lo anterior o para bienes afectados no incluidos en la relación presentada, el Asegurado deberá demostrarnos la pre-existencia de los bienes afectados en el siniestro, a través de comprobantes de pago y/o constancia visual (fotografías, video, manuales de uso o similares) en donde se muestre el artículo en el interior del Inmueble asegurado o a la persona usando dicho artículo.    \n-   En caso de robo: Se mantiene la exigencia de la denuncia policial, pero se manejará a discreción cada caso hasta por un monto máximo de siniestro de S/ 30,000, siniestros por encima de este monto deberán presentar denuncia policial de manera obligatoria.    \n-  Las asistencias están disponibles los 365 días del año en las siguientes ciudades:  \n•      Lima Metropolitana exceptuando Ancón, Punta Hermosa, San Bartolo, Santa María y Pucusana.\n•      Trujillo: En los distritos de Trujillo, Victor Larco, Moche y Huanchaco. \n•      Chiclayo: En los distritos de Chiclayo, La Victoria, José Leonardo Ortiz, Pimentel.  \n•      Piura: En los distritos de Piura, Castilla, Catacaos.      \n•      Arequipa: En los distritos de Arequipa (Cercado), Yanahuara, Cayma, Sachaca, José Luis Bustamante y Rivero, Cerro Colorado.        \n•      Cusco: En los distritos de Cusco, San Jerónimo, San Sebastián, Santiago, Wanchaq.  \n Aplican y deben aparecer tanto para a primer riesgo como para valor total "]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,"Exlusiones: ",null,null,null,null,null,"OK"]
[null,null,"Tenga en cuenta que no pagaremos la reparación del desperfecto ni del bien que originó el daño, como tampoco ninguna pérdida o daño proveniente o que sean causa de, o en conexión con, o atribuibles principalmente a:        \na)      Dolo, culpa grave o negligencia inexcusable del CONTRATANTE o de USTED y/o del BENEFICIARIO y/o ENDOSATARIO o de los familiares de cualquiera de ellos, o de sus dependientes, especialmente de los responsables de la seguridad de los BIENES asegurados.   \nb)      Guerra, Guerra Civil, invasión, acto de enemigo extranjero, hostilidades u operaciones de guerra, declarada o no.          \nc)       Desgaste o deterioro paulatino o fatiga de material, causado por, o resultado de, el uso y funcionamiento del bien; uso o deterioro gradual; deficiencias de rendimiento o capacidad; polución, contaminación; corrosión, erosión; herrumbre u oxidación; hongos, moho húmedo o seco, combustión espontánea, fermentación; humedad, sequedad, smog o cambios de temperatura; asentamiento o contracción o expansión de edificios o cimientos; la calefacción o la desecación a que hubieran sido sometidos los objetos que forman parte de la Materia Asegurada.  \nd)      Hundimientos, desplazamientos, agrietamientos o asentamientos de muros, pisos, techos, pavimentos, cimientos, muros de contención. Sin embargo, si estos daños son causados por los eventos de Terremoto, Temblor, Erupción Volcánica o Maremoto para los cuales se haya contratado amparo bajo la presente póliza, no se aplicará esta exclusión.     \ne)      Todo gasto o costo para implementar modificaciones o mejoras, o por mantenimiento, o para hacer otras reparaciones o arreglos, en el INMUEBLE y/o BIENES dañados o afectados; así como los gastos o costos de cualquier reparación provisional, a menos que constituyan, a la vez, parte de los gastos de la reparación definitiva amparada por la póliza.     \nf)        Valor atribuido a los BIENES por razones sentimentales o simbólicas, por afición, por antigüedad, o por exclusividad.         \ng)      Pérdida o daño ocurrido cuando el INMUEBLE esté deshabitado y/o cuando los BIENES se hallen en el INMUEBLE deshabitado; en ambos casos durante más de noventa (90) días consecutivos.  \nLas demás exclusiones se encuentran en el acápite 3 de las Condiciones Generales de la Póliza. Aplican exclusiones específicas a la cobertura que se contrate, detalladas en su respectiva Cláusula Adicional.           \nBienes excluidos:          \na)      INMUEBLE y/o BIENES con cualquier actividad o giro diferente al de casa habitación. \nb)      Animales vivos de cualquier tipo.      \nc)       Plantaciones, cultivos, cosechas de cualquier tipo, invernaderos, bosques, selvas, monte bajo, praderas, pampas, árboles, parques, prados, jardines naturales y ornamentales, agua.  \nd)      INMUEBLES y/o BIENES en proceso de construcción, reconstrucción, montaje o desmontaje.\ne)      Vehículos motorizados con una placa de rodaje, equipos flotantes o submarinos, aeronaves o artefactos aéreos, embarcaciones, naves acuáticas; de cualquier tipo y tamaño.  \nf)    BIENES de cualquier tipo que sean propiedad de terceros aun cuando dichos BIENES se encuentren bajo custodia y/o posesión del Asegurado.      \ng)      Material pirotécnico, explosivos, combustibles, mechas, fulminantes, detonadores y similares.\nh)      BIENES situados o instalados u operando o trabajando o siendo usados en él, o a las orillas del, mar, río, lago o laguna, en subterráneos, o debajo del nivel de la superficie terrestre.  \ni)        Dinero en efectivo, títulos valores.       \nj)       Cualquier tipo de contenido o bien para fines comerciales, de la profesión u ocupación o de negocios de USTED, de cualquier miembro de su familia, por medio de los cuales obtengan un lucro."]

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[null,null,{"$f":"\"Cotización Seguro de Hogar Flex \" & configuracion!$K$2","v":"Cotización Seguro de Hogar Flex Abril 2022"}]
[]
[null,null,"Vigencia de la cotización",{"$f":"TEXT(TODAY(),\"dd/mm/yyyy\") & \" - \" &  TEXT(TODAY()+15,\"dd/mm/yyyy\")","v":"04/04/2022 - 19/04/2022"}]
[null,null,"Fecha inicio de Vigencia",{"$f":"Cotizador!$L$6","v":"00:00:00"}]
[null,null,"Canal",{"$f":"Cotizador!$G$10","v":"Corredor"}]
[null,null,"Agente",{"$f":"Cotizador!R$10","v":0}]
[]
[null,null,"Datos del Contratante "]
[null,null,"Nombre del Contratante",{"$f":"Cotizador!$G$15 & \" \" & Cotizador!$M$15& \" \" & Cotizador!$R$15","v":"  "}]
[null,null,"Tipo de documento ",{"$f":"Cotizador!$G$14&\" \" &Cotizador!$M$14","v":" "}]
[]
[null,null,"Planes de Pago Prima"]
[null,null,"Débito automático","Valores de la Cuota"]
[null,null,"Plan de pago  ","Prima Comercial","IGV","Prima Total"]
[null,null,"Prima anual + IGV sin intereses (referencial):",{"$f":"IF(Cotizador!$G$54=0,\"\",Cotizador!$G$54)","v":""},{"$f":"IF(Cotizador!$G$55=0,\"\",Cotizador!$G$55)","v":""},{"$f":"IF(Cotizador!$G$56=0,\"\",Cotizador!$G$56)","v":""}]
[null,null,"Prima anual + IGV sin intereses con descuento 15% (final):",{"$f":"IF(Cotizador!$L$54=0,\"\",Cotizador!$L$54)","v":""},{"$f":"IF(Cotizador!$L$55=0,\"\",Cotizador!$L$55)","v":""},{"$f":"IF(Cotizador!$L$56=0,\"\",Cotizador!$L$56)","v":""}]
[null,null,{"$f":"IF(Cotizador!$I$61=\"X\",Cotizador!$B$61,IF(Cotizador!$I$62=\"X\",Cotizador!$B$62,IF(Cotizador!$I$63=\"X\",Cotizador!$B$63,IF(Cotizador!$I$64=\"X\",Cotizador!$B$64,IF(Cotizador!$I$66=\"X\",Cotizador!$B$66,IF(Cotizador!$I$67=\"X\",Cotizador!$B$67,IF(Cotizador!$I$68=\"X\",Cotizador!$B$68,IF(Cotizador!$I$69=\"X\",Cotizador!$B$69,\"\"))))))))","v":""},{"$f":"IFERROR(F17/1.18,\"\")","v":""},{"$f":"IFERROR(F17-D17,\"\")","v":""},{"$f":"IF(Cotizador!$I$61=\"X\",Cotizador!$L$61,IF(Cotizador!$I$62=\"X\",Cotizador!$L$62,IF(Cotizador!$I$63=\"X\",Cotizador!$L$63,IF(Cotizador!$I$64=\"X\",Cotizador!$L$64,IF(Cotizador!$I$66=\"X\",Cotizador!$L$66,IF(Cotizador!$I$67=\"X\",Cotizador!$L$67,IF(Cotizador!$I$68=\"X\",Cotizador!$L$68,IF(Cotizador!$I$69=\"X\",Cotizador!$L$69,\"\"))))))))","v":""}]
[null,null,"Materia Asegurada",{"$f":"IF(Cotizador!$H$29=\"X\",Cotizador!$G$29,IF(Cotizador!$K$29=\"X\",Cotizador!$J$29,IF(Cotizador!$O$29=\"X\",Cotizador!$M$29)))","v":false}]
[]
[null,null,"Datos del Inmueble asegurado"]
[null,null,"Dirección",{"$f":"Cotizador!$G$22 & \" \" & Cotizador!G23","v":" "}]
[null,null,"Departamento",{"$f":"IF(Cotizador!$L$26=0,\"\",Cotizador!$L$26)","v":""}]
[null,null,"Provincia",{"$f":"IF(Cotizador!$G$26=0,\"\",Cotizador!$G$26)","v":""}]
[null,null,"Distrito",{"$f":"IF(Cotizador!$G$25=0,\"\",Cotizador!$G$25)","v":""}]
[null,null,"Tipo de Inmueble",{"$f":"IF(Cotizador!$E$34=\"X\",Cotizador!$B$34,IF(Cotizador!$E$35=\"X\",Cotizador!$B$35,\"\"))","v":""}]
[]
[null,null,"Modalidad de Aseguramiento",{"$f":"IF(Cotizador!$H$31=\"X\",Cotizador!$G$31,IF(Cotizador!$K$31=\"X\",Cotizador!$J$31,\"\"))","v":""}]
[]
[null,null,"Plan  contratado","Personalizado"]
[]
[null,null,"Sumas Aseguradas "]
[null,null,"Suma Asegurada Inmueble",{"$f":"Cotizador!$G$40","v":0}]
[null,null,"Suma Asegurada Bienes",{"$f":"Cotizador!G41","v":0}]
[null,null,"Suma Asegurada Total (Inmueble + Bienes)",{"$f":"SUM(D32:D33)","v":0}]
[]
[null,null,"COBERTURAS  (INMUEBLE Y BIENES)",null,"Límites asegurados por vigencia, hasta","Límites asegurados por vigencia, hasta","Prima Comercial",null,"OK"]
[null,null,"Cobertura principal",null,"INMUEBLE","BIENES"]
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[null,null,"Coberturas adicionales"]
[{"$f":"IF(LEN(B40)=0,\"hide\",\"\")","v":""},{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B14=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B14)","v":"X"},"Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza",null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!F14","v":0},{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!G14","v":0},{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!H14","v":290.67}]
[{"$f":"IF(LEN(B40)=0,\"hide\",\"\")","v":""},null,null,null,"Suma asegurada que forma parte de la cobertura principal","Suma asegurada que forma parte de la cobertura principal"]
[{"$f":"IF(LEN(B42)=0,\"hide\",\"\")","v":""},{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B16=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B16)","v":"X"},"Responsabilidad civil frente a terceros",null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!F16","v":0},{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!G16","v":"-"},{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!H16","v":1.68}]
[{"$f":"IF(LEN(B42)=0,\"hide\",\"\")","v":""},null,null,null,{"$f":"coberturasyClausulas!$J$64","v":" máximo US$ 200,000"}]
[{"$f":"IF(LEN(B44)=0,\"hide\",\"\")","v":""},{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B18=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B18)","v":"X"},"Rotura accidental de vidrio y/o cristales",null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!F18","v":"US$ 3,000"},null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!H18","v":4.62}]
[{"$f":"IF(LEN(B44)=0,\"hide\",\"\")","v":""},null,null,null,"Suma asegurada que forma parte de la cobertura principal"]
[{"$f":"IF(LEN(B46)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B20=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B20)","v":""},"Robo o intento de robo de instalaciones fijas",null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!F20","v":"20% de la suma asegurada de inmueble, máximo US$ 5,000 , suma asegurada que forma parte de la cobertura principal"},null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!H20","v":0}]
[{"$f":"IF(LEN(B47)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B21=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B21)","v":""},"Robo y/o daños por intento de robo (dentro y fuera de la vivienda a nivel nacional)",null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!F21","v":"-"},{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!G21","v":0},{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!H21","v":0}]
["hide",{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B22=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B22)","v":""},"Robo y/o daños por intento de robo de joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda. ",null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!F22","v":"-"},{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!G22","v":"USD 10,000, sublímite de la cobertura de Robo"},{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!H22","v":0}]
["hide",{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B23=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B23)","v":""},"Hurto",null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!F23","v":"-"},{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!G23","v":"US$ 3,000 , sublímite de la cobertura de Robo"},{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!H23","v":0}]
["hide",{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B24=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B24)","v":""},"Deshonestidad de trabajadores del hogar",null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!F24","v":"-"},{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!G24","v":"US$ 5,000 por evento, máximo 3 eventos por vigencia de la póliza, sublímite de la cobertura de Robo"},{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!H24","v":0}]
["hide",{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B25=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B25)","v":""},"Reembolso de gastos médicos por accidentes de trabajadores del hogar, ocurridos dentro del inmueble",null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!F25","v":"US$ 5,000 por evento, máximo 3 eventos por vigencia de la póliza"},"Hasta US$ 5,000 / S/ 15,000 por evento, máximo 3 eventos por vigencia de la póliza",{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!H25","v":0}]
["",{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B26=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B26)","v":"X"},"Gastos de arrendamiento de vivienda temporal a reembolso",null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!F26","v":"US$ 2,000 mensuales, máximo 6 meses por vigencia de la póliza, suma asegurada que forma parte de la cobertura principal"},"Hasta US$ 5,000 / S/ 15,000 por evento, máximo 3 eventos por vigencia de la póliza",{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!H26","v":1.23}]
["hide",{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B27=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B27)","v":""},"Alquiler no percibido por inmueble inhabitable temporalmente (aplica solo para el arrendador)",null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!F27","v":"US$ 2,000 mensuales, máximo 6 meses por vigencia de la póliza, suma asegurada que forma parte de la cobertura principal"},"Hasta US$ 5,000 / S/ 15,000 por evento, máximo 3 eventos por vigencia de la póliza",{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!H27","v":0}]
["",{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B28=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B28)","v":"X"},"Gastos extraordinarios: remoción de escombros, honorarios profesionales y construcción de documentos y modelos ",null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!F28","v":"20% de la suma asegurada de inmueble y/o bienes, suma asegurada que forma parte de la cobertura principal"},"Hasta US$ 5,000 / S/ 15,000 por evento, máximo 3 eventos por vigencia de la póliza",{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!H28","v":0}]
[{"$f":"IF(LEN($B$55)=0,\"hide\",\"\")","v":""},{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B29=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B29)","v":"X"},"Asistencias",null,null,null,null,null,"OK"]
[{"$f":"IF(LEN($B$55)=0,\"hide\",\"\")","v":""},null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!D30","v":"Asistencia de emergencia en el hogar"},null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!F30","v":"Hasta US$ 300 por cada servicio, máximo 3 atenciones de cada servicio de Cerrajería, Gasfitería, Electricidad, y vidriería, las 24 horas del día todos los días del año, por vigencia de la póliza. "},null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!H30","v":17.68}]
[{"$f":"IF(LEN($B$55)=0,\"hide\",\"\")","v":""},null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!D31","v":"Limpieza del inmueble asegurado a consecuencia de un siniestro"},null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!F31","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
[{"$f":"IF(LEN($B$55)=0,\"hide\",\"\")","v":""},null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!D32","v":"Chequeo preventivo del inmueble"},null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!F32","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
["",null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!D33","v":"Orientación médica telefónica"},null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!F33","v":"Sin límite"}]
["",null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!D34","v":"Ambulancia por accidente para el asegurado"},null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!F34","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
["",null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!D35","v":"Asesoría legal por robo dentro del inmueble"},null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!F35","v":"Hasta US$ 300 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,"Deducibles:\nAplicables por evento/pérdida, en caso de discrepancia prevalece el mayor",null,null,null,null,null,"OK"]
[{"$f":"IF(LEN(B63)=0,\"hide\",\"\")","v":""},{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B37=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B37)","v":"X"},"Terremoto / Maremoto",null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!F37","v":"Hasta el 1% del límite asegurado, mínimo US$ 200"}]
["",{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B38=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B38)","v":"X"},"Otros Riesgos de la Naturaleza (entre ellos lluvia, inundación, otros)",null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!F38","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["",{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B39=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B39)","v":"X"},"Daños por agua",null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!F39","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["",{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B40=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B40)","v":"X"},"Riesgos políticos y sociales",null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!F40","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["",{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B41=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B41)","v":"X"},"Responsabilidad civil frente a terceros",null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!F41","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["",{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B42=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B42)","v":"X"},"Rotura accidental de vidrio y/o cristales",null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!F42","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["hide",{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B43=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B43)","v":""},"Robo o intento de robo de instalaciones fijas",null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!F43","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["hide",{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B44=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B44)","v":""},"Robo y/o daños por intento de robo",null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!F44","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["hide",{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B45=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B45)","v":""},"Hurto",null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!F45","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["hide",{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B46=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B46)","v":""},"Deshonestidad de trabajadores del hogar",null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!F46","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["",{"$f":"IF('PRIMER RIESGO INMUEBLE+BIENES'!B47=0,\"\",'PRIMER RIESGO INMUEBLE+BIENES'!B47)","v":"X"},"Demás coberturas",null,{"$f":"'PRIMER RIESGO INMUEBLE+BIENES'!F47","v":"Sin deducible"}]
[]
[]
[null,null,"Importante:",null,null,null,null,null,"OK"]
[null,null,"Si se encuentran discrepancias entre la presente cotización y los términos de la póliza, prevalecerán las condiciones de esta última."]
[null,null,"La presente cotización es válida por un plazo de 30 días calendarios contados a partir de la fecha de recepción de la misma. Luego de vencido dicho plazo la oferta contenida en la presente cotización quedará sin efecto legal alguno entre las partes."]
[null,null,"Se deja constancia expresa que, a potestad de la Compañía, la aceptación final del riesgo por parte de esta queda sujeta a la realización de la inspección, por parte de nuestro Departamento de Ingeniería o la persona autorizada para tal efecto, para verificar el efectivo estado del riesgo, así como el estricto cumplimiento por parte del Asegurado de las garantías que a mérito de dicha inspección establezca el Departamento de Ingeniería de la Compañía."]
[]
[null,null,"Consideraciones: ",null,null,null,null,null,"OK"]
[null,null,"-   La forma de entrega de la póliza es electrónica.     \n-   La forma de pago de la póliza es solo con afiliación al débito automático a una tarjeta de crédito o a una cuenta bancaria.\n-   La modalidad de aseguramiento que brinda este plan de seguros es a valor total. \n-   La cobertura principal comprende además cualquier otro riesgo, súbito e imprevisto, que no esté excluido explícitamente en las exclusiones de las Condiciones Generales y/o Cláusulas Adicionales de la Póliza.        \n-  Las coberturas señaladas en Coberturas Adicionales forman parte de la suma asegurada de la Cobertura Principal, es decir, cada indemnización que le paguemos por las coberturas adicionales, reducirá la suma asegurada de la cobertura principal, a excepción de la cobertura adicional Responsabilidad civil frente a terceros, la cual es independiente a la suma asegurada de la cobertura principal.         \n-  La cobertura de la póliza en cuanto a pérdida o daños causados por agua que inunde, descargue o derrame de cualquier instalación de agua o desagüe de otros elementos líquidos; no comprenderá el costo de reparar el desperfecto que originó tal pérdida o daño.   \n-   Este seguro no otorga cobertura cuando en el inmueble se realiza cualquier actividad o giro comercial diferente al de casa habitación.       \n-   Este seguro se renovará automáticamente, es decir, en las mismas condiciones vigentes en el periodo anterior.          \n-   Para la cobertura de Robo y/o daños por intento de robo de Joyas y platería se define lo siguiente: Objetos y/o adornos de uso personal elaborados en oro, plata, platino, perlas y que pueden llevar o no incrustadas piedras preciosas de origen biológico o mineral, tanto si están engastadas como si no. También se considera a cualquier objeto ornamental o de uso doméstico elaborado con los materiales enumerados en el párrafo anterior.    \n-   El ASEGURADO deberá presentar una relación detallada, a ser actualizada mínimo cada dos años, de los bienes cuyo valor unitario excedan los S/ 5,000. En caso de siniestro, esta relación de bienes es el sustento de la pre-existencia de cada bien declarado. En caso de no cumplir con lo anterior o para bienes afectados no incluidos en la relación presentada, el Asegurado deberá demostrarnos la pre-existencia de los bienes afectados en el siniestro, a través de comprobantes de pago y/o constancia visual (fotografías, video, manuales de uso o similares) en donde se muestre el artículo en el interior del Inmueble asegurado o a la persona usando dicho artículo.    \n-   En caso de robo: Se mantiene la exigencia de la denuncia policial, pero se manejará a discreción cada caso hasta por un monto máximo de siniestro de S/ 30,000, siniestros por encima de este monto deberán presentar denuncia policial de manera obligatoria.    \n-  Las asistencias están disponibles los 365 días del año en las siguientes ciudades:  \n•      Lima Metropolitana exceptuando Ancón, Punta Hermosa, San Bartolo, Santa María y Pucusana.\n•      Trujillo: En los distritos de Trujillo, Victor Larco, Moche y Huanchaco. \n•      Chiclayo: En los distritos de Chiclayo, La Victoria, José Leonardo Ortiz, Pimentel.  \n•      Piura: En los distritos de Piura, Castilla, Catacaos.      \n•      Arequipa: En los distritos de Arequipa (Cercado), Yanahuara, Cayma, Sachaca, José Luis Bustamante y Rivero, Cerro Colorado.        \n•      Cusco: En los distritos de Cusco, San Jerónimo, San Sebastián, Santiago, Wanchaq.  \n Aplican y deben aparecer tanto para a primer riesgo como para valor total "]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,"Exlusiones: ",null,null,null,null,null,"OK"]
[null,null,"Tenga en cuenta que no pagaremos la reparación del desperfecto ni del bien que originó el daño, como tampoco ninguna pérdida o daño proveniente o que sean causa de, o en conexión con, o atribuibles principalmente a:        \na)      Dolo, culpa grave o negligencia inexcusable del CONTRATANTE o de USTED y/o del BENEFICIARIO y/o ENDOSATARIO o de los familiares de cualquiera de ellos, o de sus dependientes, especialmente de los responsables de la seguridad de los BIENES asegurados.   \nb)      Guerra, Guerra Civil, invasión, acto de enemigo extranjero, hostilidades u operaciones de guerra, declarada o no.          \nc)       Desgaste o deterioro paulatino o fatiga de material, causado por, o resultado de, el uso y funcionamiento del bien; uso o deterioro gradual; deficiencias de rendimiento o capacidad; polución, contaminación; corrosión, erosión; herrumbre u oxidación; hongos, moho húmedo o seco, combustión espontánea, fermentación; humedad, sequedad, smog o cambios de temperatura; asentamiento o contracción o expansión de edificios o cimientos; la calefacción o la desecación a que hubieran sido sometidos los objetos que forman parte de la Materia Asegurada.  \nd)      Hundimientos, desplazamientos, agrietamientos o asentamientos de muros, pisos, techos, pavimentos, cimientos, muros de contención. Sin embargo, si estos daños son causados por los eventos de Terremoto, Temblor, Erupción Volcánica o Maremoto para los cuales se haya contratado amparo bajo la presente póliza, no se aplicará esta exclusión.     \ne)      Todo gasto o costo para implementar modificaciones o mejoras, o por mantenimiento, o para hacer otras reparaciones o arreglos, en el INMUEBLE y/o BIENES dañados o afectados; así como los gastos o costos de cualquier reparación provisional, a menos que constituyan, a la vez, parte de los gastos de la reparación definitiva amparada por la póliza.     \nf)        Valor atribuido a los BIENES por razones sentimentales o simbólicas, por afición, por antigüedad, o por exclusividad.         \ng)      Pérdida o daño ocurrido cuando el INMUEBLE esté deshabitado y/o cuando los BIENES se hallen en el INMUEBLE deshabitado; en ambos casos durante más de noventa (90) días consecutivos.  \nLas demás exclusiones se encuentran en el acápite 3 de las Condiciones Generales de la Póliza. Aplican exclusiones específicas a la cobertura que se contrate, detalladas en su respectiva Cláusula Adicional.           \nBienes excluidos:          \na)      INMUEBLE y/o BIENES con cualquier actividad o giro diferente al de casa habitación. \nb)      Animales vivos de cualquier tipo.      \nc)       Plantaciones, cultivos, cosechas de cualquier tipo, invernaderos, bosques, selvas, monte bajo, praderas, pampas, árboles, parques, prados, jardines naturales y ornamentales, agua.  \nd)      INMUEBLES y/o BIENES en proceso de construcción, reconstrucción, montaje o desmontaje.\ne)      Vehículos motorizados con una placa de rodaje, equipos flotantes o submarinos, aeronaves o artefactos aéreos, embarcaciones, naves acuáticas; de cualquier tipo y tamaño.  \nf)    BIENES de cualquier tipo que sean propiedad de terceros aun cuando dichos BIENES se encuentren bajo custodia y/o posesión del Asegurado.      \ng)      Material pirotécnico, explosivos, combustibles, mechas, fulminantes, detonadores y similares.\nh)      BIENES situados o instalados u operando o trabajando o siendo usados en él, o a las orillas del, mar, río, lago o laguna, en subterráneos, o debajo del nivel de la superficie terrestre.  \ni)        Dinero en efectivo, títulos valores.       \nj)       Cualquier tipo de contenido o bien para fines comerciales, de la profesión u ocupación o de negocios de USTED, de cualquier miembro de su familia, por medio de los cuales obtengan un lucro."]

{"sheet":"CotizacionInmuebleVT","index":9,"n_rows":107,"n_cols":9,"rows_kept":107,"cut":false,"hidden":true,"merged":[[0,2,0,6],[12,3,12,5],[20,3,20,5],[35,2,35,3],[37,2,37,3],[21,3,21,5],[22,3,22,5],[23,3,23,5],[24,3,24,5],[5,3,5,4],[55,2,55,3],[39,1,40,1],[39,2,40,3],[39,5,40,5],[45,2,45,3],[41,1,42,1],[41,2,42,3],[41,5,42,5],[43,2,43,3],[44,2,44,3],[64,4,64,5],[68,2,68,5],[59,2,59,3],[46,2,46,3],[47,2,47,3],[48,2,48,3],[56,2,56,5],[57,2,57,3],[57,4,57,5],[50,5,55,5],[50,2,50,3],[51,2,51,3],[52,2,52,3],[53,2,53,3],[54,2,54,3],[49,2,49,3],[69,2,69,5],[59,4,59,5],[58,2,58,3],[73,2,103,5],[106,2,141,5],[58,4,58,5],[70,2,70,5],[60,2,60,3],[60,4,60,5],[61,2,61,3],[61,4,61,5],[62,2,62,3],[62,4,62,5],[63,2,63,3],[63,4,63,5],[64,2,64,3]]}
[null,null,{"$f":"\"Cotización Seguro de Hogar Flex \" & configuracion!$K$2","v":"Cotización Seguro de Hogar Flex Abril 2022"}]
[]
[null,null,"Vigencia de la cotización",{"$f":"TEXT(TODAY(),\"dd/mm/yyyy\") & \" - \" &  TEXT(TODAY()+15,\"dd/mm/yyyy\")","v":"04/04/2022 - 19/04/2022"}]
[null,null,"Fecha inicio de Vigencia",{"$f":"Cotizador!$L$6","v":"00:00:00"}]
[null,null,"Canal",{"$f":"Cotizador!$G$10","v":"Corredor"}]
[null,null,"Agente",{"$f":"Cotizador!R$10","v":0}]
[]
[null,null,"Datos del Contratante "]
[null,null,"Nombre del Contratante",{"$f":"Cotizador!$G$15 & \" \" & Cotizador!$M$15& \" \" & Cotizador!$R$15","v":"  "}]
[null,null,"Tipo de documento ",{"$f":"Cotizador!$G$14&\" \" &Cotizador!$M$14","v":" "}]
[]
[null,null,"Planes de Pago Prima"]
[null,null,"Débito automático","Valores de la Cuota"]
[null,null,"Plan de pago  ","Prima Comercial","IGV","Prima Total"]
[null,null,"Prima anual + IGV sin intereses (referencial):",{"$f":"IF(Cotizador!$G$54=0,\"\",Cotizador!$G$54)","v":""},{"$f":"IF(Cotizador!$G$55=0,\"\",Cotizador!$G$55)","v":""},{"$f":"IF(Cotizador!$G$56=0,\"\",Cotizador!$G$56)","v":""}]
[null,null,"Prima anual + IGV sin intereses con descuento 15% (final):",{"$f":"IF(Cotizador!$L$54=0,\"\",Cotizador!$L$54)","v":""},{"$f":"IF(Cotizador!$L$55=0,\"\",Cotizador!$L$55)","v":""},{"$f":"IF(Cotizador!$L$56=0,\"\",Cotizador!$L$56)","v":""}]
[null,null,{"$f":"IF(Cotizador!$I$61=\"X\",Cotizador!$B$61,IF(Cotizador!$I$62=\"X\",Cotizador!$B$62,IF(Cotizador!$I$63=\"X\",Cotizador!$B$63,IF(Cotizador!$I$64=\"X\",Cotizador!$B$64,IF(Cotizador!$I$66=\"X\",Cotizador!$B$66,IF(Cotizador!$I$67=\"X\",Cotizador!$B$67,IF(Cotizador!$I$68=\"X\",Cotizador!$B$68,IF(Cotizador!$I$69=\"X\",Cotizador!$B$69,\"\"))))))))","v":""},{"$f":"IFERROR(F17/1.18,\"\")","v":""},{"$f":"IFERROR(F17-D17,\"\")","v":""},{"$f":"IF(Cotizador!$I$61=\"X\",Cotizador!$L$61,IF(Cotizador!$I$62=\"X\",Cotizador!$L$62,IF(Cotizador!$I$63=\"X\",Cotizador!$L$63,IF(Cotizador!$I$64=\"X\",Cotizador!$L$64,IF(Cotizador!$I$66=\"X\",Cotizador!$L$66,IF(Cotizador!$I$67=\"X\",Cotizador!$L$67,IF(Cotizador!$I$68=\"X\",Cotizador!$L$68,IF(Cotizador!$I$69=\"X\",Cotizador!$L$69,\"\"))))))))","v":""}]
[null,null,"Materia Asegurada",{"$f":"IF(Cotizador!$H$29=\"X\",Cotizador!$G$29,IF(Cotizador!$K$29=\"X\",Cotizador!$J$29,IF(Cotizador!$O$29=\"X\",Cotizador!$M$29)))","v":false}]
[]
[null,null,"Datos del Inmueble asegurado"]
[null,null,"Dirección",{"$f":"Cotizador!$G$22 & \" \" & Cotizador!G23","v":" "}]
[null,null,"Departamento",{"$f":"IF(Cotizador!$L$26=0,\"\",Cotizador!$L$26)","v":""}]
[null,null,"Provincia",{"$f":"IF(Cotizador!$G$26=0,\"\",Cotizador!$G$26)","v":""}]
[null,null,"Distrito",{"$f":"IF(Cotizador!$G$25=0,\"\",Cotizador!$G$25)","v":""}]
[null,null,"Tipo de Inmueble",{"$f":"IF(Cotizador!$E$34=\"X\",Cotizador!$B$34,IF(Cotizador!$E$35=\"X\",Cotizador!$B$35,\"\"))","v":""}]
[]
[null,null,"Modalidad de Aseguramiento",{"$f":"IF(Cotizador!$H$31=\"X\",Cotizador!$G$31,IF(Cotizador!$K$31=\"X\",Cotizador!$J$31,\"\"))","v":""}]
[]
[null,null,"Plan  contratado","Personalizado"]
[]
[null,null,"Suma Asegurada"]
[null,null,"Suma Asegurada Inmueble",{"$f":"Cotizador!$G$40","v":0}]
[null,null,"Suma Asegurada Bienes",{"$f":"Cotizador!G41","v":0}]
[null,null,"Suma Asegurada Total (Inmueble + Bienes)",{"$f":"SUM(D32:D33)","v":0}]
[]
[null,null,"COBERTURAS  (solo INMUEBLE)",null,"Límites asegurados por vigencia","Prima Comercial",null,null,"OK"]
[null,null,"Cobertura principal"]
[{"$f":"IF(LEN(B38)=0,\"hide\",\"\")","v":""},{"$f":"IF('VALOR TOTAL INMUEBLE'!B12=0,\"\",'VALOR TOTAL INMUEBLE'!B12)","v":"X"},"Incendio y/o rayo, explosión, incendio en aparatos eléctricos. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves o daños por riesgos políticos y sociales",null,{"$f":"'VALOR TOTAL INMUEBLE'!F12","v":0},{"$f":"'VALOR TOTAL INMUEBLE'!G12","v":51.5}]
[{"$f":"IF(AND(A40=\"hide\",A41=\"hide\",A42=\"hide\",A43=\"hide\",A44=\"hide\",A45=\"hide\",A46=\"hide\",A47=\"hide\",A48=\"hide\",A49=\"hide\"),\"hide\",\"\")","v":""},null,"Coberturas adicionales"]
[{"$f":"IF(LEN(B40)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('VALOR TOTAL INMUEBLE'!B14=0,\"\",'VALOR TOTAL INMUEBLE'!B14)","v":""},"Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza",null,{"$f":"'VALOR TOTAL INMUEBLE'!F14","v":0},{"$f":"'VALOR TOTAL INMUEBLE'!G14","v":0}]
[{"$f":"IF(LEN(B40)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('PRIMER RIESGO INMUEBLE'!B15=0,\"\",'PRIMER RIESGO INMUEBLE'!B15)","v":""},null,null,{"$f":"'VALOR TOTAL INMUEBLE'!F15","v":"Suma asegurada que forma parte de la cobertura principal"}]
[{"$f":"IF(LEN(B42)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('VALOR TOTAL INMUEBLE'!B16=0,\"\",'VALOR TOTAL INMUEBLE'!B16)","v":""},"Responsabilidad civil frente a terceros",null,{"$f":"'VALOR TOTAL INMUEBLE'!F16","v":0},{"$f":"'VALOR TOTAL INMUEBLE'!G16","v":0}]
[{"$f":"IF(LEN(B42)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('PRIMER RIESGO INMUEBLE'!B17=0,\"\",'PRIMER RIESGO INMUEBLE'!B17)","v":""},null,null,{"$f":"'VALOR TOTAL INMUEBLE'!F17","v":"máximo US$ 200,000"}]
[{"$f":"IF(LEN(B44)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('VALOR TOTAL INMUEBLE'!B18=0,\"\",'VALOR TOTAL INMUEBLE'!B18)","v":""},"Rotura accidental de vidrio y/o cristales",null,{"$f":"'VALOR TOTAL INMUEBLE'!F18","v":"Hasta US$ 3,000 ,suma asegurada que forma parte de la cobertura principal"},{"$f":"'VALOR TOTAL INMUEBLE'!G18","v":0}]
[{"$f":"IF(LEN(B45)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('VALOR TOTAL INMUEBLE'!B19=0,\"\",'VALOR TOTAL INMUEBLE'!B19)","v":""},"Robo o intento de robo de instalaciones fijas",null,{"$f":"'VALOR TOTAL INMUEBLE'!F19","v":"Hasta el 20% de la suma asegurada de inmueble, máximo US$ 5,000 ,suma asegurada que forma parte de la cobertura principal"},{"$f":"'VALOR TOTAL INMUEBLE'!G19","v":0}]
[{"$f":"IF(LEN(B46)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('VALOR TOTAL INMUEBLE'!B20=0,\"\",'VALOR TOTAL INMUEBLE'!B20)","v":""},"Reembolso de gastos médicos por accidentes de trabajadores del hogar, ocurridos dentro del inmueble",null,{"$f":"'VALOR TOTAL INMUEBLE'!F20","v":"Hasta US$ 5,000 por evento, máximo 3 eventos por vigencia de la póliza"},{"$f":"'VALOR TOTAL INMUEBLE'!G20","v":0}]
["hide",{"$f":"IF('VALOR TOTAL INMUEBLE'!B21=0,\"\",'VALOR TOTAL INMUEBLE'!B21)","v":""},"Gastos de arrendamiento de vivienda temporal a reembolso",null,{"$f":"'VALOR TOTAL INMUEBLE'!F21","v":"Hasta US$ 2,000 mensuales, máximo 6 meses por vigencia de la póliza, suma asegurada que forma parte de la cobertura principal"},{"$f":"'VALOR TOTAL INMUEBLE'!G21","v":0}]
["hide",{"$f":"IF('VALOR TOTAL INMUEBLE'!B22=0,\"\",'VALOR TOTAL INMUEBLE'!B22)","v":""},"Alquiler no percibido por inmueble inhabitable temporalmente",null,{"$f":"'VALOR TOTAL INMUEBLE'!F22","v":"Hasta US$ 2,000 mensuales, máximo 6 meses por vigencia de la póliza, suma asegurada que forma parte de la cobertura principal"},{"$f":"'VALOR TOTAL INMUEBLE'!G22","v":0}]
[{"$f":"IF(LEN(B49)=0,\"hide\",\"\")","v":""},{"$f":"IF('VALOR TOTAL INMUEBLE'!B23=0,\"\",'VALOR TOTAL INMUEBLE'!B23)","v":"X"},"Gastos extraordinarios: remoción de escombros, honorarios profesionales y construcción de documentos y modelos ",null,{"$f":"'VALOR TOTAL INMUEBLE'!F23","v":"Hasta el 20% de la suma asegurada de Inmueble, suma asegurada que forma parte de la cobertura principal"},{"$f":"'VALOR TOTAL INMUEBLE'!G23","v":0}]
[{"$f":"IF(LEN($B$50)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('VALOR TOTAL INMUEBLE'!B24=0,\"\",'VALOR TOTAL INMUEBLE'!B24)","v":""},"Asistencias",null,null,null,null,null,"OK"]
[{"$f":"IF(LEN($B$50)=0,\"hide\",\"\")","v":"hide"},null,{"$f":"'VALOR TOTAL INMUEBLE'!D25","v":"Asistencia de emergencia en el hogar"},null,{"$f":"'VALOR TOTAL INMUEBLE'!F25","v":"Hasta US$ 300 por cada servicio, máximo 3 atenciones de cada servicio de Cerrajería, Gasfitería, Electricidad, y vidriería, las 24 horas del día todos los días del año, por vigencia de la póliza. "},{"$f":"'PRIMER RIESGO INMUEBLE'!G25","v":0}]
[{"$f":"IF(LEN($B$50)=0,\"hide\",\"\")","v":"hide"},null,{"$f":"'VALOR TOTAL INMUEBLE'!D26","v":"Limpieza del inmueble asegurado a consecuencia de un siniestro"},null,{"$f":"'VALOR TOTAL INMUEBLE'!F26","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
["hide",null,{"$f":"'VALOR TOTAL INMUEBLE'!D27","v":"Chequeo preventivo del inmueble"},null,{"$f":"'VALOR TOTAL INMUEBLE'!F27","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
["hide",null,{"$f":"'VALOR TOTAL INMUEBLE'!D28","v":"Orientación médica telefónica"},null,{"$f":"'VALOR TOTAL INMUEBLE'!F28","v":"Sin límite"}]
["hide",null,{"$f":"'VALOR TOTAL INMUEBLE'!D29","v":"Ambulancia por accidente para el asegurado"},null,{"$f":"'VALOR TOTAL INMUEBLE'!F29","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
["hide",null,{"$f":"'VALOR TOTAL INMUEBLE'!D30","v":"Asesoría legal por robo dentro del inmueble"},null,{"$f":"'VALOR TOTAL INMUEBLE'!F30","v":"Hasta US$ 300 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,"Deducibles:\nAplicables por evento/pérdida, en caso de discrepancia prevalece el mayor",null,null,null,null,null,"OK"]
[{"$f":"IF(LEN(B58)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('VALOR TOTAL INMUEBLE'!B32=0,\"\",'VALOR TOTAL INMUEBLE'!B32)","v":""},"Terremoto / Maremoto",null,{"$f":"'VALOR TOTAL INMUEBLE'!F32","v":"Hasta el 1% del límite asegurado, mínimo US$ 200"}]
[{"$f":"IF(LEN(B59)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('VALOR TOTAL INMUEBLE'!B33=0,\"\",'VALOR TOTAL INMUEBLE'!B33)","v":""},"Otros Riesgos de la Naturaleza (entre ellos lluvia, inundación, otros)",null,{"$f":"'VALOR TOTAL INMUEBLE'!F33","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["",{"$f":"IF('VALOR TOTAL INMUEBLE'!B34=0,\"\",'VALOR TOTAL INMUEBLE'!B34)","v":"X"},"Daños por agua",null,{"$f":"'VALOR TOTAL INMUEBLE'!F34","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["",{"$f":"IF('VALOR TOTAL INMUEBLE'!B35=0,\"\",'VALOR TOTAL INMUEBLE'!B35)","v":"X"},"Riesgos políticos y sociales",null,{"$f":"'VALOR TOTAL INMUEBLE'!F35","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["hide",{"$f":"IF('VALOR TOTAL INMUEBLE'!B36=0,\"\",'VALOR TOTAL INMUEBLE'!B36)","v":""},"Responsabilidad civil frente a terceros",null,{"$f":"'VALOR TOTAL INMUEBLE'!F36","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["hide",{"$f":"IF('VALOR TOTAL INMUEBLE'!B37=0,\"\",'VALOR TOTAL INMUEBLE'!B37)","v":""},"Rotura accidental de vidrio y/o cristales",null,{"$f":"'VALOR TOTAL INMUEBLE'!F37","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["hide",{"$f":"IF('VALOR TOTAL INMUEBLE'!B38=0,\"\",'VALOR TOTAL INMUEBLE'!B38)","v":""},"Robo o intento de robo de instalaciones fijas",null,{"$f":"'VALOR TOTAL INMUEBLE'!F38","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["hide",{"$f":"IF('VALOR TOTAL INMUEBLE'!B39=0,\"\",'VALOR TOTAL INMUEBLE'!B39)","v":""},"Demás coberturas",null,{"$f":"'VALOR TOTAL INMUEBLE'!F39","v":"Sin deducible"}]
[]
[]
[null,null,"Importante:",null,null,null,null,null,"OK"]
[null,null,"Si se encuentran discrepancias entre la presente cotización y los términos de la póliza, prevalecerán las condiciones de esta última."]
[null,null,"La presente cotización es válida por un plazo de 30 días calendarios contados a partir de la fecha de recepción de la misma. Luego de vencido dicho plazo la oferta contenida en la presente cotización quedará sin efecto legal alguno entre las partes."]
[null,null,"Se deja constancia expresa que, a potestad de la Compañía, la aceptación final del riesgo por parte de esta queda sujeta a la realización de la inspección, por parte de nuestro Departamento de Ingeniería o la persona autorizada para tal efecto, para verificar el efectivo estado del riesgo, así como el estricto cumplimiento por parte del Asegurado de las garantías que a mérito de dicha inspección establezca el Departamento de Ingeniería de la Compañía."]
[]
[null,null,"Consideraciones: ",null,null,null,null,null,"OK"]
[null,null,"-   La forma de entrega de la póliza es electrónica.     \n-   La forma de pago de la póliza es solo con afiliación al débito automático a una tarjeta de crédito o a una cuenta bancaria.\n-   La modalidad de aseguramiento que brinda este plan de seguros es a valor total. \n-   La cobertura principal comprende además cualquier otro riesgo, súbito e imprevisto, que no esté excluido explícitamente en las exclusiones de las Condiciones Generales y/o Cláusulas Adicionales de la Póliza.        \n-  Las coberturas señaladas en Coberturas Adicionales forman parte de la suma asegurada de la Cobertura Principal, es decir, cada indemnización que le paguemos por las coberturas adicionales, reducirá la suma asegurada de la cobertura principal, a excepción de la cobertura adicional Responsabilidad civil frente a terceros, la cual es independiente a la suma asegurada de la cobertura principal.         \n-  La cobertura de la póliza en cuanto a pérdida o daños causados por agua que inunde, descargue o derrame de cualquier instalación de agua o desagüe de otros elementos líquidos; no comprenderá el costo de reparar el desperfecto que originó tal pérdida o daño.   \n-   Este seguro no otorga cobertura cuando en el inmueble se realiza cualquier actividad o giro comercial diferente al de casa habitación.       \n-   Este seguro se renovará automáticamente, es decir, en las mismas condiciones vigentes en el periodo anterior.          \n-   Para la cobertura de Robo y/o daños por intento de robo de Joyas y platería se define lo siguiente: Objetos y/o adornos de uso personal elaborados en oro, plata, platino, perlas y que pueden llevar o no incrustadas piedras preciosas de origen biológico o mineral, tanto si están engastadas como si no. También se considera a cualquier objeto ornamental o de uso doméstico elaborado con los materiales enumerados en el párrafo anterior.    \n-   El ASEGURADO deberá presentar una relación detallada, a ser actualizada mínimo cada dos años, de los bienes cuyo valor unitario excedan los S/ 5,000. En caso de siniestro, esta relación de bienes es el sustento de la pre-existencia de cada bien declarado. En caso de no cumplir con lo anterior o para bienes afectados no incluidos en la relación presentada, el Asegurado deberá demostrarnos la pre-existencia de los bienes afectados en el siniestro, a través de comprobantes de pago y/o constancia visual (fotografías, video, manuales de uso o similares) en donde se muestre el artículo en el interior del Inmueble asegurado o a la persona usando dicho artículo.    \n-   En caso de robo: Se mantiene la exigencia de la denuncia policial, pero se manejará a discreción cada caso hasta por un monto máximo de siniestro de S/ 30,000, siniestros por encima de este monto deberán presentar denuncia policial de manera obligatoria.    \n-  Las asistencias están disponibles los 365 días del año en las siguientes ciudades:  \n•      Lima Metropolitana exceptuando Ancón, Punta Hermosa, San Bartolo, Santa María y Pucusana.\n•      Trujillo: En los distritos de Trujillo, Victor Larco, Moche y Huanchaco. \n•      Chiclayo: En los distritos de Chiclayo, La Victoria, José Leonardo Ortiz, Pimentel.  \n•      Piura: En los distritos de Piura, Castilla, Catacaos.      \n•      Arequipa: En los distritos de Arequipa (Cercado), Yanahuara, Cayma, Sachaca, José Luis Bustamante y Rivero, Cerro Colorado.        \n•      Cusco: En los distritos de Cusco, San Jerónimo, San Sebastián, Santiago, Wanchaq.  \n Aplican y deben aparecer tanto para a primer riesgo como para valor total "]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,"Exlusiones: ",null,null,null,null,null,"OK"]
[null,null,"Tenga en cuenta que no pagaremos la reparación del desperfecto ni del bien que originó el daño, como tampoco ninguna pérdida o daño proveniente o que sean causa de, o en conexión con, o atribuibles principalmente a:        \na)      Dolo, culpa grave o negligencia inexcusable del CONTRATANTE o de USTED y/o del BENEFICIARIO y/o ENDOSATARIO o de los familiares de cualquiera de ellos, o de sus dependientes, especialmente de los responsables de la seguridad de los BIENES asegurados.   \nb)      Guerra, Guerra Civil, invasión, acto de enemigo extranjero, hostilidades u operaciones de guerra, declarada o no.          \nc)       Desgaste o deterioro paulatino o fatiga de material, causado por, o resultado de, el uso y funcionamiento del bien; uso o deterioro gradual; deficiencias de rendimiento o capacidad; polución, contaminación; corrosión, erosión; herrumbre u oxidación; hongos, moho húmedo o seco, combustión espontánea, fermentación; humedad, sequedad, smog o cambios de temperatura; asentamiento o contracción o expansión de edificios o cimientos; la calefacción o la desecación a que hubieran sido sometidos los objetos que forman parte de la Materia Asegurada.  \nd)      Hundimientos, desplazamientos, agrietamientos o asentamientos de muros, pisos, techos, pavimentos, cimientos, muros de contención. Sin embargo, si estos daños son causados por los eventos de Terremoto, Temblor, Erupción Volcánica o Maremoto para los cuales se haya contratado amparo bajo la presente póliza, no se aplicará esta exclusión.     \ne)      Todo gasto o costo para implementar modificaciones o mejoras, o por mantenimiento, o para hacer otras reparaciones o arreglos, en el INMUEBLE y/o BIENES dañados o afectados; así como los gastos o costos de cualquier reparación provisional, a menos que constituyan, a la vez, parte de los gastos de la reparación definitiva amparada por la póliza.     \nf)        Valor atribuido a los BIENES por razones sentimentales o simbólicas, por afición, por antigüedad, o por exclusividad.         \ng)      Pérdida o daño ocurrido cuando el INMUEBLE esté deshabitado y/o cuando los BIENES se hallen en el INMUEBLE deshabitado; en ambos casos durante más de noventa (90) días consecutivos.  \nLas demás exclusiones se encuentran en el acápite 3 de las Condiciones Generales de la Póliza. Aplican exclusiones específicas a la cobertura que se contrate, detalladas en su respectiva Cláusula Adicional.           \nBienes excluidos:          \na)      INMUEBLE y/o BIENES con cualquier actividad o giro diferente al de casa habitación. \nb)      Animales vivos de cualquier tipo.      \nc)       Plantaciones, cultivos, cosechas de cualquier tipo, invernaderos, bosques, selvas, monte bajo, praderas, pampas, árboles, parques, prados, jardines naturales y ornamentales, agua.  \nd)      INMUEBLES y/o BIENES en proceso de construcción, reconstrucción, montaje o desmontaje.\ne)      Vehículos motorizados con una placa de rodaje, equipos flotantes o submarinos, aeronaves o artefactos aéreos, embarcaciones, naves acuáticas; de cualquier tipo y tamaño.  \nf)    BIENES de cualquier tipo que sean propiedad de terceros aun cuando dichos BIENES se encuentren bajo custodia y/o posesión del Asegurado.      \ng)      Material pirotécnico, explosivos, combustibles, mechas, fulminantes, detonadores y similares.\nh)      BIENES situados o instalados u operando o trabajando o siendo usados en él, o a las orillas del, mar, río, lago o laguna, en subterráneos, o debajo del nivel de la superficie terrestre.  \ni)        Dinero en efectivo, títulos valores.       \nj)       Cualquier tipo de contenido o bien para fines comerciales, de la profesión u ocupación o de negocios de USTED, de cualquier miembro de su familia, por medio de los cuales obtengan un lucro."]

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[null,null,{"$f":"\"Cotización Seguro de Hogar Flex \" & configuracion!$K$2","v":"Cotización Seguro de Hogar Flex Abril 2022"}]
[]
[null,null,"Vigencia de la cotización",{"$f":"TEXT(TODAY(),\"dd/mm/yyyy\") & \" - \" &  TEXT(TODAY()+15,\"dd/mm/yyyy\")","v":"04/04/2022 - 19/04/2022"}]
[null,null,"Fecha inicio de Vigencia",{"$f":"Cotizador!$L$6","v":"00:00:00"}]
[null,null,"Canal",{"$f":"Cotizador!$G$10","v":"Corredor"}]
[null,null,"Agente",{"$f":"Cotizador!R$10","v":0}]
[]
[null,null,"Datos del Contratante "]
[null,null,"Nombre del Contratante",{"$f":"Cotizador!$G$15 & \" \" & Cotizador!$M$15& \" \" & Cotizador!$R$15","v":"  "}]
[null,null,"Tipo de documento ",{"$f":"Cotizador!$G$14&\" \" &Cotizador!$M$14","v":" "}]
[]
[null,null,"Planes de Pago Prima"]
[null,null,"Débito automático","Valores de la Cuota"]
[null,null,"Plan de pago  ","Prima Comercial","IGV","Prima Total"]
[null,null,"Prima anual + IGV sin intereses (referencial):",{"$f":"IF(Cotizador!$G$54=0,\"\",Cotizador!$G$54)","v":""},{"$f":"IF(Cotizador!$G$55=0,\"\",Cotizador!$G$55)","v":""},{"$f":"IF(Cotizador!$G$56=0,\"\",Cotizador!$G$56)","v":""}]
[null,null,"Prima anual + IGV sin intereses con descuento 20% (final):",{"$f":"IF(Cotizador!$L$54=0,\"\",Cotizador!$L$54)","v":""},{"$f":"IF(Cotizador!$L$55=0,\"\",Cotizador!$L$55)","v":""},{"$f":"IF(Cotizador!$L$56=0,\"\",Cotizador!$L$56)","v":""}]
[null,null,{"$f":"IF(Cotizador!$I$61=\"X\",Cotizador!$B$61,IF(Cotizador!$I$62=\"X\",Cotizador!$B$62,IF(Cotizador!$I$63=\"X\",Cotizador!$B$63,IF(Cotizador!$I$64=\"X\",Cotizador!$B$64,IF(Cotizador!$I$66=\"X\",Cotizador!$B$66,IF(Cotizador!$I$67=\"X\",Cotizador!$B$67,IF(Cotizador!$I$68=\"X\",Cotizador!$B$68,IF(Cotizador!$I$69=\"X\",Cotizador!$B$69,\"\"))))))))","v":""},{"$f":"IFERROR(F17/1.18,\"\")","v":""},{"$f":"IFERROR(F17-D17,\"\")","v":""},{"$f":"IF(Cotizador!$I$61=\"X\",Cotizador!$L$61,IF(Cotizador!$I$62=\"X\",Cotizador!$L$62,IF(Cotizador!$I$63=\"X\",Cotizador!$L$63,IF(Cotizador!$I$64=\"X\",Cotizador!$L$64,IF(Cotizador!$I$66=\"X\",Cotizador!$L$66,IF(Cotizador!$I$67=\"X\",Cotizador!$L$67,IF(Cotizador!$I$68=\"X\",Cotizador!$L$68,IF(Cotizador!$I$69=\"X\",Cotizador!$L$69,\"\"))))))))","v":""}]
[null,null,"Materia Asegurada",{"$f":"IF(Cotizador!$H$29=\"X\",Cotizador!$G$29,IF(Cotizador!$K$29=\"X\",Cotizador!$J$29,IF(Cotizador!$O$29=\"X\",Cotizador!$M$29)))","v":false}]
[]
[null,null,"Datos del Inmueble asegurado"]
[null,null,"Dirección",{"$f":"Cotizador!$G$22 & \" \" & Cotizador!G23","v":" "}]
[null,null,"Departamento",{"$f":"IF(Cotizador!$L$26=0,\"\",Cotizador!$L$26)","v":""}]
[null,null,"Provincia",{"$f":"IF(Cotizador!$G$26=0,\"\",Cotizador!$G$26)","v":""}]
[null,null,"Distrito",{"$f":"IF(Cotizador!$G$25=0,\"\",Cotizador!$G$25)","v":""}]
[null,null,"Tipo de Inmueble",{"$f":"IF(Cotizador!$E$34=\"X\",Cotizador!$B$34,IF(Cotizador!$E$35=\"X\",Cotizador!$B$35,\"\"))","v":""}]
[]
[null,null,"Modalidad de Aseguramiento",{"$f":"IF(Cotizador!$H$31=\"X\",Cotizador!$G$31,IF(Cotizador!$K$31=\"X\",Cotizador!$J$31,\"\"))","v":""}]
[]
[null,null,"Plan  contratado","Personalizado"]
[]
[null,null,"Suma Asegurada"]
[null,null,"Suma Asegurada Inmueble",{"$f":"Cotizador!$G$40","v":0}]
[null,null,"Suma Asegurada Bienes",{"$f":"Cotizador!G41","v":0}]
[null,null,"Suma Asegurada Total (Inmueble + Bienes)",{"$f":"SUM(D32:D33)","v":0}]
[]
[null,null,"COBERTURAS  (solo BIENES)",null,"Límites asegurados por vigencia","Prima Comercial",null,null,"OK"]
[null,null,"Cobertura principal"]
[{"$f":"IF(LEN(B38)=0,\"hide\",\"\")","v":""},{"$f":"IF('VALOR TOTAL BIENES'!B12=0,\"\",'VALOR TOTAL BIENES'!B12)","v":"X"},"Incendio y/o rayo, explosión, incendio en aparatos eléctricos. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves o daños por riesgos políticos y sociales",null,{"$f":"'VALOR TOTAL BIENES'!F12","v":0},{"$f":"'VALOR TOTAL BIENES'!G12","v":62.82}]
[{"$f":"IF(AND(A40=\"hide\",A41=\"hide\",A42=\"hide\",A43=\"hide\",A44=\"hide\",A45=\"hide\",A46=\"hide\"),\"hide\",\"\")","v":""},null,"Coberturas adicionales"]
[{"$f":"IF(LEN(B40)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('VALOR TOTAL BIENES'!B14=0,\"\",'VALOR TOTAL BIENES'!B14)","v":""},"Robo y/o daños por intento de robo (dentro y fuera de la vivienda a nivel nacional)",null,{"$f":"'VALOR TOTAL BIENES'!F14","v":0},{"$f":"'VALOR TOTAL BIENES'!G14","v":0}]
[{"$f":"IF(LEN(B41)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('VALOR TOTAL BIENES'!B15=0,\"\",'VALOR TOTAL BIENES'!B15)","v":""},"Robo y/o daños por intento de robo de joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda. ",null,{"$f":"'VALOR TOTAL BIENES'!F15","v":"USD 10,000, sublímite de la cobertura de Robo"},{"$f":"'VALOR TOTAL BIENES'!G15","v":0}]
[{"$f":"IF(LEN(B42)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('VALOR TOTAL BIENES'!B16=0,\"\",'VALOR TOTAL BIENES'!B16)","v":""},"Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza",null,{"$f":"'VALOR TOTAL BIENES'!F16","v":0},{"$f":"'VALOR TOTAL BIENES'!G16","v":0}]
[{"$f":"IF(LEN(B42)=0,\"hide\",\"\")","v":"hide"},null,null,null,{"$f":"'VALOR TOTAL BIENES'!F17","v":"Suma asegurada que forma parte de la cobertura principal"},{"$f":"'VALOR TOTAL BIENES'!G17","v":0}]
[{"$f":"IF(LEN(B44)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('VALOR TOTAL BIENES'!B18=0,\"\",'VALOR TOTAL BIENES'!B18)","v":""},"Hurto",null,{"$f":"'VALOR TOTAL BIENES'!F18","v":"Hasta US$ 3,000 , sublímite de la cobertura de Robo"},{"$f":"'VALOR TOTAL BIENES'!G18","v":0}]
[{"$f":"IF(LEN(B45)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('VALOR TOTAL BIENES'!B19=0,\"\",'VALOR TOTAL BIENES'!B19)","v":""},"Deshonestidad de trabajadores del hogar",null,{"$f":"'VALOR TOTAL BIENES'!F19","v":"Hasta US$ 5,000 por evento, máximo 3 eventos por vigencia de la póliza, sublímite de la cobertura de Robo"},{"$f":"'VALOR TOTAL BIENES'!G19","v":0}]
[{"$f":"IF(LEN(B46)=0,\"hide\",\"\")","v":""},{"$f":"IF('VALOR TOTAL BIENES'!B20=0,\"\",'VALOR TOTAL BIENES'!B20)","v":"X"},"Gastos extraordinarios: remoción de escombros, honorarios profesionales y construcción de documentos y modelos ",null,{"$f":"'VALOR TOTAL BIENES'!F20","v":"Hasta el 20% de la suma asegurada de bienes, suma asegurada que forma parte de la cobertura principal"},{"$f":"'VALOR TOTAL BIENES'!G20","v":0}]
[{"$f":"IF(LEN($B$47)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('VALOR TOTAL BIENES'!B21=0,\"\",'VALOR TOTAL BIENES'!B21)","v":""},"Asistencias",null,null,null,null,null,"OK"]
[{"$f":"IF(LEN($B$47)=0,\"hide\",\"\")","v":"hide"},null,{"$f":"'VALOR TOTAL BIENES'!D22","v":"Asistencia de emergencia en el hogar"},null,{"$f":"'VALOR TOTAL BIENES'!F22","v":"Hasta US$ 300 por cada servicio, máximo 3 atenciones de cada servicio de Cerrajería, Gasfitería, Electricidad, y vidriería, las 24 horas del día todos los días del año, por vigencia de la póliza. "},{"$f":"'VALOR TOTAL BIENES'!G22","v":0}]
[{"$f":"IF(LEN($B$47)=0,\"hide\",\"\")","v":"hide"},null,{"$f":"'VALOR TOTAL BIENES'!D23","v":"Limpieza del inmueble asegurado a consecuencia de un siniestro"},null,{"$f":"'VALOR TOTAL BIENES'!F23","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
["hide",null,{"$f":"'VALOR TOTAL BIENES'!D24","v":"Chequeo preventivo del inmueble"},null,{"$f":"'VALOR TOTAL BIENES'!F24","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
["hide",null,{"$f":"'VALOR TOTAL BIENES'!D25","v":"Orientación médica telefónica"},null,{"$f":"'VALOR TOTAL BIENES'!F25","v":"Sin límite"}]
["hide",null,{"$f":"'VALOR TOTAL BIENES'!D26","v":"Ambulancia por accidente para el asegurado"},null,{"$f":"'VALOR TOTAL BIENES'!F26","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
["hide",null,{"$f":"'VALOR TOTAL BIENES'!D27","v":"Asesoría legal por robo dentro del inmueble"},null,{"$f":"'VALOR TOTAL BIENES'!F27","v":"Hasta US$ 300 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,"Deducibles:\nAplicables por evento/pérdida, en caso de discrepancia prevalece el mayor"]
[{"$f":"IF(LEN(B55)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('VALOR TOTAL BIENES'!B29=0,\"\",'VALOR TOTAL BIENES'!B29)","v":""},"Robo y/o daños por intento de robo",null,{"$f":"'VALOR TOTAL BIENES'!F29","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["hide",{"$f":"IF('VALOR TOTAL BIENES'!B30=0,\"\",'VALOR TOTAL BIENES'!B30)","v":""},"Hurto",null,{"$f":"'VALOR TOTAL BIENES'!F30","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["hide",{"$f":"IF('VALOR TOTAL BIENES'!B31=0,\"\",'VALOR TOTAL BIENES'!B31)","v":""},"Deshonestidad de trabajadores del hogar",null,{"$f":"'VALOR TOTAL BIENES'!F31","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["hide",{"$f":"IF('VALOR TOTAL BIENES'!B32=0,\"\",'VALOR TOTAL BIENES'!B32)","v":""},"Terremoto / Maremoto",null,{"$f":"'VALOR TOTAL BIENES'!F32","v":"Hasta el 1% del límite asegurado, mínimo US$ 200"}]
["hide",{"$f":"IF('VALOR TOTAL BIENES'!B33=0,\"\",'VALOR TOTAL BIENES'!B33)","v":""},"Otros Riesgos de la Naturaleza (entre ellos lluvia, inundación, otros)",null,{"$f":"'VALOR TOTAL BIENES'!F33","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["",{"$f":"IF('VALOR TOTAL BIENES'!B34=0,\"\",'VALOR TOTAL BIENES'!B34)","v":"X"},"Daños por agua",null,{"$f":"'VALOR TOTAL BIENES'!F34","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["",{"$f":"IF('VALOR TOTAL BIENES'!B35=0,\"\",'VALOR TOTAL BIENES'!B35)","v":"X"},"Riesgos políticos y sociales",null,{"$f":"'VALOR TOTAL BIENES'!F35","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[{"$f":"IF(LEN(B62)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('VALOR TOTAL BIENES'!B36=0,\"\",'VALOR TOTAL BIENES'!B36)","v":""},"Demás coberturas",null,{"$f":"'VALOR TOTAL BIENES'!F36","v":"Sin deducible"}]
[]
[]
[null,null,"Importante:",null,null,null,null,null,"OK"]
[null,null,"Si se encuentran discrepancias entre la presente cotización y los términos de la póliza, prevalecerán las condiciones de esta última."]
[null,null,"La presente cotización es válida por un plazo de 30 días calendarios contados a partir de la fecha de recepción de la misma. Luego de vencido dicho plazo la oferta contenida en la presente cotización quedará sin efecto legal alguno entre las partes."]
[null,null,"Se deja constancia expresa que, a potestad de la Compañía, la aceptación final del riesgo por parte de esta queda sujeta a la realización de la inspección, por parte de nuestro Departamento de Ingeniería o la persona autorizada para tal efecto, para verificar el efectivo estado del riesgo, así como el estricto cumplimiento por parte del Asegurado de las garantías que a mérito de dicha inspección establezca el Departamento de Ingeniería de la Compañía."]
[]
[null,null,"Consideraciones: ",null,null,null,null,null,"OK"]
[null,null,"-   La forma de entrega de la póliza es electrónica.     \n-   La forma de pago de la póliza es solo con afiliación al débito automático a una tarjeta de crédito o a una cuenta bancaria.\n-   La modalidad de aseguramiento que brinda este plan de seguros es a valor total. \n-   La cobertura principal comprende además cualquier otro riesgo, súbito e imprevisto, que no esté excluido explícitamente en las exclusiones de las Condiciones Generales y/o Cláusulas Adicionales de la Póliza.        \n-  Las coberturas señaladas en Coberturas Adicionales forman parte de la suma asegurada de la Cobertura Principal, es decir, cada indemnización que le paguemos por las coberturas adicionales, reducirá la suma asegurada de la cobertura principal, a excepción de la cobertura adicional Responsabilidad civil frente a terceros, la cual es independiente a la suma asegurada de la cobertura principal.         \n-  La cobertura de la póliza en cuanto a pérdida o daños causados por agua que inunde, descargue o derrame de cualquier instalación de agua o desagüe de otros elementos líquidos; no comprenderá el costo de reparar el desperfecto que originó tal pérdida o daño.   \n-   Este seguro no otorga cobertura cuando en el inmueble se realiza cualquier actividad o giro comercial diferente al de casa habitación.       \n-   Este seguro se renovará automáticamente, es decir, en las mismas condiciones vigentes en el periodo anterior.          \n-   Para la cobertura de Robo y/o daños por intento de robo de Joyas y platería se define lo siguiente: Objetos y/o adornos de uso personal elaborados en oro, plata, platino, perlas y que pueden llevar o no incrustadas piedras preciosas de origen biológico o mineral, tanto si están engastadas como si no. También se considera a cualquier objeto ornamental o de uso doméstico elaborado con los materiales enumerados en el párrafo anterior.    \n-   El ASEGURADO deberá presentar una relación detallada, a ser actualizada mínimo cada dos años, de los bienes cuyo valor unitario excedan los S/ 5,000. En caso de siniestro, esta relación de bienes es el sustento de la pre-existencia de cada bien declarado. En caso de no cumplir con lo anterior o para bienes afectados no incluidos en la relación presentada, el Asegurado deberá demostrarnos la pre-existencia de los bienes afectados en el siniestro, a través de comprobantes de pago y/o constancia visual (fotografías, video, manuales de uso o similares) en donde se muestre el artículo en el interior del Inmueble asegurado o a la persona usando dicho artículo.    \n-   En caso de robo: Se mantiene la exigencia de la denuncia policial, pero se manejará a discreción cada caso hasta por un monto máximo de siniestro de S/ 30,000, siniestros por encima de este monto deberán presentar denuncia policial de manera obligatoria.    \n-  Las asistencias están disponibles los 365 días del año en las siguientes ciudades:  \n•      Lima Metropolitana exceptuando Ancón, Punta Hermosa, San Bartolo, Santa María y Pucusana.\n•      Trujillo: En los distritos de Trujillo, Victor Larco, Moche y Huanchaco. \n•      Chiclayo: En los distritos de Chiclayo, La Victoria, José Leonardo Ortiz, Pimentel.  \n•      Piura: En los distritos de Piura, Castilla, Catacaos.      \n•      Arequipa: En los distritos de Arequipa (Cercado), Yanahuara, Cayma, Sachaca, José Luis Bustamante y Rivero, Cerro Colorado.        \n•      Cusco: En los distritos de Cusco, San Jerónimo, San Sebastián, Santiago, Wanchaq.  \n Aplican y deben aparecer tanto para a primer riesgo como para valor total "]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,"Exlusiones: ",null,null,null,null,null,"OK"]
[null,null,"Tenga en cuenta que no pagaremos la reparación del desperfecto ni del bien que originó el daño, como tampoco ninguna pérdida o daño proveniente o que sean causa de, o en conexión con, o atribuibles principalmente a:        \na)      Dolo, culpa grave o negligencia inexcusable del CONTRATANTE o de USTED y/o del BENEFICIARIO y/o ENDOSATARIO o de los familiares de cualquiera de ellos, o de sus dependientes, especialmente de los responsables de la seguridad de los BIENES asegurados.   \nb)      Guerra, Guerra Civil, invasión, acto de enemigo extranjero, hostilidades u operaciones de guerra, declarada o no.          \nc)       Desgaste o deterioro paulatino o fatiga de material, causado por, o resultado de, el uso y funcionamiento del bien; uso o deterioro gradual; deficiencias de rendimiento o capacidad; polución, contaminación; corrosión, erosión; herrumbre u oxidación; hongos, moho húmedo o seco, combustión espontánea, fermentación; humedad, sequedad, smog o cambios de temperatura; asentamiento o contracción o expansión de edificios o cimientos; la calefacción o la desecación a que hubieran sido sometidos los objetos que forman parte de la Materia Asegurada.  \nd)      Hundimientos, desplazamientos, agrietamientos o asentamientos de muros, pisos, techos, pavimentos, cimientos, muros de contención. Sin embargo, si estos daños son causados por los eventos de Terremoto, Temblor, Erupción Volcánica o Maremoto para los cuales se haya contratado amparo bajo la presente póliza, no se aplicará esta exclusión.     \ne)      Todo gasto o costo para implementar modificaciones o mejoras, o por mantenimiento, o para hacer otras reparaciones o arreglos, en el INMUEBLE y/o BIENES dañados o afectados; así como los gastos o costos de cualquier reparación provisional, a menos que constituyan, a la vez, parte de los gastos de la reparación definitiva amparada por la póliza.     \nf)        Valor atribuido a los BIENES por razones sentimentales o simbólicas, por afición, por antigüedad, o por exclusividad.         \ng)      Pérdida o daño ocurrido cuando el INMUEBLE esté deshabitado y/o cuando los BIENES se hallen en el INMUEBLE deshabitado; en ambos casos durante más de noventa (90) días consecutivos.  \nLas demás exclusiones se encuentran en el acápite 3 de las Condiciones Generales de la Póliza. Aplican exclusiones específicas a la cobertura que se contrate, detalladas en su respectiva Cláusula Adicional.           \nBienes excluidos:          \na)      INMUEBLE y/o BIENES con cualquier actividad o giro diferente al de casa habitación. \nb)      Animales vivos de cualquier tipo.      \nc)       Plantaciones, cultivos, cosechas de cualquier tipo, invernaderos, bosques, selvas, monte bajo, praderas, pampas, árboles, parques, prados, jardines naturales y ornamentales, agua.  \nd)      INMUEBLES y/o BIENES en proceso de construcción, reconstrucción, montaje o desmontaje.\ne)      Vehículos motorizados con una placa de rodaje, equipos flotantes o submarinos, aeronaves o artefactos aéreos, embarcaciones, naves acuáticas; de cualquier tipo y tamaño.  \nf)    BIENES de cualquier tipo que sean propiedad de terceros aun cuando dichos BIENES se encuentren bajo custodia y/o posesión del Asegurado.      \ng)      Material pirotécnico, explosivos, combustibles, mechas, fulminantes, detonadores y similares.\nh)      BIENES situados o instalados u operando o trabajando o siendo usados en él, o a las orillas del, mar, río, lago o laguna, en subterráneos, o debajo del nivel de la superficie terrestre.  \ni)        Dinero en efectivo, títulos valores.       \nj)       Cualquier tipo de contenido o bien para fines comerciales, de la profesión u ocupación o de negocios de USTED, de cualquier miembro de su familia, por medio de los cuales obtengan un lucro."]

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[null,null,{"$f":"\"Cotización Seguro de Hogar Flex \" & configuracion!$K$2","v":"Cotización Seguro de Hogar Flex Abril 2022"}]
[]
[null,null,"Vigencia de la cotización",{"$f":"TEXT(TODAY(),\"dd/mm/yyyy\") & \" - \" &  TEXT(TODAY()+15,\"dd/mm/yyyy\")","v":"04/04/2022 - 19/04/2022"}]
[null,null,"Fecha inicio de Vigencia",{"$f":"Cotizador!$L$6","v":"00:00:00"}]
[null,null,"Canal",{"$f":"Cotizador!$G$10","v":"Corredor"}]
[null,null,"Agente",{"$f":"Cotizador!R$10","v":0}]
[]
[null,null,"Datos del Contratante "]
[null,null,"Nombre del Contratante",{"$f":"Cotizador!$G$15 & \" \" & Cotizador!$M$15& \" \" & Cotizador!$R$15","v":"  "}]
[null,null,"Tipo de documento ",{"$f":"Cotizador!$G$14&\" \" &Cotizador!$M$14","v":" "}]
[]
[null,null,"Planes de Pago Prima"]
[null,null,"Débito automático","Valores de la Cuota"]
[null,null,"Plan de pago  ","Prima Comercial","IGV","Prima Total"]
[null,null,"Prima anual + IGV sin intereses (referencial):",{"$f":"IF(Cotizador!$G$54=0,\"\",Cotizador!$G$54)","v":""},{"$f":"IF(Cotizador!$G$55=0,\"\",Cotizador!$G$55)","v":""},{"$f":"IF(Cotizador!$G$56=0,\"\",Cotizador!$G$56)","v":""}]
[null,null,"Prima anual + IGV sin intereses con descuento 20% (final):",{"$f":"IF(Cotizador!$L$54=0,\"\",Cotizador!$L$54)","v":""},{"$f":"IF(Cotizador!$L$55=0,\"\",Cotizador!$L$55)","v":""},{"$f":"IF(Cotizador!$L$56=0,\"\",Cotizador!$L$56)","v":""}]
[null,null,{"$f":"IF(Cotizador!$I$61=\"X\",Cotizador!$B$61,IF(Cotizador!$I$62=\"X\",Cotizador!$B$62,IF(Cotizador!$I$63=\"X\",Cotizador!$B$63,IF(Cotizador!$I$64=\"X\",Cotizador!$B$64,IF(Cotizador!$I$66=\"X\",Cotizador!$B$66,IF(Cotizador!$I$67=\"X\",Cotizador!$B$67,IF(Cotizador!$I$68=\"X\",Cotizador!$B$68,IF(Cotizador!$I$69=\"X\",Cotizador!$B$69,\"\"))))))))","v":""},{"$f":"IFERROR(F17/1.18,\"\")","v":""},{"$f":"IFERROR(F17-D17,\"\")","v":""},{"$f":"IF(Cotizador!$I$61=\"X\",Cotizador!$L$61,IF(Cotizador!$I$62=\"X\",Cotizador!$L$62,IF(Cotizador!$I$63=\"X\",Cotizador!$L$63,IF(Cotizador!$I$64=\"X\",Cotizador!$L$64,IF(Cotizador!$I$66=\"X\",Cotizador!$L$66,IF(Cotizador!$I$67=\"X\",Cotizador!$L$67,IF(Cotizador!$I$68=\"X\",Cotizador!$L$68,IF(Cotizador!$I$69=\"X\",Cotizador!$L$69,\"\"))))))))","v":""}]
[null,null,"Materia Asegurada",{"$f":"IF(Cotizador!$H$29=\"X\",Cotizador!$G$29,IF(Cotizador!$K$29=\"X\",Cotizador!$J$29,IF(Cotizador!$O$29=\"X\",Cotizador!$M$29)))","v":false}]
[]
[null,null,"Datos del Inmueble asegurado"]
[null,null,"Dirección",{"$f":"Cotizador!$G$22 & \" \" & Cotizador!G23","v":" "}]
[null,null,"Departamento",{"$f":"IF(Cotizador!$L$26=0,\"\",Cotizador!$L$26)","v":""}]
[null,null,"Provincia",{"$f":"IF(Cotizador!$G$26=0,\"\",Cotizador!$G$26)","v":""}]
[null,null,"Distrito",{"$f":"IF(Cotizador!$G$25=0,\"\",Cotizador!$G$25)","v":""}]
[null,null,"Tipo de Inmueble",{"$f":"IF(Cotizador!$E$34=\"X\",Cotizador!$B$34,IF(Cotizador!$E$35=\"X\",Cotizador!$B$35,\"\"))","v":""}]
[]
[null,null,"Modalidad de Aseguramiento",{"$f":"IF(Cotizador!$H$31=\"X\",Cotizador!$G$31,IF(Cotizador!$K$31=\"X\",Cotizador!$J$31,\"\"))","v":""}]
[]
[null,null,"Plan  contratado","Personalizado"]
[]
[null,null,"Sumas Aseguradas "]
[null,null,"Suma Asegurada Inmueble",{"$f":"Cotizador!$G$40","v":0}]
[null,null,"Suma Asegurada Bienes",{"$f":"Cotizador!G41","v":0}]
[null,null,"Suma Asegurada Total (Inmueble + Bienes)",{"$f":"SUM(D32:D33)","v":0}]
[]
[null,null,"COBERTURAS  (INMUEBLE Y BIENES)",null,"Límites asegurados por vigencia, hasta","Límites asegurados por vigencia, hasta","Prima Comercial",null,"OK"]
[null,null,"Cobertura principal",null,"INMUEBLE","BIENES"]
[{"$f":"IF(LEN(B38)=0,\"hide\",\"\")","v":""},{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B12=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B12)","v":"X"},"Incendio y/o rayo, explosión, incendio en aparatos eléctricos. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves o daños por riesgos políticos y sociales",null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!F12","v":200000},{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!G12","v":10000},{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!H12","v":157.9}]
[{"$f":"IF(AND(A40=\"hide\",A41=\"hide\",A42=\"hide\",A43=\"hide\",A44=\"hide\",A45=\"hide\",A46=\"hide\",A47=\"hide\",A48=\"hide\",A49=\"hide\",A50=\"hide\",A51=\"hide\",A52=\"hide\",A53=\"hide\",A54=\"hide\"),\"hide\",\"\")","v":""},null,"Coberturas adicionales"]
[{"$f":"IF(LEN(B40)=0,\"hide\",\"\")","v":""},{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B14=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B14)","v":"X"},"Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza",null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!F14","v":200000},{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!G14","v":10000},{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!H14","v":290.67}]
[{"$f":"IF(LEN(B40)=0,\"hide\",\"\")","v":""},null,null,null,"Suma asegurada que forma parte de la cobertura principal","Suma asegurada que forma parte de la cobertura principal"]
[{"$f":"IF(LEN(B42)=0,\"hide\",\"\")","v":""},{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B16=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B16)","v":"X"},"Responsabilidad civil frente a terceros",null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!F16","v":200000},{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!G16","v":"-"},{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!H16","v":1.68}]
[{"$f":"IF(LEN(B42)=0,\"hide\",\"\")","v":""},null,null,null,{"$f":"coberturasyClausulas!$J$64","v":" máximo US$ 200,000"}]
[{"$f":"IF(LEN(B44)=0,\"hide\",\"\")","v":""},{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B18=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B18)","v":"X"},"Rotura accidental de vidrio y/o cristales",null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!F18","v":"US$ 3,000"},null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!H18","v":4.62}]
[{"$f":"IF(LEN(B44)=0,\"hide\",\"\")","v":""},null,null,null,"Suma asegurada que forma parte de la cobertura principal"]
[{"$f":"IF(LEN(B46)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B20=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B20)","v":""},"Robo o intento de robo de instalaciones fijas",null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!F20","v":"20% de la suma asegurada de inmueble, máximo US$ 5,000 , suma asegurada que forma parte de la cobertura principal"},null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!H20","v":0}]
[{"$f":"IF(LEN(B47)=0,\"hide\",\"\")","v":"hide"},{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B21=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B21)","v":""},"Robo y/o daños por intento de robo (dentro y fuera de la vivienda a nivel nacional)",null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!F21","v":"-"},{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!G21","v":10000},{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!H21","v":0}]
["hide",{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B22=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B22)","v":""},"Robo y/o daños por intento de robo de joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda. ",null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!F22","v":"-"},{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!G22","v":"USD 10,000, sublímite de la cobertura de Robo"},{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!H22","v":0}]
["hide",{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B23=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B23)","v":""},"Hurto",null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!F23","v":"-"},{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!G23","v":"US$ 3,000 , sublímite de la cobertura de Robo"},{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!H23","v":0}]
["hide",{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B24=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B24)","v":""},"Deshonestidad de trabajadores del hogar",null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!F24","v":"-"},{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!G24","v":"US$ 5,000 por evento, máximo 3 eventos por vigencia de la póliza, sublímite de la cobertura de Robo"},{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!H24","v":0}]
["hide",{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B25=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B25)","v":""},"Reembolso de gastos médicos por accidentes de trabajadores del hogar, ocurridos dentro del inmueble",null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!F25","v":"US$ 5,000 por evento, máximo 3 eventos por vigencia de la póliza"},"Hasta US$ 5,000 / S/ 15,000 por evento, máximo 3 eventos por vigencia de la póliza",{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!H25","v":0}]
["",{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B26=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B26)","v":"X"},"Gastos de arrendamiento de vivienda temporal a reembolso",null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!F26","v":"US$ 2,000 mensuales, máximo 6 meses por vigencia de la póliza, suma asegurada que forma parte de la cobertura principal"},"Hasta US$ 5,000 / S/ 15,000 por evento, máximo 3 eventos por vigencia de la póliza",{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!H26","v":1.23}]
["hide",{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B27=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B27)","v":""},"Alquiler no percibido por inmueble inhabitable temporalmente (aplica solo para el arrendador)",null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!F27","v":"US$ 2,000 mensuales, máximo 6 meses por vigencia de la póliza, suma asegurada que forma parte de la cobertura principal"},"Hasta US$ 5,000 / S/ 15,000 por evento, máximo 3 eventos por vigencia de la póliza",{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!H27","v":0}]
["",{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B28=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B28)","v":"X"},"Gastos extraordinarios: remoción de escombros, honorarios profesionales y construcción de documentos y modelos ",null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!F28","v":"20% de la suma asegurada de inmueble y/o bienes, suma asegurada que forma parte de la cobertura principal"},"Hasta US$ 5,000 / S/ 15,000 por evento, máximo 3 eventos por vigencia de la póliza",{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!H28","v":0}]
[{"$f":"IF(LEN($B$55)=0,\"hide\",\"\")","v":""},{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B29=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B29)","v":"X"},"Asistencias",null,null,null,null,null,"OK"]
[{"$f":"IF(LEN($B$55)=0,\"hide\",\"\")","v":""},null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!D30","v":"Asistencia de emergencia en el hogar"},null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!F30","v":"Hasta US$ 300 por cada servicio, máximo 3 atenciones de cada servicio de Cerrajería, Gasfitería, Electricidad, y vidriería, las 24 horas del día todos los días del año, por vigencia de la póliza. "},null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!H30","v":17.68}]
[{"$f":"IF(LEN($B$55)=0,\"hide\",\"\")","v":""},null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!D31","v":"Limpieza del inmueble asegurado a consecuencia de un siniestro"},null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!F31","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
[{"$f":"IF(LEN($B$55)=0,\"hide\",\"\")","v":""},null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!D32","v":"Chequeo preventivo del inmueble"},null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!F32","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
[{"$f":"IF(LEN($B$55)=0,\"hide\",\"\")","v":""},null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!D33","v":"Orientación médica telefónica"},null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!F33","v":"Sin límite"}]
[{"$f":"IF(LEN($B$55)=0,\"hide\",\"\")","v":""},null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!D34","v":"Ambulancia por accidente para el asegurado"},null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!F34","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
["",null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!D35","v":"Asesoría legal por robo dentro del inmueble"},null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!F35","v":"Hasta US$ 300 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,"Deducibles:\nAplicables por evento/pérdida, en caso de discrepancia prevalece el mayor",null,null,null,null,null,"OK"]
[{"$f":"IF(LEN(B63)=0,\"hide\",\"\")","v":""},{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B37=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B37)","v":"X"},"Terremoto / Maremoto",null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!F37","v":"Hasta el 1% del límite asegurado, mínimo US$ 200"}]
[{"$f":"IF(LEN(B64)=0,\"hide\",\"\")","v":""},{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B38=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B38)","v":"X"},"Otros Riesgos de la Naturaleza (entre ellos lluvia, inundación, otros)",null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!F38","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["",{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B39=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B39)","v":"X"},"Daños por agua",null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!F39","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["",{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B40=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B40)","v":"X"},"Riesgos políticos y sociales",null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!F40","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["",{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B41=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B41)","v":"X"},"Responsabilidad civil frente a terceros",null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!F41","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["",{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B42=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B42)","v":"X"},"Rotura accidental de vidrio y/o cristales",null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!F42","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["hide",{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B43=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B43)","v":""},"Robo o intento de robo de instalaciones fijas",null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!F43","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["hide",{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B44=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B44)","v":""},"Robo y/o daños por intento de robo",null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!F44","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["hide",{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B45=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B45)","v":""},"Hurto",null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!F45","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["hide",{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B46=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B46)","v":""},"Deshonestidad de trabajadores del hogar",null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!F46","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
["",{"$f":"IF('VALOR TOTAL INMUEBLE +BIENES'!B47=0,\"\",'VALOR TOTAL INMUEBLE +BIENES'!B47)","v":"X"},"Demás coberturas",null,{"$f":"'VALOR TOTAL INMUEBLE +BIENES'!F47","v":"Sin deducible"}]
[]
[]
[null,null,"Importante:",null,null,null,null,null,"OK"]
[null,null,"Si se encuentran discrepancias entre la presente cotización y los términos de la póliza, prevalecerán las condiciones de esta última."]
[null,null,"La presente cotización es válida por un plazo de 30 días calendarios contados a partir de la fecha de recepción de la misma. Luego de vencido dicho plazo la oferta contenida en la presente cotización quedará sin efecto legal alguno entre las partes."]
[null,null,"Se deja constancia expresa que, a potestad de la Compañía, la aceptación final del riesgo por parte de esta queda sujeta a la realización de la inspección, por parte de nuestro Departamento de Ingeniería o la persona autorizada para tal efecto, para verificar el efectivo estado del riesgo, así como el estricto cumplimiento por parte del Asegurado de las garantías que a mérito de dicha inspección establezca el Departamento de Ingeniería de la Compañía."]
[]
[null,null,"Consideraciones: ",null,null,null,null,null,"OK"]
[null,null,"-   La forma de entrega de la póliza es electrónica.     \n-   La forma de pago de la póliza es solo con afiliación al débito automático a una tarjeta de crédito o a una cuenta bancaria.\n-   La modalidad de aseguramiento que brinda este plan de seguros es a valor total. \n-   La cobertura principal comprende además cualquier otro riesgo, súbito e imprevisto, que no esté excluido explícitamente en las exclusiones de las Condiciones Generales y/o Cláusulas Adicionales de la Póliza.        \n-  Las coberturas señaladas en Coberturas Adicionales forman parte de la suma asegurada de la Cobertura Principal, es decir, cada indemnización que le paguemos por las coberturas adicionales, reducirá la suma asegurada de la cobertura principal, a excepción de la cobertura adicional Responsabilidad civil frente a terceros, la cual es independiente a la suma asegurada de la cobertura principal.         \n-  La cobertura de la póliza en cuanto a pérdida o daños causados por agua que inunde, descargue o derrame de cualquier instalación de agua o desagüe de otros elementos líquidos; no comprenderá el costo de reparar el desperfecto que originó tal pérdida o daño.   \n-   Este seguro no otorga cobertura cuando en el inmueble se realiza cualquier actividad o giro comercial diferente al de casa habitación.       \n-   Este seguro se renovará automáticamente, es decir, en las mismas condiciones vigentes en el periodo anterior.          \n-   Para la cobertura de Robo y/o daños por intento de robo de Joyas y platería se define lo siguiente: Objetos y/o adornos de uso personal elaborados en oro, plata, platino, perlas y que pueden llevar o no incrustadas piedras preciosas de origen biológico o mineral, tanto si están engastadas como si no. También se considera a cualquier objeto ornamental o de uso doméstico elaborado con los materiales enumerados en el párrafo anterior.    \n-   El ASEGURADO deberá presentar una relación detallada, a ser actualizada mínimo cada dos años, de los bienes cuyo valor unitario excedan los S/ 5,000. En caso de siniestro, esta relación de bienes es el sustento de la pre-existencia de cada bien declarado. En caso de no cumplir con lo anterior o para bienes afectados no incluidos en la relación presentada, el Asegurado deberá demostrarnos la pre-existencia de los bienes afectados en el siniestro, a través de comprobantes de pago y/o constancia visual (fotografías, video, manuales de uso o similares) en donde se muestre el artículo en el interior del Inmueble asegurado o a la persona usando dicho artículo.    \n-   En caso de robo: Se mantiene la exigencia de la denuncia policial, pero se manejará a discreción cada caso hasta por un monto máximo de siniestro de S/ 30,000, siniestros por encima de este monto deberán presentar denuncia policial de manera obligatoria.    \n-  Las asistencias están disponibles los 365 días del año en las siguientes ciudades:  \n•      Lima Metropolitana exceptuando Ancón, Punta Hermosa, San Bartolo, Santa María y Pucusana.\n•      Trujillo: En los distritos de Trujillo, Victor Larco, Moche y Huanchaco. \n•      Chiclayo: En los distritos de Chiclayo, La Victoria, José Leonardo Ortiz, Pimentel.  \n•      Piura: En los distritos de Piura, Castilla, Catacaos.      \n•      Arequipa: En los distritos de Arequipa (Cercado), Yanahuara, Cayma, Sachaca, José Luis Bustamante y Rivero, Cerro Colorado.        \n•      Cusco: En los distritos de Cusco, San Jerónimo, San Sebastián, Santiago, Wanchaq.  \n Aplican y deben aparecer tanto para a primer riesgo como para valor total "]
[]
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[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
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[]
[]
[]
[]
[]
[null,null,"Exlusiones: ",null,null,null,null,null,"OK"]
[null,null,"Tenga en cuenta que no pagaremos la reparación del desperfecto ni del bien que originó el daño, como tampoco ninguna pérdida o daño proveniente o que sean causa de, o en conexión con, o atribuibles principalmente a:        \na)      Dolo, culpa grave o negligencia inexcusable del CONTRATANTE o de USTED y/o del BENEFICIARIO y/o ENDOSATARIO o de los familiares de cualquiera de ellos, o de sus dependientes, especialmente de los responsables de la seguridad de los BIENES asegurados.   \nb)      Guerra, Guerra Civil, invasión, acto de enemigo extranjero, hostilidades u operaciones de guerra, declarada o no.          \nc)       Desgaste o deterioro paulatino o fatiga de material, causado por, o resultado de, el uso y funcionamiento del bien; uso o deterioro gradual; deficiencias de rendimiento o capacidad; polución, contaminación; corrosión, erosión; herrumbre u oxidación; hongos, moho húmedo o seco, combustión espontánea, fermentación; humedad, sequedad, smog o cambios de temperatura; asentamiento o contracción o expansión de edificios o cimientos; la calefacción o la desecación a que hubieran sido sometidos los objetos que forman parte de la Materia Asegurada.  \nd)      Hundimientos, desplazamientos, agrietamientos o asentamientos de muros, pisos, techos, pavimentos, cimientos, muros de contención. Sin embargo, si estos daños son causados por los eventos de Terremoto, Temblor, Erupción Volcánica o Maremoto para los cuales se haya contratado amparo bajo la presente póliza, no se aplicará esta exclusión.     \ne)      Todo gasto o costo para implementar modificaciones o mejoras, o por mantenimiento, o para hacer otras reparaciones o arreglos, en el INMUEBLE y/o BIENES dañados o afectados; así como los gastos o costos de cualquier reparación provisional, a menos que constituyan, a la vez, parte de los gastos de la reparación definitiva amparada por la póliza.     \nf)        Valor atribuido a los BIENES por razones sentimentales o simbólicas, por afición, por antigüedad, o por exclusividad.         \ng)      Pérdida o daño ocurrido cuando el INMUEBLE esté deshabitado y/o cuando los BIENES se hallen en el INMUEBLE deshabitado; en ambos casos durante más de noventa (90) días consecutivos.  \nLas demás exclusiones se encuentran en el acápite 3 de las Condiciones Generales de la Póliza. Aplican exclusiones específicas a la cobertura que se contrate, detalladas en su respectiva Cláusula Adicional.           \nBienes excluidos:          \na)      INMUEBLE y/o BIENES con cualquier actividad o giro diferente al de casa habitación. \nb)      Animales vivos de cualquier tipo.      \nc)       Plantaciones, cultivos, cosechas de cualquier tipo, invernaderos, bosques, selvas, monte bajo, praderas, pampas, árboles, parques, prados, jardines naturales y ornamentales, agua.  \nd)      INMUEBLES y/o BIENES en proceso de construcción, reconstrucción, montaje o desmontaje.\ne)      Vehículos motorizados con una placa de rodaje, equipos flotantes o submarinos, aeronaves o artefactos aéreos, embarcaciones, naves acuáticas; de cualquier tipo y tamaño.  \nf)    BIENES de cualquier tipo que sean propiedad de terceros aun cuando dichos BIENES se encuentren bajo custodia y/o posesión del Asegurado.      \ng)      Material pirotécnico, explosivos, combustibles, mechas, fulminantes, detonadores y similares.\nh)      BIENES situados o instalados u operando o trabajando o siendo usados en él, o a las orillas del, mar, río, lago o laguna, en subterráneos, o debajo del nivel de la superficie terrestre.  \ni)        Dinero en efectivo, títulos valores.       \nj)       Cualquier tipo de contenido o bien para fines comerciales, de la profesión u ocupación o de negocios de USTED, de cualquier miembro de su familia, por medio de los cuales obtengan un lucro."]

{"sheet":"VALOR TOTAL INMUEBLE","index":12,"n_rows":39,"n_cols":15,"rows_kept":39,"cut":false,"hidden":true,"merged":[[13,1,14,1],[13,3,14,4],[13,6,14,6],[31,3,31,4],[32,3,32,4],[15,6,16,6],[15,1,16,1],[30,3,30,6],[27,3,27,4],[28,3,28,4],[29,3,29,4],[24,6,29,6],[9,3,9,4],[11,3,11,4],[15,3,16,4],[22,3,22,4],[33,5,33,6],[32,5,32,6],[31,5,31,6],[17,3,17,4],[18,3,18,4],[19,3,19,4],[20,3,20,4],[21,3,21,4],[24,3,24,4],[25,3,25,4],[26,3,26,4],[34,5,34,6],[35,5,35,6],[36,5,36,6],[37,5,37,6],[38,5,38,6],[38,3,38,4],[33,3,33,4],[34,3,34,4],[35,3,35,4],[36,3,36,4],[37,3,37,4]]}
[null,null,null,"VALOR TOTAL INMUEBLE",null,"Ir a Cotizador"]
[null,null,null,null,"INGRESE LA SUMA ASEGURADA",null,null,null,null,null,null,null,"Incendio","robo","total"]
[null,null,null,"Suma asegurada",null,"Prima comercial",{"$f":"IFERROR(INMUEBLE!$P$7,0)","v":51.5},null,null,null,null,null,{"$f":"SUM(G12+G14+G16+G18+G19+G20+G21+G22+G23+G25)","v":51.5},null,{"$f":"SUM(M3:N3)","v":51.5}]
[null,null,null,null,null,"Igv",{"$f":"IFERROR(INMUEBLE!$P$8,0)","v":9.27}]
[null,null,null,null,null,"Prima total",{"$f":"IFERROR(INMUEBLE!$P$9,0)","v":60.769999999999996}]
[]
[]
[]
[]
[null,null,null,"COBERTURAS  (solo INMUEBLE)",null,"Límites asegurados por vigencia","Prima Comercial"]
[null,null,null,"Cobertura principal"]
[null,"X",null,"Incendio y/o rayo, explosión, incendio en aparatos eléctricos. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves o daños por riesgos políticos y sociales",null,{"$f":"$E$3","v":0},{"$f":"+IF(Cotizador!$H$37=\"X\",INMUEBLE!$L$11,INMUEBLE!$K$11)","v":51.5}]
[null,null,null,"Coberturas adicionales"]
[null,null,null,"Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza",null,{"$f":"$E$3","v":0},{"$f":"+IF(Cotizador!$H$37=\"X\",INMUEBLE!$L$12,INMUEBLE!$K$12)","v":0}]
[null,null,null,null,null,"Suma asegurada que forma parte de la cobertura principal"]
[null,null,null,"Responsabilidad civil frente a terceros",null,{"$f":"$E$3","v":0},{"$f":"+IF(Cotizador!$H$37=\"X\",INMUEBLE!$L$13,INMUEBLE!$K$13)","v":0}]
[null,null,null,null,null,{"$f":"coberturasyClausulas!$J$3","v":"máximo US$ 200,000"}]
[null,null,null,"Rotura accidental de vidrio y/o cristales",null,{"$f":"coberturasyClausulas!$J$4","v":"Hasta US$ 3,000 ,suma asegurada que forma parte de la cobertura principal"},{"$f":"+IF(Cotizador!$H$37=\"X\",INMUEBLE!$L$14,INMUEBLE!$K$14)","v":0}]
[null,null,null,"Robo o intento de robo de instalaciones fijas",null,{"$f":"coberturasyClausulas!$J$5","v":"Hasta el 20% de la suma asegurada de inmueble, máximo US$ 5,000 ,suma asegurada que forma parte de la cobertura principal"},{"$f":"+IF(Cotizador!$H$37=\"X\",INMUEBLE!$L$15,INMUEBLE!$K$15)","v":0}]
[null,null,null,"Reembolso de gastos médicos por accidentes de trabajadores del hogar, ocurridos dentro del inmueble",null,{"$f":"coberturasyClausulas!$J$6","v":"Hasta US$ 5,000 por evento, máximo 3 eventos por vigencia de la póliza"},{"$f":"+IF(Cotizador!$H$37=\"X\",INMUEBLE!$L$16,INMUEBLE!$K$16)","v":0}]
[null,null,null,"Gastos de arrendamiento de vivienda temporal a reembolso",null,{"$f":"coberturasyClausulas!$J$7","v":"Hasta US$ 2,000 mensuales, máximo 6 meses por vigencia de la póliza, suma asegurada que forma parte de la cobertura principal"},{"$f":"+IF(Cotizador!$H$37=\"X\",INMUEBLE!$L$17,INMUEBLE!$K$17)","v":0}]
[null,null,null,"Alquiler no percibido por inmueble inhabitable temporalmente",null,{"$f":"coberturasyClausulas!$J$8","v":"Hasta US$ 2,000 mensuales, máximo 6 meses por vigencia de la póliza, suma asegurada que forma parte de la cobertura principal"},{"$f":"+IF(Cotizador!$H$37=\"X\",INMUEBLE!$L$18,INMUEBLE!$K$18)","v":0}]
[null,"X",null,"Gastos extraordinarios: remoción de escombros, honorarios profesionales y construcción de documentos y modelos ",null,"Hasta el 20% de la suma asegurada de Inmueble, suma asegurada que forma parte de la cobertura principal",0]
[null,null,null,null,"Asistencias"]
[null,null,null,{"$f":"coberturasyClausulas!$E$11","v":"Asistencia de emergencia en el hogar"},null,{"$f":"coberturasyClausulas!$J$11","v":"Hasta US$ 300 por cada servicio, máximo 3 atenciones de cada servicio de Cerrajería, Gasfitería, Electricidad, y vidriería, las 24 horas del día todos los días del año, por vigencia de la póliza. "},{"$f":"+IF(Cotizador!$H$37=\"X\",INMUEBLE!$L$19,INMUEBLE!$K$19)","v":0}]
[null,null,null,{"$f":"coberturasyClausulas!$E$12","v":"Limpieza del inmueble asegurado a consecuencia de un siniestro"},null,{"$f":"coberturasyClausulas!$J$12","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,null,{"$f":"coberturasyClausulas!$E$13","v":"Chequeo preventivo del inmueble"},null,{"$f":"coberturasyClausulas!$J$13","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,null,{"$f":"coberturasyClausulas!$E$20","v":"Orientación médica telefónica"},null,{"$f":"coberturasyClausulas!$J$20","v":"Sin límite"}]
[null,null,null,{"$f":"coberturasyClausulas!$E$21","v":"Ambulancia por accidente para el asegurado"},null,{"$f":"coberturasyClausulas!$J$21","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,null,{"$f":"coberturasyClausulas!$E$23","v":"Asesoría legal por robo dentro del inmueble"},null,{"$f":"coberturasyClausulas!$J$23","v":"Hasta US$ 300 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,null,"Deducibles:\nAplicables por evento/pérdida, en caso de discrepancia prevalece el mayor"]
[null,{"$f":"IF($B$14=0,\"\",$B$14)","v":""},null,"Terremoto / Maremoto",null,{"$f":"coberturasyClausulas!$J$26","v":"Hasta el 1% del límite asegurado, mínimo US$ 200"}]
[null,{"$f":"IF($B$14=0,\"\",$B$14)","v":""},null,"Otros Riesgos de la Naturaleza (entre ellos lluvia, inundación, otros)",null,{"$f":"coberturasyClausulas!$J$27","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,"X",null,"Daños por agua",null,{"$f":"coberturasyClausulas!$J$28","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,"X",null,"Riesgos políticos y sociales",null,{"$f":"coberturasyClausulas!$J$29","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,{"$f":"IF($B$16=0,\"\",$B$16)","v":""},null,"Responsabilidad civil frente a terceros",null,{"$f":"coberturasyClausulas!$J$30","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,{"$f":"IF($B$18=0,\"\",$B$18)","v":""},null,"Rotura accidental de vidrio y/o cristales",null,{"$f":"coberturasyClausulas!$J$31","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,{"$f":"IF($B$19=0,\"\",$B$19)","v":""},null,"Robo o intento de robo de instalaciones fijas",null,{"$f":"coberturasyClausulas!$J$32","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,{"$f":"IF($B$24=0,\"\",$B$24)","v":""},null,"Demás coberturas",null,"Sin deducible"]

{"sheet":"VALOR TOTAL BIENES","index":13,"n_rows":36,"n_cols":15,"rows_kept":36,"cut":false,"hidden":true,"merged":[[15,1,16,1],[27,3,27,6],[28,5,28,6],[29,5,29,6],[30,5,30,6],[30,3,30,4],[28,3,28,4],[29,3,29,4],[18,3,18,4],[19,3,19,4],[21,3,21,4],[22,3,22,4],[23,3,23,4],[24,3,24,4],[25,3,25,4],[26,3,26,4],[9,3,9,4],[11,3,11,4],[13,3,13,4],[14,3,14,4],[17,3,17,4],[15,3,16,4],[31,3,31,4],[32,3,32,4],[33,3,33,4],[34,3,34,4],[35,3,35,4],[21,6,26,6],[31,5,31,6],[33,5,33,6],[34,5,34,6],[35,5,35,6],[32,5,32,6]]}
[null,null,null,"VALOR TOTAL BIENES",null,"Ir a Cotizador"]
[null,null,null,null,"INGRESE LA SUMA ASEGURADA",null,null,null,null,null,null,null,"Incendio","robo","total"]
[null,null,null,"Suma Asegurada de Bienes",null,"Prima comercial",{"$f":"IFERROR(BIENES!$P$7,0)","v":62.82},null,null,null,null,null,{"$f":"SUM(G12+G16+G20+G22)","v":62.82},{"$f":"SUM(G14+G15+G18+G19)","v":0},{"$f":"SUM(M3:N3)","v":62.82}]
[null,null,null,null,null,"Igv",{"$f":"IFERROR(BIENES!$P$8,0)","v":11.307599999999999}]
[null,null,null,null,null,"Prima total",{"$f":"IFERROR(BIENES!$P$9,0)","v":74.127600000000001}]
[]
[]
[]
[]
[null,null,null,"COBERTURAS  (solo BIENES)",null,"Límites asegurados por vigencia","Prima Comercial"]
[null,null,null,"Cobertura principal"]
[null,"X",null,"Incendio y/o rayo, explosión, incendio en aparatos eléctricos. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves o daños por riesgos políticos y sociales",null,{"$f":"$E$3","v":0},{"$f":"+IF(Cotizador!$H$37=\"X\",BIENES!$L$13,BIENES!$K$13)","v":62.82}]
[null,null,null,"Coberturas adicionales"]
[null,null,null,"Robo y/o daños por intento de robo (dentro y fuera de la vivienda a nivel nacional)",null,{"$f":"$F$12","v":0},{"$f":"+IF(Cotizador!$H$37=\"X\",BIENES!$L$32,BIENES!$K$32)","v":0}]
[null,null,null,"Robo y/o daños por intento de robo de joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda. ",null,"USD 10,000, sublímite de la cobertura de Robo",{"$f":"+IF(Cotizador!$H$37=\"X\",BIENES!$L$33,BIENES!$K$33)","v":0}]
[null,null,null,"Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza",null,{"$f":"$F$14","v":0},{"$f":"+IF(Cotizador!$H$37=\"X\",BIENES!$L$14,BIENES!$K$14)","v":0}]
[null,null,null,null,null,"Suma asegurada que forma parte de la cobertura principal"]
[null,null,null,"Hurto",null,{"$f":"coberturasyClausulas!$J$37","v":"Hasta US$ 3,000 , sublímite de la cobertura de Robo"},{"$f":"+IF(Cotizador!$H$37=\"X\",BIENES!$L$34,BIENES!$K$34)","v":0}]
[null,null,null,"Deshonestidad de trabajadores del hogar",null,{"$f":"coberturasyClausulas!$J$38","v":"Hasta US$ 5,000 por evento, máximo 3 eventos por vigencia de la póliza, sublímite de la cobertura de Robo"},{"$f":"+IF(Cotizador!$H$37=\"X\",BIENES!$L$35,BIENES!$K$35)","v":0}]
[null,"X",null,"Gastos extraordinarios: remoción de escombros, honorarios profesionales y construcción de documentos y modelos ",null,"Hasta el 20% de la suma asegurada de bienes, suma asegurada que forma parte de la cobertura principal",0]
[null,null,null,null,"Asistencias"]
[null,null,null,{"$f":"coberturasyClausulas!$E$39","v":"Asistencia de emergencia en el hogar"},null,{"$f":"coberturasyClausulas!$J$39","v":"Hasta US$ 300 por cada servicio, máximo 3 atenciones de cada servicio de Cerrajería, Gasfitería, Electricidad, y vidriería, las 24 horas del día todos los días del año, por vigencia de la póliza. "},{"$f":"+IF(Cotizador!H37=\"X\",BIENES!$L$15,BIENES!$K$15)","v":0}]
[null,null,null,{"$f":"coberturasyClausulas!$E$40","v":"Limpieza del inmueble asegurado a consecuencia de un siniestro"},null,{"$f":"coberturasyClausulas!$J$40","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,null,{"$f":"coberturasyClausulas!$E$41","v":"Chequeo preventivo del inmueble"},null,{"$f":"coberturasyClausulas!$J$41","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,null,{"$f":"coberturasyClausulas!$E$48","v":"Orientación médica telefónica"},null,{"$f":"coberturasyClausulas!$J$48","v":"Sin límite"}]
[null,null,null,{"$f":"coberturasyClausulas!$E$49","v":"Ambulancia por accidente para el asegurado"},null,{"$f":"coberturasyClausulas!$J$49","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,null,{"$f":"coberturasyClausulas!$E$51","v":"Asesoría legal por robo dentro del inmueble"},null,{"$f":"coberturasyClausulas!$J$51","v":"Hasta US$ 300 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,null,"Deducibles:\nAplicables por evento/pérdida, en caso de discrepancia prevalece el mayor"]
[null,{"$f":"IF($B$14=0,\"\",$B$14)","v":""},null,"Robo y/o daños por intento de robo",null,{"$f":"coberturasyClausulas!$J$54","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,{"$f":"IF($B$18=0,\"\",$B$18)","v":""},null,"Hurto",null,{"$f":"coberturasyClausulas!$J$55","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,{"$f":"IF($B$19=0,\"\",$B$19)","v":""},null,"Deshonestidad de trabajadores del hogar",null,{"$f":"coberturasyClausulas!$J$56","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,{"$f":"IF($B$16=0,\"\",$B$16)","v":""},null,"Terremoto / Maremoto",null,{"$f":"coberturasyClausulas!$J$57","v":"Hasta el 1% del límite asegurado, mínimo US$ 200"}]
[null,{"$f":"IF($B$16=0,\"\",$B$16)","v":""},null,"Otros Riesgos de la Naturaleza (entre ellos lluvia, inundación, otros)",null,{"$f":"coberturasyClausulas!$J$58","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,"X",null,"Daños por agua",null,{"$f":"coberturasyClausulas!$J$59","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,"X",null,"Riesgos políticos y sociales",null,{"$f":"coberturasyClausulas!$J$60","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,{"$f":"IF($B$21=0,\"\",$B$21)","v":""},null,"Demás coberturas",null,"Sin deducible"]

{"sheet":"VALOR TOTAL INMUEBLE +BIENES","index":14,"n_rows":47,"n_cols":15,"rows_kept":47,"cut":false,"hidden":true,"merged":[[28,5,28,6],[39,5,39,7],[38,5,38,7],[26,5,26,6],[27,5,27,6],[24,5,24,6],[25,5,25,6],[19,5,19,6],[38,3,38,4],[36,3,36,4],[37,3,37,4],[24,3,24,4],[25,3,25,4],[26,3,26,4],[27,3,27,4],[29,3,29,4],[29,5,29,6],[30,3,30,4],[30,5,30,6],[31,3,31,4],[31,5,31,6],[9,3,9,4],[11,3,11,4],[23,3,23,4],[19,3,19,4],[20,3,20,4],[21,3,21,4],[22,3,22,4],[45,3,45,4],[46,3,46,4],[39,3,39,4],[40,3,40,4],[41,3,41,4],[42,3,42,4],[43,3,43,4],[44,3,44,4],[17,1,18,1],[17,7,18,7],[15,1,16,1],[15,3,16,4],[13,1,14,1],[13,3,14,4],[15,6,16,6],[17,5,17,6],[45,5,45,7],[46,5,46,7],[9,7,10,7],[40,5,40,7],[41,5,41,7],[42,5,42,7],[43,5,43,7],[44,5,44,7],[35,3,35,7],[36,5,36,7],[37,5,37,7],[15,7,16,7],[13,7,14,7],[17,3,18,4],[18,5,18,6],[29,7,34,7],[32,3,32,4],[32,5,32,6],[33,3,33,4],[33,5,33,6],[34,3,34,4],[34,5,34,6]]}
[null,null,null,"VALOR TOTAL INMUEBLE +BIENES",null,"Ir a Cotizador"]
[null,null,null,null,"INGRESE LAS SUMAS ASEGURADAS",null,null,null,null,null,null,null,"Incendio","robo","total"]
[null,null,null,"Suma Asegurada de Inmueble",200000,null,"Prima comercial",{"$f":"IFERROR('INMUEBLE Y BIENES'!$P$7,0)","v":473.78000000000009},null,null,null,null,{"$f":"SUM(H12+H14+H16+H18+H20+H25+H26+H27+H28+H30)","v":473.78000000000009},{"$f":"SUM(H21+H22+H23+H24)","v":0},{"$f":"SUM(M3:N3)","v":473.78000000000009}]
[null,null,null,"Suma Asegurada de Bienes",10000,null,"Igv",{"$f":"IFERROR('INMUEBLE Y BIENES'!$P$8,0)","v":85.280400000000014}]
[null,null,null,null,null,null,"Prima total",{"$f":"IFERROR('INMUEBLE Y BIENES'!$P$9,0)","v":559.06040000000007}]
[]
[]
[]
[]
[null,null,null,"COBERTURAS  (INMUEBLE Y BIENES)",null,"Límites asegurados por vigencia, hasta","Límites asegurados por vigencia, hasta","Prima Comercial"]
[null,null,null,"Cobertura principal",null,"INMUEBLE","BIENES"]
[null,"X",null,"Incendio y/o rayo, explosión, incendio en aparatos eléctricos. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves o daños por riesgos políticos y sociales",null,{"$f":"$E$3","v":200000},{"$f":"$E$4","v":10000},{"$f":"+IF(Cotizador!$H$37=\"X\",'INMUEBLE Y BIENES'!$L$50,'INMUEBLE Y BIENES'!$K$50)","v":157.9}]
[null,null,null,"Coberturas adicionales"]
[null,"X",null,"Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza",null,{"$f":"$E$3","v":200000},{"$f":"$E$4","v":10000},{"$f":"+IF(Cotizador!$H$37=\"X\",'INMUEBLE Y BIENES'!$L$51,'INMUEBLE Y BIENES'!$K$51)","v":290.67}]
[null,null,null,null,null,"Suma asegurada que forma parte de la cobertura principal","Suma asegurada que forma parte de la cobertura principal"]
[null,"X",null,"Responsabilidad civil frente a terceros",null,{"$f":"$E$3","v":200000},"-",{"$f":"+IF(Cotizador!$H$37=\"X\",'INMUEBLE Y BIENES'!$L$52,'INMUEBLE Y BIENES'!$K$52)","v":1.68}]
[null,null,null,null,null,{"$f":"coberturasyClausulas!$J$64","v":" máximo US$ 200,000"}]
[null,"X",null,"Rotura accidental de vidrio y/o cristales",null,{"$f":"coberturasyClausulas!$J$65","v":"US$ 3,000"},null,{"$f":"+IF(Cotizador!$H$37=\"X\",'INMUEBLE Y BIENES'!$L$53,'INMUEBLE Y BIENES'!$K$53)","v":4.62}]
[null,null,null,null,null,"Suma asegurada que forma parte de la cobertura principal"]
[null,null,null,"Robo o intento de robo de instalaciones fijas",null,{"$f":"coberturasyClausulas!$J$66","v":"20% de la suma asegurada de inmueble, máximo US$ 5,000 , suma asegurada que forma parte de la cobertura principal"},null,{"$f":"+IF(Cotizador!$H$37=\"X\",'INMUEBLE Y BIENES'!$L$54,'INMUEBLE Y BIENES'!$K$54)","v":0}]
[null,null,null,"Robo y/o daños por intento de robo (dentro y fuera de la vivienda a nivel nacional)",null,"-",{"$f":"$E$4","v":10000},{"$f":"+IF(Cotizador!$H$37=\"X\",'INMUEBLE Y BIENES'!$L$70,'INMUEBLE Y BIENES'!$K$70)","v":0}]
[null,null,null,"Robo y/o daños por intento de robo de joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda. ",null,"-","USD 10,000, sublímite de la cobertura de Robo",{"$f":"+IF(Cotizador!$H$37=\"X\",'INMUEBLE Y BIENES'!$L$71,'INMUEBLE Y BIENES'!$K$71)","v":0}]
[null,null,null,"Hurto",null,"-",{"$f":"coberturasyClausulas!$J$68","v":"US$ 3,000 , sublímite de la cobertura de Robo"},{"$f":"+IF(Cotizador!$H$37=\"X\",'INMUEBLE Y BIENES'!$L$72,'INMUEBLE Y BIENES'!$K$72)","v":0}]
[null,null,null,"Deshonestidad de trabajadores del hogar",null,"-",{"$f":"coberturasyClausulas!$J$69","v":"US$ 5,000 por evento, máximo 3 eventos por vigencia de la póliza, sublímite de la cobertura de Robo"},{"$f":"+IF(Cotizador!$H$37=\"X\",'INMUEBLE Y BIENES'!$L$73,'INMUEBLE Y BIENES'!$K$73)","v":0}]
[null,null,null,"Reembolso de gastos médicos por accidentes de trabajadores del hogar, ocurridos dentro del inmueble",null,{"$f":"coberturasyClausulas!$J$70","v":"US$ 5,000 por evento, máximo 3 eventos por vigencia de la póliza"},"Hasta US$ 5,000 / S/ 15,000 por evento, máximo 3 eventos por vigencia de la póliza",{"$f":"+IF(Cotizador!$H$37=\"X\",'INMUEBLE Y BIENES'!$L$55,'INMUEBLE Y BIENES'!$K$55)","v":0}]
[null,"X",null,"Gastos de arrendamiento de vivienda temporal a reembolso",null,{"$f":"coberturasyClausulas!$J$71","v":"US$ 2,000 mensuales, máximo 6 meses por vigencia de la póliza, suma asegurada que forma parte de la cobertura principal"},"Hasta US$ 2,000 / S/ 6,000 mensuales, máximo 6 meses por vigencia de la póliza, suma asegurada que forma parte de la cobertura principal",{"$f":"+IF(Cotizador!$H$37=\"X\",'INMUEBLE Y BIENES'!$L$56,'INMUEBLE Y BIENES'!$K$56)","v":1.23}]
[null,null,null,"Alquiler no percibido por inmueble inhabitable temporalmente (aplica solo para el arrendador)",null,{"$f":"coberturasyClausulas!$J$72","v":"US$ 2,000 mensuales, máximo 6 meses por vigencia de la póliza, suma asegurada que forma parte de la cobertura principal"},"Hasta US$ 2,000 / S/ 6,000 mensuales, máximo 6 meses por vigencia de la póliza, suma asegurada que forma parte de la cobertura principal",{"$f":"+IF(Cotizador!$H$37=\"X\",'INMUEBLE Y BIENES'!$L$57,'INMUEBLE Y BIENES'!$K$57)","v":0}]
[null,"X",null,"Gastos extraordinarios: remoción de escombros, honorarios profesionales y construcción de documentos y modelos ",null,"20% de la suma asegurada de inmueble y/o bienes, suma asegurada que forma parte de la cobertura principal","Hasta el 20% de la suma asegurada de inmueble y/o bienes, suma asegurada que forma parte de la cobertura principal",0]
[null,"X",null,null,"Asistencias"]
[null,null,null,{"$f":"coberturasyClausulas!$E$73","v":"Asistencia de emergencia en el hogar"},null,{"$f":"coberturasyClausulas!$J$73","v":"Hasta US$ 300 por cada servicio, máximo 3 atenciones de cada servicio de Cerrajería, Gasfitería, Electricidad, y vidriería, las 24 horas del día todos los días del año, por vigencia de la póliza. "},null,{"$f":"+IF(Cotizador!$H$37=\"X\",'INMUEBLE Y BIENES'!$L$58,'INMUEBLE Y BIENES'!$K$58)","v":17.68}]
[null,null,null,{"$f":"coberturasyClausulas!$E$74","v":"Limpieza del inmueble asegurado a consecuencia de un siniestro"},null,{"$f":"coberturasyClausulas!$J$74","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,null,{"$f":"coberturasyClausulas!$E$75","v":"Chequeo preventivo del inmueble"},null,{"$f":"coberturasyClausulas!$J$75","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,null,{"$f":"coberturasyClausulas!$E$82","v":"Orientación médica telefónica"},null,{"$f":"coberturasyClausulas!$J$82","v":"Sin límite"}]
[null,null,null,{"$f":"coberturasyClausulas!$E$83","v":"Ambulancia por accidente para el asegurado"},null,{"$f":"coberturasyClausulas!$J$83","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,null,{"$f":"coberturasyClausulas!$E$85","v":"Asesoría legal por robo dentro del inmueble"},null,{"$f":"coberturasyClausulas!$J$85","v":"Hasta US$ 300 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,null,"Deducibles:\nAplicables por evento/pérdida, en caso de discrepancia prevalece el mayor"]
[null,{"$f":"IF($B$14=0,\"\",$B$14)","v":"X"},null,"Terremoto / Maremoto",null,{"$f":"coberturasyClausulas!$J$88","v":"Hasta el 1% del límite asegurado, mínimo US$ 200"}]
[null,{"$f":"IF($B$14=0,\"\",$B$14)","v":"X"},null,"Otros Riesgos de la Naturaleza (entre ellos lluvia, inundación, otros)",null,{"$f":"coberturasyClausulas!$J$89","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,"X",null,"Daños por agua",null,{"$f":"coberturasyClausulas!$J$90","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,"X",null,"Riesgos políticos y sociales",null,{"$f":"coberturasyClausulas!$J$91","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,{"$f":"IF($B$16=0,\"\",$B$16)","v":"X"},null,"Responsabilidad civil frente a terceros",null,{"$f":"coberturasyClausulas!$J$92","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,{"$f":"IF($B$18=0,\"\",$B$18)","v":"X"},null,"Rotura accidental de vidrio y/o cristales",null,{"$f":"coberturasyClausulas!$J$93","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,{"$f":"IF($B$20=0,\"\",$B$20)","v":""},null,"Robo o intento de robo de instalaciones fijas",null,{"$f":"coberturasyClausulas!$J$94","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,{"$f":"IF($B$21=0,\"\",$B$21)","v":""},null,"Robo y/o daños por intento de robo",null,{"$f":"coberturasyClausulas!$J$95","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,{"$f":"IF($B$23=0,\"\",$B$23)","v":""},null,"Hurto",null,{"$f":"coberturasyClausulas!$J$96","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,{"$f":"IF($B$24=0,\"\",$B$24)","v":""},null,"Deshonestidad de trabajadores del hogar",null,{"$f":"coberturasyClausulas!$J$97","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,{"$f":"IF($B$29=0,\"\",$B$29)","v":"X"},null,"Demás coberturas",null,"Sin deducible"]

{"sheet":"PRIMER RIESGO INMUEBLE","index":15,"n_rows":39,"n_cols":15,"rows_kept":39,"cut":false,"hidden":true,"merged":[[37,3,37,4],[37,5,37,6],[38,3,38,4],[38,5,38,6],[34,3,34,4],[35,3,35,4],[36,3,36,4],[34,5,34,6],[36,5,36,6],[31,3,31,4],[32,3,32,4],[33,3,33,4],[30,3,30,6],[31,5,31,6],[32,5,32,6],[33,5,33,6],[13,1,14,1],[13,3,14,4],[13,6,14,6],[15,1,16,1],[15,3,16,4],[15,6,16,6],[18,3,18,4],[9,3,9,4],[11,3,11,4],[35,5,35,6],[19,3,19,4],[20,3,20,4],[22,3,22,4],[21,3,21,4],[17,3,17,4],[24,6,29,6],[24,3,24,4],[25,3,25,4],[26,3,26,4],[27,3,27,4],[29,3,29,4],[28,3,28,4]]}
[null,null,null,"PRIMER RIESGO  INMUEBLE",null,"Ir a Cotizador"]
[null,null,null,null,"INGRESE LA SUMA ASEGURADA",null,null,null,null,null,null,null,"Incendio","robo","total"]
[null,null,null,"Suma asegurada",null,"Prima comercial",{"$f":"IFERROR(INMUEBLE!$P$7,0)","v":51.5},null,null,null,null,null,{"$f":"SUM(G12+G14+G16+G18+G19+G20+G21+G22+G23+G25)","v":51.5},null,{"$f":"SUM(M3:N3)","v":51.5}]
[null,null,null,null,null,"Igv",{"$f":"IFERROR(INMUEBLE!$P$8,0)","v":9.27}]
[null,null,null,null,null,"Prima total",{"$f":"IFERROR(INMUEBLE!$P$9,0)","v":60.769999999999996}]
[]
[]
[]
[]
[null,null,null,"COBERTURAS  (solo INMUEBLE)",null,"Límites asegurados por vigencia","Prima Comercial"]
[null,null,null,"Cobertura principal"]
[null,"X",null,"Incendio y/o rayo, explosión, incendio en aparatos eléctricos. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves o daños por riesgos políticos y sociales",null,{"$f":"$E$3","v":0},{"$f":"+IF(Cotizador!$H$37=\"X\",INMUEBLE!$L$11,INMUEBLE!$K$11)","v":51.5}]
[null,null,null,"Coberturas adicionales"]
[null,null,null,"Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza",null,{"$f":"$E$3","v":0},{"$f":"+IF(Cotizador!$H$37=\"X\",INMUEBLE!$L$12,INMUEBLE!$K$12)","v":0}]
[null,null,null,null,null,"Suma asegurada que forma parte de la cobertura principal"]
[null,null,null,"Responsabilidad civil frente a terceros",null,{"$f":"$E$3","v":0},{"$f":"+IF(Cotizador!$H$37=\"X\",INMUEBLE!$L$13,INMUEBLE!$K$13)","v":0}]
[null,null,null,null,null,{"$f":"coberturasyClausulas!$J$3","v":"máximo US$ 200,000"}]
[null,null,null,"Rotura accidental de vidrio y/o cristales",null,{"$f":"coberturasyClausulas!$J$4","v":"Hasta US$ 3,000 ,suma asegurada que forma parte de la cobertura principal"},{"$f":"+IF(Cotizador!$H$37=\"X\",INMUEBLE!$L$14,INMUEBLE!$K$14)","v":0}]
[null,null,null,"Robo o intento de robo de instalaciones fijas",null,{"$f":"coberturasyClausulas!$J$5","v":"Hasta el 20% de la suma asegurada de inmueble, máximo US$ 5,000 ,suma asegurada que forma parte de la cobertura principal"},{"$f":"+IF(Cotizador!$H$37=\"X\",INMUEBLE!$L$15,INMUEBLE!$K$15)","v":0}]
[null,null,null,"Reembolso de gastos médicos por accidentes de trabajadores del hogar, ocurridos dentro del inmueble",null,{"$f":"coberturasyClausulas!$J$6","v":"Hasta US$ 5,000 por evento, máximo 3 eventos por vigencia de la póliza"},{"$f":"+IF(Cotizador!$H$37=\"X\",INMUEBLE!$L$16,INMUEBLE!$K$16)","v":0}]
[null,null,null,"Gastos de arrendamiento de vivienda temporal a reembolso",null,{"$f":"coberturasyClausulas!$J$7","v":"Hasta US$ 2,000 mensuales, máximo 6 meses por vigencia de la póliza, suma asegurada que forma parte de la cobertura principal"},{"$f":"+IF(Cotizador!$H$37=\"X\",INMUEBLE!$L$17,INMUEBLE!$K$17)","v":0}]
[null,null,null,"Alquiler no percibido por inmueble inhabitable temporalmente",null,{"$f":"coberturasyClausulas!$J$8","v":"Hasta US$ 2,000 mensuales, máximo 6 meses por vigencia de la póliza, suma asegurada que forma parte de la cobertura principal"},{"$f":"+IF(Cotizador!$H$37=\"X\",INMUEBLE!$L$18,INMUEBLE!$K$18)","v":0}]
[null,"X",null,"Gastos extraordinarios: remoción de escombros, honorarios profesionales y construcción de documentos y modelos ",null,"Hasta el 20% de la suma asegurada de Inmueble, suma asegurada que forma parte de la cobertura principal",0]
[null,null,null,null,"Asistencias"]
[null,null,null,{"$f":"coberturasyClausulas!$E$11","v":"Asistencia de emergencia en el hogar"},null,{"$f":"coberturasyClausulas!$J$11","v":"Hasta US$ 300 por cada servicio, máximo 3 atenciones de cada servicio de Cerrajería, Gasfitería, Electricidad, y vidriería, las 24 horas del día todos los días del año, por vigencia de la póliza. "},{"$f":"+IF(Cotizador!$H$37=\"X\",INMUEBLE!$L$19,INMUEBLE!$K$19)","v":0}]
[null,null,null,{"$f":"coberturasyClausulas!$E$12","v":"Limpieza del inmueble asegurado a consecuencia de un siniestro"},null,{"$f":"coberturasyClausulas!$J$12","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,null,{"$f":"coberturasyClausulas!$E$13","v":"Chequeo preventivo del inmueble"},null,{"$f":"coberturasyClausulas!$J$13","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,null,{"$f":"coberturasyClausulas!$E$20","v":"Orientación médica telefónica"},null,{"$f":"coberturasyClausulas!$J$20","v":"Sin límite"}]
[null,null,null,{"$f":"coberturasyClausulas!$E$21","v":"Ambulancia por accidente para el asegurado"},null,{"$f":"coberturasyClausulas!$J$21","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,null,{"$f":"coberturasyClausulas!$E$23","v":"Asesoría legal por robo dentro del inmueble"},null,{"$f":"coberturasyClausulas!$J$23","v":"Hasta US$ 300 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,null,"Deducibles:\nAplicables por evento/pérdida, en caso de discrepancia prevalece el mayor"]
[null,{"$f":"IF($B$14=0,\"\",$B$14)","v":""},null,"Terremoto / Maremoto",null,{"$f":"coberturasyClausulas!$J$26","v":"Hasta el 1% del límite asegurado, mínimo US$ 200"}]
[null,{"$f":"IF($B$14=0,\"\",$B$14)","v":""},null,"Otros Riesgos de la Naturaleza (entre ellos lluvia, inundación, otros)",null,{"$f":"coberturasyClausulas!$J$27","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,"X",null,"Daños por agua",null,{"$f":"coberturasyClausulas!$J$28","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,"X",null,"Riesgos políticos y sociales",null,{"$f":"coberturasyClausulas!$J$29","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,{"$f":"IF($B$16=0,\"\",$B$16)","v":""},null,"Responsabilidad civil frente a terceros",null,{"$f":"coberturasyClausulas!$J$30","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,{"$f":"IF($B$18=0,\"\",$B$18)","v":""},null,"Rotura accidental de vidrio y/o cristales",null,{"$f":"coberturasyClausulas!$J$31","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,{"$f":"IF($B$19=0,\"\",$B$19)","v":""},null,"Robo o intento de robo de instalaciones fijas",null,{"$f":"coberturasyClausulas!$J$32","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,{"$f":"IF($B$24=0,\"\",$B$24)","v":""},null,"Demás coberturas",null,"Sin deducible"]

{"sheet":"PRIMER RIESGO BIENES","index":16,"n_rows":36,"n_cols":15,"rows_kept":36,"cut":false,"hidden":true,"merged":[[25,3,25,4],[26,3,26,4],[15,1,16,1],[32,5,32,6],[33,5,33,6],[27,3,27,6],[28,5,28,6],[29,5,29,6],[30,5,30,6],[31,5,31,6],[28,3,28,4],[29,3,29,4],[21,6,26,6],[30,3,30,4],[31,3,31,4],[19,3,19,4],[34,5,34,6],[35,3,35,4],[35,5,35,6],[32,3,32,4],[33,3,33,4],[34,3,34,4],[9,3,9,4],[11,3,11,4],[13,3,13,4],[14,3,14,4],[15,3,16,4],[24,3,24,4],[17,3,17,4],[18,3,18,4],[21,3,21,4],[22,3,22,4],[23,3,23,4]]}
[null,null,null,"PRIMER RIESGO  BIENES",null,"Ir a Cotizador"]
[null,null,null,null,"INGRESE LA SUMA ASEGURADA",null,null,null,null,null,null,null,"Incendio","robo","total"]
[null,null,null,"Suma Asegurada de Bienes",null,"Prima comercial",{"$f":"IFERROR(BIENES!$P$7,0)","v":62.82},null,null,null,null,null,{"$f":"SUM(G12+G16+G20+G22)","v":62.82},{"$f":"SUM(G14+G15+G18+G19)","v":0},{"$f":"SUM(M3:N3)","v":62.82}]
[null,null,null,null,null,"Igv",{"$f":"IFERROR(BIENES!$P$8,0)","v":11.307599999999999}]
[null,null,null,null,null,"Prima total",{"$f":"IFERROR(BIENES!$P$9,0)","v":74.127600000000001}]
[]
[]
[]
[]
[null,null,null,"COBERTURAS  (solo BIENES)",null,"Límites asegurados por vigencia","Prima Comercial"]
[null,null,null,"Cobertura principal"]
[null,"X",null,"Incendio y/o rayo, explosión, incendio en aparatos eléctricos. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves o daños por riesgos políticos y sociales",null,{"$f":"$E$3","v":0},{"$f":"+IF(Cotizador!$H$37=\"X\",BIENES!$L$13,BIENES!$K$13)","v":62.82}]
[null,null,null,"Coberturas adicionales"]
[null,null,null,"Robo y/o daños por intento de robo (dentro y fuera de la vivienda a nivel nacional)",null,{"$f":"$F$12","v":0},{"$f":"+IF(Cotizador!$H$37=\"X\",BIENES!$L$32,BIENES!$K$32)","v":0}]
[null,null,null,"Robo y/o daños por intento de robo de joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda. ",null,"USD 10,000, sublímite de la cobertura de Robo",{"$f":"+IF(Cotizador!$H$37=\"X\",BIENES!$L$33,BIENES!$K$33)","v":0}]
[null,null,null,"Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza",null,{"$f":"$F$14","v":0},{"$f":"+IF(Cotizador!$H$37=\"X\",BIENES!$L$14,BIENES!$K$14)","v":0}]
[null,null,null,null,null,"Suma asegurada que forma parte de la cobertura principal"]
[null,null,null,"Hurto",null,{"$f":"coberturasyClausulas!$J$37","v":"Hasta US$ 3,000 , sublímite de la cobertura de Robo"},{"$f":"+IF(Cotizador!$H$37=\"X\",BIENES!$L$34,BIENES!$K$34)","v":0}]
[null,null,null,"Deshonestidad de trabajadores del hogar",null,{"$f":"coberturasyClausulas!$J$38","v":"Hasta US$ 5,000 por evento, máximo 3 eventos por vigencia de la póliza, sublímite de la cobertura de Robo"},{"$f":"+IF(Cotizador!$H$37=\"X\",BIENES!$L$35,BIENES!$K$35)","v":0}]
[null,"X",null,"Gastos extraordinarios: remoción de escombros, honorarios profesionales y construcción de documentos y modelos ",null,"Hasta el 20% de la suma asegurada de bienes, suma asegurada que forma parte de la cobertura principal",0]
[null,null,null,null,"Asistencias"]
[null,null,null,{"$f":"coberturasyClausulas!$E$39","v":"Asistencia de emergencia en el hogar"},null,{"$f":"coberturasyClausulas!$J$39","v":"Hasta US$ 300 por cada servicio, máximo 3 atenciones de cada servicio de Cerrajería, Gasfitería, Electricidad, y vidriería, las 24 horas del día todos los días del año, por vigencia de la póliza. "},{"$f":"+IF(Cotizador!H37=\"X\",BIENES!$L$15,BIENES!$K$15)","v":0}]
[null,null,null,{"$f":"coberturasyClausulas!$E$40","v":"Limpieza del inmueble asegurado a consecuencia de un siniestro"},null,{"$f":"coberturasyClausulas!$J$40","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,null,{"$f":"coberturasyClausulas!$E$41","v":"Chequeo preventivo del inmueble"},null,{"$f":"coberturasyClausulas!$J$41","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,null,{"$f":"coberturasyClausulas!$E$48","v":"Orientación médica telefónica"},null,{"$f":"coberturasyClausulas!$J$48","v":"Sin límite"}]
[null,null,null,{"$f":"coberturasyClausulas!$E$49","v":"Ambulancia por accidente para el asegurado"},null,{"$f":"coberturasyClausulas!$J$49","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,null,{"$f":"coberturasyClausulas!$E$51","v":"Asesoría legal por robo dentro del inmueble"},null,{"$f":"coberturasyClausulas!$J$51","v":"Hasta US$ 300 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,null,"Deducibles:\nAplicables por evento/pérdida, en caso de discrepancia prevalece el mayor"]
[null,{"$f":"IF($B$14=0,\"\",$B$14)","v":""},null,"Robo y/o daños por intento de robo",null,{"$f":"coberturasyClausulas!$J$54","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,{"$f":"IF($B$18=0,\"\",$B$18)","v":""},null,"Hurto",null,{"$f":"coberturasyClausulas!$J$55","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,{"$f":"IF($B$19=0,\"\",$B$19)","v":""},null,"Deshonestidad de trabajadores del hogar",null,{"$f":"coberturasyClausulas!$J$56","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,{"$f":"IF($B$16=0,\"\",$B$16)","v":""},null,"Terremoto / Maremoto",null,{"$f":"coberturasyClausulas!$J$57","v":"Hasta el 1% del límite asegurado, mínimo US$ 200"}]
[null,{"$f":"IF($B$16=0,\"\",$B$16)","v":""},null,"Otros Riesgos de la Naturaleza (entre ellos lluvia, inundación, otros)",null,{"$f":"coberturasyClausulas!$J$58","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,"X",null,"Daños por agua",null,{"$f":"coberturasyClausulas!$J$59","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,"X",null,"Riesgos políticos y sociales",null,{"$f":"coberturasyClausulas!$J$60","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,{"$f":"IF($B$21=0,\"\",$B$21)","v":""},null,"Demás coberturas",null,"Sin deducible"]

{"sheet":"PRIMER RIESGO INMUEBLE+BIENES","index":17,"n_rows":47,"n_cols":15,"rows_kept":47,"cut":false,"hidden":true,"merged":[[29,7,34,7],[32,3,32,4],[33,3,33,4],[34,3,34,4],[33,5,33,6],[34,5,34,6],[30,5,30,6],[31,5,31,6],[21,3,21,4],[22,3,22,4],[45,3,45,4],[45,5,45,7],[46,3,46,4],[46,5,46,7],[40,5,40,7],[41,5,41,7],[42,5,42,7],[43,5,43,7],[44,3,44,4],[44,5,44,7],[43,3,43,4],[41,3,41,4],[42,3,42,4],[40,3,40,4],[9,7,10,7],[13,1,14,1],[13,3,14,4],[13,7,14,7],[15,1,16,1],[15,3,16,4],[15,6,16,6],[15,7,16,7],[9,3,9,4],[11,3,11,4],[17,1,18,1],[17,3,18,4],[17,5,17,6],[17,7,18,7],[32,5,32,6],[18,5,18,6],[19,5,19,6],[24,5,24,6],[25,3,25,4],[25,5,25,6],[26,5,26,6],[24,3,24,4],[26,3,26,4],[23,3,23,4],[19,3,19,4],[20,3,20,4],[39,5,39,7],[27,3,27,4],[29,3,29,4],[30,3,30,4],[31,3,31,4],[27,5,27,6],[28,5,28,6],[29,5,29,6],[35,3,35,7],[36,5,36,7],[37,5,37,7],[38,5,38,7],[36,3,36,4],[37,3,37,4],[38,3,38,4],[39,3,39,4]]}
[null,null,null,"PRIMER RIESGO INMUEBLE +BIENES",null,"Ir a Cotizador"]
[null,null,null,null,"INGRESE LAS SUMAS ASEGURADAS",null,null,null,null,null,null,null,"Incendio","robo","total"]
[null,null,null,"Suma Asegurada de Inmueble",null,null,null,{"$f":"IFERROR('INMUEBLE Y BIENES'!$P$7,0)","v":473.78000000000009},null,null,null,null,{"$f":"SUM(H12+H14+H16+H18+H20+H25+H26+H27+H28+H30)","v":473.78000000000009},{"$f":"SUM(H21+H22+H23+H24)","v":0},{"$f":"SUM(M3:N3)","v":473.78000000000009}]
[null,null,null,"Suma Asegurada de Bienes",null,null,null,{"$f":"IFERROR('INMUEBLE Y BIENES'!$P$8,0)","v":85.280400000000014}]
[null,null,null,null,null,null,null,{"$f":"IFERROR('INMUEBLE Y BIENES'!$P$9,0)","v":559.06040000000007}]
[]
[]
[]
[]
[null,null,null,"COBERTURAS  (INMUEBLE Y BIENES)",null,"Límites asegurados por vigencia, hasta","Límites asegurados por vigencia, hasta","Prima Comercial"]
[null,null,null,"Cobertura principal",null,"INMUEBLE","BIENES"]
[null,"X",null,"Incendio y/o rayo, explosión, incendio en aparatos eléctricos. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves o daños por riesgos políticos y sociales",null,{"$f":"$E$3","v":0},{"$f":"$E$4","v":0},{"$f":"+IF(Cotizador!$H$37=\"X\",'INMUEBLE Y BIENES'!$L$50,'INMUEBLE Y BIENES'!$K$50)","v":157.9}]
[null,null,null,"Coberturas adicionales"]
[null,"X",null,"Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza",null,{"$f":"$E$3","v":0},{"$f":"$E$4","v":0},{"$f":"+IF(Cotizador!$H$37=\"X\",'INMUEBLE Y BIENES'!$L$51,'INMUEBLE Y BIENES'!$K$51)","v":290.67}]
[null,null,null,null,null,"Suma asegurada que forma parte de la cobertura principal","Suma asegurada que forma parte de la cobertura principal"]
[null,"X",null,"Responsabilidad civil frente a terceros",null,{"$f":"$E$3","v":0},"-",{"$f":"+IF(Cotizador!$H$37=\"X\",'INMUEBLE Y BIENES'!$L$52,'INMUEBLE Y BIENES'!$K$52)","v":1.68}]
[null,null,null,null,null,{"$f":"coberturasyClausulas!$J$64","v":" máximo US$ 200,000"}]
[null,"X",null,"Rotura accidental de vidrio y/o cristales",null,{"$f":"coberturasyClausulas!$J$65","v":"US$ 3,000"},null,{"$f":"+IF(Cotizador!$H$37=\"X\",'INMUEBLE Y BIENES'!$L$53,'INMUEBLE Y BIENES'!$K$53)","v":4.62}]
[null,null,null,null,null,"Suma asegurada que forma parte de la cobertura principal"]
[null,null,null,"Robo o intento de robo de instalaciones fijas",null,{"$f":"coberturasyClausulas!$J$66","v":"20% de la suma asegurada de inmueble, máximo US$ 5,000 , suma asegurada que forma parte de la cobertura principal"},null,{"$f":"+IF(Cotizador!$H$37=\"X\",'INMUEBLE Y BIENES'!$L$54,'INMUEBLE Y BIENES'!$K$54)","v":0}]
[null,null,null,"Robo y/o daños por intento de robo (dentro y fuera de la vivienda a nivel nacional)",null,"-",{"$f":"$E$4","v":0},{"$f":"+IF(Cotizador!$H$37=\"X\",'INMUEBLE Y BIENES'!$L$70,'INMUEBLE Y BIENES'!$K$70)","v":0}]
[null,null,null,"Robo y/o daños por intento de robo de joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda. ",null,"-","USD 10,000, sublímite de la cobertura de Robo",{"$f":"+IF(Cotizador!$H$37=\"X\",'INMUEBLE Y BIENES'!$L$71,'INMUEBLE Y BIENES'!$K$71)","v":0}]
[null,null,null,"Hurto",null,"-",{"$f":"coberturasyClausulas!$J$68","v":"US$ 3,000 , sublímite de la cobertura de Robo"},{"$f":"+IF(Cotizador!$H$37=\"X\",'INMUEBLE Y BIENES'!$L$72,'INMUEBLE Y BIENES'!$K$72)","v":0}]
[null,null,null,"Deshonestidad de trabajadores del hogar",null,"-",{"$f":"coberturasyClausulas!$J$69","v":"US$ 5,000 por evento, máximo 3 eventos por vigencia de la póliza, sublímite de la cobertura de Robo"},{"$f":"+IF(Cotizador!$H$37=\"X\",'INMUEBLE Y BIENES'!$L$73,'INMUEBLE Y BIENES'!$K$73)","v":0}]
[null,null,null,"Reembolso de gastos médicos por accidentes de trabajadores del hogar, ocurridos dentro del inmueble",null,{"$f":"coberturasyClausulas!$J$70","v":"US$ 5,000 por evento, máximo 3 eventos por vigencia de la póliza"},"Hasta US$ 5,000 / S/ 15,000 por evento, máximo 3 eventos por vigencia de la póliza",{"$f":"+IF(Cotizador!$H$37=\"X\",'INMUEBLE Y BIENES'!$L$55,'INMUEBLE Y BIENES'!$K$55)","v":0}]
[null,"X",null,"Gastos de arrendamiento de vivienda temporal a reembolso",null,{"$f":"coberturasyClausulas!$J$71","v":"US$ 2,000 mensuales, máximo 6 meses por vigencia de la póliza, suma asegurada que forma parte de la cobertura principal"},"Hasta US$ 2,000 / S/ 6,000 mensuales, máximo 6 meses por vigencia de la póliza, suma asegurada que forma parte de la cobertura principal",{"$f":"+IF(Cotizador!$H$37=\"X\",'INMUEBLE Y BIENES'!$L$56,'INMUEBLE Y BIENES'!$K$56)","v":1.23}]
[null,null,null,"Alquiler no percibido por inmueble inhabitable temporalmente (aplica solo para el arrendador)",null,{"$f":"coberturasyClausulas!$J$72","v":"US$ 2,000 mensuales, máximo 6 meses por vigencia de la póliza, suma asegurada que forma parte de la cobertura principal"},"Hasta US$ 2,000 / S/ 6,000 mensuales, máximo 6 meses por vigencia de la póliza, suma asegurada que forma parte de la cobertura principal",{"$f":"+IF(Cotizador!$H$37=\"X\",'INMUEBLE Y BIENES'!$L$57,'INMUEBLE Y BIENES'!$K$57)","v":0}]
[null,"X",null,"Gastos extraordinarios: remoción de escombros, honorarios profesionales y construcción de documentos y modelos ",null,"20% de la suma asegurada de inmueble y/o bienes, suma asegurada que forma parte de la cobertura principal","Hasta el 20% de la suma asegurada de inmueble y/o bienes, suma asegurada que forma parte de la cobertura principal",0]
[null,"X",null,null,"Asistencias"]
[null,null,null,{"$f":"coberturasyClausulas!$E$73","v":"Asistencia de emergencia en el hogar"},null,{"$f":"coberturasyClausulas!$J$73","v":"Hasta US$ 300 por cada servicio, máximo 3 atenciones de cada servicio de Cerrajería, Gasfitería, Electricidad, y vidriería, las 24 horas del día todos los días del año, por vigencia de la póliza. "},null,{"$f":"+IF(Cotizador!$H$37=\"X\",'INMUEBLE Y BIENES'!$L$58,'INMUEBLE Y BIENES'!$K$58)","v":17.68}]
[null,null,null,{"$f":"coberturasyClausulas!$E$74","v":"Limpieza del inmueble asegurado a consecuencia de un siniestro"},null,{"$f":"coberturasyClausulas!$J$74","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,null,{"$f":"coberturasyClausulas!$E$75","v":"Chequeo preventivo del inmueble"},null,{"$f":"coberturasyClausulas!$J$75","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,null,{"$f":"coberturasyClausulas!$E$82","v":"Orientación médica telefónica"},null,{"$f":"coberturasyClausulas!$J$82","v":"Sin límite"}]
[null,null,null,{"$f":"coberturasyClausulas!$E$83","v":"Ambulancia por accidente para el asegurado"},null,{"$f":"coberturasyClausulas!$J$83","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,null,{"$f":"coberturasyClausulas!$E$85","v":"Asesoría legal por robo dentro del inmueble"},null,{"$f":"coberturasyClausulas!$J$85","v":"Hasta US$ 300 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,null,"Deducibles:\nAplicables por evento/pérdida, en caso de discrepancia prevalece el mayor"]
[null,{"$f":"IF($B$14=0,\"\",$B$14)","v":"X"},null,"Terremoto / Maremoto",null,{"$f":"coberturasyClausulas!$J$88","v":"Hasta el 1% del límite asegurado, mínimo US$ 200"}]
[null,{"$f":"IF($B$14=0,\"\",$B$14)","v":"X"},null,"Otros Riesgos de la Naturaleza (entre ellos lluvia, inundación, otros)",null,{"$f":"coberturasyClausulas!$J$89","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,"X",null,"Daños por agua",null,{"$f":"coberturasyClausulas!$J$90","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,"X",null,"Riesgos políticos y sociales",null,{"$f":"coberturasyClausulas!$J$91","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,{"$f":"IF($B$16=0,\"\",$B$16)","v":"X"},null,"Responsabilidad civil frente a terceros",null,{"$f":"coberturasyClausulas!$J$92","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,{"$f":"IF($B$18=0,\"\",$B$18)","v":"X"},null,"Rotura accidental de vidrio y/o cristales",null,{"$f":"coberturasyClausulas!$J$93","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,{"$f":"IF($B$20=0,\"\",$B$20)","v":""},null,"Robo o intento de robo de instalaciones fijas",null,{"$f":"coberturasyClausulas!$J$94","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,{"$f":"IF($B$21=0,\"\",$B$21)","v":""},null,"Robo y/o daños por intento de robo",null,{"$f":"coberturasyClausulas!$J$95","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,{"$f":"IF($B$23=0,\"\",$B$23)","v":""},null,"Hurto",null,{"$f":"coberturasyClausulas!$J$96","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,{"$f":"IF($B$24=0,\"\",$B$24)","v":""},null,"Deshonestidad de trabajadores del hogar",null,{"$f":"coberturasyClausulas!$J$97","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,{"$f":"IF($B$29=0,\"\",$B$29)","v":"X"},null,"Demás coberturas",null,"Sin deducible"]

{"sheet":"tasas","index":18,"n_rows":74,"n_cols":23,"rows_kept":74,"cut":false,"hidden":true,"merged":[[0,1,0,2],[0,7,0,8],[0,13,0,14]]}
[null,"INMUEBLE",null,null,null,null,null,"BIENES",null,null,null,null,null,"INMUEBLE Y BIENES",null,null,null,null,"Límites para cobertura de joyas"]
[null,"VALOR TOTAL","PRIMER RIESTO",null,null,null,null,"VALOR TOTAL","PRIMER RIESTO",null,null,null,null,"VALOR TOTAL","PRIMER RIESTO",null,null,null,"Monto USD","Monto PEN","Moneda","Límites asegurados por vigencia, hasta","Tasa pura de riesgo"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,10000,{"$f":"S3*3","v":30000},"USD",{"$f":"U3&\" \"&IF(U3=\"S/\",TEXT(T3,\"##,##0\"),IF(U3=\"USD\",TEXT(S3,\"##,##0\"),\"\"))&\", sublímite de la cobertura de Robo\"","v":"USD 10,000, sublímite de la cobertura de Robo"},0.06]
["Tipo de bien: Inmueble","tasa de riesgo","tasa de riesgo",null,null,null,"Tipo de bien: Bienes","tasa de riesgo","tasa de riesgo",null,null,null,"Tipo de bien: Inmueble","tasa de riesgo","tasa de riesgo",null,null,null,20000,{"$f":"S4*3","v":60000},"USD",{"$f":"U4&\" \"&IF(U4=\"S/\",TEXT(T4,\"##,##0\"),IF(U4=\"USD\",TEXT(S4,\"##,##0\"),\"\"))&\", sublímite de la cobertura de Robo\"","v":"USD 20,000, sublímite de la cobertura de Robo"},0.04]
[null,"Corredores","Corredores",null,null,null,null,"Corredores","Corredores",null,null,null,null,"Corredores","Corredores"]
["Gastos generales",3.0672899999999999E-2,0.15,null,null,null,"Gastos generales",0.1142203,0.15,null,null,null,"Gastos generales",3.0672899999999999E-2,0.15]
["Gastos de comercialización",0,0.05,null,null,null,"Gastos de comercialización",0,0.05,null,null,null,"Gastos de comercialización",0,0.05]
["Comisión local",0.2,0.2,null,null,null,"Comisión local",0.2,0.2,null,null,null,"Comisión local",0.2,0.2]
["Utilidad antes de Imp",0,0.05,null,null,null,"Utilidad antes de Imp",0,0.05,null,null,null,"Utilidad antes de Imp",0,0.05]
["Tasa comercial %o",{"$f":"+B11/(1-(B6+B7+B8+B9))","v":2.2000583366944961},{"$f":"+C11/(1-(C6+C7+C8+C9))","v":3.0773899999999998},null,null,null,"Tasa comercial %o",{"$f":"+H11/(1-(H6+H7+H8+H9))","v":2.2000875791453143},{"$f":"+I11/(1-(I6+I7+I8+I9))","v":3.241918727272727},null,null,null,"Tasa comercial %o",{"$f":"+N11/(1-(N6+N7+N8+N9))","v":2.2000583366944961},{"$f":"+O11/(1-(O6+O7+O8+O9))","v":3.0773899999999998}]
["Tasa de Riesgo %o",{"$f":"+SUM(B12:B20)","v":1.6925645},{"$f":"+SUM(C12:C20)","v":1.6925645},null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(H12:H14)","v":1.5087753999999998},{"$f":"+SUM(I12:I14)","v":1.7830553},null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(N12:N20)","v":1.6925645},{"$f":"+SUM(O12:O20)","v":1.6925645}]
["Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.5661967,0.5661967,null,null,null,"Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.41839979999999999,0.41839979999999999,null,null,null,"Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.5661967,0.5661967]
["Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza",1.0278753999999999,1.0278753999999999,null,null,null,"Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza",1.0278753999999999,1.0278753999999999,null,null,null,"Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza",1.0278753999999999,1.0278753999999999]
["Responsabilidad Civil frente a terceros",6.267E-3,6.267E-3,null,null,null,"Asistencias",6.2500200000000006E-2,0.33678010000000003,null,null,null,"Responsabilidad Civil frente a terceros",6.267E-3,6.267E-3]
["Rotura accidental de vidrio y/o cristales",1.7274100000000001E-2,1.7274100000000001E-2,null,null,null,"Cantidad de asistencias",6,6,null,null,null,"Rotura accidental de vidrio y/o cristales",1.7274100000000001E-2,1.7274100000000001E-2]
["Robo o intento de robo de instalaciones fijas",3.6160000000000001E-4,3.6160000000000001E-4,null,null,null,"Tasa por asistencia",{"$f":"H14/H15","v":1.0416700000000001E-2},{"$f":"I14/I15","v":5.6130016666666671E-2},null,null,null,"Robo o intento de robo de instalaciones fijas",3.6160000000000001E-4,3.6160000000000001E-4]
["Reembolso de gastos médicos por accidentes de trabajadores del hogar",2.9409000000000002E-3,2.9409000000000002E-3,null,null,null,null,null,null,null,null,null,"Reembolso de gastos médicos por accidentes de trabajadores del hogar",2.9409000000000002E-3,2.9409000000000002E-3]
["Gasto de arrendamiento de vivienda temporal",4.5742999999999999E-3,4.5742999999999999E-3,null,null,null,null,null,null,null,null,null,"Gasto de arrendamiento de vivienda temporal",4.5742999999999999E-3,4.5742999999999999E-3]
["Alquiler no  percibido por inmueble inhabitable temporalmente",4.5742999999999999E-3,4.5742999999999999E-3,null,null,null,null,null,null,null,null,null,"Alquiler no  percibido por inmueble inhabitable temporalmente",4.5742999999999999E-3,4.5742999999999999E-3]
["Asistencias",6.2500200000000006E-2,6.2500200000000006E-2,null,null,null,null,null,null,null,null,null,"Asistencias",6.2500200000000006E-2,6.2500200000000006E-2]
["Cantidad de asistencias",6,6,null,null,null,null,null,null,null,null,null,"Cantidad de asistencias",6,6]
["Tasa por asistencia",{"$f":"B20/B21","v":1.0416700000000001E-2},{"$f":"C20/C21","v":1.0416700000000001E-2},null,null,null,null,null,null,null,null,null,"Tasa por asistencia",{"$f":"N20/N21","v":1.0416700000000001E-2},{"$f":"O20/O21","v":1.0416700000000001E-2}]
[]
[null,null,null,null,null,null,"Tipo de bien: Bienes con robo","Corredores","Corredores"]
[null,null,null,null,null,null,"Gastos generales",0.15,0.15]
[null,null,null,null,null,null,"Gastos de comercialización",0.05,0.05]
[null,null,null,null,null,null,"Comisión local",0.2,0.2]
[null,null,null,null,null,null,"Utilidad antes de Imp",9.4818600000000003E-2,0.05]
[null,null,null,null,null,null,"Tasa comercial %o",{"$f":"+H30/(1-(H25+H26+H27+H28))","v":4.9953242538224885},{"$f":"+I30/(1-(I25+I26+I27+I28))","v":4.5882634545454541}]
[null,null,null,null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(H31:H34)","v":2.5235449000000001},{"$f":"+SUM(I31:I34)","v":2.5235449000000001}]
[null,null,null,null,null,null,"Robo y/o daños por intento de robo de bienes ",2.4425075000000001,2.4425075000000001]
[null,null,null,null,null,null,"Robo y/o daños por intento de robo de joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda",0.06,0.06,null,null,null,"Tipo de bien: Bienes","tasa de riesgo","tasa de riesgo"]
[null,null,null,null,null,null,"Hurto",1.3968700000000001E-2,1.3968700000000001E-2,null,null,null,null,"Corredores","Corredores"]
[null,null,null,null,null,null,"Deshonestidad de trabajadores del hogar",7.0686999999999998E-3,7.0686999999999998E-3,null,null,null,"Gastos generales",0.1142203,0.15]
[null,null,null,null,null,null,null,null,null,null,null,null,"Gastos de comercialización",0,0.05]
[null,null,null,null,null,null,null,null,null,null,null,null,"Comisión local",0.2,0.2]
[null,null,null,null,null,null,null,null,null,null,null,null,"Utilidad antes de Imp",0,0.05]
[null,null,null,null,null,null,null,null,null,null,null,null,"Tasa comercial %o",{"$f":"+N39/(1-(N34+N35+N36+N37))","v":2.2000875791453143},{"$f":"+O39/(1-(O34+O35+O36+O37))","v":3.241918727272727}]
[null,null,null,null,null,null,null,null,null,null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(N40:N42)","v":1.5087753999999998},{"$f":"+SUM(O40:O42)","v":1.7830553}]
[null,null,null,null,null,null,null,null,null,null,null,null,"Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.41839979999999999,0.41839979999999999]
[null,null,null,null,null,null,null,null,null,null,null,null,"Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza",1.0278753999999999,1.0278753999999999]
[null,null,null,null,null,null,null,null,null,null,null,null,"Asistencias",6.2500200000000006E-2,0.33678010000000003]
[null,null,null,null,null,null,null,null,null,null,null,null,"Cantidad de asistencias",6,6]
[null,null,null,null,null,null,null,null,null,null,null,null,"Tasa por asistencia",{"$f":"N42/N43","v":1.0416700000000001E-2},{"$f":"O42/O43","v":5.6130016666666671E-2}]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,"COBERTURAS TOTALES (TODO RIESGO)"]
[null,null,null,null,null,null,null,null,null,null,null,null,"Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves"]
[null,null,null,null,null,null,null,null,null,null,null,null,"Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza"]
[null,null,null,null,null,null,null,null,null,null,null,null,"Responsabilidad Civil frente a terceros"]
[null,null,null,null,null,null,null,null,null,null,null,null,"Rotura accidental de vidrio y/o cristales"]
[null,null,null,null,null,null,null,null,null,null,null,null,"Robo o intento de robo de instalaciones fijas"]
[null,null,null,null,null,null,null,null,null,null,null,null,"Reembolso de gastos médicos por accidentes de trabajadores del hogar"]
[null,null,null,null,null,null,null,null,null,null,null,null,"Gasto de arrendamiento de vivienda temporal"]
[null,null,null,null,null,null,null,null,null,null,null,null,"Alquiler no  percibido por inmueble inhabitable temporalmente"]
[null,null,null,null,null,null,null,null,null,null,null,null,"Asistencias"]
[null,null,null,null,null,null,null,null,null,null,null,null,"TOTAL"]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,"Tipo de bien: Bienes con robo","Corredores","Corredores"]
[null,null,null,null,null,null,null,null,null,null,null,null,"Gastos generales",0.15,0.15]
[null,null,null,null,null,null,null,null,null,null,null,null,"Gastos de comercialización",0.05,0.05]
[null,null,null,null,null,null,null,null,null,null,null,null,"Comisión local",0.2,0.2]
[null,null,null,null,null,null,null,null,null,null,null,null,"Utilidad antes de Imp",9.4818600000000003E-2,0.05]
[null,null,null,null,null,null,null,null,null,null,null,null,"Tasa comercial %o",{"$f":"+N70/(1-(N65+N66+N67+N68))","v":4.9953242538224885},{"$f":"+O70/(1-(O65+O66+O67+O68))","v":4.5882634545454541}]
[null,null,null,null,null,null,null,null,null,null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(N71:N74)","v":2.5235449000000001},{"$f":"+SUM(O71:O74)","v":2.5235449000000001}]
[null,null,null,null,null,null,null,null,null,null,null,null,"Robo y/o daños por intento de robo de bienes ",2.4425075000000001,2.4425075000000001]
[null,null,null,null,null,null,null,null,null,null,null,null,"Robo y/o daños por intento de robo de joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda",0.06,0.06]
[null,null,null,null,null,null,null,null,null,null,null,null,"Hurto",1.3968700000000001E-2,1.3968700000000001E-2]
[null,null,null,null,null,null,null,null,null,null,null,null,"Deshonestidad de trabajadores del hogar",7.0686999999999998E-3,7.0686999999999998E-3]

{"sheet":"coberturasyClausulas","index":19,"n_rows":97,"n_cols":10,"rows_kept":97,"cut":false,"hidden":true,"merged":[]}
["INMUEBLE valor total"]
[null,null,"DOLARES","SOLES",null,"TEXTO1","TEXTO2","DOLARES",null,"TEXTO FINAL"]
[null,null,"US$ 200,000","S/ 600,000",null,"máximo",null,"US$ 200,000",null,{"$f":"F3& \" \" &H3","v":"máximo US$ 200,000"}]
[null,null,"US$ 3,000","S/ 9,000",null,"Hasta",",suma asegurada que forma parte de la cobertura principal","US$ 3,000",null,{"$f":"F4& \" \" &H4 & \" \" &G4","v":"Hasta US$ 3,000 ,suma asegurada que forma parte de la cobertura principal"}]
[null,null,"US$ 5,000","S/ 15,000",null,"Hasta el 20% de la suma asegurada de inmueble, máximo",",suma asegurada que forma parte de la cobertura principal","US$ 5,000",null,{"$f":"F5& \" \" &H5 & \" \" &G5","v":"Hasta el 20% de la suma asegurada de inmueble, máximo US$ 5,000 ,suma asegurada que forma parte de la cobertura principal"}]
[null,null,"US$ 5,000","S/ 15,000",null,"Hasta","por evento, máximo 3 eventos por vigencia de la póliza","US$ 5,000",null,{"$f":"F6& \" \" &H6 & \" \" &G6","v":"Hasta US$ 5,000 por evento, máximo 3 eventos por vigencia de la póliza"}]
[null,null,"US$ 2,000","S/ 6,000",null,"Hasta","mensuales, máximo 6 meses por vigencia de la póliza, suma asegurada que forma parte de la cobertura principal","US$ 2,000",null,{"$f":"F7& \" \" &H7 & \" \" &G7","v":"Hasta US$ 2,000 mensuales, máximo 6 meses por vigencia de la póliza, suma asegurada que forma parte de la cobertura principal"}]
[null,null,"US$ 2,000","S/ 6,000",null,"Hasta","mensuales, máximo 6 meses por vigencia de la póliza, suma asegurada que forma parte de la cobertura principal","US$ 2,000",null,{"$f":"F8& \" \" &H8 & \" \" &G8","v":"Hasta US$ 2,000 mensuales, máximo 6 meses por vigencia de la póliza, suma asegurada que forma parte de la cobertura principal"}]
[]
[]
[null,1,"US$ 300","S/ 900","Asistencia de emergencia en el hogar","Hasta","por cada servicio, máximo 3 atenciones de cada servicio de Cerrajería, Gasfitería, Electricidad, y vidriería, las 24 horas del día todos los días del año, por vigencia de la póliza. ","US$ 300",null,{"$f":"F11& \" \" &H11 & \" \" &G11","v":"Hasta US$ 300 por cada servicio, máximo 3 atenciones de cada servicio de Cerrajería, Gasfitería, Electricidad, y vidriería, las 24 horas del día todos los días del año, por vigencia de la póliza. "}]
[null,2,"US$ 500","S/ 1,500","Limpieza del inmueble asegurado a consecuencia de un siniestro","Hasta","máximo 3 atenciones por vigencia de la póliza","US$ 500",null,{"$f":"F12& \" \" &H12 & \" \" &G12","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
[null,3,"US$ 500","S/ 1,500","Chequeo preventivo del inmueble","Hasta","máximo 3 atenciones por vigencia de la póliza","US$ 500",null,{"$f":"F13& \" \" &H13 & \" \" &G13","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,"S/ 300","S/ 300","Asistencia veterinaria por accidente","Hasta","por evento, Máx 3 eventos. Periodo de carencia: 30 días","S/ 300",null,{"$f":"F14& \" \" &H14 & \" \" &G14","v":"Hasta S/ 300 por evento, Máx 3 eventos. Periodo de carencia: 30 días"}]
[null,null,"S/ 250","S/ 250","Hospedaje de mascota","Hasta","por evento, Máx 3 eventos y Máx 6 días consecutivos. Periodo de carencia: 30 días","S/ 250",null,{"$f":"F15& \" \" &H15 & \" \" &G15","v":"Hasta S/ 250 por evento, Máx 3 eventos y Máx 6 días consecutivos. Periodo de carencia: 30 días"}]
[null,null,"S/ 250","S/ 250","Reembolso anuncio de prensa por extravío ","Hasta","por evento, Máx 2 eventos. Periodo de carencia: 30 días","S/ 250",null,"Hasta S/ 250 por evento, Máx 2 eventos. Periodo de carencia: 30 días"]
[null,null,"S/ 500","S/ 500","Sacrificio necesario y eliminación del cadaver","Hasta","por evento, Máx 2 eventos. Periodo de carencia: 30 días","S/ 500",null,"Hasta S/ 500 por evento, Máx 2 eventos. Periodo de carencia: 30 días"]
[null,null,"S/ 35","S/ 35","Veterinario a domicilio","Hasta","3 eventos, Co - pago","S/ 35",null,{"$f":"F18& \" \" &G18 & \" \" &H18 & \" por evento\"","v":"Hasta 3 eventos, Co - pago S/ 35 por evento"}]
[null,null,"S/ 70","S/ 70","Taxi para mascota-Acompañado del dueño","Hasta","2 eventos, máximo","S/ 70",null,{"$f":"F19& \" \" &G19 & \" \" &H19 & \" por evento\"","v":"Hasta 2 eventos, máximo S/ 70 por evento"}]
[null,null,null,null,"Orientación médica telefónica",null,null,null,null,"Sin límite"]
[null,6,"US$ 500","S/ 1,500","Ambulancia por accidente para el asegurado","Hasta","máximo 3 atenciones por vigencia de la póliza","US$ 500",null,{"$f":"F21& \" \" &H21 & \" \" &G21","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,null,null,"Orientación médica veterinaria telefónica",null,null,null,null,"Sin límite"]
[null,8,"US$ 300","S/ 900","Asesoría legal por robo dentro del inmueble","Hasta","máximo 3 atenciones por vigencia de la póliza","US$ 300",null,{"$f":"F23& \" \" &H23 & \" \" &G23","v":"Hasta US$ 300 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,null,null,"Asesoría legal teléfonica",null,null,null,null,"Sin límite"]
[null,null,"S/ 20","S/ 20","Baño de mascotas",null,"2 eventos, Co - pago","S/ 20",null,{"$f":"F25& \" \" &G25 & \" \" &H25 & \" por evento\"","v":" 2 eventos, Co - pago S/ 20 por evento"}]
[null,null,"US$ 200","S/ 600",null,"Hasta el 1% del límite asegurado, mínimo",null,"US$ 200",null,{"$f":"F26& \" \" &H26","v":"Hasta el 1% del límite asegurado, mínimo US$ 200"}]
[null,null,"US$ 200","S/ 600",null,"Hasta 10% del monto indemnizable, mínimo",null,"US$ 200",null,"Hasta 10% del monto indemnizable, mínimo US$ 200"]
[null,null,"US$ 200","S/ 600",null,"Hasta 10% del monto indemnizable, mínimo",null,"US$ 200",null,"Hasta 10% del monto indemnizable, mínimo US$ 200"]
[null,null,"US$ 200","S/ 600",null,"Hasta 10% del monto indemnizable, mínimo",null,"US$ 200",null,"Hasta 10% del monto indemnizable, mínimo US$ 200"]
[null,null,"US$ 200","S/ 600",null,"Hasta 10% del monto indemnizable, mínimo",null,"US$ 200",null,"Hasta 10% del monto indemnizable, mínimo US$ 200"]
[null,null,"US$ 200","S/ 600",null,"Hasta 10% del monto indemnizable, mínimo",null,"US$ 200",null,"Hasta 10% del monto indemnizable, mínimo US$ 200"]
[null,null,"US$ 200","S/ 600",null,"Hasta 10% del monto indemnizable, mínimo",null,"US$ 200",null,"Hasta 10% del monto indemnizable, mínimo US$ 200"]
[]
["BIENES valor total"]
[]
[null,null,"US$ 5,000","S/ 15,000",null,"Hasta",", sublímite de la cobertura de Robo","US$ 5,000",null,{"$f":"F36& \" \" &H36 & \" \" &G36","v":"Hasta US$ 5,000 , sublímite de la cobertura de Robo"}]
[null,null,"US$ 3,000","S/ 9,000",null,"Hasta",", sublímite de la cobertura de Robo","US$ 3,000",null,"Hasta US$ 3,000 , sublímite de la cobertura de Robo"]
[null,null,"US$ 5,000","S/ 15,000",null,"Hasta","por evento, máximo 3 eventos por vigencia de la póliza, sublímite de la cobertura de Robo","US$ 5,000",null,"Hasta US$ 5,000 por evento, máximo 3 eventos por vigencia de la póliza, sublímite de la cobertura de Robo"]
[null,1,"US$ 300","S/ 900","Asistencia de emergencia en el hogar","Hasta","por cada servicio, máximo 3 atenciones de cada servicio de Cerrajería, Gasfitería, Electricidad, y vidriería, las 24 horas del día todos los días del año, por vigencia de la póliza. ","US$ 300",null,"Hasta US$ 300 por cada servicio, máximo 3 atenciones de cada servicio de Cerrajería, Gasfitería, Electricidad, y vidriería, las 24 horas del día todos los días del año, por vigencia de la póliza. "]
[null,2,"US$ 500","S/ 1,500","Limpieza del inmueble asegurado a consecuencia de un siniestro","Hasta","máximo 3 atenciones por vigencia de la póliza","US$ 500",null,{"$f":"F40& \" \" &H40 & \" \" &G40","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
[null,3,"US$ 500","S/ 1,500","Chequeo preventivo del inmueble","Hasta","máximo 3 atenciones por vigencia de la póliza","US$ 500",null,{"$f":"F41& \" \" &H41 & \" \" &G41","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,"S/ 300","S/ 300","Asistencia veterinaria por accidente","Hasta","por evento, Máx 3 eventos. Periodo de carencia: 30 días","S/ 300",null,{"$f":"F42& \" \" &H42 & \" \" &G42","v":"Hasta S/ 300 por evento, Máx 3 eventos. Periodo de carencia: 30 días"}]
[null,null,"S/ 250","S/ 250","Hospedaje de mascota","Hasta","por evento, Máx 3 eventos y Máx 6 días consecutivos. Periodo de carencia: 30 días","S/ 250",null,{"$f":"F43& \" \" &H43 & \" \" &G43","v":"Hasta S/ 250 por evento, Máx 3 eventos y Máx 6 días consecutivos. Periodo de carencia: 30 días"}]
[null,null,"S/ 250","S/ 250","Reembolso anuncio de prensa por extravío ","Hasta","por evento, Máx 2 eventos. Periodo de carencia: 30 días","S/ 250",null,"Hasta S/ 250 por evento, Máx 2 eventos. Periodo de carencia: 30 días"]
[null,null,"S/ 500","S/ 500","Sacrificio necesario y eliminación del cadaver","Hasta","por evento, Máx 2 eventos. Periodo de carencia: 30 días","S/ 500",null,"Hasta S/ 500 por evento, Máx 2 eventos. Periodo de carencia: 30 días"]
[null,null,"S/ 35","S/ 35","Veterinario a domicilio","Hasta","3 eventos, Co - pago","S/ 35",null,{"$f":"F46& \" \" &G46 & \" \" &H46 & \" por evento\"","v":"Hasta 3 eventos, Co - pago S/ 35 por evento"}]
[null,null,"S/ 70","S/ 70","Taxi para mascota-Acompañado del dueño","Hasta","2 eventos, máximo","S/ 70",null,{"$f":"F47& \" \" &G47 & \" \" &H47 & \" por evento\"","v":"Hasta 2 eventos, máximo S/ 70 por evento"}]
[null,null,null,null,"Orientación médica telefónica",null,null,null,null,"Sin límite"]
[null,6,"US$ 500","S/ 1,500","Ambulancia por accidente para el asegurado","Hasta","máximo 3 atenciones por vigencia de la póliza","US$ 500",null,{"$f":"F49& \" \" &H49 & \" \" &G49","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,null,null,"Orientación médica veterinaria telefónica",null,null,null,null,"Sin límite"]
[null,8,"US$ 300","S/ 900","Asesoría legal por robo dentro del inmueble","Hasta","máximo 3 atenciones por vigencia de la póliza","US$ 300",null,{"$f":"F51& \" \" &H51 & \" \" &G51","v":"Hasta US$ 300 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,null,null,"Asesoría legal teléfonica",null,null,null,null,"Sin límite"]
[null,null,"S/ 20","S/ 20","Baño de mascotas",null,"2 eventos, Co - pago","S/ 20",null,{"$f":"F53& \" \" &G53 & \" \" &H53 & \" por evento\"","v":" 2 eventos, Co - pago S/ 20 por evento"}]
[null,null,"US$ 200","S/ 600",null,"Hasta 10% del monto indemnizable, mínimo",null,"US$ 200",null,{"$f":"F54& \" \" &H54","v":"Hasta 10% del monto indemnizable, mínimo US$ 200"}]
[null,null,"US$ 200","S/ 600",null,"Hasta 10% del monto indemnizable, mínimo",null,"US$ 200",null,"Hasta 10% del monto indemnizable, mínimo US$ 200"]
[null,null,"US$ 200","S/ 600",null,"Hasta 10% del monto indemnizable, mínimo",null,"US$ 200",null,"Hasta 10% del monto indemnizable, mínimo US$ 200"]
[null,null,"US$ 200","S/ 600",null,"Hasta el 1% del límite asegurado, mínimo",null,"US$ 200",null,"Hasta el 1% del límite asegurado, mínimo US$ 200"]
[null,null,"US$ 200","S/ 600",null,"Hasta 10% del monto indemnizable, mínimo",null,"US$ 200",null,"Hasta 10% del monto indemnizable, mínimo US$ 200"]
[null,null,"US$ 200","S/ 600",null,"Hasta 10% del monto indemnizable, mínimo",null,"US$ 200",null,"Hasta 10% del monto indemnizable, mínimo US$ 200"]
[null,null,"US$ 200","S/ 600",null,"Hasta 10% del monto indemnizable, mínimo",null,"US$ 200",null,"Hasta 10% del monto indemnizable, mínimo US$ 200"]
[]
["INMUEBLE Y BIENES valor total"]
[]
[null,null,"US$ 200,000","S/ 600,000",null," máximo",null,"US$ 200,000","F17",{"$f":"F64& \" \" &H64","v":" máximo US$ 200,000"}]
[null,null,"US$ 3,000","S/ 9,000",null,null,null,"US$ 3,000","F18",{"$f":"H65","v":"US$ 3,000"}]
[null,null,"US$ 5,000","S/ 15,000",null,"20% de la suma asegurada de inmueble, máximo",", suma asegurada que forma parte de la cobertura principal","US$ 5,000","F20",{"$f":"F66& \" \" &H66 & \" \" &G66","v":"20% de la suma asegurada de inmueble, máximo US$ 5,000 , suma asegurada que forma parte de la cobertura principal"}]
[null,null,"US$ 5,000","S/ 15,000",null,", sublímite de la cobertura de Robo","","US$ 5,000","G22",{"$f":"H67& \" \" & F67","v":"US$ 5,000 , sublímite de la cobertura de Robo"}]
[null,null,"US$ 3,000","S/ 9,000",null,", sublímite de la cobertura de Robo","","US$ 3,000","G23","US$ 3,000 , sublímite de la cobertura de Robo"]
[null,null,"US$ 5,000","S/ 15,000",null,"por evento, máximo 3 eventos por vigencia de la póliza, sublímite de la cobertura de Robo","","US$ 5,000","G24","US$ 5,000 por evento, máximo 3 eventos por vigencia de la póliza, sublímite de la cobertura de Robo"]
[null,null,"US$ 5,000","S/ 15,000",null,"por evento, máximo 3 eventos por vigencia de la póliza","","US$ 5,000","F25","US$ 5,000 por evento, máximo 3 eventos por vigencia de la póliza"]
[null,null,"US$ 2,000","S/ 6,000",null,"mensuales, máximo 6 meses por vigencia de la póliza, suma asegurada que forma parte de la cobertura principal","","US$ 2,000","F26","US$ 2,000 mensuales, máximo 6 meses por vigencia de la póliza, suma asegurada que forma parte de la cobertura principal"]
[null,null,"US$ 2,000","S/ 6,000",null,"mensuales, máximo 6 meses por vigencia de la póliza, suma asegurada que forma parte de la cobertura principal","","US$ 2,000","F27","US$ 2,000 mensuales, máximo 6 meses por vigencia de la póliza, suma asegurada que forma parte de la cobertura principal"]
[null,1,"US$ 300","S/ 900","Asistencia de emergencia en el hogar","Hasta","por cada servicio, máximo 3 atenciones de cada servicio de Cerrajería, Gasfitería, Electricidad, y vidriería, las 24 horas del día todos los días del año, por vigencia de la póliza. ","US$ 300","F30",{"$f":"F73& \" \" &H73 & \" \" &G73","v":"Hasta US$ 300 por cada servicio, máximo 3 atenciones de cada servicio de Cerrajería, Gasfitería, Electricidad, y vidriería, las 24 horas del día todos los días del año, por vigencia de la póliza. "}]
[null,2,"US$ 500","S/ 1,500","Limpieza del inmueble asegurado a consecuencia de un siniestro","Hasta","máximo 3 atenciones por vigencia de la póliza","US$ 500","F31",{"$f":"F74& \" \" &H74 & \" \" &G74","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
[null,3,"US$ 500","S/ 1,500","Chequeo preventivo del inmueble","Hasta","máximo 3 atenciones por vigencia de la póliza","US$ 500","F32",{"$f":"F75& \" \" &H75 & \" \" &G75","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
[null,null,"S/ 300","S/ 300","Asistencia veterinaria por accidente","Hasta","por evento, Máx 3 eventos. Periodo de carencia: 30 días","S/ 300","F33",{"$f":"F76& \" \" &H76 & \" \" &G76","v":"Hasta S/ 300 por evento, Máx 3 eventos. Periodo de carencia: 30 días"}]
[null,null,"S/ 250","S/ 250","Hospedaje de mascota","Hasta","por evento, Máx 3 eventos y Máx 6 días consecutivos. Periodo de carencia: 30 días","S/ 250",null,{"$f":"F77& \" \" &H77 & \" \" &G77","v":"Hasta S/ 250 por evento, Máx 3 eventos y Máx 6 días consecutivos. Periodo de carencia: 30 días"}]
[null,null,"S/ 250","S/ 250","Reembolso anuncio de prensa por extravío ","Hasta","por evento, Máx 2 eventos. Periodo de carencia: 30 días","S/ 250",null,"Hasta S/ 250 por evento, Máx 2 eventos. Periodo de carencia: 30 días"]
[null,null,"S/ 500","S/ 500","Sacrificio necesario y eliminación del cadaver","Hasta","por evento, Máx 2 eventos. Periodo de carencia: 30 días","S/ 500",null,"Hasta S/ 500 por evento, Máx 2 eventos. Periodo de carencia: 30 días"]
[null,null,"S/ 35","S/ 35","Veterinario a domicilio","Hasta","3 eventos, Co - pago","S/ 35",null,{"$f":"F80& \" \" &G80 & \" \" &H80 & \" por evento\"","v":"Hasta 3 eventos, Co - pago S/ 35 por evento"}]
[null,null,"S/ 70","S/ 70","Taxi para mascota-Acompañado del dueño","Hasta","2 eventos, máximo","S/ 70",null,{"$f":"F81& \" \" &G81 & \" \" &H81 & \" por evento\"","v":"Hasta 2 eventos, máximo S/ 70 por evento"}]
[null,5,null,null,"Orientación médica telefónica",null,null,null,"F34","Sin límite"]
[null,6,"US$ 500","S/ 1,500","Ambulancia por accidente para el asegurado","Hasta","máximo 3 atenciones por vigencia de la póliza","US$ 500","F35",{"$f":"F83& \" \" &H83 & \" \" &G83","v":"Hasta US$ 500 máximo 3 atenciones por vigencia de la póliza"}]
[null,7,null,null,"Orientación médica veterinaria telefónica",null,null,null,"F36","Sin límite"]
[null,8,"US$ 300","S/ 900","Asesoría legal por robo dentro del inmueble","Hasta","máximo 3 atenciones por vigencia de la póliza","US$ 300","F37",{"$f":"F85& \" \" &H85 & \" \" &G85","v":"Hasta US$ 300 máximo 3 atenciones por vigencia de la póliza"}]
[null,9,null,null,"Asesoría legal teléfonica",null,null,null,"F38","Sin límite"]
[null,10,"S/ 20","S/ 20","Baño de mascotas",null,"2 eventos, Co - pago","S/ 20","F39",{"$f":"F87& \" \" &G87 & \" \" &H87 & \" por evento\"","v":" 2 eventos, Co - pago S/ 20 por evento"}]
[null,null,"US$ 200","S/ 600",null,"Hasta el 1% del límite asegurado, mínimo","","US$ 200","F41","Hasta el 1% del límite asegurado, mínimo US$ 200"]
[null,null,"US$ 200","S/ 600",null,"Hasta 10% del monto indemnizable, mínimo","","US$ 200","F42","Hasta 10% del monto indemnizable, mínimo US$ 200"]
[null,null,"US$ 200","S/ 600",null,"Hasta 10% del monto indemnizable, mínimo","","US$ 200","F43","Hasta 10% del monto indemnizable, mínimo US$ 200"]
[null,null,"US$ 200","S/ 600",null,"Hasta 10% del monto indemnizable, mínimo","","US$ 200","F44","Hasta 10% del monto indemnizable, mínimo US$ 200"]
[null,null,"US$ 200","S/ 600",null,"Hasta 10% del monto indemnizable, mínimo","","US$ 200","F45","Hasta 10% del monto indemnizable, mínimo US$ 200"]
[null,null,"US$ 200","S/ 600",null,"Hasta 10% del monto indemnizable, mínimo","","US$ 200","F46","Hasta 10% del monto indemnizable, mínimo US$ 200"]
[null,null,"US$ 200","S/ 600",null,"Hasta 10% del monto indemnizable, mínimo","","US$ 200","F47","Hasta 10% del monto indemnizable, mínimo US$ 200"]
[null,null,"US$ 200","S/ 600",null,"Hasta 10% del monto indemnizable, mínimo","","US$ 200","F48","Hasta 10% del monto indemnizable, mínimo US$ 200"]
[null,null,"US$ 200","S/ 600",null,"Hasta 10% del monto indemnizable, mínimo","","US$ 200","F49","Hasta 10% del monto indemnizable, mínimo US$ 200"]
[null,null,"US$ 200","S/ 600",null,"Hasta 10% del monto indemnizable, mínimo","","US$ 200","F50","Hasta 10% del monto indemnizable, mínimo US$ 200"]

{"sheet":"INMUEBLE","index":20,"n_rows":252,"n_cols":33,"rows_kept":252,"cut":false,"hidden":true,"merged":[[4,13,4,16],[8,10,8,11]]}
[null,null,null,null,"Ir a Panel"]
[]
["Tipo de bien: Inmueble","tasa de riesgo",null,"Suma asegurada Inmueble",{"$f":"+'VALOR TOTAL INMUEBLE'!$E$3","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tipo de bien: Inmueble","tasa de riesgo","tasa comercial","tasa de riesgo","tasa comercial",null,null,"COMPLETA 1 - Inmueble"]
[null,"Corredores",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Corredores","Corredores","NNDD","NNDD"]
["Gastos generales",{"$f":"tasas!$B$6","v":3.0672899999999999E-2},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos generales",3.0672899999999999E-2,3.0672905132556546E-2,0.15,0.15]
["Gastos de comercialización",{"$f":"tasas!$B$7","v":0},null,null,null,null,null,null,null,null,null,null,null,null,"PRIMA NETA",{"$f":"+P7/1.03","v":50},null,null,null,null,null,null,"Gastos de comercialización",0,0,0.05,0.05]
["Comisión local",{"$f":"tasas!$B$8","v":0.2},null,null,null,null,null,null,null,null,null,null,null,null,"Prima Comercial",{"$f":"+IF(Cotizador!H37=\"X\",INMUEBLE!L24,INMUEBLE!K24)","v":51.5},null,null,null,null,null,null,"Comisión local",0.2,0.2,0,0]
["Utilidad antes de Imp",{"$f":"tasas!$B$9","v":0},null,null,null,null,null,null,null,null,null,null,null,null,"IGV",{"$f":"+P7*0.18","v":9.27},null,null,null,null,null,null,"Utilidad antes de Imp",0,0,3.0656800000000001E-2,3.0656799711687509E-2]
["Tasa comercial %o",{"$f":"+B10/(1-(B5+B6+B7+B8))","v":2.2000583366944961},null,"Tasa Comercial","Prima Neta","Prima","Comision",null,"Operativas","Prima comercial con ajuste","Prima comercial con ajuste de prima mínima",null,null,null,"Prima Total",{"$f":"+P7+P8","v":60.769999999999996},null,null,null,null,null,null,"Tasa comercial %o",{"$f":"+X10/(1-(X5+X6+X7+X8))","v":0.7294643591783001},{"$f":"+SUM(Y11:Y19)","v":{"$error":"#REF!"}},{"$f":"+Z10/(1-(Z5+Z6+Z7+Z8))","v":0.72944909372046185},{"$f":"+SUM(AA11:AA19)","v":{"$error":"#REF!"}},null,null,"Tasa Comercial","Prima Neta","Prima","Comision"]
["Tasa de Riesgo %o",{"$f":"+SUM(B11:B19)","v":1.6925645},null,null,null,null,null,null,null,null,"Dólares","Soles",null,null,"Comisión Total",{"$f":"+ROUND(P6*0.2,2)","v":10},null,null,null,null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(X11:X19)","v":0.56119669999999999},null,{"$f":"+SUM(Z11:Z19)","v":0.56119669999999999}]
["Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",{"$f":"tasas!$B$12","v":0.5661967},null,{"$f":"B11/(1-(B5+B6+B7+B8))","v":0.73596354528522401},{"$f":"ROUND(E3*D11/1000,2)","v":0},{"$f":"ROUND(E11*(1-B7),2)","v":0},{"$f":"ROUND(E11*B7,2)","v":0},null,{"$f":"+ROUND(E11*1.03,2)","v":0},{"$f":"+IF(0<=F26>=0,F26+I11,0)","v":0},{"$f":"+IF(J24<F251,(J11+J251),J11)","v":51.5},{"$f":"+IF(J24<F252,(J11+J252),J11)","v":154.5},null,null,null,null,null,null,null,null,null,null,"Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.56119669999999999,{"$f":"+X11/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.56119669999999999,{"$f":"+Z11/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X11/(1-(X5+X6+X7+X8))","v":0.7294643591783001},{"$f":"ROUND(AE3*AD11/1000,2)","v":0},{"$f":"ROUND(AE11*(1-X7),2)","v":0},{"$f":"ROUND(AE11*X7,2)","v":0}]
["Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza",{"$f":"tasas!$B$13","v":1.0278753999999999},null,{"$f":"B12/(1-(B5+B6+B7+B8))","v":1.3360707038657549},{"$f":"ROUND(E3*D12/1000,2)","v":0},{"$f":"ROUND(E12*(1-B7),2)","v":0},{"$f":"ROUND(E12*B7,2)","v":0},null,0,{"$f":"+I12","v":0},{"$f":"+J12","v":0},{"$f":"+K12","v":0}]
["Responsabilidad Civil frente a terceros",{"$f":"tasas!$B$14","v":6.267E-3},null,{"$f":"B13/(1-(B5+B6+B7+B8))","v":8.14607986641833E-3},{"$f":"ROUND(E3*D13/1000,2)","v":0},{"$f":"ROUND(E13*(1-B7),2)","v":0},{"$f":"ROUND(E13*B7,2)","v":0},null,0,{"$f":"+I13","v":0},{"$f":"+J13","v":0},0]
["Rotura accidental de vidrio y/o cristales",{"$f":"tasas!$B$15","v":1.7274100000000001E-2},null,{"$f":"B14/(1-(B5+B6+B7+B8))","v":2.2453518145922589E-2},{"$f":"ROUND(E3*D14/1000,2)","v":0},{"$f":"ROUND(E14*(1-B7),2)","v":0},{"$f":"ROUND(E14*B7,2)","v":0},null,0,0,0,0]
["Robo o intento de robo de instalaciones fijas",{"$f":"tasas!$B$16","v":3.6160000000000001E-4},null,{"$f":"B15/(1-(B5+B6+B7+B8))","v":4.7002113925273141E-4},{"$f":"ROUND(E3*D15/1000,2)","v":0},{"$f":"ROUND(E15*(1-B7),2)","v":0},{"$f":"ROUND(E15*B7,2)","v":0},null,0,0,0,0]
["Reembolso de gastos médicos por accidentes de trabajadores del hogar",{"$f":"tasas!$B$17","v":2.9409000000000002E-3},null,{"$f":"B16/(1-(B5+B6+B7+B8))","v":3.8226912843704591E-3},{"$f":"ROUND(E3*D16/1000,2)","v":0},{"$f":"ROUND(E16*(1-B7),2)","v":0},{"$f":"ROUND(E16*B7,2)","v":0},null,0,0,0,0]
["Gasto de arrendamiento de vivienda temporal",{"$f":"tasas!$B$18","v":4.5742999999999999E-3},null,{"$f":"B17/(1-(B5+B6+B7+B8))","v":5.9458454017803355E-3},{"$f":"ROUND(E3*D17/1000,2)","v":0},{"$f":"ROUND(E17*(1-B7),2)","v":0},{"$f":"ROUND(E17*B7,2)","v":0},null,0,0,0,0]
["Alquiler no  percibido por inmueble inhabitable temporalmente",{"$f":"tasas!$B$19","v":4.5742999999999999E-3},null,{"$f":"B18/(1-(B5+B6+B7+B8))","v":5.9458454017803355E-3},{"$f":"ROUND(E3*D18/1000,2)","v":0},{"$f":"ROUND(E18*(1-B7),2)","v":0},{"$f":"ROUND(E18*B7,2)","v":0},null,0,0,0,0]
["Asistencias",{"$f":"tasas!$B$20","v":6.2500200000000006E-2},null,null,{"$f":"E21*B20","v":0},{"$f":"F21*B20","v":0},{"$f":"G21*B20","v":0},null,0,{"$f":"+I19","v":0},0,0]
["Cantidad de asistencias",{"$f":"tasas!$B$21","v":6}]
["Tasa por asistencia",{"$f":"B19/B20","v":1.0416700000000001E-2},null,{"$f":"B21/(1-(B5+B6+B7+B8))","v":1.3540014383998693E-2},{"$f":"ROUND(E3*D21/1000,2)","v":0},{"$f":"ROUND(E21*(1-B7),2)","v":0},{"$f":"ROUND(E21*B7,2)","v":0}]
[]
[null,null,null,{"$f":"B10/(1-(B5+B6+B7+B8))","v":2.2000583366944961},{"$f":"ROUND(E3*D23/1000,2)","v":0},{"$f":"ROUND(E23*(1-B7),2)","v":0},{"$f":"ROUND(E23*B7,2)","v":0}]
[null,null,null,null,"Suma de Cob",{"$f":"SUM(F11:F19)","v":0},{"$f":"SUM(G11:G19)","v":0},null,{"$f":"SUM(I11:I19)","v":0},{"$f":"SUM(J11:J19)","v":0},{"$f":"SUM(K11:K19)","v":51.5},{"$f":"SUM(L11:L19)","v":154.5}]
[null,null,null,{"$f":"+((D23*E3)/1000)+F26","v":0},"Esperado",{"$f":"E23*(1-B7)","v":0},{"$f":"E23*B7","v":0}]
[null,null,null,{"$f":"+D25*1.03*1.18","v":0},"Faltante",{"$f":"ROUND(F25-F24,2)","v":0},{"$f":"G25-G24","v":0}]
[]
[]
["Tipo de bien: Inmueble","tasa de riesgo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tipo de bien: Inmueble","tasa de riesgo","tasa comercial","tasa de riesgo","tasa comercial",null,null,"COMPLETA 2 - Inmueble"]
[null,"Corredores",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Corredores","Corredores","NNDD","NNDD"]
["Gastos generales",3.0672899999999999E-2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos generales",3.0672899999999999E-2,3.0672905132556546E-2,0.15,0.15]
["Gastos de comercialización",0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos de comercialización",0,0,0.05,0.05]
["Comisión local",0.2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Comisión local",0.2,0.2,0,0]
["Utilidad antes de Imp",0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Utilidad antes de Imp",0,0,3.0656800000000001E-2,3.0656799711687509E-2]
["Tasa comercial %o",{"$f":"+B36/(1-(B31+B32+B33+B34))","v":2.2000583366944961},null,null,"Prima Neta","Prima","Comisión",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa comercial %o",{"$f":"+X36/(1-(X31+X32+X33+X34))","v":2.2000583366944961},{"$f":"+SUM(Y37:Y47)","v":{"$error":"#REF!"}},{"$f":"+Z36/(1-(Z31+Z32+Z33+Z34))","v":2.2000120362407829},{"$f":"+SUM(AA37:AA47)","v":{"$error":"#REF!"}},null,null,"Tasa Comercial","Prima Neta","Prima","Comisión"]
["Tasa de Riesgo %o",{"$f":"+SUM(B37:B47)","v":1.6925645},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(X37:X47)","v":1.6925645},null,{"$f":"+SUM(Z37:Z47)","v":1.6925642999999999}]
["Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.56119669999999999,null,null,{"$f":"ROUND(E29*D37/1000,2)","v":0},{"$f":"ROUND(E37*(1-B33),2)","v":0},{"$f":"ROUND(E37*B33,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.56119669999999999,{"$f":"+X37/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.56119669999999999,{"$f":"+Z37/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X37/(1-(X31+X32+X33+X34))","v":0.7294643591783001},{"$f":"ROUND(AE29*AD37/1000,2)","v":0},{"$f":"ROUND(AE37*(1-X33),2)","v":0},{"$f":"ROUND(AE37*X33,2)","v":0}]
["Terremoto, temblor",0.92508789999999996,null,null,{"$f":"ROUND(E29*D38/1000,2)","v":0},{"$f":"ROUND(E38*(1-B33),2)","v":0},{"$f":"ROUND(E38*B33,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Terremoto, temblor",0.92508789999999996,{"$f":"+X38/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.92508789999999996,{"$f":"+Z38/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X38/(1-(X31+X32+X33+X34))","v":1.2024636854726682},{"$f":"ROUND(AE29*AD38/1000,2)","v":0},{"$f":"ROUND(AE38*(1-X33),2)","v":0},{"$f":"ROUND(AE38*X33,2)","v":0}]
["Riesgos de la naturaleza",0.1027875,null,null,{"$f":"ROUND(E29*D39/1000,2)","v":0},{"$f":"ROUND(E39*(1-B33),2)","v":0},{"$f":"ROUND(E39*B33,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Riesgos de la naturaleza",0.1027875,{"$f":"+X39/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.1027875,{"$f":"+Z39/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X39/(1-(X31+X32+X33+X34))","v":0.13360701839308664},{"$f":"ROUND(AE29*AD39/1000,2)","v":0},{"$f":"ROUND(AE39*(1-X33),2)","v":0},{"$f":"ROUND(AE39*X33,2)","v":0}]
["Riesgos políticos y sociales",5.0000000000000001E-3,null,null,{"$f":"ROUND(E29*D40/1000,2)","v":0},{"$f":"ROUND(E40*(1-B33),2)","v":0},{"$f":"ROUND(E40*B33,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Riesgos políticos y sociales",5.0000000000000001E-3,{"$f":"+X40/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},5.0000000000000001E-3,{"$f":"+Z40/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X40/(1-(X31+X32+X33+X34))","v":6.4991861069238306E-3},{"$f":"ROUND(AE29*AD40/1000,2)","v":0},{"$f":"ROUND(AE40*(1-X33),2)","v":0},{"$f":"ROUND(AE40*X33,2)","v":0}]
["Responsabilidad Civil frente a terceros",6.267E-3,null,null,{"$f":"ROUND(E29*D41/1000,2)","v":0},{"$f":"ROUND(E41*(1-B33),2)","v":0},{"$f":"ROUND(E41*B33,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Responsabilidad Civil frente a terceros",6.267E-3,{"$f":"+X41/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},6.267E-3,{"$f":"+Z41/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X41/(1-(X31+X32+X33+X34))","v":8.14607986641833E-3},{"$f":"ROUND(AE29*AD41/1000,2)","v":0},{"$f":"ROUND(AE41*(1-X33),2)","v":0},{"$f":"ROUND(AE41*X33,2)","v":0}]
["Rotura accidental de vidrio y/o cristales",1.7274100000000001E-2,null,null,{"$f":"ROUND(E29*D42/1000,2)","v":0},{"$f":"ROUND(E42*(1-B33),2)","v":0},{"$f":"ROUND(E42*B33,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Rotura accidental de vidrio y/o cristales",1.7274100000000001E-2,{"$f":"+X42/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},1.7274100000000001E-2,{"$f":"+Z42/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X42/(1-(X31+X32+X33+X34))","v":2.2453518145922589E-2},{"$f":"ROUND(AE29*AD42/1000,2)","v":0},{"$f":"ROUND(AE42*(1-X33),2)","v":0},{"$f":"ROUND(AE42*X33,2)","v":0}]
["Robo o intento de robo de instalaciones fijas",3.6160000000000001E-4,null,null,{"$f":"ROUND(E29*D43/1000,2)","v":0},{"$f":"ROUND(E43*(1-B33),2)","v":0},{"$f":"ROUND(E43*B33,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Robo o intento de robo de instalaciones fijas",3.6160000000000001E-4,{"$f":"+X43/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},3.6160000000000001E-4,{"$f":"+Z43/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X43/(1-(X31+X32+X33+X34))","v":4.7002113925273141E-4},{"$f":"ROUND(AE29*AD43/1000,2)","v":0},{"$f":"ROUND(AE43*(1-X33),2)","v":0},{"$f":"ROUND(AE43*X33,2)","v":0}]
["Reembolso de gastos médicos por accidentes de trabajadores del hogar",2.9409000000000002E-3,null,null,{"$f":"ROUND(E29*D44/1000,2)","v":0},{"$f":"ROUND(E44*(1-B33),2)","v":0},{"$f":"ROUND(E44*B33,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Reembolso de gastos médicos por accidentes de trabajadores del hogar",2.9409000000000002E-3,{"$f":"+X44/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},2.9409000000000002E-3,{"$f":"+Z44/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X44/(1-(X31+X32+X33+X34))","v":3.8226912843704591E-3},{"$f":"ROUND(AE29*AD44/1000,2)","v":0},{"$f":"ROUND(AE44*(1-X33),2)","v":0},{"$f":"ROUND(AE44*X33,2)","v":0}]
["Gasto de arrendamiento de vivienda temporal",4.5742999999999999E-3,null,null,{"$f":"ROUND(E29*D45/1000,2)","v":0},{"$f":"ROUND(E45*(1-B33),2)","v":0},{"$f":"ROUND(E45*B33,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gasto de arrendamiento de vivienda temporal",4.5742999999999999E-3,{"$f":"+X45/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},4.5742999999999999E-3,{"$f":"+Z45/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X45/(1-(X31+X32+X33+X34))","v":5.9458454017803355E-3},{"$f":"ROUND(AE29*AD45/1000,2)","v":0},{"$f":"ROUND(AE45*(1-X33),2)","v":0},{"$f":"ROUND(AE45*X33,2)","v":0}]
["Alquiler no  percibido por inmueble inhabitable temporalmente",4.5742999999999999E-3,null,null,{"$f":"ROUND(E29*D46/1000,2)","v":0},{"$f":"ROUND(E46*(1-B33),2)","v":0},{"$f":"ROUND(E46*B33,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Alquiler no  percibido por inmueble inhabitable temporalmente",4.5742999999999999E-3,{"$f":"+X46/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},4.5742999999999999E-3,{"$f":"+Z46/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X46/(1-(X31+X32+X33+X34))","v":5.9458454017803355E-3},{"$f":"ROUND(AE29*AD46/1000,2)","v":0},{"$f":"ROUND(AE46*(1-X33),2)","v":0},{"$f":"ROUND(AE46*X33,2)","v":0}]
["Asistencias",6.2500200000000006E-2,null,null,{"$f":"E49*B48","v":0},{"$f":"F49*B48","v":0},{"$f":"G49*B48","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Asistencias",6.2500200000000006E-2,{"$f":"+X47/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},6.25E-2,{"$f":"+Z47/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,null,{"$f":"AE49*X48","v":0},{"$f":"AF49*X48","v":0},{"$f":"AG49*X48","v":0}]
["Cantidad de asistencias",6,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cantidad de asistencias",6,6,6,6]
["Tasa por asistencia",{"$f":"B47/B48","v":1.0416700000000001E-2},null,null,{"$f":"ROUND(E29*D49/1000,2)","v":0},{"$f":"ROUND(E49*(1-B33),2)","v":0},{"$f":"ROUND(E49*B33,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa por asistencia",{"$f":"X47/X48","v":1.0416700000000001E-2},{"$f":"+ROUND(Y47/Y48,7)","v":{"$error":"#REF!"}},1.0416699999999999E-2,1.0416699999999999E-2,null,null,{"$f":"X49/(1-(X31+X32+X33+X34))","v":1.3540014383998693E-2},{"$f":"ROUND(AE29*AD49/1000,2)","v":0},{"$f":"ROUND(AE49*(1-X33),2)","v":0},{"$f":"ROUND(AE49*X33,2)","v":0}]
[]
[null,null,null,null,{"$f":"ROUND(E29*D51/1000,2)","v":0},{"$f":"ROUND(E51*(1-B33),2)","v":0},{"$f":"ROUND(E51*B33,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"X36/(1-(X31+X32+X33+X34))","v":2.2000583366944961},{"$f":"ROUND(AE29*AD51/1000,2)","v":0},{"$f":"ROUND(AE51*(1-X33),2)","v":0},{"$f":"ROUND(AE51*X33,2)","v":0}]
[null,null,null,null,"Suma de Cob",{"$f":"SUM(F37:F47)","v":0},{"$f":"SUM(G37:G47)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Suma de Cob",{"$f":"SUM(AF37:AF47)","v":0},{"$f":"SUM(AG37:AG47)","v":0}]
[null,null,null,null,"Esperado",{"$f":"E51*(1-B33)","v":0},{"$f":"E51*B33","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Esperado",{"$f":"AE51*(1-X33)","v":0},{"$f":"AE51*X33","v":0}]
[null,null,null,null,"Faltante",{"$f":"F53-F52","v":0},{"$f":"G53-G52","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Faltante",{"$f":"AF53-AF52","v":0},{"$f":"AG53-AG52","v":0}]
[]
[]
[]
["Tipo de bien: Bienes","tasa de riesgo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tipo de bien: Bienes","tasa de riesgo","tasa comercial","tasa de riesgo","tasa comercial",null,null,"COMPLETA 2 - Contenido"]
[null,"Corredores",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Corredores","Corredores","NNDD","NNDD"]
["Gastos generales",0.1142203,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos generales",0.1142203,3.0672905132556546E-2,0.13963639999999999,0.15]
["Gastos de comercialización",0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos de comercialización",0,0,0.05,0.05]
["Comisión local",0.2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Comisión local",0.2,0.2,0,0]
["Utilidad antes de Imp",0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Utilidad antes de Imp",0,0,0,3.0656799711687509E-2]
["Tasa comercial %o",{"$f":"+B65/(1-(B60+B61+B62+B63))","v":2.2000875791453143},null,null,"Prima Neta","Prima","Comisión",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa comercial %o",{"$f":"+X65/(1-(X60+X61+X62+X63))","v":2.2000875791453143},{"$f":"+SUM(Y66:Y70)","v":{"$error":"#REF!"}},{"$f":"+Z65/(1-(Z60+Z61+Z62+Z63))","v":2.2003151424866565},{"$f":"+SUM(AA66:AA70)","v":{"$error":"#REF!"}},null,null,"Tasa Comercial","Prima Neta","Prima","Comisión"]
["Tasa de Riesgo %o",{"$f":"+SUM(B66:B70)","v":1.5087753999999998},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(X66:X70)","v":1.5087753999999998},null,{"$f":"+SUM(Z66:Z70)","v":1.7830553}]
["Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.41339979999999998,null,null,{"$f":"ROUND(E58*D66/1000, 2)","v":0},{"$f":"ROUND(E66*(1-B62),2)","v":0},{"$f":"ROUND(E66*B62,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.41339979999999998,{"$f":"+X66/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.41339979999999998,{"$f":"+Z66/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X66/(1-(X60+X61+X62+X63))","v":0.60281720208399281},{"$f":"ROUND(AE58*AD66/1000, 2)","v":0},{"$f":"ROUND(AE66*(1-X62),2)","v":0},{"$f":"ROUND(AE66*X62,2)","v":0}]
["Terremoto, temblor",0.92508789999999996,null,null,{"$f":"ROUND(E58*D67/1000,2)","v":0},{"$f":"ROUND(E67*(1-B62),2)","v":0},{"$f":"ROUND(E67*B62,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Terremoto, temblor",0.92508789999999996,{"$f":"+X67/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.92508789999999996,{"$f":"+Z67/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X67/(1-(X60+X61+X62+X63))","v":1.3489578358764482},{"$f":"ROUND(AE58*AD67/1000,2)","v":0},{"$f":"ROUND(AE67*(1-X62),2)","v":0},{"$f":"ROUND(AE67*X62,2)","v":0}]
["Riesgos de la naturaleza",0.1027875,null,null,{"$f":"ROUND(E58*D68/1000,2)","v":0},{"$f":"ROUND(E68*(1-B62),2)","v":0},{"$f":"ROUND(E68*B62,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Riesgos de la naturaleza",0.1027875,{"$f":"+X68/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.1027875,{"$f":"+Z68/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X68/(1-(X60+X61+X62+X63))","v":0.14988413917763971},{"$f":"ROUND(AE58*AD68/1000,2)","v":0},{"$f":"ROUND(AE68*(1-X62),2)","v":0},{"$f":"ROUND(AE68*X62,2)","v":0}]
["Riesgos políticos y sociales",5.0000000000000001E-3,null,null,{"$f":"ROUND(E58*D69/1000,2)","v":0},{"$f":"ROUND(E69*(1-B62),2)","v":0},{"$f":"ROUND(E69*B62,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Riesgos políticos y sociales",5.0000000000000001E-3,{"$f":"+X69/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},5.0000000000000001E-3,{"$f":"+Z69/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X69/(1-(X60+X61+X62+X63))","v":7.2909711383991101E-3},{"$f":"ROUND(AE58*AD69/1000,2)","v":0},{"$f":"ROUND(AE69*(1-X62),2)","v":0},{"$f":"ROUND(AE69*X62,2)","v":0}]
["Asistencias",6.2500200000000006E-2,null,null,{"$f":"E72*B71","v":0},{"$f":"F72*B71","v":0},{"$f":"G72*B71","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Asistencias",6.2500200000000006E-2,{"$f":"+X70/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.33678010000000003,{"$f":"+Z70/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,null,{"$f":"AE72*X71","v":0},{"$f":"AF72*X71","v":0},{"$f":"AG72*X71","v":0}]
["Cantidad de asistencias",6,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cantidad de asistencias",6,6,6,6]
["Tasa por asistencia",{"$f":"B70/B71","v":1.0416700000000001E-2},null,null,{"$f":"ROUND(E58*D72/1000,2)","v":0},{"$f":"ROUND(E72*(1-B62),2)","v":0},{"$f":"ROUND(E72*B62,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa por asistencia",{"$f":"X70/X71","v":1.0416700000000001E-2},{"$f":"+ROUND(Y70/Y71,7)","v":{"$error":"#REF!"}},1.0416699999999999E-2,1.0416699999999999E-2,null,null,{"$f":"X72/(1-(X60+X61+X62+X63))","v":1.5189571811472404E-2},{"$f":"ROUND(AE58*AD72/1000,2)","v":0},{"$f":"ROUND(AE72*(1-X62),2)","v":0},{"$f":"ROUND(AE72*X62,2)","v":0}]
[]
[null,null,null,null,{"$f":"ROUND(E58*D74/1000,2)","v":0},{"$f":"ROUND(E74*(1-B62),2)","v":0},{"$f":"ROUND(E74*B62,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"X65/(1-(X60+X61+X62+X63))","v":2.2000875791453143},{"$f":"ROUND(AE58*AD74/1000,2)","v":0},{"$f":"ROUND(AE74*(1-X62),2)","v":0},{"$f":"ROUND(AE74*X62,2)","v":0}]
[null,null,null,null,"Suma de Cob",{"$f":"SUM(F66:F70)","v":0},{"$f":"SUM(G66:G70)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Suma de Cob",{"$f":"SUM(AF66:AF70)","v":0},{"$f":"SUM(AG66:AG70)","v":0}]
[null,null,null,null,"Esperado",{"$f":"E74*(1-B62)","v":0},{"$f":"E74*B62","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Esperado",{"$f":"AE74*(1-X62)","v":0},{"$f":"AE74*X62","v":0}]
[null,null,null,null,"Faltante",{"$f":"F76-F75","v":0},{"$f":"G76-G75","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Faltante",{"$f":"AF76-AF75","v":0},{"$f":"AG76-AG75","v":0}]
[]
[]
["Tipo de bien: Bienes con robo","Corredores",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tipo de bien: Bienes con robo","Corredores","Corredores","NNDD","NNDD"]
["Gastos generales",0.15,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos generales",0.15,0.15,0.15,0.15]
["Gastos de comercialización",0.05,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos de comercialización",0.05,0.05,0.05,0.05]
["Comisión local",0.2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Comisión local",0.2,0.2,0,0]
["Utilidad antes de Imp",9.4818600000000003E-2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Utilidad antes de Imp",9.4818600000000003E-2,9.4818618872647503E-2,0.29477880000000001,0.29477881366445952]
["Tasa comercial %o",{"$f":"+B86/(1-(B81+B82+B83+B84))","v":4.9999008277026826},null,null,"Prima Neta","Prima","Comisión",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa comercial %o",{"$f":"+X86/(1-(X81+X82+X83+X84))","v":4.9999008277026826},{"$f":"+SUM(Y87:Y90)","v":{"$error":"#REF!"}},{"$f":"+Z86/(1-(Z81+Z82+Z83+Z84))","v":4.9995069486395263},{"$f":"+SUM(AA87:AA90)","v":{"$error":"#REF!"}},null,null,"Tasa Comercial","Prima Neta","Prima","Comisión"]
["Tasa de Riesgo %o",{"$f":"+SUM(B87:B90)","v":2.5258569},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(X87:X90)","v":2.5258569},null,{"$f":"+SUM(Z87:Z90)","v":2.5258569}]
["Robo y/o daños por intento de robo de bienes ",2.4425075000000001,null,null,{"$f":"ROUND(E58*D87/1000,2)","v":0},{"$f":"ROUND(E87*(1-B83),2)","v":0},{"$f":"ROUND(E87*B83,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Robo y/o daños por intento de robo de bienes ",2.4425075000000001,{"$f":"+X87/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},2.4425075000000001,{"$f":"+Z87/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X87/(1-(X81+X82+X83+X84))","v":4.8349117762451268},{"$f":"ROUND(AE58*AD87/1000,2)","v":0},{"$f":"ROUND(AE87*(1-X83),2)","v":0},{"$f":"ROUND(AE87*X83,2)","v":0}]
["Robo y/o daños por intento de robo de bienes especiales: joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda",6.2311999999999999E-2,null,null,{"$f":"ROUND(E58*D88/1000,2)","v":0},{"$f":"ROUND(E88*(1-B83),2)","v":0},{"$f":"ROUND(E88*B83,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Robo y/o daños por intento de robo de bienes especiales: joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda",6.2311999999999999E-2,{"$f":"+X88/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},6.2311999999999999E-2,{"$f":"+Z88/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X88/(1-(X81+X82+X83+X84))","v":0.12334579222433763},{"$f":"ROUND(AE58*AD88/1000,2)","v":0},{"$f":"ROUND(AE88*(1-X83),2)","v":0},{"$f":"ROUND(AE88*X83,2)","v":0}]
["Hurto",1.3968700000000001E-2,null,null,{"$f":"ROUND(E58*D89/1000,2)","v":0},{"$f":"ROUND(E89*(1-B83),2)","v":0},{"$f":"ROUND(E89*B83,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Hurto",1.3968700000000001E-2,{"$f":"+X89/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},1.3968700000000001E-2,{"$f":"+Z89/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X89/(1-(X81+X82+X83+X84))","v":2.7650859671397247E-2},{"$f":"ROUND(AE58*AD89/1000,2)","v":0},{"$f":"ROUND(AE89*(1-X83),2)","v":0},{"$f":"ROUND(AE89*X83,2)","v":0}]
["Deshonestidad de trabajadores del hogar",7.0686999999999998E-3,null,null,{"$f":"ROUND(E58*D90/1000,2)","v":0},{"$f":"ROUND(E90*(1-B83),2)","v":0},{"$f":"ROUND(E90*B83,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Deshonestidad de trabajadores del hogar",7.0686999999999998E-3,{"$f":"+X90/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},7.0686999999999998E-3,{"$f":"+Z90/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X90/(1-(X81+X82+X83+X84))","v":1.3992399561820763E-2},{"$f":"ROUND(AE58*AD90/1000,2)","v":0},{"$f":"ROUND(AE90*(1-X83),2)","v":0},{"$f":"ROUND(AE90*X83,2)","v":0}]
[]
[null,null,null,null,{"$f":"ROUND(E58*D92/1000,2)","v":0},{"$f":"ROUND(E92*(1-B83),2)","v":0},{"$f":"ROUND(E92*B83,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"X86/(1-(X81+X82+X83+X84))","v":4.9999008277026826},{"$f":"ROUND(AE58*AD92/1000,2)","v":0},{"$f":"ROUND(AE92*(1-X83),2)","v":0},{"$f":"ROUND(AE92*X83,2)","v":0}]
[]
[null,null,null,null,{"$f":"E51+E74+E92","v":0},{"$f":"IF(F96<>F95,F95,F96)","v":{"$error":"#REF!"}},{"$f":"IF(G96<>G95,G95,G96)","v":{"$error":"#REF!"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TOTAL COMPLETA 2",{"$f":"AE51+AE74+AE92","v":0},{"$f":"IF(AF96<>AF95,AF95,AF96)","v":{"$error":"#REF!"}},{"$f":"IF(AG96<>AG95,AG95,AG96)","v":{"$error":"#REF!"}}]
[null,null,null,null,"Suma Ajustada",{"$f":"#REF!+#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!+#REF!","v":{"$error":"#REF!"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Suma Ajustada",{"$f":"#REF!+#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!+#REF!","v":{"$error":"#REF!"}}]
[null,null,null,null,"Suma Esperada",{"$f":"F51+F74+F92","v":0},{"$f":"G51+G74+G92","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Suma Esperada",{"$f":"AF51+AF74+AF92","v":0},{"$f":"AE94*X83","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
["Tipo de bien: Inmueble","tasa de riesgo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tipo de bien: Inmueble","tasa de riesgo","tasa comercial","tasa de riesgo","tasa comercial",null,null,"COMPLETA 3 - Inmueble"]
[null,"Corredores",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Corredores","Corredores","NNDD","NNDD"]
["Gastos generales",3.0672899999999999E-2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos generales",3.0672899999999999E-2,3.0672905132556546E-2,0.15,0.15]
["Gastos de comercialización",0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos de comercialización",0,0,0.05,0.05]
["Comisión local",0.2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Comisión local",0.2,0.2,0,0]
["Utilidad antes de Imp",0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Utilidad antes de Imp",0,0,3.0656800000000001E-2,3.0656799711687509E-2]
["Tasa comercial %o",{"$f":"+B112/(1-(B107+B108+B109+B110))","v":2.2000583366944961},null,null,"Prima Neta","Prima","Comisión",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa comercial %o",{"$f":"+X112/(1-(X107+X108+X109+X110))","v":2.2000583366944961},{"$f":"+SUM(Y113:Y123)","v":{"$error":"#REF!"}},{"$f":"+Z112/(1-(Z107+Z108+Z109+Z110))","v":2.2000120362407829},{"$f":"+SUM(AA113:AA123)","v":{"$error":"#REF!"}},null,null,"Tasa Comercial","Prima Neta","Prima","Comisión"]
["Tasa de Riesgo %o",{"$f":"+SUM(B113:B123)","v":1.6925645},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(X113:X123)","v":1.6925645},null,{"$f":"+SUM(Z113:Z123)","v":1.6925642999999999}]
["Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.56119669999999999,null,null,{"$f":"ROUND(E105*D113/1000,2)","v":0},{"$f":"ROUND(E113*(1-B109),2)","v":0},{"$f":"ROUND(E113*B109,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.56119669999999999,{"$f":"+X113/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.56119669999999999,{"$f":"+Z113/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X113/(1-(X107+X108+X109+X110))","v":0.7294643591783001},{"$f":"ROUND(AE105*AD113/1000,2)","v":0},{"$f":"ROUND(AE113*(1-X109),2)","v":0},{"$f":"ROUND(AE113*X109,2)","v":0}]
["Terremoto, temblor",0.92508789999999996,null,null,{"$f":"ROUND(E105*D114/1000,2)","v":0},{"$f":"ROUND(E114*(1-B109),2)","v":0},{"$f":"ROUND(E114*B109,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Terremoto, temblor",0.92508789999999996,{"$f":"+X114/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.92508789999999996,{"$f":"+Z114/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X114/(1-(X107+X108+X109+X110))","v":1.2024636854726682},{"$f":"ROUND(AE105*AD114/1000,2)","v":0},{"$f":"ROUND(AE114*(1-X109),2)","v":0},{"$f":"ROUND(AE114*X109,2)","v":0}]
["Riesgos de la naturaleza",0.1027875,null,null,{"$f":"ROUND(E105*D115/1000,2)","v":0},{"$f":"ROUND(E115*(1-B109),2)","v":0},{"$f":"ROUND(E115*B109,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Riesgos de la naturaleza",0.1027875,{"$f":"+X115/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.1027875,{"$f":"+Z115/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X115/(1-(X107+X108+X109+X110))","v":0.13360701839308664},{"$f":"ROUND(AE105*AD115/1000,2)","v":0},{"$f":"ROUND(AE115*(1-X109),2)","v":0},{"$f":"ROUND(AE115*X109,2)","v":0}]
["Riesgos políticos y sociales",5.0000000000000001E-3,null,null,{"$f":"ROUND(E105*D116/1000,2)","v":0},{"$f":"ROUND(E116*(1-B109),2)","v":0},{"$f":"ROUND(E116*B109,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Riesgos políticos y sociales",5.0000000000000001E-3,{"$f":"+X116/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},5.0000000000000001E-3,{"$f":"+Z116/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X116/(1-(X107+X108+X109+X110))","v":6.4991861069238306E-3},{"$f":"ROUND(AE105*AD116/1000,2)","v":0},{"$f":"ROUND(AE116*(1-X109),2)","v":0},{"$f":"ROUND(AE116*X109,2)","v":0}]
["Responsabilidad Civil frente a terceros",6.267E-3,null,null,{"$f":"ROUND(E105*D117/1000,2)","v":0},{"$f":"ROUND(E117*(1-B109),2)","v":0},{"$f":"ROUND(E117*B109,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Responsabilidad Civil frente a terceros",6.267E-3,{"$f":"+X117/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},6.267E-3,{"$f":"+Z117/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X117/(1-(X107+X108+X109+X110))","v":8.14607986641833E-3},{"$f":"ROUND(AE105*AD117/1000,2)","v":0},{"$f":"ROUND(AE117*(1-X109),2)","v":0},{"$f":"ROUND(AE117*X109,2)","v":0}]
["Rotura accidental de vidrio y/o cristales",1.7274100000000001E-2,null,null,{"$f":"ROUND(E105*D118/1000,2)","v":0},{"$f":"ROUND(E118*(1-B109),2)","v":0},{"$f":"ROUND(E118*B109,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Rotura accidental de vidrio y/o cristales",1.7274100000000001E-2,{"$f":"+X118/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},1.7274100000000001E-2,{"$f":"+Z118/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X118/(1-(X107+X108+X109+X110))","v":2.2453518145922589E-2},{"$f":"ROUND(AE105*AD118/1000,2)","v":0},{"$f":"ROUND(AE118*(1-X109),2)","v":0},{"$f":"ROUND(AE118*X109,2)","v":0}]
["Robo o intento de robo de instalaciones fijas",3.6160000000000001E-4,null,null,{"$f":"ROUND(E105*D119/1000,2)","v":0},{"$f":"ROUND(E119*(1-B109),2)","v":0},{"$f":"ROUND(E119*B109,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Robo o intento de robo de instalaciones fijas",3.6160000000000001E-4,{"$f":"+X119/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},3.6160000000000001E-4,{"$f":"+Z119/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X119/(1-(X107+X108+X109+X110))","v":4.7002113925273141E-4},{"$f":"ROUND(AE105*AD119/1000,2)","v":0},{"$f":"ROUND(AE119*(1-X109),2)","v":0},{"$f":"ROUND(AE119*X109,2)","v":0}]
["Reembolso de gastos médicos por accidentes de trabajadores del hogar",2.9409000000000002E-3,null,null,{"$f":"ROUND(E105*D120/1000,2)","v":0},{"$f":"ROUND(E120*(1-B109),2)","v":0},{"$f":"ROUND(E120*B109,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Reembolso de gastos médicos por accidentes de trabajadores del hogar",2.9409000000000002E-3,{"$f":"+X120/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},2.9409000000000002E-3,{"$f":"+Z120/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X120/(1-(X107+X108+X109+X110))","v":3.8226912843704591E-3},{"$f":"ROUND(AE105*AD120/1000,2)","v":0},{"$f":"ROUND(AE120*(1-X109),2)","v":0},{"$f":"ROUND(AE120*X109,2)","v":0}]
["Gasto de arrendamiento de vivienda temporal",4.5742999999999999E-3,null,null,{"$f":"ROUND(E105*D121/1000,2)","v":0},{"$f":"ROUND(E121*(1-B109),2)","v":0},{"$f":"ROUND(E121*B109,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gasto de arrendamiento de vivienda temporal",4.5742999999999999E-3,{"$f":"+X121/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},4.5742999999999999E-3,{"$f":"+Z121/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X121/(1-(X107+X108+X109+X110))","v":5.9458454017803355E-3},{"$f":"ROUND(AE105*AD121/1000,2)","v":0},{"$f":"ROUND(AE121*(1-X109),2)","v":0},{"$f":"ROUND(AE121*X109,2)","v":0}]
["Alquiler no  percibido por inmueble inhabitable temporalmente",4.5742999999999999E-3,null,null,{"$f":"ROUND(E105*D122/1000,2)","v":0},{"$f":"ROUND(E122*(1-B109),2)","v":0},{"$f":"ROUND(E122*B109,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Alquiler no  percibido por inmueble inhabitable temporalmente",4.5742999999999999E-3,{"$f":"+X122/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},4.5742999999999999E-3,{"$f":"+Z122/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X122/(1-(X107+X108+X109+X110))","v":5.9458454017803355E-3},{"$f":"ROUND(AE105*AD122/1000,2)","v":0},{"$f":"ROUND(AE122*(1-X109),2)","v":0},{"$f":"ROUND(AE122*X109,2)","v":0}]
["Asistencias",6.2500200000000006E-2,null,null,{"$f":"E125*B124","v":0},{"$f":"F125*B124","v":0},{"$f":"G125*B124","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Asistencias",6.2500200000000006E-2,{"$f":"+X123/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},6.25E-2,{"$f":"+Z123/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,null,{"$f":"AE125*X124","v":0},{"$f":"AF125*X124","v":0},{"$f":"AG125*X124","v":0}]
["Cantidad de asistencias",6,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cantidad de asistencias",6,6,6,6]
["Tasa por asistencia",{"$f":"B123/B124","v":1.0416700000000001E-2},null,null,{"$f":"ROUND(E105*D125/1000,2)","v":0},{"$f":"ROUND(E125*(1-B109),2)","v":0},{"$f":"ROUND(E125*B109,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa por asistencia",{"$f":"X123/X124","v":1.0416700000000001E-2},{"$f":"+ROUND(Y123/Y124,7)","v":{"$error":"#REF!"}},1.0416699999999999E-2,1.0416699999999999E-2,null,null,{"$f":"X125/(1-(X107+X108+X109+X110))","v":1.3540014383998693E-2},{"$f":"ROUND(AE105*AD125/1000,2)","v":0},{"$f":"ROUND(AE125*(1-X109),2)","v":0},{"$f":"ROUND(AE125*X109,2)","v":0}]
[]
[null,null,null,null,{"$f":"ROUND(E105*D127/1000,2)","v":0},{"$f":"ROUND(E127*(1-B109),2)","v":0},{"$f":"ROUND(E127*B109,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"X112/(1-(X107+X108+X109+X110))","v":2.2000583366944961},{"$f":"ROUND(AE105*AD127/1000,2)","v":0},{"$f":"ROUND(AE127*(1-X109),2)","v":0},{"$f":"ROUND(AE127*X109,2)","v":0}]
[]
[]
[]
[]
[]
[]
["Tipo de bien: Bienes","tasa de riesgo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tipo de bien: Bienes","tasa de riesgo","tasa comercial","tasa de riesgo","tasa comercial",null,null,"COMPLETA 3 - Contenido"]
[null,"Corredores",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Corredores","Corredores","NNDD","NNDD"]
["Gastos generales",0.1142203,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos generales",0.1142203,3.0672905132556546E-2,0.13963639999999999,0.15]
["Gastos de comercialización",0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos de comercialización",0,0,0.05,0.05]
["Comisión local",0.2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Comisión local",0.2,0.2,0,0]
["Utilidad antes de Imp",0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Utilidad antes de Imp",0,0,0,3.0656799711687509E-2]
["Tasa comercial %o",{"$f":"+B141/(1-(B136+B137+B138+B139))","v":2.2000875791453143},null,null,"Prima Neta","Prima","Comisión",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa comercial %o",{"$f":"+X141/(1-(X136+X137+X138+X139))","v":2.2000875791453143},{"$f":"+SUM(Y142:Y146)","v":{"$error":"#REF!"}},{"$f":"+Z141/(1-(Z136+Z137+Z138+Z139))","v":2.2003151424866565},{"$f":"+SUM(AA142:AA146)","v":{"$error":"#REF!"}},null,null,"Tasa Comercial","Prima Neta","Prima","Comisión"]
["Tasa de Riesgo %o",{"$f":"+SUM(B142:B146)","v":1.5087753999999998},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(X142:X146)","v":1.5087753999999998},null,{"$f":"+SUM(Z142:Z146)","v":1.7830553}]
["Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.41339979999999998,null,null,{"$f":"ROUND(E134*D142/1000, 2)","v":0},{"$f":"ROUND(E142*(1-B138),2)","v":0},{"$f":"ROUND(E142*B138,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.41339979999999998,{"$f":"+X142/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.41339979999999998,{"$f":"+Z142/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X142/(1-(X136+X137+X138+X139))","v":0.60281720208399281},{"$f":"ROUND(AE134*AD142/1000, 2)","v":0},{"$f":"ROUND(AE142*(1-X138),2)","v":0},{"$f":"ROUND(AE142*X138,2)","v":0}]
["Terremoto, temblor",0.92508789999999996,null,null,{"$f":"ROUND(E134*D143/1000,2)","v":0},{"$f":"ROUND(E143*(1-B138),2)","v":0},{"$f":"ROUND(E143*B138,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Terremoto, temblor",0.92508789999999996,{"$f":"+X143/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.92508789999999996,{"$f":"+Z143/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X143/(1-(X136+X137+X138+X139))","v":1.3489578358764482},{"$f":"ROUND(AE134*AD143/1000,2)","v":0},{"$f":"ROUND(AE143*(1-X138),2)","v":0},{"$f":"ROUND(AE143*X138,2)","v":0}]
["Riesgos de la naturaleza",0.1027875,null,null,{"$f":"ROUND(E134*D144/1000,2)","v":0},{"$f":"ROUND(E144*(1-B138),2)","v":0},{"$f":"ROUND(E144*B138,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Riesgos de la naturaleza",0.1027875,{"$f":"+X144/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.1027875,{"$f":"+Z144/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X144/(1-(X136+X137+X138+X139))","v":0.14988413917763971},{"$f":"ROUND(AE134*AD144/1000,2)","v":0},{"$f":"ROUND(AE144*(1-X138),2)","v":0},{"$f":"ROUND(AE144*X138,2)","v":0}]
["Riesgos políticos y sociales",5.0000000000000001E-3,null,null,{"$f":"ROUND(E134*D145/1000,2)","v":0},{"$f":"ROUND(E145*(1-B138),2)","v":0},{"$f":"ROUND(E145*B138,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Riesgos políticos y sociales",5.0000000000000001E-3,{"$f":"+X145/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},5.0000000000000001E-3,{"$f":"+Z145/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X145/(1-(X136+X137+X138+X139))","v":7.2909711383991101E-3},{"$f":"ROUND(AE134*AD145/1000,2)","v":0},{"$f":"ROUND(AE145*(1-X138),2)","v":0},{"$f":"ROUND(AE145*X138,2)","v":0}]
["Asistencias",6.2500200000000006E-2,null,null,{"$f":"E148*B147","v":0},{"$f":"F148*B147","v":0},{"$f":"G148*B147","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Asistencias",6.2500200000000006E-2,{"$f":"+X146/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.33678010000000003,{"$f":"+Z146/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,null,{"$f":"AE148*X147","v":0},{"$f":"AF148*X147","v":0},{"$f":"AG148*X147","v":0}]
["Cantidad de asistencias",6,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cantidad de asistencias",6,6,6,6]
["Tasa por asistencia",{"$f":"B146/B147","v":1.0416700000000001E-2},null,null,{"$f":"ROUND(E134*D148/1000,2)","v":0},{"$f":"ROUND(E148*(1-B138),2)","v":0},{"$f":"ROUND(E148*B138,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa por asistencia",{"$f":"X146/X147","v":1.0416700000000001E-2},{"$f":"+ROUND(Y146/Y147,7)","v":{"$error":"#REF!"}},1.0416699999999999E-2,1.0416699999999999E-2,null,null,{"$f":"X148/(1-(X136+X137+X138+X139))","v":1.5189571811472404E-2},{"$f":"ROUND(AE134*AD148/1000,2)","v":0},{"$f":"ROUND(AE148*(1-X138),2)","v":0},{"$f":"ROUND(AE148*X138,2)","v":0}]
[]
[null,null,null,null,{"$f":"ROUND(E134*D150/1000,2)","v":0},{"$f":"ROUND(E150*(1-B138),2)","v":0},{"$f":"ROUND(E150*B138,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"X141/(1-(X136+X137+X138+X139))","v":2.2000875791453143},{"$f":"ROUND(AE134*AD150/1000,2)","v":0},{"$f":"ROUND(AE150*(1-X138),2)","v":0},{"$f":"ROUND(AE150*X138,2)","v":0}]
[]
[]
[]
[]
[]
["Tipo de bien: Bienes con robo","Corredores",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tipo de bien: Bienes con robo","Corredores","Corredores","NNDD","NNDD"]
["Gastos generales",0.15,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos generales",0.15,0.15,0.15,0.15]
["Gastos de comercialización",0.05,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos de comercialización",0.05,0.05,0.05,0.05]
["Comisión local",0.2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Comisión local",0.2,0.2,0,0]
["Utilidad antes de Imp",9.4818600000000003E-2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Utilidad antes de Imp",9.4818600000000003E-2,9.4818618872647503E-2,0.29477880000000001,0.29477881366445952]
["Tasa comercial %o",{"$f":"+B162/(1-(B157+B158+B159+B160))","v":4.9999008277026826},null,null,"Prima Neta","Prima","Comisión",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa comercial %o",{"$f":"+X162/(1-(X157+X158+X159+X160))","v":4.9999008277026826},{"$f":"+SUM(Y163:Y166)","v":{"$error":"#REF!"}},{"$f":"+Z162/(1-(Z157+Z158+Z159+Z160))","v":4.9995069486395263},{"$f":"+SUM(AA163:AA166)","v":{"$error":"#REF!"}},null,null,"Tasa Comercial","Prima Neta","Prima","Comisión"]
["Tasa de Riesgo %o",{"$f":"+SUM(B163:B166)","v":2.5258569},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(X163:X166)","v":2.5258569},null,{"$f":"+SUM(Z163:Z166)","v":2.5258569}]
["Robo y/o daños por intento de robo de bienes ",2.4425075000000001,null,null,{"$f":"ROUND(E134*D163/1000,2)","v":0},{"$f":"ROUND(E163*(1-B159),2)","v":0},{"$f":"ROUND(E163*B159,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Robo y/o daños por intento de robo de bienes ",2.4425075000000001,{"$f":"+X163/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},2.4425075000000001,{"$f":"+Z163/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X163/(1-(X157+X158+X159+X160))","v":4.8349117762451268},{"$f":"ROUND(AE134*AD163/1000,2)","v":0},{"$f":"ROUND(AE163*(1-X159),2)","v":0},{"$f":"ROUND(AE163*X159,2)","v":0}]
["Robo y/o daños por intento de robo de bienes especiales: joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda",6.2311999999999999E-2,null,null,{"$f":"ROUND(E134*D164/1000,2)","v":0},{"$f":"ROUND(E164*(1-B159),2)","v":0},{"$f":"ROUND(E164*B159,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Robo y/o daños por intento de robo de bienes especiales: joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda",6.2311999999999999E-2,{"$f":"+X164/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},6.2311999999999999E-2,{"$f":"+Z164/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X164/(1-(X157+X158+X159+X160))","v":0.12334579222433763},{"$f":"ROUND(AE134*AD164/1000,2)","v":0},{"$f":"ROUND(AE164*(1-X159),2)","v":0},{"$f":"ROUND(AE164*X159,2)","v":0}]
["Hurto",1.3968700000000001E-2,null,null,{"$f":"ROUND(E134*D165/1000,2)","v":0},{"$f":"ROUND(E165*(1-B159),2)","v":0},{"$f":"ROUND(E165*B159,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Hurto",1.3968700000000001E-2,{"$f":"+X165/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},1.3968700000000001E-2,{"$f":"+Z165/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X165/(1-(X157+X158+X159+X160))","v":2.7650859671397247E-2},{"$f":"ROUND(AE134*AD165/1000,2)","v":0},{"$f":"ROUND(AE165*(1-X159),2)","v":0},{"$f":"ROUND(AE165*X159,2)","v":0}]
["Deshonestidad de trabajadores del hogar",7.0686999999999998E-3,null,null,{"$f":"ROUND(E134*D166/1000,2)","v":0},{"$f":"ROUND(E166*(1-B159),2)","v":0},{"$f":"ROUND(E166*B159,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Deshonestidad de trabajadores del hogar",7.0686999999999998E-3,{"$f":"+X166/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},7.0686999999999998E-3,{"$f":"+Z166/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X166/(1-(X157+X158+X159+X160))","v":1.3992399561820763E-2},{"$f":"ROUND(AE134*AD166/1000,2)","v":0},{"$f":"ROUND(AE166*(1-X159),2)","v":0},{"$f":"ROUND(AE166*X159,2)","v":0}]
[]
[null,null,null,null,{"$f":"ROUND(E134*D168/1000,2)","v":0},{"$f":"ROUND(E168*(1-B159),2)","v":0},{"$f":"ROUND(E168*B159,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"X162/(1-(X157+X158+X159+X160))","v":4.9999008277026826},{"$f":"ROUND(AE134*AD168/1000,2)","v":0},{"$f":"ROUND(AE168*(1-X159),2)","v":0},{"$f":"ROUND(AE168*X159,2)","v":0}]
[]
[null,null,null,null,{"$f":"E127+E150+E168","v":0},{"$f":"IF(F172<>F171,F171,F172)","v":{"$error":"#REF!"}},{"$f":"IF(G172<>G171,G171,G172)","v":{"$error":"#REF!"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TOTAL COMPLETA 3",{"$f":"AE127+AE150+AE168","v":0},{"$f":"IF(AF127+AF150+AF168<>AF175,AF175,AF168)","v":0},{"$f":"AG127+AG150+AG168","v":0}]
[null,null,null,null,"Suma Ajustada",{"$f":"#REF!+#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!+#REF!","v":{"$error":"#REF!"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Suma de Cob",{"$f":"SUM(AF163:AF166)+SUM(AF142:AF146)+SUM(AF113:AF123)","v":0},{"$f":"SUM(AG163:AG166)+SUM(AG142:AG146)+SUM(AG113:AG123)","v":0}]
[null,null,null,null,"Suma Esperada",{"$f":"F127+F150+F168","v":0},{"$f":"E170*B159","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Esperado",{"$f":"AE170*(1-X159)","v":0},{"$f":"AE170*X159","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Faltante",{"$f":"AF172-AF171","v":0},{"$f":"AG172-AG170","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF113+AF173","v":0},{"$f":"AG113+AG173","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF175+AG175","v":0},{"$f":"ROUND(AF171-AF113+AF174,2)","v":0},{"$f":"ROUND(AG170-AG113+AG174,2)","v":0}]
[]
[]
[]
[]
["Tipo de bien: Inmueble","tasa de riesgo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tipo de bien: Inmueble","tasa de riesgo","tasa comercial","tasa de riesgo","tasa comercial",null,null,"COMPLETA 4 - Inmueble"]
[null,"Corredores",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Corredores","Corredores","NNDD","NNDD"]
["Gastos generales",3.0672899999999999E-2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos generales",3.0672899999999999E-2,3.0672905132556546E-2,0.15,0.15]
["Gastos de comercialización",0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos de comercialización",0,0,0.05,0.05]
["Comisión local",0.2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Comisión local",0.2,0.2,0,0]
["Utilidad antes de Imp",0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Utilidad antes de Imp",0,0,3.0656800000000001E-2,3.0656799711687509E-2]
["Tasa comercial %o",{"$f":"+B187/(1-(B182+B183+B184+B185))","v":2.2000583366944961},null,null,"Prima Neta","Prima","Comisión",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa comercial %o",{"$f":"+X187/(1-(X182+X183+X184+X185))","v":2.2000583366944961},{"$f":"+SUM(Y188:Y198)","v":{"$error":"#REF!"}},{"$f":"+Z187/(1-(Z182+Z183+Z184+Z185))","v":2.2000120362407829},{"$f":"+SUM(AA188:AA198)","v":{"$error":"#REF!"}},null,null,"Tasa Comercial","Prima Neta","Prima","Comisión"]
["Tasa de Riesgo %o",{"$f":"+SUM(B188:B198)","v":1.6925645},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(X188:X198)","v":1.6925645},null,{"$f":"+SUM(Z188:Z198)","v":1.6925642999999999}]
["Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.56119669999999999,null,null,{"$f":"ROUND(E180*D188/1000,2)","v":0},{"$f":"ROUND(E188*(1-B184),2)","v":0},{"$f":"ROUND(E188*B184,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.56119669999999999,{"$f":"+X188/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.56119669999999999,{"$f":"+Z188/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X188/(1-(X182+X183+X184+X185))","v":0.7294643591783001},{"$f":"ROUND(AE180*AD188/1000,2)","v":0},{"$f":"ROUND(AE188*(1-X184),2)","v":0},{"$f":"ROUND(AE188*X184,2)","v":0}]
["Terremoto, temblor",0.92508789999999996,null,null,{"$f":"ROUND(E180*D189/1000,2)","v":0},{"$f":"ROUND(E189*(1-B184),2)","v":0},{"$f":"ROUND(E189*B184,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Terremoto, temblor",0.92508789999999996,{"$f":"+X189/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.92508789999999996,{"$f":"+Z189/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X189/(1-(X182+X183+X184+X185))","v":1.2024636854726682},{"$f":"ROUND(AE180*AD189/1000,2)","v":0},{"$f":"ROUND(AE189*(1-X184),2)","v":0},{"$f":"ROUND(AE189*X184,2)","v":0}]
["Riesgos de la naturaleza",0.1027875,null,null,{"$f":"ROUND(E180*D190/1000,2)","v":0},{"$f":"ROUND(E190*(1-B184),2)","v":0},{"$f":"ROUND(E190*B184,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Riesgos de la naturaleza",0.1027875,{"$f":"+X190/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.1027875,{"$f":"+Z190/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X190/(1-(X182+X183+X184+X185))","v":0.13360701839308664},{"$f":"ROUND(AE180*AD190/1000,2)","v":0},{"$f":"ROUND(AE190*(1-X184),2)","v":0},{"$f":"ROUND(AE190*X184,2)","v":0}]
["Riesgos políticos y sociales",5.0000000000000001E-3,null,null,{"$f":"ROUND(E180*D191/1000,2)","v":0},{"$f":"ROUND(E191*(1-B184),2)","v":0},{"$f":"ROUND(E191*B184,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Riesgos políticos y sociales",5.0000000000000001E-3,{"$f":"+X191/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},5.0000000000000001E-3,{"$f":"+Z191/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X191/(1-(X182+X183+X184+X185))","v":6.4991861069238306E-3},{"$f":"ROUND(AE180*AD191/1000,2)","v":0},{"$f":"ROUND(AE191*(1-X184),2)","v":0},{"$f":"ROUND(AE191*X184,2)","v":0}]
["Responsabilidad Civil frente a terceros",6.267E-3,null,null,{"$f":"ROUND(E180*D192/1000,2)","v":0},{"$f":"ROUND(E192*(1-B184),2)","v":0},{"$f":"ROUND(E192*B184,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Responsabilidad Civil frente a terceros",6.267E-3,{"$f":"+X192/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},6.267E-3,{"$f":"+Z192/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X192/(1-(X182+X183+X184+X185))","v":8.14607986641833E-3},{"$f":"ROUND(AE180*AD192/1000,2)","v":0},{"$f":"ROUND(AE192*(1-X184),2)","v":0},{"$f":"ROUND(AE192*X184,2)","v":0}]
["Rotura accidental de vidrio y/o cristales",1.7274100000000001E-2,null,null,{"$f":"ROUND(E180*D193/1000,2)","v":0},{"$f":"ROUND(E193*(1-B184),2)","v":0},{"$f":"ROUND(E193*B184,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Rotura accidental de vidrio y/o cristales",1.7274100000000001E-2,{"$f":"+X193/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},1.7274100000000001E-2,{"$f":"+Z193/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X193/(1-(X182+X183+X184+X185))","v":2.2453518145922589E-2},{"$f":"ROUND(AE180*AD193/1000,2)","v":0},{"$f":"ROUND(AE193*(1-X184),2)","v":0},{"$f":"ROUND(AE193*X184,2)","v":0}]
["Robo o intento de robo de instalaciones fijas",3.6160000000000001E-4,null,null,{"$f":"ROUND(E180*D194/1000,2)","v":0},{"$f":"ROUND(E194*(1-B184),2)","v":0},{"$f":"ROUND(E194*B184,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Robo o intento de robo de instalaciones fijas",3.6160000000000001E-4,{"$f":"+X194/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},3.6160000000000001E-4,{"$f":"+Z194/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X194/(1-(X182+X183+X184+X185))","v":4.7002113925273141E-4},{"$f":"ROUND(AE180*AD194/1000,2)","v":0},{"$f":"ROUND(AE194*(1-X184),2)","v":0},{"$f":"ROUND(AE194*X184,2)","v":0}]
["Reembolso de gastos médicos por accidentes de trabajadores del hogar",2.9409000000000002E-3,null,null,{"$f":"ROUND(E180*D195/1000,2)","v":0},{"$f":"ROUND(E195*(1-B184),2)","v":0},{"$f":"ROUND(E195*B184,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Reembolso de gastos médicos por accidentes de trabajadores del hogar",2.9409000000000002E-3,{"$f":"+X195/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},2.9409000000000002E-3,{"$f":"+Z195/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X195/(1-(X182+X183+X184+X185))","v":3.8226912843704591E-3},{"$f":"ROUND(AE180*AD195/1000,2)","v":0},{"$f":"ROUND(AE195*(1-X184),2)","v":0},{"$f":"ROUND(AE195*X184,2)","v":0}]
["Gasto de arrendamiento de vivienda temporal",4.5742999999999999E-3,null,null,{"$f":"ROUND(E180*D196/1000,2)","v":0},{"$f":"ROUND(E196*(1-B184),2)","v":0},{"$f":"ROUND(E196*B184,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gasto de arrendamiento de vivienda temporal",4.5742999999999999E-3,{"$f":"+X196/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},4.5742999999999999E-3,{"$f":"+Z196/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X196/(1-(X182+X183+X184+X185))","v":5.9458454017803355E-3},{"$f":"ROUND(AE180*AD196/1000,2)","v":0},{"$f":"ROUND(AE196*(1-X184),2)","v":0},{"$f":"ROUND(AE196*X184,2)","v":0}]
["Alquiler no  percibido por inmueble inhabitable temporalmente",4.5742999999999999E-3,null,null,{"$f":"ROUND(E180*D197/1000,2)","v":0},{"$f":"ROUND(E197*(1-B184),2)","v":0},{"$f":"ROUND(E197*B184,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Alquiler no  percibido por inmueble inhabitable temporalmente",4.5742999999999999E-3,{"$f":"+X197/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},4.5742999999999999E-3,{"$f":"+Z197/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X197/(1-(X182+X183+X184+X185))","v":5.9458454017803355E-3},{"$f":"ROUND(AE180*AD197/1000,2)","v":0},{"$f":"ROUND(AE197*(1-X184),2)","v":0},{"$f":"ROUND(AE197*X184,2)","v":0}]
["Asistencias",6.2500200000000006E-2,null,null,{"$f":"E200*B199","v":0},{"$f":"F200*B199","v":0},{"$f":"G200*B199","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Asistencias",6.2500200000000006E-2,{"$f":"+X198/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},6.25E-2,{"$f":"+Z198/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,null,{"$f":"AE200*X199","v":0},{"$f":"AF200*X199","v":0},{"$f":"AG200*X199","v":0}]
["Cantidad de asistencias",6,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cantidad de asistencias",6,6,6,6]
["Tasa por asistencia",{"$f":"B198/B199","v":1.0416700000000001E-2},null,null,{"$f":"ROUND(E180*D200/1000,2)","v":0},{"$f":"ROUND(E200*(1-B184),2)","v":0},{"$f":"ROUND(E200*B184,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa por asistencia",{"$f":"X198/X199","v":1.0416700000000001E-2},{"$f":"+ROUND(Y198/Y199,7)","v":{"$error":"#REF!"}},1.0416699999999999E-2,1.0416699999999999E-2,null,null,{"$f":"X200/(1-(X182+X183+X184+X185))","v":1.3540014383998693E-2},{"$f":"ROUND(AE180*AD200/1000,2)","v":0},{"$f":"ROUND(AE200*(1-X184),2)","v":0},{"$f":"ROUND(AE200*X184,2)","v":0}]
[]
[null,null,null,null,{"$f":"ROUND(E180*D202/1000,2)","v":0},{"$f":"ROUND(E202*(1-B184),2)","v":0},{"$f":"ROUND(E202*B184,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"X187/(1-(X182+X183+X184+X185))","v":2.2000583366944961},{"$f":"ROUND(AE180*AD202/1000,2)","v":0},{"$f":"ROUND(AE202*(1-X184),2)","v":0},{"$f":"ROUND(AE202*X184,2)","v":0}]
[]
[]
[]
[]
[]
[]
["Tipo de bien: Bienes","tasa de riesgo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tipo de bien: Bienes","tasa de riesgo","tasa comercial","tasa de riesgo","tasa comercial",null,null,"COMPLETA 4 - Contenido"]
[null,"Corredores",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Corredores","Corredores","NNDD","NNDD"]
["Gastos generales",0.1142203,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos generales",0.1142203,3.0672905132556546E-2,0.13963639999999999,0.15]
["Gastos de comercialización",0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos de comercialización",0,0,0.05,0.05]
["Comisión local",0.2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Comisión local",0.2,0.2,0,0]
["Utilidad antes de Imp",0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Utilidad antes de Imp",0,0,0,3.0656799711687509E-2]
["Tasa comercial %o",{"$f":"+B216/(1-(B211+B212+B213+B214))","v":2.2000875791453143},null,null,"Prima Neta","Prima","Comisión",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa comercial %o",{"$f":"+X216/(1-(X211+X212+X213+X214))","v":2.2000875791453143},{"$f":"+SUM(Y217:Y221)","v":{"$error":"#REF!"}},{"$f":"+Z216/(1-(Z211+Z212+Z213+Z214))","v":2.2003151424866565},{"$f":"+SUM(AA217:AA221)","v":{"$error":"#REF!"}},null,null,"Tasa Comercial","Prima Neta","Prima","Comisión"]
["Tasa de Riesgo %o",{"$f":"+SUM(B217:B221)","v":1.5087753999999998},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(X217:X221)","v":1.5087753999999998},null,{"$f":"+SUM(Z217:Z221)","v":1.7830553}]
["Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.41339979999999998,null,null,{"$f":"ROUND(E209*D217/1000, 2)","v":0},{"$f":"ROUND(E217*(1-B213),2)","v":0},{"$f":"ROUND(E217*B213,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.41339979999999998,{"$f":"+X217/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.41339979999999998,{"$f":"+Z217/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X217/(1-(X211+X212+X213+X214))","v":0.60281720208399281},{"$f":"ROUND(AE209*AD217/1000, 2)","v":0},{"$f":"ROUND(AE217*(1-X213),2)","v":0},{"$f":"ROUND(AE217*X213,2)","v":0}]
["Terremoto, temblor",0.92508789999999996,null,null,{"$f":"ROUND(E209*D218/1000,2)","v":0},{"$f":"ROUND(E218*(1-B213),2)","v":0},{"$f":"ROUND(E218*B213,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Terremoto, temblor",0.92508789999999996,{"$f":"+X218/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.92508789999999996,{"$f":"+Z218/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X218/(1-(X211+X212+X213+X214))","v":1.3489578358764482},{"$f":"ROUND(AE209*AD218/1000,2)","v":0},{"$f":"ROUND(AE218*(1-X213),2)","v":0},{"$f":"ROUND(AE218*X213,2)","v":0}]
["Riesgos de la naturaleza",0.1027875,null,null,{"$f":"ROUND(E209*D219/1000,2)","v":0},{"$f":"ROUND(E219*(1-B213),2)","v":0},{"$f":"ROUND(E219*B213,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Riesgos de la naturaleza",0.1027875,{"$f":"+X219/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.1027875,{"$f":"+Z219/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X219/(1-(X211+X212+X213+X214))","v":0.14988413917763971},{"$f":"ROUND(AE209*AD219/1000,2)","v":0},{"$f":"ROUND(AE219*(1-X213),2)","v":0},{"$f":"ROUND(AE219*X213,2)","v":0}]
["Riesgos políticos y sociales",5.0000000000000001E-3,null,null,{"$f":"ROUND(E209*D220/1000,2)","v":0},{"$f":"ROUND(E220*(1-B213),2)","v":0},{"$f":"ROUND(E220*B213,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Riesgos políticos y sociales",5.0000000000000001E-3,{"$f":"+X220/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},5.0000000000000001E-3,{"$f":"+Z220/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X220/(1-(X211+X212+X213+X214))","v":7.2909711383991101E-3},{"$f":"ROUND(AE209*AD220/1000,2)","v":0},{"$f":"ROUND(AE220*(1-X213),2)","v":0},{"$f":"ROUND(AE220*X213,2)","v":0}]
["Asistencias",6.2500200000000006E-2,null,null,{"$f":"E223*B222","v":0},{"$f":"F223*B222","v":0},{"$f":"G223*B222","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Asistencias",6.2500200000000006E-2,{"$f":"+X221/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.33678010000000003,{"$f":"+Z221/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,null,{"$f":"AE223*X222","v":0},{"$f":"AF223*X222","v":0},{"$f":"AG223*X222","v":0}]
["Cantidad de asistencias",6,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cantidad de asistencias",6,6,6,6]
["Tasa por asistencia",{"$f":"B221/B222","v":1.0416700000000001E-2},null,null,{"$f":"ROUND(E209*D223/1000,2)","v":0},{"$f":"ROUND(E223*(1-B213),2)","v":0},{"$f":"ROUND(E223*B213,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa por asistencia",{"$f":"X221/X222","v":1.0416700000000001E-2},{"$f":"+ROUND(Y221/Y222,7)","v":{"$error":"#REF!"}},1.0416699999999999E-2,1.0416699999999999E-2,null,null,{"$f":"X223/(1-(X211+X212+X213+X214))","v":1.5189571811472404E-2},{"$f":"ROUND(AE209*AD223/1000,2)","v":0},{"$f":"ROUND(AE223*(1-X213),2)","v":0},{"$f":"ROUND(AE223*X213,2)","v":0}]
[]
[null,null,null,null,{"$f":"ROUND(E209*D225/1000,2)","v":0},{"$f":"ROUND(E225*(1-B213),2)","v":0},{"$f":"ROUND(E225*B213,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"X216/(1-(X211+X212+X213+X214))","v":2.2000875791453143},{"$f":"ROUND(AE209*AD225/1000,2)","v":0},{"$f":"ROUND(AE225*(1-X213),2)","v":0},{"$f":"ROUND(AE225*X213,2)","v":0}]
[]
[]
[]
[]
[]
["Tipo de bien: Bienes con robo","Corredores",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tipo de bien: Bienes con robo","Corredores","Corredores","NNDD","NNDD"]
["Gastos generales",0.15,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos generales",0.15,0.15,0.15,0.15]
["Gastos de comercialización",0.05,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos de comercialización",0.05,0.05,0.05,0.05]
["Comisión local",0.2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Comisión local",0.2,0.2,0,0]
["Utilidad antes de Imp",9.4818600000000003E-2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Utilidad antes de Imp",9.4818600000000003E-2,9.4818618872647503E-2,0.29477880000000001,0.29477881366445952]
["Tasa comercial %o",{"$f":"+B237/(1-(B232+B233+B234+B235))","v":4.9999008277026826},null,null,"Prima Neta","Prima","Comisión",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa comercial %o",{"$f":"+X237/(1-(X232+X233+X234+X235))","v":4.9999008277026826},{"$f":"+SUM(Y238:Y241)","v":{"$error":"#REF!"}},{"$f":"+Z237/(1-(Z232+Z233+Z234+Z235))","v":4.9995069486395263},{"$f":"+SUM(AA238:AA241)","v":{"$error":"#REF!"}},null,null,"Tasa Comercial","Prima Neta","Prima","Comisión"]
["Tasa de Riesgo %o",{"$f":"+SUM(B238:B241)","v":2.5258569},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(X238:X241)","v":2.5258569},null,{"$f":"+SUM(Z238:Z241)","v":2.5258569}]
["Robo y/o daños por intento de robo de bienes ",2.4425075000000001,null,null,{"$f":"ROUND(E209*D238/1000,2)","v":0},{"$f":"ROUND(E238*(1-B234),2)","v":0},{"$f":"ROUND(E238*B234,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Robo y/o daños por intento de robo de bienes ",2.4425075000000001,{"$f":"+X238/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},2.4425075000000001,{"$f":"+Z238/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X238/(1-(X232+X233+X234+X235))","v":4.8349117762451268},{"$f":"ROUND(AE209*AD238/1000,2)","v":0},{"$f":"ROUND(AE238*(1-X234),2)","v":0},{"$f":"ROUND(AE238*X234,2)","v":0}]
["Robo y/o daños por intento de robo de bienes especiales: joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda",6.2311999999999999E-2,null,null,{"$f":"ROUND(E209*D239/1000,2)","v":0},{"$f":"ROUND(E239*(1-B234),2)","v":0},{"$f":"ROUND(E239*B234,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Robo y/o daños por intento de robo de bienes especiales: joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda",6.2311999999999999E-2,{"$f":"+X239/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},6.2311999999999999E-2,{"$f":"+Z239/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X239/(1-(X232+X233+X234+X235))","v":0.12334579222433763},{"$f":"ROUND(AE209*AD239/1000,2)","v":0},{"$f":"ROUND(AE239*(1-X234),2)","v":0},{"$f":"ROUND(AE239*X234,2)","v":0}]
["Hurto",1.3968700000000001E-2,null,null,{"$f":"ROUND(E209*D240/1000,2)","v":0},{"$f":"ROUND(E240*(1-B234),2)","v":0},{"$f":"ROUND(E240*B234,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Hurto",1.3968700000000001E-2,{"$f":"+X240/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},1.3968700000000001E-2,{"$f":"+Z240/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X240/(1-(X232+X233+X234+X235))","v":2.7650859671397247E-2},{"$f":"ROUND(AE209*AD240/1000,2)","v":0},{"$f":"ROUND(AE240*(1-X234),2)","v":0},{"$f":"ROUND(AE240*X234,2)","v":0}]
["Deshonestidad de trabajadores del hogar",7.0686999999999998E-3,null,null,{"$f":"ROUND(E209*D241/1000,2)","v":0},{"$f":"ROUND(E241*(1-B234),2)","v":0},{"$f":"ROUND(E241*B234,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Deshonestidad de trabajadores del hogar",7.0686999999999998E-3,{"$f":"+X241/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},7.0686999999999998E-3,{"$f":"+Z241/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X241/(1-(X232+X233+X234+X235))","v":1.3992399561820763E-2},{"$f":"ROUND(AE209*AD241/1000,2)","v":0},{"$f":"ROUND(AE241*(1-X234),2)","v":0},{"$f":"ROUND(AE241*X234,2)","v":0}]
[]
[null,null,null,null,{"$f":"ROUND(E209*D243/1000,2)","v":0},{"$f":"ROUND(E243*(1-B234),2)","v":0},{"$f":"ROUND(E243*B234,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"X237/(1-(X232+X233+X234+X235))","v":4.9999008277026826},{"$f":"ROUND(AE209*AD243/1000,2)","v":0},{"$f":"ROUND(AE243*(1-X234),2)","v":0},{"$f":"ROUND(AE243*X234,2)","v":0}]
[]
[null,null,null,null,{"$f":"E202+E225+E243","v":0},{"$f":"IF(F247<>F246,F246,F247)","v":{"$error":"#REF!"}},{"$f":"IF(G247<>G246,G246,G247)","v":{"$error":"#REF!"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TOTAL COMPLETA 4",{"$f":"AE202+AE225+AE243","v":0},{"$f":"IF(AF202+AF225+AF243<>AF250,AF250,AF243)","v":0},{"$f":"AG202+AG225+AG243","v":0}]
[null,null,null,null,"Suma Ajustada",{"$f":"#REF!+#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!+#REF!","v":{"$error":"#REF!"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Suma de Cob",{"$f":"SUM(AF238:AF241)+SUM(AF217:AF221)+SUM(AF188:AF198)","v":0},{"$f":"SUM(AG238:AG241)+SUM(AG217:AG221)+SUM(AG188:AG198)","v":0}]
[null,null,null,null,"Suma Esperada",{"$f":"F202+F225+F243","v":0},{"$f":"E245*B234","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Esperado",{"$f":"AE245*(1-X234)","v":0},{"$f":"AE245*X234","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Faltante",{"$f":"AF247-AF246","v":0},{"$f":"AG247-AG245","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF188+AF248","v":0},{"$f":"AG188+AG248","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF250+AG250","v":0},{"$f":"ROUND(AF246-AF188+AF249,2)","v":0},{"$f":"ROUND(AG245-AG188+AG249,2)","v":0}]
[null,null,null,null,"Prima comercial mínima dólares",51.5,null,null,null,{"$f":"+F251-J24","v":51.5}]
[null,null,null,null,"Prima comercial mínima soles",154.5,null,null,null,{"$f":"+F252-J24","v":154.5}]

{"sheet":"BIENES","index":21,"n_rows":270,"n_cols":33,"rows_kept":270,"cut":false,"hidden":true,"merged":[[3,13,3,16],[10,10,10,11],[29,10,29,11]]}
[null,null,null,null,"Ir a Panel"]
[]
[null,null,null,"Suma asegurada Bienes",100000]
[]
["Tipo de bien: Bienes","tasa de riesgo",null,null,null,null,null,null,null,null,null,null,null,null,"PRIMA NETA",{"$f":"+P7/1.03","v":60.990291262135919},null,null,null,null,null,null,"Tipo de bien: Bienes","tasa de riesgo","tasa comercial","tasa de riesgo","tasa comercial",null,null,"COMPLETA 1 - Contenido"]
[null,"Corredores",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Corredores","Corredores","NNDD","NNDD"]
["Gastos generales",{"$f":"tasas!$H$6","v":0.1142203},null,null,null,null,null,null,null,null,null,null,null,null,"Prima Comercial",{"$f":"+IF(Cotizador!H37=\"X\",(BIENES!L20+BIENES!L38),(BIENES!K20+BIENES!K38))","v":62.82},null,null,null,null,null,null,"Gastos generales",0.1142203,3.0672905132556546E-2,0.13963639999999999,0.15]
["Gastos de comercialización",{"$f":"tasas!$H$7","v":0},null,null,null,null,null,null,null,null,null,null,null,null,"IGV",{"$f":"+P7*0.18","v":11.307599999999999},null,null,null,null,null,null,"Gastos de comercialización",0,0,0.05,0.05]
["Comisión local",{"$f":"tasas!$H$8","v":0.2},null,null,null,null,null,null,null,null,null,null,null,null,"Prima Total",{"$f":"+P7+P8","v":74.127600000000001},null,null,null,null,null,null,"Comisión local",0.2,0.2,0,0]
["Utilidad antes de Imp",{"$f":"tasas!$H$9","v":0},null,null,null,null,null,null,null,null,null,null,null,null,"Comisión Total",{"$f":"+ROUND(P5*0.2,2)","v":12.2},null,null,null,null,null,null,"Utilidad antes de Imp",0,0,0,3.0656799711687509E-2]
["Tasa comercial %o",{"$f":"+B12/(1-(B7+B8+B9+B10))","v":2.2000875791453143},null,"Tasa Comercial","Prima Neta","Prima","Comisión",null,"Operativas","Prima comercial con ajuste","Prima comercial con ajuste de prima mínima",null,null,null,null,null,null,null,null,null,null,null,"Tasa comercial %o",{"$f":"+X12/(1-(X7+X8+X9+X10))","v":2.0429124688292757},{"$f":"+SUM(Y13:Y15)","v":{"$error":"#REF!"}},{"$f":"+Z12/(1-(Z7+Z8+Z9+Z10))","v":2.0673038621181896},{"$f":"+SUM(AA13:AA15)","v":{"$error":"#REF!"}},null,null,"Tasa Comercial","Prima Neta","Prima","Comisión"]
["Tasa de Riesgo %o",{"$f":"+SUM(B13:B15)","v":1.5087753999999998},null,null,null,null,{"$f":"+IF(Cotizador!$H$37=\"X\",BIENES!L13,BIENES!K13)","v":62.82},null,null,null,"Dólares","Soles",null,null,null,null,null,null,null,null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(X13:X15)","v":1.4009879000000001},null,{"$f":"+SUM(Z13:Z15)","v":1.6752677999999999}]
["Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",{"$f":"tasas!$H$12","v":0.41839979999999999},null,{"$f":"B13/(1-(B7+B8+B9+B10))","v":0.61010817322239197},{"$f":"ROUND(E3*D13/1000, 2)","v":61.01},{"$f":"ROUND(E13*(1-B9),2)","v":48.81},{"$f":"ROUND(E13*B9,2)","v":12.2},null,{"$f":"+ROUND(E13*1.03,2)","v":62.84},{"$f":"+IF(0<=F22>=0,F22+I13,0)","v":62.82},{"$f":"+IF(J20<F24,(J24+J13),J13)","v":62.82},{"$f":"+IF(J20<F25,(J25+J13),J13)","v":154.5},null,null,null,null,null,null,null,null,null,null,"Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.41339979999999998,{"$f":"+X13/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.41339979999999998,{"$f":"+Z13/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X13/(1-(X7+X8+X9+X10))","v":0.60281720208399281},{"$f":"ROUND(AE5*AD13/1000, 2)","v":0},{"$f":"ROUND(AE13*(1-X9),2)","v":0},{"$f":"ROUND(AE13*X9,2)","v":0}]
["Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza",{"$f":"tasas!$H$13","v":1.0278753999999999},null,{"$f":"B14/(1-(B7+B8+B9+B10))","v":1.498841975054088},{"$f":"ROUND(E3*D14/1000,2)","v":149.88},{"$f":"ROUND(E14*(1-B9),2)","v":119.9},{"$f":"ROUND(E14*B9,2)","v":29.98},null,0,{"$f":"+I14","v":0},0,{"$f":"+J14","v":0},null,null,null,null,null,null,null,null,null,null,"Terremoto, temblor",0.92508789999999996,{"$f":"+X14/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.92508789999999996,{"$f":"+Z14/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X14/(1-(X7+X8+X9+X10))","v":1.3489578358764482},{"$f":"ROUND(AE5*AD14/1000,2)","v":0},{"$f":"ROUND(AE14*(1-X9),2)","v":0},{"$f":"ROUND(AE14*X9,2)","v":0}]
["Asistencias",{"$f":"tasas!$H$14","v":6.2500200000000006E-2},null,null,{"$f":"E17*B16","v":9.120000000000001},{"$f":"F17*B16","v":7.32},{"$f":"G17*B16","v":1.7999999999999998},null,0,0,0,{"$f":"+J15","v":0},null,null,null,null,null,null,null,null,null,null,"Asistencias",6.2500200000000006E-2,{"$f":"+X15/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.33678010000000003,{"$f":"+Z15/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,null,{"$f":"AE17*X16","v":0},{"$f":"AF17*X16","v":0},{"$f":"AG17*X16","v":0}]
["Cantidad de asistencias",{"$f":"tasas!$H$15","v":6},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cantidad de asistencias",6,6,6,6]
["Tasa por asistencia",{"$f":"B15/B16","v":1.0416700000000001E-2},null,{"$f":"B17/(1-(B7+B8+B9+B10))","v":1.5189571811472404E-2},{"$f":"ROUND(E3*D17/1000,2)","v":1.52},{"$f":"ROUND(E17*(1-B9),2)","v":1.22},{"$f":"ROUND(E17*B9,2)","v":0.3},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa por asistencia",{"$f":"X15/X16","v":1.0416700000000001E-2},{"$f":"+ROUND(Y15/Y16,7)","v":{"$error":"#REF!"}},1.0416699999999999E-2,1.0416699999999999E-2,null,null,{"$f":"X17/(1-(X7+X8+X9+X10))","v":1.5189571811472404E-2},{"$f":"ROUND(AE5*AD17/1000,2)","v":0},{"$f":"ROUND(AE17*(1-X9),2)","v":0},{"$f":"ROUND(AE17*X9,2)","v":0}]
[]
[null,null,null,{"$f":"B12/(1-(B7+B8+B9+B10))","v":2.2000875791453143},{"$f":"ROUND(E3*D19/1000,2)","v":220.01},{"$f":"ROUND(E19*(1-B9),2)","v":176.01},{"$f":"ROUND(E19*B9,2)","v":44},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"X12/(1-(X7+X8+X9+X10))","v":2.0429124688292757},{"$f":"ROUND(AE5*AD19/1000,2)","v":0},{"$f":"ROUND(AE19*(1-X9),2)","v":0},{"$f":"ROUND(AE19*X9,2)","v":0}]
[null,null,null,null,"Suma de Cob",{"$f":"SUM(F13:F15)","v":176.03},{"$f":"SUM(G13:G15)","v":43.98},null,{"$f":"SUM(I13:I15)","v":62.84},{"$f":"SUM(J13:J15)","v":62.82},{"$f":"SUM(K13:K15)","v":62.82},154.5,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Suma de Cob",{"$f":"SUM(AF13:AF15)","v":0},{"$f":"SUM(AG13:AG15)","v":0}]
[null,null,null,null,"Esperado",{"$f":"E19*(1-B9)","v":176.00800000000001},{"$f":"E19*B9","v":44.002000000000002},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Esperado",{"$f":"AE19*(1-X9)","v":0},{"$f":"AE19*X9","v":0}]
[null,null,null,null,"Faltante",{"$f":"ROUND(F21-F20,2)","v":-0.02},{"$f":"G21-G20","v":2.2000000000005571E-2},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Faltante",{"$f":"AF21-AF20","v":0},{"$f":"AG21-AG20","v":0}]
[]
[null,null,null,null,"Prima comercial mínima dólares",51.5,null,null,null,{"$f":"+F24-J20","v":-11.32}]
["Tipo de bien: Bienes con robo","Corredores",null,null,"Prima comercial mínima soles",154.5,null,null,null,{"$f":"+F25-J20","v":91.68},null,null,null,null,null,null,null,null,null,null,null,null,"Tipo de bien: Bienes con robo","Corredores","Corredores","NNDD","NNDD"]
["Gastos generales",{"$f":"tasas!$H$25","v":0.15},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos generales",0.15,0.15,0.15,0.15]
["Gastos de comercialización",{"$f":"tasas!$H$26","v":0.05},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos de comercialización",0.05,0.05,0.05,0.05]
["Comisión local",{"$f":"tasas!$H$27","v":0.2},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Comisión local",0.2,0.2,0,0]
["Utilidad antes de Imp",{"$f":"tasas!$H$28","v":9.4818600000000003E-2},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Utilidad antes de Imp",9.4818600000000003E-2,9.4818618872647503E-2,0.29477880000000001,0.29477881366445952]
["Tasa comercial %o",{"$f":"+B31/(1-(B26+B27+B28+B29))","v":4.9953242538224885},null,"Tasa Comercial","Prima Neta","Prima","Comisión",null,"Operativas","Prima comercial con ajuste","Prima comercial con ajuste de prima mínima",null,null,null,null,null,null,null,null,null,null,null,"Tasa comercial %o",{"$f":"+X31/(1-(X26+X27+X28+X29))","v":4.9999008277026826},{"$f":"+SUM(Y32:Y35)","v":{"$error":"#REF!"}},{"$f":"+Z31/(1-(Z26+Z27+Z28+Z29))","v":4.9995069486395263},{"$f":"+SUM(AA32:AA35)","v":{"$error":"#REF!"}},null,null,"Tasa Comercial","Prima Neta","Prima","Comisión"]
["Tasa de Riesgo %o",{"$f":"+SUM(B32:B35)","v":2.5235449000000001},null,null,null,null,null,null,null,null,"Dólares","Soles",null,null,null,null,null,null,null,null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(X32:X35)","v":2.5258569},null,{"$f":"+SUM(Z32:Z35)","v":2.5258569}]
["Robo y/o daños por intento de robo de bienes ",{"$f":"tasas!$H$31","v":2.4425075000000001},null,{"$f":"B32/(1-(B26+B27+B28+B29))","v":4.8349117762451268},{"$f":"ROUND(E3*D32/1000,2)","v":483.49},{"$f":"ROUND(E32*(1-B28),2)","v":386.79},{"$f":"ROUND(E32*B28,2)","v":96.7},null,0,{"$f":"+IF(0<=F40>=0,F40+I32,0)","v":-6.0000000000286491E-3},{"$f":"IF(I32=0,0,IF(J38<F269,(J269+J32),J32))","v":0},{"$f":"IF(I32=0,0,IF(J38<F270,(J270+J32),K32))","v":0},null,null,null,null,null,null,null,null,null,null,"Robo y/o daños por intento de robo de bienes ",2.4425075000000001,{"$f":"+X32/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},2.4425075000000001,{"$f":"+Z32/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X32/(1-(X26+X27+X28+X29))","v":4.8349117762451268},{"$f":"ROUND(AE5*AD32/1000,2)","v":0},{"$f":"ROUND(AE32*(1-X28),2)","v":0},{"$f":"ROUND(AE32*X28,2)","v":0}]
["Robo y/o daños por intento de robo de joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda",{"$f":"tasas!$H$32","v":0.06},null,{"$f":"B33/(1-(B26+B27+B28+B29))","v":0.11876921834414331},{"$f":"ROUND(E3*D33/1000,2)","v":11.88},{"$f":"ROUND(E33*(1-B28),2)","v":9.5},{"$f":"ROUND(E33*B28,2)","v":2.38},null,0,{"$f":"+I33","v":0},{"$f":"+J33","v":0},{"$f":"+J33","v":0},null,null,null,null,null,null,null,null,null,null,"Robo y/o daños por intento de robo de bienes especiales: joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda",6.2311999999999999E-2,{"$f":"+X33/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},6.2311999999999999E-2,{"$f":"+Z33/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X33/(1-(X26+X27+X28+X29))","v":0.12334579222433763},{"$f":"ROUND(AE5*AD33/1000,2)","v":0},{"$f":"ROUND(AE33*(1-X28),2)","v":0},{"$f":"ROUND(AE33*X28,2)","v":0}]
["Hurto",{"$f":"tasas!$H$33","v":1.3968700000000001E-2},null,{"$f":"B34/(1-(B26+B27+B28+B29))","v":2.7650859671397247E-2},{"$f":"ROUND(E3*D34/1000,2)","v":2.77},{"$f":"ROUND(E34*(1-B28),2)","v":2.2200000000000002},{"$f":"ROUND(E34*B28,2)","v":0.55000000000000004},null,0,{"$f":"+I34","v":0},0,{"$f":"+J34","v":0},null,null,null,null,null,null,null,null,null,null,"Hurto",1.3968700000000001E-2,{"$f":"+X34/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},1.3968700000000001E-2,{"$f":"+Z34/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X34/(1-(X26+X27+X28+X29))","v":2.7650859671397247E-2},{"$f":"ROUND(AE5*AD34/1000,2)","v":0},{"$f":"ROUND(AE34*(1-X28),2)","v":0},{"$f":"ROUND(AE34*X28,2)","v":0}]
["Deshonestidad de trabajadores del hogar",{"$f":"tasas!$H$34","v":7.0686999999999998E-3},null,{"$f":"B35/(1-(B26+B27+B28+B29))","v":1.3992399561820763E-2},{"$f":"ROUND(E3*D35/1000,2)","v":1.4},{"$f":"ROUND(E35*(1-B28),2)","v":1.1200000000000001},{"$f":"ROUND(E35*B28,2)","v":0.28000000000000003},null,0,0,0,0,null,null,null,null,null,null,null,null,null,null,"Deshonestidad de trabajadores del hogar",7.0686999999999998E-3,{"$f":"+X35/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},7.0686999999999998E-3,{"$f":"+Z35/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X35/(1-(X26+X27+X28+X29))","v":1.3992399561820763E-2},{"$f":"ROUND(AE5*AD35/1000,2)","v":0},{"$f":"ROUND(AE35*(1-X28),2)","v":0},{"$f":"ROUND(AE35*X28,2)","v":0}]
[]
[null,null,null,{"$f":"B31/(1-(B26+B27+B28+B29))","v":4.9953242538224885},{"$f":"ROUND(E3*D37/1000,2)","v":499.53},{"$f":"ROUND(E37*(1-B28),2)","v":399.62},{"$f":"ROUND(E37*B28,2)","v":99.91},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"X31/(1-(X26+X27+X28+X29))","v":4.9999008277026826},{"$f":"ROUND(AE5*AD37/1000,2)","v":0},{"$f":"ROUND(AE37*(1-X28),2)","v":0},{"$f":"ROUND(AE37*X28,2)","v":0}]
[null,null,null,null,"Suma de Cob",{"$f":"SUM(F32:F35)","v":399.63000000000005},{"$f":"SUM(G32:G35)","v":99.91},null,{"$f":"SUM(I32:I35)","v":0},{"$f":"SUM(J32:J35)","v":-6.0000000000286491E-3},{"$f":"SUM(K32:K35)","v":0},{"$f":"SUM(L32:L35)","v":0}]
[null,null,null,null,"Esperado",{"$f":"E37*(1-B28)","v":399.62400000000002},{"$f":"E37*B28","v":99.906000000000006},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TOTAL COMPLETA 1",{"$f":"#REF!+AE19+AE37","v":{"$error":"#REF!"}},{"$f":"IF(AF41<>AF40,AF40,AF41)","v":{"$error":"#REF!"}},{"$f":"IF(AG41<>AG40,AG40,AG41)","v":{"$error":"#REF!"}}]
[null,null,null,null,"Faltante",{"$f":"F39-F38","v":-6.0000000000286491E-3},{"$f":"G39-G38","v":-3.9999999999906777E-3},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Suma Ajustada",{"$f":"#REF!+#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!+#REF!","v":{"$error":"#REF!"}}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Suma Esperada",{"$f":"#REF!+AF19+AF37","v":{"$error":"#REF!"}},{"$f":"#REF!+AG19+AG37","v":{"$error":"#REF!"}}]
[null,null,null,"TOTAL COMPLETA 1",{"$f":"+E19+E37","v":719.54},{"$f":"IF(F44<>F43,F43,F44)","v":0},{"$f":"IF(G44<>G43,G43,G44)","v":0}]
[null,null,null,null,"Suma Ajustada",null,null,null,{"$f":"+I38+I20","v":62.84},{"$f":"+J38+J20","v":62.813999999999972},{"$f":"+K38+K20","v":62.82},154.5]
[null,null,null,null,"Suma Esperada",{"$f":"+F39+F21","v":575.63200000000006},{"$f":"+G39+G21","v":143.90800000000002}]
[]
["Tipo de bien: Inmueble","tasa de riesgo",null,"COMPLETA 2 - Inmueble",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tipo de bien: Inmueble","tasa de riesgo","tasa comercial","tasa de riesgo","tasa comercial",null,null,"COMPLETA 2 - Inmueble"]
[null,"Corredores",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Corredores","Corredores","NNDD","NNDD"]
["Gastos generales",3.0672899999999999E-2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos generales",3.0672899999999999E-2,3.0672905132556546E-2,0.15,0.15]
["Gastos de comercialización",0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos de comercialización",0,0,0.05,0.05]
["Comisión local",0.2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Comisión local",0.2,0.2,0,0]
["Utilidad antes de Imp",0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Utilidad antes de Imp",0,0,3.0656800000000001E-2,3.0656799711687509E-2]
["Tasa comercial %o",{"$f":"+B53/(1-(B48+B49+B50+B51))","v":2.2000583366944961},null,"Tasa Comercial","Prima Neta","Prima","Comisión",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa comercial %o",{"$f":"+X53/(1-(X48+X49+X50+X51))","v":2.2000583366944961},{"$f":"+SUM(Y54:Y64)","v":{"$error":"#REF!"}},{"$f":"+Z53/(1-(Z48+Z49+Z50+Z51))","v":2.2000120362407829},{"$f":"+SUM(AA54:AA64)","v":{"$error":"#REF!"}},null,null,"Tasa Comercial","Prima Neta","Prima","Comisión"]
["Tasa de Riesgo %o",{"$f":"+SUM(B54:B64)","v":1.6925645},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(X54:X64)","v":1.6925645},null,{"$f":"+SUM(Z54:Z64)","v":1.6925642999999999}]
["Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.56119669999999999,null,{"$f":"B54/(1-(B48+B49+B50+B51))","v":0.7294643591783001},{"$f":"ROUND(E46*D54/1000,2)","v":0},{"$f":"ROUND(E54*(1-B50),2)","v":0},{"$f":"ROUND(E54*B50,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.56119669999999999,{"$f":"+X54/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.56119669999999999,{"$f":"+Z54/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X54/(1-(X48+X49+X50+X51))","v":0.7294643591783001},{"$f":"ROUND(AE46*AD54/1000,2)","v":0},{"$f":"ROUND(AE54*(1-X50),2)","v":0},{"$f":"ROUND(AE54*X50,2)","v":0}]
["Terremoto, temblor",0.92508789999999996,null,{"$f":"B55/(1-(B48+B49+B50+B51))","v":1.2024636854726682},{"$f":"ROUND(E46*D55/1000,2)","v":0},{"$f":"ROUND(E55*(1-B50),2)","v":0},{"$f":"ROUND(E55*B50,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Terremoto, temblor",0.92508789999999996,{"$f":"+X55/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.92508789999999996,{"$f":"+Z55/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X55/(1-(X48+X49+X50+X51))","v":1.2024636854726682},{"$f":"ROUND(AE46*AD55/1000,2)","v":0},{"$f":"ROUND(AE55*(1-X50),2)","v":0},{"$f":"ROUND(AE55*X50,2)","v":0}]
["Riesgos de la naturaleza",0.1027875,null,{"$f":"B56/(1-(B48+B49+B50+B51))","v":0.13360701839308664},{"$f":"ROUND(E46*D56/1000,2)","v":0},{"$f":"ROUND(E56*(1-B50),2)","v":0},{"$f":"ROUND(E56*B50,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Riesgos de la naturaleza",0.1027875,{"$f":"+X56/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.1027875,{"$f":"+Z56/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X56/(1-(X48+X49+X50+X51))","v":0.13360701839308664},{"$f":"ROUND(AE46*AD56/1000,2)","v":0},{"$f":"ROUND(AE56*(1-X50),2)","v":0},{"$f":"ROUND(AE56*X50,2)","v":0}]
["Riesgos políticos y sociales",5.0000000000000001E-3,null,{"$f":"B57/(1-(B48+B49+B50+B51))","v":6.4991861069238306E-3},{"$f":"ROUND(E46*D57/1000,2)","v":0},{"$f":"ROUND(E57*(1-B50),2)","v":0},{"$f":"ROUND(E57*B50,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Riesgos políticos y sociales",5.0000000000000001E-3,{"$f":"+X57/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},5.0000000000000001E-3,{"$f":"+Z57/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X57/(1-(X48+X49+X50+X51))","v":6.4991861069238306E-3},{"$f":"ROUND(AE46*AD57/1000,2)","v":0},{"$f":"ROUND(AE57*(1-X50),2)","v":0},{"$f":"ROUND(AE57*X50,2)","v":0}]
["Responsabilidad Civil frente a terceros",6.267E-3,null,{"$f":"B58/(1-(B48+B49+B50+B51))","v":8.14607986641833E-3},{"$f":"ROUND(E46*D58/1000,2)","v":0},{"$f":"ROUND(E58*(1-B50),2)","v":0},{"$f":"ROUND(E58*B50,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Responsabilidad Civil frente a terceros",6.267E-3,{"$f":"+X58/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},6.267E-3,{"$f":"+Z58/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X58/(1-(X48+X49+X50+X51))","v":8.14607986641833E-3},{"$f":"ROUND(AE46*AD58/1000,2)","v":0},{"$f":"ROUND(AE58*(1-X50),2)","v":0},{"$f":"ROUND(AE58*X50,2)","v":0}]
["Rotura accidental de vidrio y/o cristales",1.7274100000000001E-2,null,{"$f":"B59/(1-(B48+B49+B50+B51))","v":2.2453518145922589E-2},{"$f":"ROUND(E46*D59/1000,2)","v":0},{"$f":"ROUND(E59*(1-B50),2)","v":0},{"$f":"ROUND(E59*B50,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Rotura accidental de vidrio y/o cristales",1.7274100000000001E-2,{"$f":"+X59/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},1.7274100000000001E-2,{"$f":"+Z59/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X59/(1-(X48+X49+X50+X51))","v":2.2453518145922589E-2},{"$f":"ROUND(AE46*AD59/1000,2)","v":0},{"$f":"ROUND(AE59*(1-X50),2)","v":0},{"$f":"ROUND(AE59*X50,2)","v":0}]
["Robo o intento de robo de instalaciones fijas",3.6160000000000001E-4,null,{"$f":"B60/(1-(B48+B49+B50+B51))","v":4.7002113925273141E-4},{"$f":"ROUND(E46*D60/1000,2)","v":0},{"$f":"ROUND(E60*(1-B50),2)","v":0},{"$f":"ROUND(E60*B50,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Robo o intento de robo de instalaciones fijas",3.6160000000000001E-4,{"$f":"+X60/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},3.6160000000000001E-4,{"$f":"+Z60/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X60/(1-(X48+X49+X50+X51))","v":4.7002113925273141E-4},{"$f":"ROUND(AE46*AD60/1000,2)","v":0},{"$f":"ROUND(AE60*(1-X50),2)","v":0},{"$f":"ROUND(AE60*X50,2)","v":0}]
["Reembolso de gastos médicos por accidentes de trabajadores del hogar",2.9409000000000002E-3,null,{"$f":"B61/(1-(B48+B49+B50+B51))","v":3.8226912843704591E-3},{"$f":"ROUND(E46*D61/1000,2)","v":0},{"$f":"ROUND(E61*(1-B50),2)","v":0},{"$f":"ROUND(E61*B50,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Reembolso de gastos médicos por accidentes de trabajadores del hogar",2.9409000000000002E-3,{"$f":"+X61/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},2.9409000000000002E-3,{"$f":"+Z61/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X61/(1-(X48+X49+X50+X51))","v":3.8226912843704591E-3},{"$f":"ROUND(AE46*AD61/1000,2)","v":0},{"$f":"ROUND(AE61*(1-X50),2)","v":0},{"$f":"ROUND(AE61*X50,2)","v":0}]
["Gasto de arrendamiento de vivienda temporal",4.5742999999999999E-3,null,{"$f":"B62/(1-(B48+B49+B50+B51))","v":5.9458454017803355E-3},{"$f":"ROUND(E46*D62/1000,2)","v":0},{"$f":"ROUND(E62*(1-B50),2)","v":0},{"$f":"ROUND(E62*B50,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gasto de arrendamiento de vivienda temporal",4.5742999999999999E-3,{"$f":"+X62/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},4.5742999999999999E-3,{"$f":"+Z62/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X62/(1-(X48+X49+X50+X51))","v":5.9458454017803355E-3},{"$f":"ROUND(AE46*AD62/1000,2)","v":0},{"$f":"ROUND(AE62*(1-X50),2)","v":0},{"$f":"ROUND(AE62*X50,2)","v":0}]
["Alquiler no  percibido por inmueble inhabitable temporalmente",4.5742999999999999E-3,null,{"$f":"B63/(1-(B48+B49+B50+B51))","v":5.9458454017803355E-3},{"$f":"ROUND(E46*D63/1000,2)","v":0},{"$f":"ROUND(E63*(1-B50),2)","v":0},{"$f":"ROUND(E63*B50,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Alquiler no  percibido por inmueble inhabitable temporalmente",4.5742999999999999E-3,{"$f":"+X63/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},4.5742999999999999E-3,{"$f":"+Z63/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X63/(1-(X48+X49+X50+X51))","v":5.9458454017803355E-3},{"$f":"ROUND(AE46*AD63/1000,2)","v":0},{"$f":"ROUND(AE63*(1-X50),2)","v":0},{"$f":"ROUND(AE63*X50,2)","v":0}]
["Asistencias",6.2500200000000006E-2,null,null,{"$f":"E66*B65","v":0},{"$f":"F66*B65","v":0},{"$f":"G66*B65","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Asistencias",6.2500200000000006E-2,{"$f":"+X64/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},6.25E-2,{"$f":"+Z64/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,null,{"$f":"AE66*X65","v":0},{"$f":"AF66*X65","v":0},{"$f":"AG66*X65","v":0}]
["Cantidad de asistencias",6,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cantidad de asistencias",6,6,6,6]
["Tasa por asistencia",{"$f":"B64/B65","v":1.0416700000000001E-2},null,{"$f":"B66/(1-(B48+B49+B50+B51))","v":1.3540014383998693E-2},{"$f":"ROUND(E46*D66/1000,2)","v":0},{"$f":"ROUND(E66*(1-B50),2)","v":0},{"$f":"ROUND(E66*B50,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa por asistencia",{"$f":"X64/X65","v":1.0416700000000001E-2},{"$f":"+ROUND(Y64/Y65,7)","v":{"$error":"#REF!"}},1.0416699999999999E-2,1.0416699999999999E-2,null,null,{"$f":"X66/(1-(X48+X49+X50+X51))","v":1.3540014383998693E-2},{"$f":"ROUND(AE46*AD66/1000,2)","v":0},{"$f":"ROUND(AE66*(1-X50),2)","v":0},{"$f":"ROUND(AE66*X50,2)","v":0}]
[]
[null,null,null,{"$f":"B53/(1-(B48+B49+B50+B51))","v":2.2000583366944961},{"$f":"ROUND(E46*D68/1000,2)","v":0},{"$f":"ROUND(E68*(1-B50),2)","v":0},{"$f":"ROUND(E68*B50,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"X53/(1-(X48+X49+X50+X51))","v":2.2000583366944961},{"$f":"ROUND(AE46*AD68/1000,2)","v":0},{"$f":"ROUND(AE68*(1-X50),2)","v":0},{"$f":"ROUND(AE68*X50,2)","v":0}]
[null,null,null,null,"Suma de Cob",{"$f":"SUM(F54:F64)","v":0},{"$f":"SUM(G54:G64)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Suma de Cob",{"$f":"SUM(AF54:AF64)","v":0},{"$f":"SUM(AG54:AG64)","v":0}]
[null,null,null,null,"Esperado",{"$f":"E68*(1-B50)","v":0},{"$f":"E68*B50","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Esperado",{"$f":"AE68*(1-X50)","v":0},{"$f":"AE68*X50","v":0}]
[null,null,null,null,"Faltante",{"$f":"F70-F69","v":0},{"$f":"G70-G69","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Faltante",{"$f":"AF70-AF69","v":0},{"$f":"AG70-AG69","v":0}]
[]
[]
[]
["Tipo de bien: Bienes","tasa de riesgo",null,"COMPLETA 2 - Contenido",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tipo de bien: Bienes","tasa de riesgo","tasa comercial","tasa de riesgo","tasa comercial",null,null,"COMPLETA 2 - Contenido"]
[null,"Corredores",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Corredores","Corredores","NNDD","NNDD"]
["Gastos generales",0.1142203,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos generales",0.1142203,3.0672905132556546E-2,0.13963639999999999,0.15]
["Gastos de comercialización",0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos de comercialización",0,0,0.05,0.05]
["Comisión local",0.2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Comisión local",0.2,0.2,0,0]
["Utilidad antes de Imp",0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Utilidad antes de Imp",0,0,0,3.0656799711687509E-2]
["Tasa comercial %o",{"$f":"+B82/(1-(B77+B78+B79+B80))","v":2.2000875791453143},null,"Tasa Comercial","Prima Neta","Prima","Comisión",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa comercial %o",{"$f":"+X82/(1-(X77+X78+X79+X80))","v":2.2000875791453143},{"$f":"+SUM(Y83:Y87)","v":{"$error":"#REF!"}},{"$f":"+Z82/(1-(Z77+Z78+Z79+Z80))","v":2.2003151424866565},{"$f":"+SUM(AA83:AA87)","v":{"$error":"#REF!"}},null,null,"Tasa Comercial","Prima Neta","Prima","Comisión"]
["Tasa de Riesgo %o",{"$f":"+SUM(B83:B87)","v":1.5087753999999998},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(X83:X87)","v":1.5087753999999998},null,{"$f":"+SUM(Z83:Z87)","v":1.7830553}]
["Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.41339979999999998,null,{"$f":"B83/(1-(B77+B78+B79+B80))","v":0.60281720208399281},{"$f":"ROUND(E75*D83/1000, 2)","v":0},{"$f":"ROUND(E83*(1-B79),2)","v":0},{"$f":"ROUND(E83*B79,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.41339979999999998,{"$f":"+X83/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.41339979999999998,{"$f":"+Z83/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X83/(1-(X77+X78+X79+X80))","v":0.60281720208399281},{"$f":"ROUND(AE75*AD83/1000, 2)","v":0},{"$f":"ROUND(AE83*(1-X79),2)","v":0},{"$f":"ROUND(AE83*X79,2)","v":0}]
["Terremoto, temblor",0.92508789999999996,null,{"$f":"B84/(1-(B77+B78+B79+B80))","v":1.3489578358764482},{"$f":"ROUND(E75*D84/1000,2)","v":0},{"$f":"ROUND(E84*(1-B79),2)","v":0},{"$f":"ROUND(E84*B79,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Terremoto, temblor",0.92508789999999996,{"$f":"+X84/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.92508789999999996,{"$f":"+Z84/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X84/(1-(X77+X78+X79+X80))","v":1.3489578358764482},{"$f":"ROUND(AE75*AD84/1000,2)","v":0},{"$f":"ROUND(AE84*(1-X79),2)","v":0},{"$f":"ROUND(AE84*X79,2)","v":0}]
["Riesgos de la naturaleza",0.1027875,null,{"$f":"B85/(1-(B77+B78+B79+B80))","v":0.14988413917763971},{"$f":"ROUND(E75*D85/1000,2)","v":0},{"$f":"ROUND(E85*(1-B79),2)","v":0},{"$f":"ROUND(E85*B79,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Riesgos de la naturaleza",0.1027875,{"$f":"+X85/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.1027875,{"$f":"+Z85/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X85/(1-(X77+X78+X79+X80))","v":0.14988413917763971},{"$f":"ROUND(AE75*AD85/1000,2)","v":0},{"$f":"ROUND(AE85*(1-X79),2)","v":0},{"$f":"ROUND(AE85*X79,2)","v":0}]
["Riesgos políticos y sociales",5.0000000000000001E-3,null,{"$f":"B86/(1-(B77+B78+B79+B80))","v":7.2909711383991101E-3},{"$f":"ROUND(E75*D86/1000,2)","v":0},{"$f":"ROUND(E86*(1-B79),2)","v":0},{"$f":"ROUND(E86*B79,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Riesgos políticos y sociales",5.0000000000000001E-3,{"$f":"+X86/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},5.0000000000000001E-3,{"$f":"+Z86/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X86/(1-(X77+X78+X79+X80))","v":7.2909711383991101E-3},{"$f":"ROUND(AE75*AD86/1000,2)","v":0},{"$f":"ROUND(AE86*(1-X79),2)","v":0},{"$f":"ROUND(AE86*X79,2)","v":0}]
["Asistencias",6.2500200000000006E-2,null,null,{"$f":"E89*B88","v":0},{"$f":"F89*B88","v":0},{"$f":"G89*B88","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Asistencias",6.2500200000000006E-2,{"$f":"+X87/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.33678010000000003,{"$f":"+Z87/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,null,{"$f":"AE89*X88","v":0},{"$f":"AF89*X88","v":0},{"$f":"AG89*X88","v":0}]
["Cantidad de asistencias",6,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cantidad de asistencias",6,6,6,6]
["Tasa por asistencia",{"$f":"B87/B88","v":1.0416700000000001E-2},null,{"$f":"B89/(1-(B77+B78+B79+B80))","v":1.5189571811472404E-2},{"$f":"ROUND(E75*D89/1000,2)","v":0},{"$f":"ROUND(E89*(1-B79),2)","v":0},{"$f":"ROUND(E89*B79,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa por asistencia",{"$f":"X87/X88","v":1.0416700000000001E-2},{"$f":"+ROUND(Y87/Y88,7)","v":{"$error":"#REF!"}},1.0416699999999999E-2,1.0416699999999999E-2,null,null,{"$f":"X89/(1-(X77+X78+X79+X80))","v":1.5189571811472404E-2},{"$f":"ROUND(AE75*AD89/1000,2)","v":0},{"$f":"ROUND(AE89*(1-X79),2)","v":0},{"$f":"ROUND(AE89*X79,2)","v":0}]
[]
[null,null,null,{"$f":"B82/(1-(B77+B78+B79+B80))","v":2.2000875791453143},{"$f":"ROUND(E75*D91/1000,2)","v":0},{"$f":"ROUND(E91*(1-B79),2)","v":0},{"$f":"ROUND(E91*B79,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"X82/(1-(X77+X78+X79+X80))","v":2.2000875791453143},{"$f":"ROUND(AE75*AD91/1000,2)","v":0},{"$f":"ROUND(AE91*(1-X79),2)","v":0},{"$f":"ROUND(AE91*X79,2)","v":0}]
[null,null,null,null,"Suma de Cob",{"$f":"SUM(F83:F87)","v":0},{"$f":"SUM(G83:G87)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Suma de Cob",{"$f":"SUM(AF83:AF87)","v":0},{"$f":"SUM(AG83:AG87)","v":0}]
[null,null,null,null,"Esperado",{"$f":"E91*(1-B79)","v":0},{"$f":"E91*B79","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Esperado",{"$f":"AE91*(1-X79)","v":0},{"$f":"AE91*X79","v":0}]
[null,null,null,null,"Faltante",{"$f":"F93-F92","v":0},{"$f":"G93-G92","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Faltante",{"$f":"AF93-AF92","v":0},{"$f":"AG93-AG92","v":0}]
[]
[]
["Tipo de bien: Bienes con robo","Corredores",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tipo de bien: Bienes con robo","Corredores","Corredores","NNDD","NNDD"]
["Gastos generales",0.15,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos generales",0.15,0.15,0.15,0.15]
["Gastos de comercialización",0.05,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos de comercialización",0.05,0.05,0.05,0.05]
["Comisión local",0.2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Comisión local",0.2,0.2,0,0]
["Utilidad antes de Imp",9.4818600000000003E-2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Utilidad antes de Imp",9.4818600000000003E-2,9.4818618872647503E-2,0.29477880000000001,0.29477881366445952]
["Tasa comercial %o",{"$f":"+B103/(1-(B98+B99+B100+B101))","v":4.9999008277026826},null,"Tasa Comercial","Prima Neta","Prima","Comisión",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa comercial %o",{"$f":"+X103/(1-(X98+X99+X100+X101))","v":4.9999008277026826},{"$f":"+SUM(Y104:Y107)","v":{"$error":"#REF!"}},{"$f":"+Z103/(1-(Z98+Z99+Z100+Z101))","v":4.9995069486395263},{"$f":"+SUM(AA104:AA107)","v":{"$error":"#REF!"}},null,null,"Tasa Comercial","Prima Neta","Prima","Comisión"]
["Tasa de Riesgo %o",{"$f":"+SUM(B104:B107)","v":2.5258569},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(X104:X107)","v":2.5258569},null,{"$f":"+SUM(Z104:Z107)","v":2.5258569}]
["Robo y/o daños por intento de robo de bienes ",2.4425075000000001,null,{"$f":"B104/(1-(B98+B99+B100+B101))","v":4.8349117762451268},{"$f":"ROUND(E75*D104/1000,2)","v":0},{"$f":"ROUND(E104*(1-B100),2)","v":0},{"$f":"ROUND(E104*B100,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Robo y/o daños por intento de robo de bienes ",2.4425075000000001,{"$f":"+X104/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},2.4425075000000001,{"$f":"+Z104/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X104/(1-(X98+X99+X100+X101))","v":4.8349117762451268},{"$f":"ROUND(AE75*AD104/1000,2)","v":0},{"$f":"ROUND(AE104*(1-X100),2)","v":0},{"$f":"ROUND(AE104*X100,2)","v":0}]
["Robo y/o daños por intento de robo de bienes especiales: joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda",6.2311999999999999E-2,null,{"$f":"B105/(1-(B98+B99+B100+B101))","v":0.12334579222433763},{"$f":"ROUND(E75*D105/1000,2)","v":0},{"$f":"ROUND(E105*(1-B100),2)","v":0},{"$f":"ROUND(E105*B100,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Robo y/o daños por intento de robo de bienes especiales: joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda",6.2311999999999999E-2,{"$f":"+X105/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},6.2311999999999999E-2,{"$f":"+Z105/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X105/(1-(X98+X99+X100+X101))","v":0.12334579222433763},{"$f":"ROUND(AE75*AD105/1000,2)","v":0},{"$f":"ROUND(AE105*(1-X100),2)","v":0},{"$f":"ROUND(AE105*X100,2)","v":0}]
["Hurto",1.3968700000000001E-2,null,{"$f":"B106/(1-(B98+B99+B100+B101))","v":2.7650859671397247E-2},{"$f":"ROUND(E75*D106/1000,2)","v":0},{"$f":"ROUND(E106*(1-B100),2)","v":0},{"$f":"ROUND(E106*B100,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Hurto",1.3968700000000001E-2,{"$f":"+X106/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},1.3968700000000001E-2,{"$f":"+Z106/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X106/(1-(X98+X99+X100+X101))","v":2.7650859671397247E-2},{"$f":"ROUND(AE75*AD106/1000,2)","v":0},{"$f":"ROUND(AE106*(1-X100),2)","v":0},{"$f":"ROUND(AE106*X100,2)","v":0}]
["Deshonestidad de trabajadores del hogar",7.0686999999999998E-3,null,{"$f":"B107/(1-(B98+B99+B100+B101))","v":1.3992399561820763E-2},{"$f":"ROUND(E75*D107/1000,2)","v":0},{"$f":"ROUND(E107*(1-B100),2)","v":0},{"$f":"ROUND(E107*B100,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Deshonestidad de trabajadores del hogar",7.0686999999999998E-3,{"$f":"+X107/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},7.0686999999999998E-3,{"$f":"+Z107/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X107/(1-(X98+X99+X100+X101))","v":1.3992399561820763E-2},{"$f":"ROUND(AE75*AD107/1000,2)","v":0},{"$f":"ROUND(AE107*(1-X100),2)","v":0},{"$f":"ROUND(AE107*X100,2)","v":0}]
[]
[null,null,null,{"$f":"B103/(1-(B98+B99+B100+B101))","v":4.9999008277026826},{"$f":"ROUND(E75*D109/1000,2)","v":0},{"$f":"ROUND(E109*(1-B100),2)","v":0},{"$f":"ROUND(E109*B100,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"X103/(1-(X98+X99+X100+X101))","v":4.9999008277026826},{"$f":"ROUND(AE75*AD109/1000,2)","v":0},{"$f":"ROUND(AE109*(1-X100),2)","v":0},{"$f":"ROUND(AE109*X100,2)","v":0}]
[]
[null,null,null,"TOTAL COMPLETA 2",{"$f":"E68+E91+E109","v":0},{"$f":"IF(F113<>F112,F112,F113)","v":{"$error":"#REF!"}},{"$f":"IF(G113<>G112,G112,G113)","v":{"$error":"#REF!"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TOTAL COMPLETA 2",{"$f":"AE68+AE91+AE109","v":0},{"$f":"IF(AF113<>AF112,AF112,AF113)","v":{"$error":"#REF!"}},{"$f":"IF(AG113<>AG112,AG112,AG113)","v":{"$error":"#REF!"}}]
[null,null,null,null,"Suma Ajustada",{"$f":"#REF!+#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!+#REF!","v":{"$error":"#REF!"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Suma Ajustada",{"$f":"#REF!+#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!+#REF!","v":{"$error":"#REF!"}}]
[null,null,null,null,"Suma Esperada",{"$f":"F68+F91+F109","v":0},{"$f":"G68+G91+G109","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Suma Esperada",{"$f":"AF68+AF91+AF109","v":0},{"$f":"AE111*X100","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
["Tipo de bien: Inmueble","tasa de riesgo",null,"COMPLETA 3 - Inmueble",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tipo de bien: Inmueble","tasa de riesgo","tasa comercial","tasa de riesgo","tasa comercial",null,null,"COMPLETA 3 - Inmueble"]
[null,"Corredores",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Corredores","Corredores","NNDD","NNDD"]
["Gastos generales",3.0672899999999999E-2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos generales",3.0672899999999999E-2,3.0672905132556546E-2,0.15,0.15]
["Gastos de comercialización",0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos de comercialización",0,0,0.05,0.05]
["Comisión local",0.2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Comisión local",0.2,0.2,0,0]
["Utilidad antes de Imp",0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Utilidad antes de Imp",0,0,3.0656800000000001E-2,3.0656799711687509E-2]
["Tasa comercial %o",{"$f":"+B129/(1-(B124+B125+B126+B127))","v":2.2000583366944961},null,"Tasa Comercial","Prima Neta","Prima","Comisión",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa comercial %o",{"$f":"+X129/(1-(X124+X125+X126+X127))","v":2.2000583366944961},{"$f":"+SUM(Y130:Y140)","v":{"$error":"#REF!"}},{"$f":"+Z129/(1-(Z124+Z125+Z126+Z127))","v":2.2000120362407829},{"$f":"+SUM(AA130:AA140)","v":{"$error":"#REF!"}},null,null,"Tasa Comercial","Prima Neta","Prima","Comisión"]
["Tasa de Riesgo %o",{"$f":"+SUM(B130:B140)","v":1.6925645},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(X130:X140)","v":1.6925645},null,{"$f":"+SUM(Z130:Z140)","v":1.6925642999999999}]
["Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.56119669999999999,null,{"$f":"B130/(1-(B124+B125+B126+B127))","v":0.7294643591783001},{"$f":"ROUND(E122*D130/1000,2)","v":0},{"$f":"ROUND(E130*(1-B126),2)","v":0},{"$f":"ROUND(E130*B126,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.56119669999999999,{"$f":"+X130/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.56119669999999999,{"$f":"+Z130/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X130/(1-(X124+X125+X126+X127))","v":0.7294643591783001},{"$f":"ROUND(AE122*AD130/1000,2)","v":0},{"$f":"ROUND(AE130*(1-X126),2)","v":0},{"$f":"ROUND(AE130*X126,2)","v":0}]
["Terremoto, temblor",0.92508789999999996,null,{"$f":"B131/(1-(B124+B125+B126+B127))","v":1.2024636854726682},{"$f":"ROUND(E122*D131/1000,2)","v":0},{"$f":"ROUND(E131*(1-B126),2)","v":0},{"$f":"ROUND(E131*B126,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Terremoto, temblor",0.92508789999999996,{"$f":"+X131/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.92508789999999996,{"$f":"+Z131/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X131/(1-(X124+X125+X126+X127))","v":1.2024636854726682},{"$f":"ROUND(AE122*AD131/1000,2)","v":0},{"$f":"ROUND(AE131*(1-X126),2)","v":0},{"$f":"ROUND(AE131*X126,2)","v":0}]
["Riesgos de la naturaleza",0.1027875,null,{"$f":"B132/(1-(B124+B125+B126+B127))","v":0.13360701839308664},{"$f":"ROUND(E122*D132/1000,2)","v":0},{"$f":"ROUND(E132*(1-B126),2)","v":0},{"$f":"ROUND(E132*B126,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Riesgos de la naturaleza",0.1027875,{"$f":"+X132/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.1027875,{"$f":"+Z132/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X132/(1-(X124+X125+X126+X127))","v":0.13360701839308664},{"$f":"ROUND(AE122*AD132/1000,2)","v":0},{"$f":"ROUND(AE132*(1-X126),2)","v":0},{"$f":"ROUND(AE132*X126,2)","v":0}]
["Riesgos políticos y sociales",5.0000000000000001E-3,null,{"$f":"B133/(1-(B124+B125+B126+B127))","v":6.4991861069238306E-3},{"$f":"ROUND(E122*D133/1000,2)","v":0},{"$f":"ROUND(E133*(1-B126),2)","v":0},{"$f":"ROUND(E133*B126,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Riesgos políticos y sociales",5.0000000000000001E-3,{"$f":"+X133/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},5.0000000000000001E-3,{"$f":"+Z133/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X133/(1-(X124+X125+X126+X127))","v":6.4991861069238306E-3},{"$f":"ROUND(AE122*AD133/1000,2)","v":0},{"$f":"ROUND(AE133*(1-X126),2)","v":0},{"$f":"ROUND(AE133*X126,2)","v":0}]
["Responsabilidad Civil frente a terceros",6.267E-3,null,{"$f":"B134/(1-(B124+B125+B126+B127))","v":8.14607986641833E-3},{"$f":"ROUND(E122*D134/1000,2)","v":0},{"$f":"ROUND(E134*(1-B126),2)","v":0},{"$f":"ROUND(E134*B126,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Responsabilidad Civil frente a terceros",6.267E-3,{"$f":"+X134/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},6.267E-3,{"$f":"+Z134/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X134/(1-(X124+X125+X126+X127))","v":8.14607986641833E-3},{"$f":"ROUND(AE122*AD134/1000,2)","v":0},{"$f":"ROUND(AE134*(1-X126),2)","v":0},{"$f":"ROUND(AE134*X126,2)","v":0}]
["Rotura accidental de vidrio y/o cristales",1.7274100000000001E-2,null,{"$f":"B135/(1-(B124+B125+B126+B127))","v":2.2453518145922589E-2},{"$f":"ROUND(E122*D135/1000,2)","v":0},{"$f":"ROUND(E135*(1-B126),2)","v":0},{"$f":"ROUND(E135*B126,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Rotura accidental de vidrio y/o cristales",1.7274100000000001E-2,{"$f":"+X135/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},1.7274100000000001E-2,{"$f":"+Z135/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X135/(1-(X124+X125+X126+X127))","v":2.2453518145922589E-2},{"$f":"ROUND(AE122*AD135/1000,2)","v":0},{"$f":"ROUND(AE135*(1-X126),2)","v":0},{"$f":"ROUND(AE135*X126,2)","v":0}]
["Robo o intento de robo de instalaciones fijas",3.6160000000000001E-4,null,{"$f":"B136/(1-(B124+B125+B126+B127))","v":4.7002113925273141E-4},{"$f":"ROUND(E122*D136/1000,2)","v":0},{"$f":"ROUND(E136*(1-B126),2)","v":0},{"$f":"ROUND(E136*B126,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Robo o intento de robo de instalaciones fijas",3.6160000000000001E-4,{"$f":"+X136/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},3.6160000000000001E-4,{"$f":"+Z136/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X136/(1-(X124+X125+X126+X127))","v":4.7002113925273141E-4},{"$f":"ROUND(AE122*AD136/1000,2)","v":0},{"$f":"ROUND(AE136*(1-X126),2)","v":0},{"$f":"ROUND(AE136*X126,2)","v":0}]
["Reembolso de gastos médicos por accidentes de trabajadores del hogar",2.9409000000000002E-3,null,{"$f":"B137/(1-(B124+B125+B126+B127))","v":3.8226912843704591E-3},{"$f":"ROUND(E122*D137/1000,2)","v":0},{"$f":"ROUND(E137*(1-B126),2)","v":0},{"$f":"ROUND(E137*B126,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Reembolso de gastos médicos por accidentes de trabajadores del hogar",2.9409000000000002E-3,{"$f":"+X137/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},2.9409000000000002E-3,{"$f":"+Z137/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X137/(1-(X124+X125+X126+X127))","v":3.8226912843704591E-3},{"$f":"ROUND(AE122*AD137/1000,2)","v":0},{"$f":"ROUND(AE137*(1-X126),2)","v":0},{"$f":"ROUND(AE137*X126,2)","v":0}]
["Gasto de arrendamiento de vivienda temporal",4.5742999999999999E-3,null,{"$f":"B138/(1-(B124+B125+B126+B127))","v":5.9458454017803355E-3},{"$f":"ROUND(E122*D138/1000,2)","v":0},{"$f":"ROUND(E138*(1-B126),2)","v":0},{"$f":"ROUND(E138*B126,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gasto de arrendamiento de vivienda temporal",4.5742999999999999E-3,{"$f":"+X138/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},4.5742999999999999E-3,{"$f":"+Z138/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X138/(1-(X124+X125+X126+X127))","v":5.9458454017803355E-3},{"$f":"ROUND(AE122*AD138/1000,2)","v":0},{"$f":"ROUND(AE138*(1-X126),2)","v":0},{"$f":"ROUND(AE138*X126,2)","v":0}]
["Alquiler no  percibido por inmueble inhabitable temporalmente",4.5742999999999999E-3,null,{"$f":"B139/(1-(B124+B125+B126+B127))","v":5.9458454017803355E-3},{"$f":"ROUND(E122*D139/1000,2)","v":0},{"$f":"ROUND(E139*(1-B126),2)","v":0},{"$f":"ROUND(E139*B126,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Alquiler no  percibido por inmueble inhabitable temporalmente",4.5742999999999999E-3,{"$f":"+X139/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},4.5742999999999999E-3,{"$f":"+Z139/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X139/(1-(X124+X125+X126+X127))","v":5.9458454017803355E-3},{"$f":"ROUND(AE122*AD139/1000,2)","v":0},{"$f":"ROUND(AE139*(1-X126),2)","v":0},{"$f":"ROUND(AE139*X126,2)","v":0}]
["Asistencias",6.2500200000000006E-2,null,null,{"$f":"E142*B141","v":0},{"$f":"F142*B141","v":0},{"$f":"G142*B141","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Asistencias",6.2500200000000006E-2,{"$f":"+X140/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},6.25E-2,{"$f":"+Z140/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,null,{"$f":"AE142*X141","v":0},{"$f":"AF142*X141","v":0},{"$f":"AG142*X141","v":0}]
["Cantidad de asistencias",6,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cantidad de asistencias",6,6,6,6]
["Tasa por asistencia",{"$f":"B140/B141","v":1.0416700000000001E-2},null,{"$f":"B142/(1-(B124+B125+B126+B127))","v":1.3540014383998693E-2},{"$f":"ROUND(E122*D142/1000,2)","v":0},{"$f":"ROUND(E142*(1-B126),2)","v":0},{"$f":"ROUND(E142*B126,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa por asistencia",{"$f":"X140/X141","v":1.0416700000000001E-2},{"$f":"+ROUND(Y140/Y141,7)","v":{"$error":"#REF!"}},1.0416699999999999E-2,1.0416699999999999E-2,null,null,{"$f":"X142/(1-(X124+X125+X126+X127))","v":1.3540014383998693E-2},{"$f":"ROUND(AE122*AD142/1000,2)","v":0},{"$f":"ROUND(AE142*(1-X126),2)","v":0},{"$f":"ROUND(AE142*X126,2)","v":0}]
[]
[null,null,null,{"$f":"B129/(1-(B124+B125+B126+B127))","v":2.2000583366944961},{"$f":"ROUND(E122*D144/1000,2)","v":0},{"$f":"ROUND(E144*(1-B126),2)","v":0},{"$f":"ROUND(E144*B126,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"X129/(1-(X124+X125+X126+X127))","v":2.2000583366944961},{"$f":"ROUND(AE122*AD144/1000,2)","v":0},{"$f":"ROUND(AE144*(1-X126),2)","v":0},{"$f":"ROUND(AE144*X126,2)","v":0}]
[]
[]
[]
[]
[]
[]
["Tipo de bien: Bienes","tasa de riesgo",null,"COMPLETA 3 - Contenido",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tipo de bien: Bienes","tasa de riesgo","tasa comercial","tasa de riesgo","tasa comercial",null,null,"COMPLETA 3 - Contenido"]
[null,"Corredores",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Corredores","Corredores","NNDD","NNDD"]
["Gastos generales",0.1142203,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos generales",0.1142203,3.0672905132556546E-2,0.13963639999999999,0.15]
["Gastos de comercialización",0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos de comercialización",0,0,0.05,0.05]
["Comisión local",0.2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Comisión local",0.2,0.2,0,0]
["Utilidad antes de Imp",0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Utilidad antes de Imp",0,0,0,3.0656799711687509E-2]
["Tasa comercial %o",{"$f":"+B158/(1-(B153+B154+B155+B156))","v":2.2000875791453143},null,"Tasa Comercial","Prima Neta","Prima","Comisión",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa comercial %o",{"$f":"+X158/(1-(X153+X154+X155+X156))","v":2.2000875791453143},{"$f":"+SUM(Y159:Y163)","v":{"$error":"#REF!"}},{"$f":"+Z158/(1-(Z153+Z154+Z155+Z156))","v":2.2003151424866565},{"$f":"+SUM(AA159:AA163)","v":{"$error":"#REF!"}},null,null,"Tasa Comercial","Prima Neta","Prima","Comisión"]
["Tasa de Riesgo %o",{"$f":"+SUM(B159:B163)","v":1.5087753999999998},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(X159:X163)","v":1.5087753999999998},null,{"$f":"+SUM(Z159:Z163)","v":1.7830553}]
["Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.41339979999999998,null,{"$f":"B159/(1-(B153+B154+B155+B156))","v":0.60281720208399281},{"$f":"ROUND(E151*D159/1000, 2)","v":0},{"$f":"ROUND(E159*(1-B155),2)","v":0},{"$f":"ROUND(E159*B155,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.41339979999999998,{"$f":"+X159/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.41339979999999998,{"$f":"+Z159/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X159/(1-(X153+X154+X155+X156))","v":0.60281720208399281},{"$f":"ROUND(AE151*AD159/1000, 2)","v":0},{"$f":"ROUND(AE159*(1-X155),2)","v":0},{"$f":"ROUND(AE159*X155,2)","v":0}]
["Terremoto, temblor",0.92508789999999996,null,{"$f":"B160/(1-(B153+B154+B155+B156))","v":1.3489578358764482},{"$f":"ROUND(E151*D160/1000,2)","v":0},{"$f":"ROUND(E160*(1-B155),2)","v":0},{"$f":"ROUND(E160*B155,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Terremoto, temblor",0.92508789999999996,{"$f":"+X160/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.92508789999999996,{"$f":"+Z160/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X160/(1-(X153+X154+X155+X156))","v":1.3489578358764482},{"$f":"ROUND(AE151*AD160/1000,2)","v":0},{"$f":"ROUND(AE160*(1-X155),2)","v":0},{"$f":"ROUND(AE160*X155,2)","v":0}]
["Riesgos de la naturaleza",0.1027875,null,{"$f":"B161/(1-(B153+B154+B155+B156))","v":0.14988413917763971},{"$f":"ROUND(E151*D161/1000,2)","v":0},{"$f":"ROUND(E161*(1-B155),2)","v":0},{"$f":"ROUND(E161*B155,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Riesgos de la naturaleza",0.1027875,{"$f":"+X161/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.1027875,{"$f":"+Z161/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X161/(1-(X153+X154+X155+X156))","v":0.14988413917763971},{"$f":"ROUND(AE151*AD161/1000,2)","v":0},{"$f":"ROUND(AE161*(1-X155),2)","v":0},{"$f":"ROUND(AE161*X155,2)","v":0}]
["Riesgos políticos y sociales",5.0000000000000001E-3,null,{"$f":"B162/(1-(B153+B154+B155+B156))","v":7.2909711383991101E-3},{"$f":"ROUND(E151*D162/1000,2)","v":0},{"$f":"ROUND(E162*(1-B155),2)","v":0},{"$f":"ROUND(E162*B155,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Riesgos políticos y sociales",5.0000000000000001E-3,{"$f":"+X162/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},5.0000000000000001E-3,{"$f":"+Z162/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X162/(1-(X153+X154+X155+X156))","v":7.2909711383991101E-3},{"$f":"ROUND(AE151*AD162/1000,2)","v":0},{"$f":"ROUND(AE162*(1-X155),2)","v":0},{"$f":"ROUND(AE162*X155,2)","v":0}]
["Asistencias",6.2500200000000006E-2,null,null,{"$f":"E165*B164","v":0},{"$f":"F165*B164","v":0},{"$f":"G165*B164","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Asistencias",6.2500200000000006E-2,{"$f":"+X163/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.33678010000000003,{"$f":"+Z163/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,null,{"$f":"AE165*X164","v":0},{"$f":"AF165*X164","v":0},{"$f":"AG165*X164","v":0}]
["Cantidad de asistencias",6,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cantidad de asistencias",6,6,6,6]
["Tasa por asistencia",{"$f":"B163/B164","v":1.0416700000000001E-2},null,{"$f":"B165/(1-(B153+B154+B155+B156))","v":1.5189571811472404E-2},{"$f":"ROUND(E151*D165/1000,2)","v":0},{"$f":"ROUND(E165*(1-B155),2)","v":0},{"$f":"ROUND(E165*B155,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa por asistencia",{"$f":"X163/X164","v":1.0416700000000001E-2},{"$f":"+ROUND(Y163/Y164,7)","v":{"$error":"#REF!"}},1.0416699999999999E-2,1.0416699999999999E-2,null,null,{"$f":"X165/(1-(X153+X154+X155+X156))","v":1.5189571811472404E-2},{"$f":"ROUND(AE151*AD165/1000,2)","v":0},{"$f":"ROUND(AE165*(1-X155),2)","v":0},{"$f":"ROUND(AE165*X155,2)","v":0}]
[]
[null,null,null,{"$f":"B158/(1-(B153+B154+B155+B156))","v":2.2000875791453143},{"$f":"ROUND(E151*D167/1000,2)","v":0},{"$f":"ROUND(E167*(1-B155),2)","v":0},{"$f":"ROUND(E167*B155,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"X158/(1-(X153+X154+X155+X156))","v":2.2000875791453143},{"$f":"ROUND(AE151*AD167/1000,2)","v":0},{"$f":"ROUND(AE167*(1-X155),2)","v":0},{"$f":"ROUND(AE167*X155,2)","v":0}]
[]
[]
[]
[]
[]
["Tipo de bien: Bienes con robo","Corredores",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tipo de bien: Bienes con robo","Corredores","Corredores","NNDD","NNDD"]
["Gastos generales",0.15,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos generales",0.15,0.15,0.15,0.15]
["Gastos de comercialización",0.05,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos de comercialización",0.05,0.05,0.05,0.05]
["Comisión local",0.2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Comisión local",0.2,0.2,0,0]
["Utilidad antes de Imp",9.4818600000000003E-2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Utilidad antes de Imp",9.4818600000000003E-2,9.4818618872647503E-2,0.29477880000000001,0.29477881366445952]
["Tasa comercial %o",{"$f":"+B179/(1-(B174+B175+B176+B177))","v":4.9999008277026826},null,"Tasa Comercial","Prima Neta","Prima","Comisión",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa comercial %o",{"$f":"+X179/(1-(X174+X175+X176+X177))","v":4.9999008277026826},{"$f":"+SUM(Y180:Y183)","v":{"$error":"#REF!"}},{"$f":"+Z179/(1-(Z174+Z175+Z176+Z177))","v":4.9995069486395263},{"$f":"+SUM(AA180:AA183)","v":{"$error":"#REF!"}},null,null,"Tasa Comercial","Prima Neta","Prima","Comisión"]
["Tasa de Riesgo %o",{"$f":"+SUM(B180:B183)","v":2.5258569},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(X180:X183)","v":2.5258569},null,{"$f":"+SUM(Z180:Z183)","v":2.5258569}]
["Robo y/o daños por intento de robo de bienes ",2.4425075000000001,null,{"$f":"B180/(1-(B174+B175+B176+B177))","v":4.8349117762451268},{"$f":"ROUND(E151*D180/1000,2)","v":0},{"$f":"ROUND(E180*(1-B176),2)","v":0},{"$f":"ROUND(E180*B176,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Robo y/o daños por intento de robo de bienes ",2.4425075000000001,{"$f":"+X180/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},2.4425075000000001,{"$f":"+Z180/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X180/(1-(X174+X175+X176+X177))","v":4.8349117762451268},{"$f":"ROUND(AE151*AD180/1000,2)","v":0},{"$f":"ROUND(AE180*(1-X176),2)","v":0},{"$f":"ROUND(AE180*X176,2)","v":0}]
["Robo y/o daños por intento de robo de bienes especiales: joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda",6.2311999999999999E-2,null,{"$f":"B181/(1-(B174+B175+B176+B177))","v":0.12334579222433763},{"$f":"ROUND(E151*D181/1000,2)","v":0},{"$f":"ROUND(E181*(1-B176),2)","v":0},{"$f":"ROUND(E181*B176,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Robo y/o daños por intento de robo de bienes especiales: joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda",6.2311999999999999E-2,{"$f":"+X181/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},6.2311999999999999E-2,{"$f":"+Z181/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X181/(1-(X174+X175+X176+X177))","v":0.12334579222433763},{"$f":"ROUND(AE151*AD181/1000,2)","v":0},{"$f":"ROUND(AE181*(1-X176),2)","v":0},{"$f":"ROUND(AE181*X176,2)","v":0}]
["Hurto",1.3968700000000001E-2,null,{"$f":"B182/(1-(B174+B175+B176+B177))","v":2.7650859671397247E-2},{"$f":"ROUND(E151*D182/1000,2)","v":0},{"$f":"ROUND(E182*(1-B176),2)","v":0},{"$f":"ROUND(E182*B176,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Hurto",1.3968700000000001E-2,{"$f":"+X182/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},1.3968700000000001E-2,{"$f":"+Z182/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X182/(1-(X174+X175+X176+X177))","v":2.7650859671397247E-2},{"$f":"ROUND(AE151*AD182/1000,2)","v":0},{"$f":"ROUND(AE182*(1-X176),2)","v":0},{"$f":"ROUND(AE182*X176,2)","v":0}]
["Deshonestidad de trabajadores del hogar",7.0686999999999998E-3,null,{"$f":"B183/(1-(B174+B175+B176+B177))","v":1.3992399561820763E-2},{"$f":"ROUND(E151*D183/1000,2)","v":0},{"$f":"ROUND(E183*(1-B176),2)","v":0},{"$f":"ROUND(E183*B176,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Deshonestidad de trabajadores del hogar",7.0686999999999998E-3,{"$f":"+X183/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},7.0686999999999998E-3,{"$f":"+Z183/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X183/(1-(X174+X175+X176+X177))","v":1.3992399561820763E-2},{"$f":"ROUND(AE151*AD183/1000,2)","v":0},{"$f":"ROUND(AE183*(1-X176),2)","v":0},{"$f":"ROUND(AE183*X176,2)","v":0}]
[]
[null,null,null,{"$f":"B179/(1-(B174+B175+B176+B177))","v":4.9999008277026826},{"$f":"ROUND(E151*D185/1000,2)","v":0},{"$f":"ROUND(E185*(1-B176),2)","v":0},{"$f":"ROUND(E185*B176,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"X179/(1-(X174+X175+X176+X177))","v":4.9999008277026826},{"$f":"ROUND(AE151*AD185/1000,2)","v":0},{"$f":"ROUND(AE185*(1-X176),2)","v":0},{"$f":"ROUND(AE185*X176,2)","v":0}]
[]
[null,null,null,"TOTAL COMPLETA 3",{"$f":"E144+E167+E185","v":0},{"$f":"IF(F189<>F188,F188,F189)","v":{"$error":"#REF!"}},{"$f":"IF(G189<>G188,G188,G189)","v":{"$error":"#REF!"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TOTAL COMPLETA 3",{"$f":"AE144+AE167+AE185","v":0},{"$f":"IF(AF144+AF167+AF185<>AF192,AF192,AF185)","v":0},{"$f":"AG144+AG167+AG185","v":0}]
[null,null,null,null,"Suma Ajustada",{"$f":"#REF!+#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!+#REF!","v":{"$error":"#REF!"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Suma de Cob",{"$f":"SUM(AF180:AF183)+SUM(AF159:AF163)+SUM(AF130:AF140)","v":0},{"$f":"SUM(AG180:AG183)+SUM(AG159:AG163)+SUM(AG130:AG140)","v":0}]
[null,null,null,null,"Suma Esperada",{"$f":"F144+F167+F185","v":0},{"$f":"E187*B176","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Esperado",{"$f":"AE187*(1-X176)","v":0},{"$f":"AE187*X176","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Faltante",{"$f":"AF189-AF188","v":0},{"$f":"AG189-AG187","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF130+AF190","v":0},{"$f":"AG130+AG190","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF192+AG192","v":0},{"$f":"ROUND(AF188-AF130+AF191,2)","v":0},{"$f":"ROUND(AG187-AG130+AG191,2)","v":0}]
[]
[]
[]
[]
["Tipo de bien: Inmueble","tasa de riesgo",null,"COMPLETA 4 - Inmueble",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tipo de bien: Inmueble","tasa de riesgo","tasa comercial","tasa de riesgo","tasa comercial",null,null,"COMPLETA 4 - Inmueble"]
[null,"Corredores",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Corredores","Corredores","NNDD","NNDD"]
["Gastos generales",3.0672899999999999E-2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos generales",3.0672899999999999E-2,3.0672905132556546E-2,0.15,0.15]
["Gastos de comercialización",0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos de comercialización",0,0,0.05,0.05]
["Comisión local",0.2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Comisión local",0.2,0.2,0,0]
["Utilidad antes de Imp",0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Utilidad antes de Imp",0,0,3.0656800000000001E-2,3.0656799711687509E-2]
["Tasa comercial %o",{"$f":"+B204/(1-(B199+B200+B201+B202))","v":2.2000583366944961},null,"Tasa Comercial","Prima Neta","Prima","Comisión",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa comercial %o",{"$f":"+X204/(1-(X199+X200+X201+X202))","v":2.2000583366944961},{"$f":"+SUM(Y205:Y215)","v":{"$error":"#REF!"}},{"$f":"+Z204/(1-(Z199+Z200+Z201+Z202))","v":2.2000120362407829},{"$f":"+SUM(AA205:AA215)","v":{"$error":"#REF!"}},null,null,"Tasa Comercial","Prima Neta","Prima","Comisión"]
["Tasa de Riesgo %o",{"$f":"+SUM(B205:B215)","v":1.6925645},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(X205:X215)","v":1.6925645},null,{"$f":"+SUM(Z205:Z215)","v":1.6925642999999999}]
["Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.56119669999999999,null,{"$f":"B205/(1-(B199+B200+B201+B202))","v":0.7294643591783001},{"$f":"ROUND(E197*D205/1000,2)","v":0},{"$f":"ROUND(E205*(1-B201),2)","v":0},{"$f":"ROUND(E205*B201,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.56119669999999999,{"$f":"+X205/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.56119669999999999,{"$f":"+Z205/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X205/(1-(X199+X200+X201+X202))","v":0.7294643591783001},{"$f":"ROUND(AE197*AD205/1000,2)","v":0},{"$f":"ROUND(AE205*(1-X201),2)","v":0},{"$f":"ROUND(AE205*X201,2)","v":0}]
["Terremoto, temblor",0.92508789999999996,null,{"$f":"B206/(1-(B199+B200+B201+B202))","v":1.2024636854726682},{"$f":"ROUND(E197*D206/1000,2)","v":0},{"$f":"ROUND(E206*(1-B201),2)","v":0},{"$f":"ROUND(E206*B201,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Terremoto, temblor",0.92508789999999996,{"$f":"+X206/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.92508789999999996,{"$f":"+Z206/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X206/(1-(X199+X200+X201+X202))","v":1.2024636854726682},{"$f":"ROUND(AE197*AD206/1000,2)","v":0},{"$f":"ROUND(AE206*(1-X201),2)","v":0},{"$f":"ROUND(AE206*X201,2)","v":0}]
["Riesgos de la naturaleza",0.1027875,null,{"$f":"B207/(1-(B199+B200+B201+B202))","v":0.13360701839308664},{"$f":"ROUND(E197*D207/1000,2)","v":0},{"$f":"ROUND(E207*(1-B201),2)","v":0},{"$f":"ROUND(E207*B201,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Riesgos de la naturaleza",0.1027875,{"$f":"+X207/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.1027875,{"$f":"+Z207/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X207/(1-(X199+X200+X201+X202))","v":0.13360701839308664},{"$f":"ROUND(AE197*AD207/1000,2)","v":0},{"$f":"ROUND(AE207*(1-X201),2)","v":0},{"$f":"ROUND(AE207*X201,2)","v":0}]
["Riesgos políticos y sociales",5.0000000000000001E-3,null,{"$f":"B208/(1-(B199+B200+B201+B202))","v":6.4991861069238306E-3},{"$f":"ROUND(E197*D208/1000,2)","v":0},{"$f":"ROUND(E208*(1-B201),2)","v":0},{"$f":"ROUND(E208*B201,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Riesgos políticos y sociales",5.0000000000000001E-3,{"$f":"+X208/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},5.0000000000000001E-3,{"$f":"+Z208/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X208/(1-(X199+X200+X201+X202))","v":6.4991861069238306E-3},{"$f":"ROUND(AE197*AD208/1000,2)","v":0},{"$f":"ROUND(AE208*(1-X201),2)","v":0},{"$f":"ROUND(AE208*X201,2)","v":0}]
["Responsabilidad Civil frente a terceros",6.267E-3,null,{"$f":"B209/(1-(B199+B200+B201+B202))","v":8.14607986641833E-3},{"$f":"ROUND(E197*D209/1000,2)","v":0},{"$f":"ROUND(E209*(1-B201),2)","v":0},{"$f":"ROUND(E209*B201,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Responsabilidad Civil frente a terceros",6.267E-3,{"$f":"+X209/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},6.267E-3,{"$f":"+Z209/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X209/(1-(X199+X200+X201+X202))","v":8.14607986641833E-3},{"$f":"ROUND(AE197*AD209/1000,2)","v":0},{"$f":"ROUND(AE209*(1-X201),2)","v":0},{"$f":"ROUND(AE209*X201,2)","v":0}]
["Rotura accidental de vidrio y/o cristales",1.7274100000000001E-2,null,{"$f":"B210/(1-(B199+B200+B201+B202))","v":2.2453518145922589E-2},{"$f":"ROUND(E197*D210/1000,2)","v":0},{"$f":"ROUND(E210*(1-B201),2)","v":0},{"$f":"ROUND(E210*B201,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Rotura accidental de vidrio y/o cristales",1.7274100000000001E-2,{"$f":"+X210/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},1.7274100000000001E-2,{"$f":"+Z210/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X210/(1-(X199+X200+X201+X202))","v":2.2453518145922589E-2},{"$f":"ROUND(AE197*AD210/1000,2)","v":0},{"$f":"ROUND(AE210*(1-X201),2)","v":0},{"$f":"ROUND(AE210*X201,2)","v":0}]
["Robo o intento de robo de instalaciones fijas",3.6160000000000001E-4,null,{"$f":"B211/(1-(B199+B200+B201+B202))","v":4.7002113925273141E-4},{"$f":"ROUND(E197*D211/1000,2)","v":0},{"$f":"ROUND(E211*(1-B201),2)","v":0},{"$f":"ROUND(E211*B201,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Robo o intento de robo de instalaciones fijas",3.6160000000000001E-4,{"$f":"+X211/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},3.6160000000000001E-4,{"$f":"+Z211/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X211/(1-(X199+X200+X201+X202))","v":4.7002113925273141E-4},{"$f":"ROUND(AE197*AD211/1000,2)","v":0},{"$f":"ROUND(AE211*(1-X201),2)","v":0},{"$f":"ROUND(AE211*X201,2)","v":0}]
["Reembolso de gastos médicos por accidentes de trabajadores del hogar",2.9409000000000002E-3,null,{"$f":"B212/(1-(B199+B200+B201+B202))","v":3.8226912843704591E-3},{"$f":"ROUND(E197*D212/1000,2)","v":0},{"$f":"ROUND(E212*(1-B201),2)","v":0},{"$f":"ROUND(E212*B201,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Reembolso de gastos médicos por accidentes de trabajadores del hogar",2.9409000000000002E-3,{"$f":"+X212/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},2.9409000000000002E-3,{"$f":"+Z212/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X212/(1-(X199+X200+X201+X202))","v":3.8226912843704591E-3},{"$f":"ROUND(AE197*AD212/1000,2)","v":0},{"$f":"ROUND(AE212*(1-X201),2)","v":0},{"$f":"ROUND(AE212*X201,2)","v":0}]
["Gasto de arrendamiento de vivienda temporal",4.5742999999999999E-3,null,{"$f":"B213/(1-(B199+B200+B201+B202))","v":5.9458454017803355E-3},{"$f":"ROUND(E197*D213/1000,2)","v":0},{"$f":"ROUND(E213*(1-B201),2)","v":0},{"$f":"ROUND(E213*B201,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gasto de arrendamiento de vivienda temporal",4.5742999999999999E-3,{"$f":"+X213/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},4.5742999999999999E-3,{"$f":"+Z213/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X213/(1-(X199+X200+X201+X202))","v":5.9458454017803355E-3},{"$f":"ROUND(AE197*AD213/1000,2)","v":0},{"$f":"ROUND(AE213*(1-X201),2)","v":0},{"$f":"ROUND(AE213*X201,2)","v":0}]
["Alquiler no  percibido por inmueble inhabitable temporalmente",4.5742999999999999E-3,null,{"$f":"B214/(1-(B199+B200+B201+B202))","v":5.9458454017803355E-3},{"$f":"ROUND(E197*D214/1000,2)","v":0},{"$f":"ROUND(E214*(1-B201),2)","v":0},{"$f":"ROUND(E214*B201,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Alquiler no  percibido por inmueble inhabitable temporalmente",4.5742999999999999E-3,{"$f":"+X214/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},4.5742999999999999E-3,{"$f":"+Z214/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X214/(1-(X199+X200+X201+X202))","v":5.9458454017803355E-3},{"$f":"ROUND(AE197*AD214/1000,2)","v":0},{"$f":"ROUND(AE214*(1-X201),2)","v":0},{"$f":"ROUND(AE214*X201,2)","v":0}]
["Asistencias",6.2500200000000006E-2,null,null,{"$f":"E217*B216","v":0},{"$f":"F217*B216","v":0},{"$f":"G217*B216","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Asistencias",6.2500200000000006E-2,{"$f":"+X215/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},6.25E-2,{"$f":"+Z215/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,null,{"$f":"AE217*X216","v":0},{"$f":"AF217*X216","v":0},{"$f":"AG217*X216","v":0}]
["Cantidad de asistencias",6,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cantidad de asistencias",6,6,6,6]
["Tasa por asistencia",{"$f":"B215/B216","v":1.0416700000000001E-2},null,{"$f":"B217/(1-(B199+B200+B201+B202))","v":1.3540014383998693E-2},{"$f":"ROUND(E197*D217/1000,2)","v":0},{"$f":"ROUND(E217*(1-B201),2)","v":0},{"$f":"ROUND(E217*B201,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa por asistencia",{"$f":"X215/X216","v":1.0416700000000001E-2},{"$f":"+ROUND(Y215/Y216,7)","v":{"$error":"#REF!"}},1.0416699999999999E-2,1.0416699999999999E-2,null,null,{"$f":"X217/(1-(X199+X200+X201+X202))","v":1.3540014383998693E-2},{"$f":"ROUND(AE197*AD217/1000,2)","v":0},{"$f":"ROUND(AE217*(1-X201),2)","v":0},{"$f":"ROUND(AE217*X201,2)","v":0}]
[]
[null,null,null,{"$f":"B204/(1-(B199+B200+B201+B202))","v":2.2000583366944961},{"$f":"ROUND(E197*D219/1000,2)","v":0},{"$f":"ROUND(E219*(1-B201),2)","v":0},{"$f":"ROUND(E219*B201,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"X204/(1-(X199+X200+X201+X202))","v":2.2000583366944961},{"$f":"ROUND(AE197*AD219/1000,2)","v":0},{"$f":"ROUND(AE219*(1-X201),2)","v":0},{"$f":"ROUND(AE219*X201,2)","v":0}]
[]
[]
[]
[]
[]
[]
["Tipo de bien: Bienes","tasa de riesgo",null,"COMPLETA 4 - Contenido",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tipo de bien: Bienes","tasa de riesgo","tasa comercial","tasa de riesgo","tasa comercial",null,null,"COMPLETA 4 - Contenido"]
[null,"Corredores",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Corredores","Corredores","NNDD","NNDD"]
["Gastos generales",0.1142203,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos generales",0.1142203,3.0672905132556546E-2,0.13963639999999999,0.15]
["Gastos de comercialización",0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos de comercialización",0,0,0.05,0.05]
["Comisión local",0.2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Comisión local",0.2,0.2,0,0]
["Utilidad antes de Imp",0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Utilidad antes de Imp",0,0,0,3.0656799711687509E-2]
["Tasa comercial %o",{"$f":"+B233/(1-(B228+B229+B230+B231))","v":2.2000875791453143},null,"Tasa Comercial","Prima Neta","Prima","Comisión",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa comercial %o",{"$f":"+X233/(1-(X228+X229+X230+X231))","v":2.2000875791453143},{"$f":"+SUM(Y234:Y238)","v":{"$error":"#REF!"}},{"$f":"+Z233/(1-(Z228+Z229+Z230+Z231))","v":2.2003151424866565},{"$f":"+SUM(AA234:AA238)","v":{"$error":"#REF!"}},null,null,"Tasa Comercial","Prima Neta","Prima","Comisión"]
["Tasa de Riesgo %o",{"$f":"+SUM(B234:B238)","v":1.5087753999999998},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(X234:X238)","v":1.5087753999999998},null,{"$f":"+SUM(Z234:Z238)","v":1.7830553}]
["Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.41339979999999998,null,{"$f":"B234/(1-(B228+B229+B230+B231))","v":0.60281720208399281},{"$f":"ROUND(E226*D234/1000, 2)","v":0},{"$f":"ROUND(E234*(1-B230),2)","v":0},{"$f":"ROUND(E234*B230,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.41339979999999998,{"$f":"+X234/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.41339979999999998,{"$f":"+Z234/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X234/(1-(X228+X229+X230+X231))","v":0.60281720208399281},{"$f":"ROUND(AE226*AD234/1000, 2)","v":0},{"$f":"ROUND(AE234*(1-X230),2)","v":0},{"$f":"ROUND(AE234*X230,2)","v":0}]
["Terremoto, temblor",0.92508789999999996,null,{"$f":"B235/(1-(B228+B229+B230+B231))","v":1.3489578358764482},{"$f":"ROUND(E226*D235/1000,2)","v":0},{"$f":"ROUND(E235*(1-B230),2)","v":0},{"$f":"ROUND(E235*B230,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Terremoto, temblor",0.92508789999999996,{"$f":"+X235/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.92508789999999996,{"$f":"+Z235/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X235/(1-(X228+X229+X230+X231))","v":1.3489578358764482},{"$f":"ROUND(AE226*AD235/1000,2)","v":0},{"$f":"ROUND(AE235*(1-X230),2)","v":0},{"$f":"ROUND(AE235*X230,2)","v":0}]
["Riesgos de la naturaleza",0.1027875,null,{"$f":"B236/(1-(B228+B229+B230+B231))","v":0.14988413917763971},{"$f":"ROUND(E226*D236/1000,2)","v":0},{"$f":"ROUND(E236*(1-B230),2)","v":0},{"$f":"ROUND(E236*B230,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Riesgos de la naturaleza",0.1027875,{"$f":"+X236/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.1027875,{"$f":"+Z236/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X236/(1-(X228+X229+X230+X231))","v":0.14988413917763971},{"$f":"ROUND(AE226*AD236/1000,2)","v":0},{"$f":"ROUND(AE236*(1-X230),2)","v":0},{"$f":"ROUND(AE236*X230,2)","v":0}]
["Riesgos políticos y sociales",5.0000000000000001E-3,null,{"$f":"B237/(1-(B228+B229+B230+B231))","v":7.2909711383991101E-3},{"$f":"ROUND(E226*D237/1000,2)","v":0},{"$f":"ROUND(E237*(1-B230),2)","v":0},{"$f":"ROUND(E237*B230,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Riesgos políticos y sociales",5.0000000000000001E-3,{"$f":"+X237/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},5.0000000000000001E-3,{"$f":"+Z237/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X237/(1-(X228+X229+X230+X231))","v":7.2909711383991101E-3},{"$f":"ROUND(AE226*AD237/1000,2)","v":0},{"$f":"ROUND(AE237*(1-X230),2)","v":0},{"$f":"ROUND(AE237*X230,2)","v":0}]
["Asistencias",6.2500200000000006E-2,null,null,{"$f":"E240*B239","v":0},{"$f":"F240*B239","v":0},{"$f":"G240*B239","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Asistencias",6.2500200000000006E-2,{"$f":"+X238/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.33678010000000003,{"$f":"+Z238/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,null,{"$f":"AE240*X239","v":0},{"$f":"AF240*X239","v":0},{"$f":"AG240*X239","v":0}]
["Cantidad de asistencias",6,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cantidad de asistencias",6,6,6,6]
["Tasa por asistencia",{"$f":"B238/B239","v":1.0416700000000001E-2},null,{"$f":"B240/(1-(B228+B229+B230+B231))","v":1.5189571811472404E-2},{"$f":"ROUND(E226*D240/1000,2)","v":0},{"$f":"ROUND(E240*(1-B230),2)","v":0},{"$f":"ROUND(E240*B230,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa por asistencia",{"$f":"X238/X239","v":1.0416700000000001E-2},{"$f":"+ROUND(Y238/Y239,7)","v":{"$error":"#REF!"}},1.0416699999999999E-2,1.0416699999999999E-2,null,null,{"$f":"X240/(1-(X228+X229+X230+X231))","v":1.5189571811472404E-2},{"$f":"ROUND(AE226*AD240/1000,2)","v":0},{"$f":"ROUND(AE240*(1-X230),2)","v":0},{"$f":"ROUND(AE240*X230,2)","v":0}]
[]
[null,null,null,{"$f":"B233/(1-(B228+B229+B230+B231))","v":2.2000875791453143},{"$f":"ROUND(E226*D242/1000,2)","v":0},{"$f":"ROUND(E242*(1-B230),2)","v":0},{"$f":"ROUND(E242*B230,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"X233/(1-(X228+X229+X230+X231))","v":2.2000875791453143},{"$f":"ROUND(AE226*AD242/1000,2)","v":0},{"$f":"ROUND(AE242*(1-X230),2)","v":0},{"$f":"ROUND(AE242*X230,2)","v":0}]
[]
[]
[]
[]
[]
["Tipo de bien: Bienes con robo","Corredores",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tipo de bien: Bienes con robo","Corredores","Corredores","NNDD","NNDD"]
["Gastos generales",0.15,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos generales",0.15,0.15,0.15,0.15]
["Gastos de comercialización",0.05,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos de comercialización",0.05,0.05,0.05,0.05]
["Comisión local",0.2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Comisión local",0.2,0.2,0,0]
["Utilidad antes de Imp",9.4818600000000003E-2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Utilidad antes de Imp",9.4818600000000003E-2,9.4818618872647503E-2,0.29477880000000001,0.29477881366445952]
["Tasa comercial %o",{"$f":"+B254/(1-(B249+B250+B251+B252))","v":4.9999008277026826},null,"Tasa Comercial","Prima Neta","Prima","Comisión",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa comercial %o",{"$f":"+X254/(1-(X249+X250+X251+X252))","v":4.9999008277026826},{"$f":"+SUM(Y255:Y258)","v":{"$error":"#REF!"}},{"$f":"+Z254/(1-(Z249+Z250+Z251+Z252))","v":4.9995069486395263},{"$f":"+SUM(AA255:AA258)","v":{"$error":"#REF!"}},null,null,"Tasa Comercial","Prima Neta","Prima","Comisión"]
["Tasa de Riesgo %o",{"$f":"+SUM(B255:B258)","v":2.5258569},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(X255:X258)","v":2.5258569},null,{"$f":"+SUM(Z255:Z258)","v":2.5258569}]
["Robo y/o daños por intento de robo de bienes ",2.4425075000000001,null,{"$f":"B255/(1-(B249+B250+B251+B252))","v":4.8349117762451268},{"$f":"ROUND(E226*D255/1000,2)","v":0},{"$f":"ROUND(E255*(1-B251),2)","v":0},{"$f":"ROUND(E255*B251,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Robo y/o daños por intento de robo de bienes ",2.4425075000000001,{"$f":"+X255/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},2.4425075000000001,{"$f":"+Z255/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X255/(1-(X249+X250+X251+X252))","v":4.8349117762451268},{"$f":"ROUND(AE226*AD255/1000,2)","v":0},{"$f":"ROUND(AE255*(1-X251),2)","v":0},{"$f":"ROUND(AE255*X251,2)","v":0}]
["Robo y/o daños por intento de robo de bienes especiales: joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda",6.2311999999999999E-2,null,{"$f":"B256/(1-(B249+B250+B251+B252))","v":0.12334579222433763},{"$f":"ROUND(E226*D256/1000,2)","v":0},{"$f":"ROUND(E256*(1-B251),2)","v":0},{"$f":"ROUND(E256*B251,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Robo y/o daños por intento de robo de bienes especiales: joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda",6.2311999999999999E-2,{"$f":"+X256/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},6.2311999999999999E-2,{"$f":"+Z256/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X256/(1-(X249+X250+X251+X252))","v":0.12334579222433763},{"$f":"ROUND(AE226*AD256/1000,2)","v":0},{"$f":"ROUND(AE256*(1-X251),2)","v":0},{"$f":"ROUND(AE256*X251,2)","v":0}]
["Hurto",1.3968700000000001E-2,null,{"$f":"B257/(1-(B249+B250+B251+B252))","v":2.7650859671397247E-2},{"$f":"ROUND(E226*D257/1000,2)","v":0},{"$f":"ROUND(E257*(1-B251),2)","v":0},{"$f":"ROUND(E257*B251,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Hurto",1.3968700000000001E-2,{"$f":"+X257/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},1.3968700000000001E-2,{"$f":"+Z257/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X257/(1-(X249+X250+X251+X252))","v":2.7650859671397247E-2},{"$f":"ROUND(AE226*AD257/1000,2)","v":0},{"$f":"ROUND(AE257*(1-X251),2)","v":0},{"$f":"ROUND(AE257*X251,2)","v":0}]
["Deshonestidad de trabajadores del hogar",7.0686999999999998E-3,null,{"$f":"B258/(1-(B249+B250+B251+B252))","v":1.3992399561820763E-2},{"$f":"ROUND(E226*D258/1000,2)","v":0},{"$f":"ROUND(E258*(1-B251),2)","v":0},{"$f":"ROUND(E258*B251,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Deshonestidad de trabajadores del hogar",7.0686999999999998E-3,{"$f":"+X258/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},7.0686999999999998E-3,{"$f":"+Z258/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X258/(1-(X249+X250+X251+X252))","v":1.3992399561820763E-2},{"$f":"ROUND(AE226*AD258/1000,2)","v":0},{"$f":"ROUND(AE258*(1-X251),2)","v":0},{"$f":"ROUND(AE258*X251,2)","v":0}]
[]
[null,null,null,{"$f":"B254/(1-(B249+B250+B251+B252))","v":4.9999008277026826},{"$f":"ROUND(E226*D260/1000,2)","v":0},{"$f":"ROUND(E260*(1-B251),2)","v":0},{"$f":"ROUND(E260*B251,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"X254/(1-(X249+X250+X251+X252))","v":4.9999008277026826},{"$f":"ROUND(AE226*AD260/1000,2)","v":0},{"$f":"ROUND(AE260*(1-X251),2)","v":0},{"$f":"ROUND(AE260*X251,2)","v":0}]
[]
[null,null,null,"TOTAL COMPLETA 4",{"$f":"E219+E242+E260","v":0},{"$f":"IF(F264<>F263,F263,F264)","v":{"$error":"#REF!"}},{"$f":"IF(G264<>G263,G263,G264)","v":{"$error":"#REF!"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TOTAL COMPLETA 4",{"$f":"AE219+AE242+AE260","v":0},{"$f":"IF(AF219+AF242+AF260<>AF267,AF267,AF260)","v":0},{"$f":"AG219+AG242+AG260","v":0}]
[null,null,null,null,"Suma Ajustada",{"$f":"#REF!+#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!+#REF!","v":{"$error":"#REF!"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Suma de Cob",{"$f":"SUM(AF255:AF258)+SUM(AF234:AF238)+SUM(AF205:AF215)","v":0},{"$f":"SUM(AG255:AG258)+SUM(AG234:AG238)+SUM(AG205:AG215)","v":0}]
[null,null,null,null,"Suma Esperada",{"$f":"F219+F242+F260","v":0},{"$f":"E262*B251","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Esperado",{"$f":"AE262*(1-X251)","v":0},{"$f":"AE262*X251","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Faltante",{"$f":"AF264-AF263","v":0},{"$f":"AG264-AG262","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF205+AF265","v":0},{"$f":"AG205+AG265","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF267+AG267","v":0},{"$f":"ROUND(AF263-AF205+AF266,2)","v":0},{"$f":"ROUND(AG262-AG205+AG266,2)","v":0}]
[]
[null,null,null,null,"Prima comercial mínima dólares",51.5,null,null,null,{"$f":"+F269-J38","v":51.506000000000029}]
[null,null,null,null,"Prima comercial mínima soles",154.5,null,null,null,{"$f":"+F270-J38","v":154.50600000000003}]

{"sheet":"INMUEBLE Y BIENES","index":22,"n_rows":312,"n_cols":36,"rows_kept":312,"cut":false,"hidden":true,"merged":[[4,13,4,16],[8,10,8,11],[36,10,36,11],[67,10,67,11],[47,10,47,11]]}
[null,null,null,null,"Ir a Panel"]
[]
["Tipo de bien: Inmueble","tasa de riesgo",null,"Suma asegurada Inmueble",200000,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tipo de bien: Inmueble","tasa de riesgo","tasa comercial","tasa de riesgo","tasa comercial",null,null,"COMPLETA 1 - Inmueble"]
[null,"Corredores",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Corredores","Corredores","NNDD","NNDD"]
["Gastos generales",{"$f":"tasas!$N$6","v":3.0672899999999999E-2},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos generales",3.0672899999999999E-2,3.0672905132556546E-2,0.15,0.15]
["Gastos de comercialización",{"$f":"tasas!$N$7","v":0},null,null,null,null,null,null,null,null,null,null,null,null,"PRIMA NETA",{"$f":"+P7/1.03","v":459.98058252427194},null,null,null,null,null,null,"Gastos de comercialización",0,0,0.05,0.05]
["Comisión local",{"$f":"tasas!$N$8","v":0.2},null,null,null,null,null,null,null,null,null,null,null,null,"Prima Comercial",{"$f":"+IF(Cotizador!H37=\"X\",('INMUEBLE Y BIENES'!L59+'INMUEBLE Y BIENES'!L75),('INMUEBLE Y BIENES'!K59+'INMUEBLE Y BIENES'!K75))","v":473.78000000000009},null,null,650.94000000000005,null,null,null,"Comisión local",0.2,0.2,0,0,null,null,null,null,null,null,null,null,{"$f":"P7-S7","v":-177.15999999999997}]
["Utilidad antes de Imp",{"$f":"tasas!$N$9","v":0},null,null,null,null,null,null,null,null,null,null,null,null,"IGV",{"$f":"+P7*0.18","v":85.280400000000014},null,null,117.1692,null,null,null,"Utilidad antes de Imp",0,0,3.0656800000000001E-2,3.0656799711687509E-2,null,null,null,null,null,null,null,null,{"$f":"P8-S8","v":-31.888799999999989}]
["Tasa comercial %o",{"$f":"+B10/(1-(B5+B6+B7+B8))","v":2.2000583366944961},null,"Tasa Comercial","Prima Neta","Prima","Comision",null,"Operativas","Prima comercial con ajuste",null,null,null,null,"Prima Total",{"$f":"+P7+P8","v":559.06040000000007},null,null,768.1092000000001,null,null,null,"Tasa comercial %o",{"$f":"+X10/(1-(X5+X6+X7+X8))","v":0.7294643591783001},{"$f":"+SUM(Y11:Y19)","v":{"$error":"#REF!"}},{"$f":"+Z10/(1-(Z5+Z6+Z7+Z8))","v":0.72944909372046185},{"$f":"+SUM(AA11:AA19)","v":{"$error":"#REF!"}},null,null,"Tasa Comercial","Prima Neta","Prima","Comision",null,null,{"$f":"P9-S9","v":-209.04880000000003}]
["Tasa de Riesgo %o",{"$f":"+SUM(B11:B19)","v":1.6925645},null,null,null,null,null,null,null,null,null,null,null,null,"Comisión Total ",{"$f":"+ROUND(P6*0.2,2)","v":92},null,null,null,null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(X11:X19)","v":0.56119669999999999},null,{"$f":"+SUM(Z11:Z19)","v":0.56119669999999999}]
["Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",{"$f":"tasas!$N$12","v":0.5661967},null,{"$f":"B11/(1-(B5+B6+B7+B8))","v":0.73596354528522401},{"$f":"ROUND(E3*D11/1000,2)","v":147.19},{"$f":"ROUND(E11*(1-B7),2)","v":117.75},{"$f":"ROUND(E11*B7,2)","v":29.44},null,{"$f":"+ROUND(E11*1.03,2)","v":151.61000000000001},{"$f":"+IF(0<=F26>=0,F26+I11,0)","v":151.61000000000001},null,null,null,null,null,null,null,null,null,null,null,null,"Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.56119669999999999,{"$f":"+X11/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.56119669999999999,{"$f":"+Z11/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X11/(1-(X5+X6+X7+X8))","v":0.7294643591783001},{"$f":"ROUND(AE3*AD11/1000,2)","v":0},{"$f":"ROUND(AE11*(1-X7),2)","v":0},{"$f":"ROUND(AE11*X7,2)","v":0}]
["Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza",{"$f":"tasas!$N$13","v":1.0278753999999999},null,{"$f":"B12/(1-(B5+B6+B7+B8))","v":1.3360707038657549},{"$f":"ROUND(E3*D12/1000,2)","v":267.20999999999998},{"$f":"ROUND(E12*(1-B7),2)","v":213.77},{"$f":"ROUND(E12*B7,2)","v":53.44},null,{"$f":"+ROUND(E12*1.03,2)","v":275.23},{"$f":"+I12","v":275.23}]
["Responsabilidad Civil frente a terceros",{"$f":"tasas!$N$14","v":6.267E-3},null,{"$f":"B13/(1-(B5+B6+B7+B8))","v":8.14607986641833E-3},{"$f":"ROUND(E3*D13/1000,2)","v":1.63},{"$f":"ROUND(E13*(1-B7),2)","v":1.3},{"$f":"ROUND(E13*B7,2)","v":0.33},null,1.68,{"$f":"+I13","v":1.68}]
["Rotura accidental de vidrio y/o cristales",{"$f":"tasas!$N$15","v":1.7274100000000001E-2},null,{"$f":"B14/(1-(B5+B6+B7+B8))","v":2.2453518145922589E-2},{"$f":"ROUND(E3*D14/1000,2)","v":4.49},{"$f":"ROUND(E14*(1-B7),2)","v":3.59},{"$f":"ROUND(E14*B7,2)","v":0.9},null,4.62,4.62]
["Robo o intento de robo de instalaciones fijas",{"$f":"tasas!$N$16","v":3.6160000000000001E-4},null,{"$f":"B15/(1-(B5+B6+B7+B8))","v":4.7002113925273141E-4},{"$f":"ROUND(E3*D15/1000,2)","v":0.09},{"$f":"ROUND(E15*(1-B7),2)","v":7.0000000000000007E-2},{"$f":"ROUND(E15*B7,2)","v":0.02},null,0.09,0.09]
["Reembolso de gastos médicos por accidentes de trabajadores del hogar",{"$f":"tasas!$N$17","v":2.9409000000000002E-3},null,{"$f":"B16/(1-(B5+B6+B7+B8))","v":3.8226912843704591E-3},{"$f":"ROUND(E3*D16/1000,2)","v":0.76},{"$f":"ROUND(E16*(1-B7),2)","v":0.61},{"$f":"ROUND(E16*B7,2)","v":0.15},null,0.78,0.78]
["Gasto de arrendamiento de vivienda temporal",{"$f":"tasas!$N$18","v":4.5742999999999999E-3},null,{"$f":"B17/(1-(B5+B6+B7+B8))","v":5.9458454017803355E-3},{"$f":"ROUND(E3*D17/1000,2)","v":1.19},{"$f":"ROUND(E17*(1-B7),2)","v":0.95},{"$f":"ROUND(E17*B7,2)","v":0.24},null,1.23,1.23]
["Alquiler no  percibido por inmueble inhabitable temporalmente",{"$f":"tasas!$N$19","v":4.5742999999999999E-3},null,{"$f":"B18/(1-(B5+B6+B7+B8))","v":5.9458454017803355E-3},{"$f":"ROUND(E3*D18/1000,2)","v":1.19},{"$f":"ROUND(E18*(1-B7),2)","v":0.95},{"$f":"ROUND(E18*B7,2)","v":0.24},null,1.23,1.23]
["Asistencias",{"$f":"tasas!$N$20","v":6.2500200000000006E-2},null,null,{"$f":"E21*B20","v":16.259999999999998},{"$f":"F21*B20","v":13.02},{"$f":"G21*B20","v":3.24},null,16.75,16.75]
["Cantidad de asistencias",{"$f":"tasas!$N$21","v":6}]
["Tasa por asistencia",{"$f":"B19/B20","v":1.0416700000000001E-2},null,{"$f":"B21/(1-(B5+B6+B7+B8))","v":1.3540014383998693E-2},{"$f":"ROUND(E3*D21/1000,2)","v":2.71},{"$f":"ROUND(E21*(1-B7),2)","v":2.17},{"$f":"ROUND(E21*B7,2)","v":0.54}]
[]
[null,null,null,{"$f":"B10/(1-(B5+B6+B7+B8))","v":2.2000583366944961},{"$f":"ROUND(E3*D23/1000,2)","v":440.01},{"$f":"ROUND(E23*(1-B7),2)","v":352.01},{"$f":"ROUND(E23*B7,2)","v":88}]
[null,null,null,null,"Suma de Cob",{"$f":"SUM(F11:F19)","v":352.00999999999993},{"$f":"SUM(G11:G19)","v":87.999999999999986},null,{"$f":"SUM(I11:I19)","v":453.22},{"$f":"SUM(J11:J19)","v":453.22}]
[null,null,null,null,"Esperado",{"$f":"E23*(1-B7)","v":352.00800000000004},{"$f":"E23*B7","v":88.00200000000001}]
[null,null,null,null,"Faltante",{"$f":"ROUND(F25-F24,2)","v":0},{"$f":"G25-G24","v":2.0000000000237605E-3}]
[]
[null,null,null,null,"Prima comercial mínima dólares",51.5,null,null,null,{"$f":"+F28-J24","v":-401.72}]
[null,null,null,null,"Prima comercial mínima soles",154.5,null,null,null,{"$f":"+F29-J24","v":-298.72000000000003}]
[]
["Tipo de bien: Bienes","tasa de riesgo",null,"Suma asegurada Bienes",10000,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tipo de bien: Bienes","tasa de riesgo","tasa comercial","tasa de riesgo","tasa comercial",null,null,"COMPLETA 1 - Contenido"]
[null,"Corredores",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Corredores","Corredores","NNDD","NNDD"]
["Gastos generales",{"$f":"tasas!$N$34","v":0.1142203},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos generales",0.1142203,3.0672905132556546E-2,0.13963639999999999,0.15]
["Gastos de comercialización",{"$f":"tasas!$N$35","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos de comercialización",0,0,0.05,0.05]
["Comisión local",{"$f":"tasas!$N$36","v":0.2},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Comisión local",0.2,0.2,0,0]
["Utilidad antes de Imp",{"$f":"tasas!$N$37","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Utilidad antes de Imp",0,0,0,3.0656799711687509E-2]
["Tasa comercial %o",{"$f":"+B38/(1-(B33+B34+B35+B36))","v":2.2000875791453143},null,"Tasa Comercial","Prima Neta","Prima","Comisión",null,"Operativas","Prima comercial con ajuste",null,null,null,null,null,null,null,null,null,null,null,null,"Tasa comercial %o",{"$f":"+X38/(1-(X33+X34+X35+X36))","v":2.0429124688292757},{"$f":"+SUM(Y39:Y41)","v":{"$error":"#REF!"}},{"$f":"+Z38/(1-(Z33+Z34+Z35+Z36))","v":2.0673038621181896},{"$f":"+SUM(AA39:AA41)","v":{"$error":"#REF!"}},null,null,"Tasa Comercial","Prima Neta","Prima","Comisión"]
["Tasa de Riesgo %o",{"$f":"+SUM(B39:B41)","v":1.5087753999999998},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(X39:X41)","v":1.4009879000000001},null,{"$f":"+SUM(Z39:Z41)","v":1.6752677999999999}]
["Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",{"$f":"tasas!$N$40","v":0.41839979999999999},null,{"$f":"B39/(1-(B33+B34+B35+B36))","v":0.61010817322239197},{"$f":"ROUND(E31*D39/1000, 2)","v":6.1},{"$f":"ROUND(E39*(1-B35),2)","v":4.88},{"$f":"ROUND(E39*B35,2)","v":1.22},null,{"$f":"+ROUND(E39*1.03,2)","v":6.28},{"$f":"+IF(0<=F48>=0,F48+I39,0)","v":6.2900000000000018},null,null,null,null,null,null,null,null,null,null,null,null,"Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.41339979999999998,{"$f":"+X39/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.41339979999999998,{"$f":"+Z39/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X39/(1-(X33+X34+X35+X36))","v":0.60281720208399281},{"$f":"ROUND(AE31*AD39/1000, 2)","v":0},{"$f":"ROUND(AE39*(1-X35),2)","v":0},{"$f":"ROUND(AE39*X35,2)","v":0}]
["Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza",{"$f":"tasas!$N$41","v":1.0278753999999999},null,{"$f":"B40/(1-(B33+B34+B35+B36))","v":1.498841975054088},{"$f":"ROUND(E31*D40/1000,2)","v":14.99},{"$f":"ROUND(E40*(1-B35),2)","v":11.99},{"$f":"ROUND(E40*B35,2)","v":3},null,{"$f":"+ROUND(E40*1.03,2)","v":15.44},{"$f":"+I40","v":15.44},null,null,null,null,null,null,null,null,null,null,null,null,"Terremoto, temblor",0.92508789999999996,{"$f":"+X40/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.92508789999999996,{"$f":"+Z40/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X40/(1-(X33+X34+X35+X36))","v":1.3489578358764482},{"$f":"ROUND(AE31*AD40/1000,2)","v":0},{"$f":"ROUND(AE40*(1-X35),2)","v":0},{"$f":"ROUND(AE40*X35,2)","v":0}]
["Asistencias",{"$f":"tasas!$N$42","v":6.2500200000000006E-2},null,null,{"$f":"E43*B42","v":0.89999999999999991},{"$f":"F43*B42","v":0.72},{"$f":"G43*B42","v":0.18},null,0.93,{"$f":"+I41","v":0.93},null,null,null,null,null,null,null,null,null,null,null,null,"Asistencias",6.2500200000000006E-2,{"$f":"+X41/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.33678010000000003,{"$f":"+Z41/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,null,{"$f":"AE43*X42","v":0},{"$f":"AF43*X42","v":0},{"$f":"AG43*X42","v":0}]
["Cantidad de asistencias",{"$f":"tasas!N43","v":6},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cantidad de asistencias",6,6,6,6]
["Tasa por asistencia",{"$f":"B41/B42","v":1.0416700000000001E-2},null,{"$f":"B43/(1-(B33+B34+B35+B36))","v":1.5189571811472404E-2},{"$f":"ROUND(E31*D43/1000,2)","v":0.15},{"$f":"ROUND(E43*(1-B35),2)","v":0.12},{"$f":"ROUND(E43*B35,2)","v":0.03},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa por asistencia",{"$f":"X41/X42","v":1.0416700000000001E-2},{"$f":"+ROUND(Y41/Y42,7)","v":{"$error":"#REF!"}},1.0416699999999999E-2,1.0416699999999999E-2,null,null,{"$f":"X43/(1-(X33+X34+X35+X36))","v":1.5189571811472404E-2},{"$f":"ROUND(AE31*AD43/1000,2)","v":0},{"$f":"ROUND(AE43*(1-X35),2)","v":0},{"$f":"ROUND(AE43*X35,2)","v":0}]
[]
[null,null,null,{"$f":"B38/(1-(B33+B34+B35+B36))","v":2.2000875791453143},{"$f":"ROUND(E31*D45/1000,2)","v":22},{"$f":"ROUND(E45*(1-B35),2)","v":17.600000000000001},{"$f":"ROUND(E45*B35,2)","v":4.4000000000000004},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"X38/(1-(X33+X34+X35+X36))","v":2.0429124688292757},{"$f":"ROUND(AE31*AD45/1000,2)","v":0},{"$f":"ROUND(AE45*(1-X35),2)","v":0},{"$f":"ROUND(AE45*X35,2)","v":0}]
[null,null,null,null,"Suma de Cob",{"$f":"SUM(F39:F41)","v":17.59},{"$f":"SUM(G39:G41)","v":4.3999999999999995},null,{"$f":"SUM(I39:I41)","v":22.65},{"$f":"SUM(J39:J41)","v":22.66},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Suma de Cob",{"$f":"SUM(AF39:AF41)","v":0},{"$f":"SUM(AG39:AG41)","v":0}]
[null,null,null,null,"Esperado",{"$f":"E45*(1-B35)","v":17.600000000000001},{"$f":"E45*B35","v":4.4000000000000004},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Esperado",{"$f":"AE45*(1-X35)","v":0},{"$f":"AE45*X35","v":0}]
[null,null,null,null,"Faltante",{"$f":"+F47-F46","v":1.0000000000001563E-2},{"$f":"G47-G46","v":0},null,null,"Prima comercial con ajuste","Prima comercial con ajuste de prima mínima",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Faltante",{"$f":"AF47-AF46","v":0},{"$f":"AG47-AG46","v":0}]
["COBERTURAS TOTALES (TODO RIESGO)",null,null,null,null,null,null,null,null,null,"Dólares","Soles"]
["Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",null,null,null,null,null,null,null,{"$f":"+I11+I39","v":157.89000000000001},{"$f":"+J11+J39","v":157.9},{"$f":"+IF(J59<F61,(J50+J61),J50)","v":157.9},{"$f":"+IF(J59<F62,(J50+J62),J50)","v":157.9}]
["Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza",null,null,null,null,null,null,null,{"$f":"+I12+I40","v":290.67},{"$f":"+J12+J40","v":290.67},{"$f":"+J51","v":290.67},{"$f":"+J51","v":290.67}]
["Responsabilidad Civil frente a terceros",null,null,null,null,null,null,null,{"$f":"+I13","v":1.68},{"$f":"+J13","v":1.68},{"$f":"+J52","v":1.68},{"$f":"+J52","v":1.68}]
["Rotura accidental de vidrio y/o cristales",null,null,null,null,null,null,null,4.62,{"$f":"+J14","v":4.62},4.62,4.62]
["Robo o intento de robo de instalaciones fijas",null,null,null,null,null,null,null,0.09,0,0,0]
["Reembolso de gastos médicos por accidentes de trabajadores del hogar",null,null,null,null,null,null,null,0.78,0,0,0]
["Gasto de arrendamiento de vivienda temporal",null,null,null,null,null,null,null,1.23,{"$f":"+J17","v":1.23},1.23,1.23]
["Alquiler no  percibido por inmueble inhabitable temporalmente",null,null,null,null,null,null,null,1.23,0,{"$f":"+J57","v":0},0]
["Asistencias",null,null,null,null,null,null,null,{"$f":"+I19+I41","v":17.68},{"$f":"+J19+J41","v":17.68},17.68,17.68]
["TOTAL",null,null,null,null,null,null,null,{"$f":"SUM(I50:I58)","v":475.87000000000006},{"$f":"SUM(J50:J58)","v":473.78000000000009},{"$f":"SUM(K50:K58)","v":473.78000000000009},{"$f":"SUM(L50:L58)","v":473.78000000000009}]
[]
[null,null,null,null,"Prima comercial mínima dólares",51.5,null,null,null,{"$f":"+F61-J59","v":-422.28000000000009}]
[null,null,null,null,"Prima comercial mínima soles",154.5,null,null,null,{"$f":"+F62-J59","v":-319.28000000000009}]
["Tipo de bien: Bienes con robo","Corredores",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tipo de bien: Bienes con robo","Corredores","Corredores","NNDD","NNDD"]
["Gastos generales",{"$f":"tasas!$N$65","v":0.15},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos generales",0.15,0.15,0.15,0.15]
["Gastos de comercialización",{"$f":"tasas!$N$66","v":0.05},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos de comercialización",0.05,0.05,0.05,0.05]
["Comisión local",{"$f":"tasas!$N$67","v":0.2},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Comisión local",0.2,0.2,0,0]
["Utilidad antes de Imp",{"$f":"tasas!$N$68","v":9.4818600000000003E-2},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Utilidad antes de Imp",9.4818600000000003E-2,9.4818618872647503E-2,0.29477880000000001,0.29477881366445952]
["Tasa comercial %o",{"$f":"+B69/(1-(B64+B65+B66+B67))","v":4.9953242538224885},null,"Tasa Comercial","Prima Neta","Prima","Comisión",null,"Operativas","Prima comercial con ajuste","Prima comercial con ajuste de prima mínima",null,null,null,null,null,null,null,null,null,null,null,"Tasa comercial %o",{"$f":"+X69/(1-(X64+X65+X66+X67))","v":4.9999008277026826},{"$f":"+SUM(Y70:Y73)","v":{"$error":"#REF!"}},{"$f":"+Z69/(1-(Z64+Z65+Z66+Z67))","v":4.9995069486395263},{"$f":"+SUM(AA70:AA73)","v":{"$error":"#REF!"}},null,null,"Tasa Comercial","Prima Neta","Prima","Comisión"]
["Tasa de Riesgo %o",{"$f":"+SUM(B70:B73)","v":2.5235449000000001},null,null,null,null,null,null,null,null,"Dólares","Soles",null,null,null,null,null,null,null,null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(X70:X73)","v":2.5258569},null,{"$f":"+SUM(Z70:Z73)","v":2.5258569}]
["Robo y/o daños por intento de robo de bienes ",{"$f":"tasas!$N$71","v":2.4425075000000001},null,{"$f":"B70/(1-(B64+B65+B66+B67))","v":4.8349117762451268},{"$f":"ROUND(E31*D70/1000,2)","v":48.35},{"$f":"ROUND(E70*(1-B66),2)","v":38.68},{"$f":"ROUND(E70*B66,2)","v":9.67},null,{"$f":"+ROUND(E70*1.03,2)","v":49.8},0,{"$f":"IF(J70=0,0,IF(J75<F84,(J70+J84),J70))","v":0},{"$f":"IF(J70=0,0,IF(J75<F85,(J70+J85),J70))","v":0},null,null,null,null,null,null,null,null,null,null,"Robo y/o daños por intento de robo de bienes ",2.4425075000000001,{"$f":"+X70/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},2.4425075000000001,{"$f":"+Z70/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X70/(1-(X64+X65+X66+X67))","v":4.8349117762451268},{"$f":"ROUND(AE31*AD70/1000,2)","v":0},{"$f":"ROUND(AE70*(1-X66),2)","v":0},{"$f":"ROUND(AE70*X66,2)","v":0}]
["Robo y/o daños por intento de robo de joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda",{"$f":"tasas!$N$72","v":0.06},null,{"$f":"B71/(1-(B64+B65+B66+B67))","v":0.11876921834414331},{"$f":"ROUND(E31*D71/1000,2)","v":1.19},{"$f":"ROUND(E71*(1-B66),2)","v":0.95},{"$f":"ROUND(E71*B66,2)","v":0.24},null,{"$f":"+ROUND(E71*1.03,2)","v":1.23},0,{"$f":"+J71","v":0},{"$f":"+J71","v":0},null,null,null,null,null,null,null,null,null,null,"Robo y/o daños por intento de robo de bienes especiales: joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda",6.2311999999999999E-2,{"$f":"+X71/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},6.2311999999999999E-2,{"$f":"+Z71/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X71/(1-(X64+X65+X66+X67))","v":0.12334579222433763},{"$f":"ROUND(AE31*AD71/1000,2)","v":0},{"$f":"ROUND(AE71*(1-X66),2)","v":0},{"$f":"ROUND(AE71*X66,2)","v":0}]
["Hurto",{"$f":"tasas!$N$73","v":1.3968700000000001E-2},null,{"$f":"B72/(1-(B64+B65+B66+B67))","v":2.7650859671397247E-2},{"$f":"ROUND(E31*D72/1000,2)","v":0.28000000000000003},{"$f":"ROUND(E72*(1-B66),2)","v":0.22},{"$f":"ROUND(E72*B66,2)","v":0.06},null,0.28999999999999998,0,{"$f":"+J72","v":0},{"$f":"+J72","v":0},null,null,null,null,null,null,null,null,null,null,"Hurto",1.3968700000000001E-2,{"$f":"+X72/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},1.3968700000000001E-2,{"$f":"+Z72/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X72/(1-(X64+X65+X66+X67))","v":2.7650859671397247E-2},{"$f":"ROUND(AE31*AD72/1000,2)","v":0},{"$f":"ROUND(AE72*(1-X66),2)","v":0},{"$f":"ROUND(AE72*X66,2)","v":0}]
["Deshonestidad de trabajadores del hogar",{"$f":"tasas!$N$74","v":7.0686999999999998E-3},null,{"$f":"B73/(1-(B64+B65+B66+B67))","v":1.3992399561820763E-2},{"$f":"ROUND(E31*D73/1000,2)","v":0.14000000000000001},{"$f":"ROUND(E73*(1-B66),2)","v":0.11},{"$f":"ROUND(E73*B66,2)","v":0.03},null,{"$f":"+ROUND(E73*1.03,2)","v":0.14000000000000001},0,0,{"$f":"+J73","v":0},null,null,null,null,null,null,null,null,null,null,"Deshonestidad de trabajadores del hogar",7.0686999999999998E-3,{"$f":"+X73/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},7.0686999999999998E-3,{"$f":"+Z73/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X73/(1-(X64+X65+X66+X67))","v":1.3992399561820763E-2},{"$f":"ROUND(AE31*AD73/1000,2)","v":0},{"$f":"ROUND(AE73*(1-X66),2)","v":0},{"$f":"ROUND(AE73*X66,2)","v":0}]
[]
[null,null,null,{"$f":"B69/(1-(B64+B65+B66+B67))","v":4.9953242538224885},{"$f":"ROUND(E31*D75/1000,2)","v":49.95},{"$f":"ROUND(E75*(1-B66),2)","v":39.96},{"$f":"ROUND(E75*B66,2)","v":9.99},null,{"$f":"SUM(I70:I74)","v":51.459999999999994},{"$f":"SUM(J70:J74)","v":0},{"$f":"SUM(K70:K74)","v":0},{"$f":"SUM(L70:L74)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"X69/(1-(X64+X65+X66+X67))","v":4.9999008277026826},{"$f":"ROUND(AE31*AD75/1000,2)","v":0},{"$f":"ROUND(AE75*(1-X66),2)","v":0},{"$f":"ROUND(AE75*X66,2)","v":0}]
[]
[]
[]
[]
[null,null,null,"TOTAL COMPLETA 1",{"$f":"E23+E45+E75","v":511.96},{"$f":"IF(F82<>F81,F81,F82)","v":0},{"$f":"IF(G82<>G81,G81,G82)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TOTAL COMPLETA 1",{"$f":"AE23+AE45+AE75","v":0},{"$f":"IF(AF82<>AF81,AF81,AF82)","v":{"$error":"#REF!"}},{"$f":"IF(AG82<>AG81,AG81,AG82)","v":{"$error":"#REF!"}}]
[null,null,null,null,"Suma Ajustada",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Suma Ajustada",{"$f":"#REF!+#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!+#REF!","v":{"$error":"#REF!"}}]
[null,null,null,null,"Suma Esperada",{"$f":"F23+F45+F75","v":409.57},{"$f":"G23+G45+G75","v":102.39},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Suma Esperada",{"$f":"AF23+AF45+AF75","v":0},{"$f":"AG23+AG45+AG75","v":0}]
[]
[null,null,null,null,"Prima comercial mínima dólares",51.5,null,null,null,{"$f":"+F84-J75","v":51.5}]
[null,null,null,null,"Prima comercial mínima soles",154.5,null,null,null,{"$f":"+F85-J75","v":154.5}]
[]
[null,null,null,null,null,{"$f":"+F85*2","v":309}]
[]
["Tipo de bien: Inmueble","tasa de riesgo",null,"COMPLETA 2 - Inmueble",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tipo de bien: Inmueble","tasa de riesgo","tasa comercial","tasa de riesgo","tasa comercial",null,null,"COMPLETA 2 - Inmueble"]
[null,"Corredores",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Corredores","Corredores","NNDD","NNDD"]
["Gastos generales",3.0672899999999999E-2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos generales",3.0672899999999999E-2,3.0672905132556546E-2,0.15,0.15]
["Gastos de comercialización",0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos de comercialización",0,0,0.05,0.05]
["Comisión local",0.2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Comisión local",0.2,0.2,0,0]
["Utilidad antes de Imp",0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Utilidad antes de Imp",0,0,3.0656800000000001E-2,3.0656799711687509E-2]
["Tasa comercial %o",{"$f":"+B96/(1-(B91+B92+B93+B94))","v":2.2000583366944961},null,"Tasa Comercial","Prima Neta","Prima","Comisión",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa comercial %o",{"$f":"+X96/(1-(X91+X92+X93+X94))","v":2.2000583366944961},{"$f":"+SUM(Y97:Y107)","v":{"$error":"#REF!"}},{"$f":"+Z96/(1-(Z91+Z92+Z93+Z94))","v":2.2000120362407829},{"$f":"+SUM(AA97:AA107)","v":{"$error":"#REF!"}},null,null,"Tasa Comercial","Prima Neta","Prima","Comisión"]
["Tasa de Riesgo %o",{"$f":"+SUM(B97:B107)","v":1.6925645},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(X97:X107)","v":1.6925645},null,{"$f":"+SUM(Z97:Z107)","v":1.6925642999999999}]
["Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.56119669999999999,null,{"$f":"B97/(1-(B91+B92+B93+B94))","v":0.7294643591783001},{"$f":"ROUND(E89*D97/1000,2)","v":0},{"$f":"ROUND(E97*(1-B93),2)","v":0},{"$f":"ROUND(E97*B93,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.56119669999999999,{"$f":"+X97/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.56119669999999999,{"$f":"+Z97/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X97/(1-(X91+X92+X93+X94))","v":0.7294643591783001},{"$f":"ROUND(AE89*AD97/1000,2)","v":0},{"$f":"ROUND(AE97*(1-X93),2)","v":0},{"$f":"ROUND(AE97*X93,2)","v":0}]
["Terremoto, temblor",0.92508789999999996,null,{"$f":"B98/(1-(B91+B92+B93+B94))","v":1.2024636854726682},{"$f":"ROUND(E89*D98/1000,2)","v":0},{"$f":"ROUND(E98*(1-B93),2)","v":0},{"$f":"ROUND(E98*B93,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Terremoto, temblor",0.92508789999999996,{"$f":"+X98/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.92508789999999996,{"$f":"+Z98/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X98/(1-(X91+X92+X93+X94))","v":1.2024636854726682},{"$f":"ROUND(AE89*AD98/1000,2)","v":0},{"$f":"ROUND(AE98*(1-X93),2)","v":0},{"$f":"ROUND(AE98*X93,2)","v":0}]
["Riesgos de la naturaleza",0.1027875,null,{"$f":"B99/(1-(B91+B92+B93+B94))","v":0.13360701839308664},{"$f":"ROUND(E89*D99/1000,2)","v":0},{"$f":"ROUND(E99*(1-B93),2)","v":0},{"$f":"ROUND(E99*B93,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Riesgos de la naturaleza",0.1027875,{"$f":"+X99/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.1027875,{"$f":"+Z99/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X99/(1-(X91+X92+X93+X94))","v":0.13360701839308664},{"$f":"ROUND(AE89*AD99/1000,2)","v":0},{"$f":"ROUND(AE99*(1-X93),2)","v":0},{"$f":"ROUND(AE99*X93,2)","v":0}]
["Riesgos políticos y sociales",5.0000000000000001E-3,null,{"$f":"B100/(1-(B91+B92+B93+B94))","v":6.4991861069238306E-3},{"$f":"ROUND(E89*D100/1000,2)","v":0},{"$f":"ROUND(E100*(1-B93),2)","v":0},{"$f":"ROUND(E100*B93,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Riesgos políticos y sociales",5.0000000000000001E-3,{"$f":"+X100/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},5.0000000000000001E-3,{"$f":"+Z100/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X100/(1-(X91+X92+X93+X94))","v":6.4991861069238306E-3},{"$f":"ROUND(AE89*AD100/1000,2)","v":0},{"$f":"ROUND(AE100*(1-X93),2)","v":0},{"$f":"ROUND(AE100*X93,2)","v":0}]
["Responsabilidad Civil frente a terceros",6.267E-3,null,{"$f":"B101/(1-(B91+B92+B93+B94))","v":8.14607986641833E-3},{"$f":"ROUND(E89*D101/1000,2)","v":0},{"$f":"ROUND(E101*(1-B93),2)","v":0},{"$f":"ROUND(E101*B93,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Responsabilidad Civil frente a terceros",6.267E-3,{"$f":"+X101/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},6.267E-3,{"$f":"+Z101/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X101/(1-(X91+X92+X93+X94))","v":8.14607986641833E-3},{"$f":"ROUND(AE89*AD101/1000,2)","v":0},{"$f":"ROUND(AE101*(1-X93),2)","v":0},{"$f":"ROUND(AE101*X93,2)","v":0}]
["Rotura accidental de vidrio y/o cristales",1.7274100000000001E-2,null,{"$f":"B102/(1-(B91+B92+B93+B94))","v":2.2453518145922589E-2},{"$f":"ROUND(E89*D102/1000,2)","v":0},{"$f":"ROUND(E102*(1-B93),2)","v":0},{"$f":"ROUND(E102*B93,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Rotura accidental de vidrio y/o cristales",1.7274100000000001E-2,{"$f":"+X102/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},1.7274100000000001E-2,{"$f":"+Z102/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X102/(1-(X91+X92+X93+X94))","v":2.2453518145922589E-2},{"$f":"ROUND(AE89*AD102/1000,2)","v":0},{"$f":"ROUND(AE102*(1-X93),2)","v":0},{"$f":"ROUND(AE102*X93,2)","v":0}]
["Robo o intento de robo de instalaciones fijas",3.6160000000000001E-4,null,{"$f":"B103/(1-(B91+B92+B93+B94))","v":4.7002113925273141E-4},{"$f":"ROUND(E89*D103/1000,2)","v":0},{"$f":"ROUND(E103*(1-B93),2)","v":0},{"$f":"ROUND(E103*B93,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Robo o intento de robo de instalaciones fijas",3.6160000000000001E-4,{"$f":"+X103/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},3.6160000000000001E-4,{"$f":"+Z103/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X103/(1-(X91+X92+X93+X94))","v":4.7002113925273141E-4},{"$f":"ROUND(AE89*AD103/1000,2)","v":0},{"$f":"ROUND(AE103*(1-X93),2)","v":0},{"$f":"ROUND(AE103*X93,2)","v":0}]
["Reembolso de gastos médicos por accidentes de trabajadores del hogar",2.9409000000000002E-3,null,{"$f":"B104/(1-(B91+B92+B93+B94))","v":3.8226912843704591E-3},{"$f":"ROUND(E89*D104/1000,2)","v":0},{"$f":"ROUND(E104*(1-B93),2)","v":0},{"$f":"ROUND(E104*B93,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Reembolso de gastos médicos por accidentes de trabajadores del hogar",2.9409000000000002E-3,{"$f":"+X104/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},2.9409000000000002E-3,{"$f":"+Z104/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X104/(1-(X91+X92+X93+X94))","v":3.8226912843704591E-3},{"$f":"ROUND(AE89*AD104/1000,2)","v":0},{"$f":"ROUND(AE104*(1-X93),2)","v":0},{"$f":"ROUND(AE104*X93,2)","v":0}]
["Gasto de arrendamiento de vivienda temporal",4.5742999999999999E-3,null,{"$f":"B105/(1-(B91+B92+B93+B94))","v":5.9458454017803355E-3},{"$f":"ROUND(E89*D105/1000,2)","v":0},{"$f":"ROUND(E105*(1-B93),2)","v":0},{"$f":"ROUND(E105*B93,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gasto de arrendamiento de vivienda temporal",4.5742999999999999E-3,{"$f":"+X105/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},4.5742999999999999E-3,{"$f":"+Z105/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X105/(1-(X91+X92+X93+X94))","v":5.9458454017803355E-3},{"$f":"ROUND(AE89*AD105/1000,2)","v":0},{"$f":"ROUND(AE105*(1-X93),2)","v":0},{"$f":"ROUND(AE105*X93,2)","v":0}]
["Alquiler no  percibido por inmueble inhabitable temporalmente",4.5742999999999999E-3,null,{"$f":"B106/(1-(B91+B92+B93+B94))","v":5.9458454017803355E-3},{"$f":"ROUND(E89*D106/1000,2)","v":0},{"$f":"ROUND(E106*(1-B93),2)","v":0},{"$f":"ROUND(E106*B93,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Alquiler no  percibido por inmueble inhabitable temporalmente",4.5742999999999999E-3,{"$f":"+X106/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},4.5742999999999999E-3,{"$f":"+Z106/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X106/(1-(X91+X92+X93+X94))","v":5.9458454017803355E-3},{"$f":"ROUND(AE89*AD106/1000,2)","v":0},{"$f":"ROUND(AE106*(1-X93),2)","v":0},{"$f":"ROUND(AE106*X93,2)","v":0}]
["Asistencias",6.2500200000000006E-2,null,null,{"$f":"E109*B108","v":0},{"$f":"F109*B108","v":0},{"$f":"G109*B108","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Asistencias",6.2500200000000006E-2,{"$f":"+X107/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},6.25E-2,{"$f":"+Z107/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,null,{"$f":"AE109*X108","v":0},{"$f":"AF109*X108","v":0},{"$f":"AG109*X108","v":0}]
["Cantidad de asistencias",6,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cantidad de asistencias",6,6,6,6]
["Tasa por asistencia",{"$f":"B107/B108","v":1.0416700000000001E-2},null,{"$f":"B109/(1-(B91+B92+B93+B94))","v":1.3540014383998693E-2},{"$f":"ROUND(E89*D109/1000,2)","v":0},{"$f":"ROUND(E109*(1-B93),2)","v":0},{"$f":"ROUND(E109*B93,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa por asistencia",{"$f":"X107/X108","v":1.0416700000000001E-2},{"$f":"+ROUND(Y107/Y108,7)","v":{"$error":"#REF!"}},1.0416699999999999E-2,1.0416699999999999E-2,null,null,{"$f":"X109/(1-(X91+X92+X93+X94))","v":1.3540014383998693E-2},{"$f":"ROUND(AE89*AD109/1000,2)","v":0},{"$f":"ROUND(AE109*(1-X93),2)","v":0},{"$f":"ROUND(AE109*X93,2)","v":0}]
[]
[null,null,null,{"$f":"B96/(1-(B91+B92+B93+B94))","v":2.2000583366944961},{"$f":"ROUND(E89*D111/1000,2)","v":0},{"$f":"ROUND(E111*(1-B93),2)","v":0},{"$f":"ROUND(E111*B93,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"X96/(1-(X91+X92+X93+X94))","v":2.2000583366944961},{"$f":"ROUND(AE89*AD111/1000,2)","v":0},{"$f":"ROUND(AE111*(1-X93),2)","v":0},{"$f":"ROUND(AE111*X93,2)","v":0}]
[null,null,null,null,"Suma de Cob",{"$f":"SUM(F97:F107)","v":0},{"$f":"SUM(G97:G107)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Suma de Cob",{"$f":"SUM(AF97:AF107)","v":0},{"$f":"SUM(AG97:AG107)","v":0}]
[null,null,null,null,"Esperado",{"$f":"E111*(1-B93)","v":0},{"$f":"E111*B93","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Esperado",{"$f":"AE111*(1-X93)","v":0},{"$f":"AE111*X93","v":0}]
[null,null,null,null,"Faltante",{"$f":"F113-F112","v":0},{"$f":"G113-G112","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Faltante",{"$f":"AF113-AF112","v":0},{"$f":"AG113-AG112","v":0}]
[]
[]
[]
["Tipo de bien: Bienes","tasa de riesgo",null,"COMPLETA 2 - Contenido",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tipo de bien: Bienes","tasa de riesgo","tasa comercial","tasa de riesgo","tasa comercial",null,null,"COMPLETA 2 - Contenido"]
[null,"Corredores",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Corredores","Corredores","NNDD","NNDD"]
["Gastos generales",0.1142203,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos generales",0.1142203,3.0672905132556546E-2,0.13963639999999999,0.15]
["Gastos de comercialización",0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos de comercialización",0,0,0.05,0.05]
["Comisión local",0.2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Comisión local",0.2,0.2,0,0]
["Utilidad antes de Imp",0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Utilidad antes de Imp",0,0,0,3.0656799711687509E-2]
["Tasa comercial %o",{"$f":"+B125/(1-(B120+B121+B122+B123))","v":2.2000875791453143},null,"Tasa Comercial","Prima Neta","Prima","Comisión",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa comercial %o",{"$f":"+X125/(1-(X120+X121+X122+X123))","v":2.2000875791453143},{"$f":"+SUM(Y126:Y130)","v":{"$error":"#REF!"}},{"$f":"+Z125/(1-(Z120+Z121+Z122+Z123))","v":2.2003151424866565},{"$f":"+SUM(AA126:AA130)","v":{"$error":"#REF!"}},null,null,"Tasa Comercial","Prima Neta","Prima","Comisión"]
["Tasa de Riesgo %o",{"$f":"+SUM(B126:B130)","v":1.5087753999999998},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(X126:X130)","v":1.5087753999999998},null,{"$f":"+SUM(Z126:Z130)","v":1.7830553}]
["Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.41339979999999998,null,{"$f":"B126/(1-(B120+B121+B122+B123))","v":0.60281720208399281},{"$f":"ROUND(E118*D126/1000, 2)","v":0},{"$f":"ROUND(E126*(1-B122),2)","v":0},{"$f":"ROUND(E126*B122,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.41339979999999998,{"$f":"+X126/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.41339979999999998,{"$f":"+Z126/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X126/(1-(X120+X121+X122+X123))","v":0.60281720208399281},{"$f":"ROUND(AE118*AD126/1000, 2)","v":0},{"$f":"ROUND(AE126*(1-X122),2)","v":0},{"$f":"ROUND(AE126*X122,2)","v":0}]
["Terremoto, temblor",0.92508789999999996,null,{"$f":"B127/(1-(B120+B121+B122+B123))","v":1.3489578358764482},{"$f":"ROUND(E118*D127/1000,2)","v":0},{"$f":"ROUND(E127*(1-B122),2)","v":0},{"$f":"ROUND(E127*B122,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Terremoto, temblor",0.92508789999999996,{"$f":"+X127/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.92508789999999996,{"$f":"+Z127/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X127/(1-(X120+X121+X122+X123))","v":1.3489578358764482},{"$f":"ROUND(AE118*AD127/1000,2)","v":0},{"$f":"ROUND(AE127*(1-X122),2)","v":0},{"$f":"ROUND(AE127*X122,2)","v":0}]
["Riesgos de la naturaleza",0.1027875,null,{"$f":"B128/(1-(B120+B121+B122+B123))","v":0.14988413917763971},{"$f":"ROUND(E118*D128/1000,2)","v":0},{"$f":"ROUND(E128*(1-B122),2)","v":0},{"$f":"ROUND(E128*B122,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Riesgos de la naturaleza",0.1027875,{"$f":"+X128/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.1027875,{"$f":"+Z128/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X128/(1-(X120+X121+X122+X123))","v":0.14988413917763971},{"$f":"ROUND(AE118*AD128/1000,2)","v":0},{"$f":"ROUND(AE128*(1-X122),2)","v":0},{"$f":"ROUND(AE128*X122,2)","v":0}]
["Riesgos políticos y sociales",5.0000000000000001E-3,null,{"$f":"B129/(1-(B120+B121+B122+B123))","v":7.2909711383991101E-3},{"$f":"ROUND(E118*D129/1000,2)","v":0},{"$f":"ROUND(E129*(1-B122),2)","v":0},{"$f":"ROUND(E129*B122,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Riesgos políticos y sociales",5.0000000000000001E-3,{"$f":"+X129/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},5.0000000000000001E-3,{"$f":"+Z129/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X129/(1-(X120+X121+X122+X123))","v":7.2909711383991101E-3},{"$f":"ROUND(AE118*AD129/1000,2)","v":0},{"$f":"ROUND(AE129*(1-X122),2)","v":0},{"$f":"ROUND(AE129*X122,2)","v":0}]
["Asistencias",6.2500200000000006E-2,null,null,{"$f":"E132*B131","v":0},{"$f":"F132*B131","v":0},{"$f":"G132*B131","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Asistencias",6.2500200000000006E-2,{"$f":"+X130/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.33678010000000003,{"$f":"+Z130/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,null,{"$f":"AE132*X131","v":0},{"$f":"AF132*X131","v":0},{"$f":"AG132*X131","v":0}]
["Cantidad de asistencias",6,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cantidad de asistencias",6,6,6,6]
["Tasa por asistencia",{"$f":"B130/B131","v":1.0416700000000001E-2},null,{"$f":"B132/(1-(B120+B121+B122+B123))","v":1.5189571811472404E-2},{"$f":"ROUND(E118*D132/1000,2)","v":0},{"$f":"ROUND(E132*(1-B122),2)","v":0},{"$f":"ROUND(E132*B122,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa por asistencia",{"$f":"X130/X131","v":1.0416700000000001E-2},{"$f":"+ROUND(Y130/Y131,7)","v":{"$error":"#REF!"}},1.0416699999999999E-2,1.0416699999999999E-2,null,null,{"$f":"X132/(1-(X120+X121+X122+X123))","v":1.5189571811472404E-2},{"$f":"ROUND(AE118*AD132/1000,2)","v":0},{"$f":"ROUND(AE132*(1-X122),2)","v":0},{"$f":"ROUND(AE132*X122,2)","v":0}]
[]
[null,null,null,{"$f":"B125/(1-(B120+B121+B122+B123))","v":2.2000875791453143},{"$f":"ROUND(E118*D134/1000,2)","v":0},{"$f":"ROUND(E134*(1-B122),2)","v":0},{"$f":"ROUND(E134*B122,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"X125/(1-(X120+X121+X122+X123))","v":2.2000875791453143},{"$f":"ROUND(AE118*AD134/1000,2)","v":0},{"$f":"ROUND(AE134*(1-X122),2)","v":0},{"$f":"ROUND(AE134*X122,2)","v":0}]
[null,null,null,null,"Suma de Cob",{"$f":"SUM(F126:F130)","v":0},{"$f":"SUM(G126:G130)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Suma de Cob",{"$f":"SUM(AF126:AF130)","v":0},{"$f":"SUM(AG126:AG130)","v":0}]
[null,null,null,null,"Esperado",{"$f":"E134*(1-B122)","v":0},{"$f":"E134*B122","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Esperado",{"$f":"AE134*(1-X122)","v":0},{"$f":"AE134*X122","v":0}]
[null,null,null,null,"Faltante",{"$f":"F136-F135","v":0},{"$f":"G136-G135","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Faltante",{"$f":"AF136-AF135","v":0},{"$f":"AG136-AG135","v":0}]
[]
[]
["Tipo de bien: Bienes con robo","Corredores",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tipo de bien: Bienes con robo","Corredores","Corredores","NNDD","NNDD"]
["Gastos generales",0.15,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos generales",0.15,0.15,0.15,0.15]
["Gastos de comercialización",0.05,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos de comercialización",0.05,0.05,0.05,0.05]
["Comisión local",0.2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Comisión local",0.2,0.2,0,0]
["Utilidad antes de Imp",9.4818600000000003E-2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Utilidad antes de Imp",9.4818600000000003E-2,9.4818618872647503E-2,0.29477880000000001,0.29477881366445952]
["Tasa comercial %o",{"$f":"+B146/(1-(B141+B142+B143+B144))","v":4.9999008277026826},null,"Tasa Comercial","Prima Neta","Prima","Comisión",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa comercial %o",{"$f":"+X146/(1-(X141+X142+X143+X144))","v":4.9999008277026826},{"$f":"+SUM(Y147:Y150)","v":{"$error":"#REF!"}},{"$f":"+Z146/(1-(Z141+Z142+Z143+Z144))","v":4.9995069486395263},{"$f":"+SUM(AA147:AA150)","v":{"$error":"#REF!"}},null,null,"Tasa Comercial","Prima Neta","Prima","Comisión"]
["Tasa de Riesgo %o",{"$f":"+SUM(B147:B150)","v":2.5258569},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(X147:X150)","v":2.5258569},null,{"$f":"+SUM(Z147:Z150)","v":2.5258569}]
["Robo y/o daños por intento de robo de bienes ",2.4425075000000001,null,{"$f":"B147/(1-(B141+B142+B143+B144))","v":4.8349117762451268},{"$f":"ROUND(E118*D147/1000,2)","v":0},{"$f":"ROUND(E147*(1-B143),2)","v":0},{"$f":"ROUND(E147*B143,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Robo y/o daños por intento de robo de bienes ",2.4425075000000001,{"$f":"+X147/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},2.4425075000000001,{"$f":"+Z147/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X147/(1-(X141+X142+X143+X144))","v":4.8349117762451268},{"$f":"ROUND(AE118*AD147/1000,2)","v":0},{"$f":"ROUND(AE147*(1-X143),2)","v":0},{"$f":"ROUND(AE147*X143,2)","v":0}]
["Robo y/o daños por intento de robo de bienes especiales: joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda",6.2311999999999999E-2,null,{"$f":"B148/(1-(B141+B142+B143+B144))","v":0.12334579222433763},{"$f":"ROUND(E118*D148/1000,2)","v":0},{"$f":"ROUND(E148*(1-B143),2)","v":0},{"$f":"ROUND(E148*B143,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Robo y/o daños por intento de robo de bienes especiales: joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda",6.2311999999999999E-2,{"$f":"+X148/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},6.2311999999999999E-2,{"$f":"+Z148/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X148/(1-(X141+X142+X143+X144))","v":0.12334579222433763},{"$f":"ROUND(AE118*AD148/1000,2)","v":0},{"$f":"ROUND(AE148*(1-X143),2)","v":0},{"$f":"ROUND(AE148*X143,2)","v":0}]
["Hurto",1.3968700000000001E-2,null,{"$f":"B149/(1-(B141+B142+B143+B144))","v":2.7650859671397247E-2},{"$f":"ROUND(E118*D149/1000,2)","v":0},{"$f":"ROUND(E149*(1-B143),2)","v":0},{"$f":"ROUND(E149*B143,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Hurto",1.3968700000000001E-2,{"$f":"+X149/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},1.3968700000000001E-2,{"$f":"+Z149/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X149/(1-(X141+X142+X143+X144))","v":2.7650859671397247E-2},{"$f":"ROUND(AE118*AD149/1000,2)","v":0},{"$f":"ROUND(AE149*(1-X143),2)","v":0},{"$f":"ROUND(AE149*X143,2)","v":0}]
["Deshonestidad de trabajadores del hogar",7.0686999999999998E-3,null,{"$f":"B150/(1-(B141+B142+B143+B144))","v":1.3992399561820763E-2},{"$f":"ROUND(E118*D150/1000,2)","v":0},{"$f":"ROUND(E150*(1-B143),2)","v":0},{"$f":"ROUND(E150*B143,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Deshonestidad de trabajadores del hogar",7.0686999999999998E-3,{"$f":"+X150/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},7.0686999999999998E-3,{"$f":"+Z150/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X150/(1-(X141+X142+X143+X144))","v":1.3992399561820763E-2},{"$f":"ROUND(AE118*AD150/1000,2)","v":0},{"$f":"ROUND(AE150*(1-X143),2)","v":0},{"$f":"ROUND(AE150*X143,2)","v":0}]
[]
[null,null,null,{"$f":"B146/(1-(B141+B142+B143+B144))","v":4.9999008277026826},{"$f":"ROUND(E118*D152/1000,2)","v":0},{"$f":"ROUND(E152*(1-B143),2)","v":0},{"$f":"ROUND(E152*B143,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"X146/(1-(X141+X142+X143+X144))","v":4.9999008277026826},{"$f":"ROUND(AE118*AD152/1000,2)","v":0},{"$f":"ROUND(AE152*(1-X143),2)","v":0},{"$f":"ROUND(AE152*X143,2)","v":0}]
[]
[null,null,null,"TOTAL COMPLETA 2",{"$f":"E111+E134+E152","v":0},{"$f":"IF(F156<>F155,F155,F156)","v":{"$error":"#REF!"}},{"$f":"IF(G156<>G155,G155,G156)","v":{"$error":"#REF!"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TOTAL COMPLETA 2",{"$f":"AE111+AE134+AE152","v":0},{"$f":"IF(AF156<>AF155,AF155,AF156)","v":{"$error":"#REF!"}},{"$f":"IF(AG156<>AG155,AG155,AG156)","v":{"$error":"#REF!"}}]
[null,null,null,null,"Suma Ajustada",{"$f":"#REF!+#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!+#REF!","v":{"$error":"#REF!"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Suma Ajustada",{"$f":"#REF!+#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!+#REF!","v":{"$error":"#REF!"}}]
[null,null,null,null,"Suma Esperada",{"$f":"F111+F134+F152","v":0},{"$f":"G111+G134+G152","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Suma Esperada",{"$f":"AF111+AF134+AF152","v":0},{"$f":"AE154*X143","v":0}]
[]
[]
[]
[]
[]
[]
[]
[]
["Tipo de bien: Inmueble","tasa de riesgo",null,"COMPLETA 3 - Inmueble",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tipo de bien: Inmueble","tasa de riesgo","tasa comercial","tasa de riesgo","tasa comercial",null,null,"COMPLETA 3 - Inmueble"]
[null,"Corredores",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Corredores","Corredores","NNDD","NNDD"]
["Gastos generales",3.0672899999999999E-2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos generales",3.0672899999999999E-2,3.0672905132556546E-2,0.15,0.15]
["Gastos de comercialización",0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos de comercialización",0,0,0.05,0.05]
["Comisión local",0.2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Comisión local",0.2,0.2,0,0]
["Utilidad antes de Imp",0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Utilidad antes de Imp",0,0,3.0656800000000001E-2,3.0656799711687509E-2]
["Tasa comercial %o",{"$f":"+B172/(1-(B167+B168+B169+B170))","v":2.2000583366944961},null,"Tasa Comercial","Prima Neta","Prima","Comisión",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa comercial %o",{"$f":"+X172/(1-(X167+X168+X169+X170))","v":2.2000583366944961},{"$f":"+SUM(Y173:Y183)","v":{"$error":"#REF!"}},{"$f":"+Z172/(1-(Z167+Z168+Z169+Z170))","v":2.2000120362407829},{"$f":"+SUM(AA173:AA183)","v":{"$error":"#REF!"}},null,null,"Tasa Comercial","Prima Neta","Prima","Comisión"]
["Tasa de Riesgo %o",{"$f":"+SUM(B173:B183)","v":1.6925645},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(X173:X183)","v":1.6925645},null,{"$f":"+SUM(Z173:Z183)","v":1.6925642999999999}]
["Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.56119669999999999,null,{"$f":"B173/(1-(B167+B168+B169+B170))","v":0.7294643591783001},{"$f":"ROUND(E165*D173/1000,2)","v":0},{"$f":"ROUND(E173*(1-B169),2)","v":0},{"$f":"ROUND(E173*B169,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.56119669999999999,{"$f":"+X173/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.56119669999999999,{"$f":"+Z173/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X173/(1-(X167+X168+X169+X170))","v":0.7294643591783001},{"$f":"ROUND(AE165*AD173/1000,2)","v":0},{"$f":"ROUND(AE173*(1-X169),2)","v":0},{"$f":"ROUND(AE173*X169,2)","v":0}]
["Terremoto, temblor",0.92508789999999996,null,{"$f":"B174/(1-(B167+B168+B169+B170))","v":1.2024636854726682},{"$f":"ROUND(E165*D174/1000,2)","v":0},{"$f":"ROUND(E174*(1-B169),2)","v":0},{"$f":"ROUND(E174*B169,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Terremoto, temblor",0.92508789999999996,{"$f":"+X174/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.92508789999999996,{"$f":"+Z174/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X174/(1-(X167+X168+X169+X170))","v":1.2024636854726682},{"$f":"ROUND(AE165*AD174/1000,2)","v":0},{"$f":"ROUND(AE174*(1-X169),2)","v":0},{"$f":"ROUND(AE174*X169,2)","v":0}]
["Riesgos de la naturaleza",0.1027875,null,{"$f":"B175/(1-(B167+B168+B169+B170))","v":0.13360701839308664},{"$f":"ROUND(E165*D175/1000,2)","v":0},{"$f":"ROUND(E175*(1-B169),2)","v":0},{"$f":"ROUND(E175*B169,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Riesgos de la naturaleza",0.1027875,{"$f":"+X175/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.1027875,{"$f":"+Z175/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X175/(1-(X167+X168+X169+X170))","v":0.13360701839308664},{"$f":"ROUND(AE165*AD175/1000,2)","v":0},{"$f":"ROUND(AE175*(1-X169),2)","v":0},{"$f":"ROUND(AE175*X169,2)","v":0}]
["Riesgos políticos y sociales",5.0000000000000001E-3,null,{"$f":"B176/(1-(B167+B168+B169+B170))","v":6.4991861069238306E-3},{"$f":"ROUND(E165*D176/1000,2)","v":0},{"$f":"ROUND(E176*(1-B169),2)","v":0},{"$f":"ROUND(E176*B169,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Riesgos políticos y sociales",5.0000000000000001E-3,{"$f":"+X176/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},5.0000000000000001E-3,{"$f":"+Z176/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X176/(1-(X167+X168+X169+X170))","v":6.4991861069238306E-3},{"$f":"ROUND(AE165*AD176/1000,2)","v":0},{"$f":"ROUND(AE176*(1-X169),2)","v":0},{"$f":"ROUND(AE176*X169,2)","v":0}]
["Responsabilidad Civil frente a terceros",6.267E-3,null,{"$f":"B177/(1-(B167+B168+B169+B170))","v":8.14607986641833E-3},{"$f":"ROUND(E165*D177/1000,2)","v":0},{"$f":"ROUND(E177*(1-B169),2)","v":0},{"$f":"ROUND(E177*B169,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Responsabilidad Civil frente a terceros",6.267E-3,{"$f":"+X177/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},6.267E-3,{"$f":"+Z177/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X177/(1-(X167+X168+X169+X170))","v":8.14607986641833E-3},{"$f":"ROUND(AE165*AD177/1000,2)","v":0},{"$f":"ROUND(AE177*(1-X169),2)","v":0},{"$f":"ROUND(AE177*X169,2)","v":0}]
["Rotura accidental de vidrio y/o cristales",1.7274100000000001E-2,null,{"$f":"B178/(1-(B167+B168+B169+B170))","v":2.2453518145922589E-2},{"$f":"ROUND(E165*D178/1000,2)","v":0},{"$f":"ROUND(E178*(1-B169),2)","v":0},{"$f":"ROUND(E178*B169,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Rotura accidental de vidrio y/o cristales",1.7274100000000001E-2,{"$f":"+X178/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},1.7274100000000001E-2,{"$f":"+Z178/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X178/(1-(X167+X168+X169+X170))","v":2.2453518145922589E-2},{"$f":"ROUND(AE165*AD178/1000,2)","v":0},{"$f":"ROUND(AE178*(1-X169),2)","v":0},{"$f":"ROUND(AE178*X169,2)","v":0}]
["Robo o intento de robo de instalaciones fijas",3.6160000000000001E-4,null,{"$f":"B179/(1-(B167+B168+B169+B170))","v":4.7002113925273141E-4},{"$f":"ROUND(E165*D179/1000,2)","v":0},{"$f":"ROUND(E179*(1-B169),2)","v":0},{"$f":"ROUND(E179*B169,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Robo o intento de robo de instalaciones fijas",3.6160000000000001E-4,{"$f":"+X179/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},3.6160000000000001E-4,{"$f":"+Z179/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X179/(1-(X167+X168+X169+X170))","v":4.7002113925273141E-4},{"$f":"ROUND(AE165*AD179/1000,2)","v":0},{"$f":"ROUND(AE179*(1-X169),2)","v":0},{"$f":"ROUND(AE179*X169,2)","v":0}]
["Reembolso de gastos médicos por accidentes de trabajadores del hogar",2.9409000000000002E-3,null,{"$f":"B180/(1-(B167+B168+B169+B170))","v":3.8226912843704591E-3},{"$f":"ROUND(E165*D180/1000,2)","v":0},{"$f":"ROUND(E180*(1-B169),2)","v":0},{"$f":"ROUND(E180*B169,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Reembolso de gastos médicos por accidentes de trabajadores del hogar",2.9409000000000002E-3,{"$f":"+X180/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},2.9409000000000002E-3,{"$f":"+Z180/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X180/(1-(X167+X168+X169+X170))","v":3.8226912843704591E-3},{"$f":"ROUND(AE165*AD180/1000,2)","v":0},{"$f":"ROUND(AE180*(1-X169),2)","v":0},{"$f":"ROUND(AE180*X169,2)","v":0}]
["Gasto de arrendamiento de vivienda temporal",4.5742999999999999E-3,null,{"$f":"B181/(1-(B167+B168+B169+B170))","v":5.9458454017803355E-3},{"$f":"ROUND(E165*D181/1000,2)","v":0},{"$f":"ROUND(E181*(1-B169),2)","v":0},{"$f":"ROUND(E181*B169,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gasto de arrendamiento de vivienda temporal",4.5742999999999999E-3,{"$f":"+X181/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},4.5742999999999999E-3,{"$f":"+Z181/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X181/(1-(X167+X168+X169+X170))","v":5.9458454017803355E-3},{"$f":"ROUND(AE165*AD181/1000,2)","v":0},{"$f":"ROUND(AE181*(1-X169),2)","v":0},{"$f":"ROUND(AE181*X169,2)","v":0}]
["Alquiler no  percibido por inmueble inhabitable temporalmente",4.5742999999999999E-3,null,{"$f":"B182/(1-(B167+B168+B169+B170))","v":5.9458454017803355E-3},{"$f":"ROUND(E165*D182/1000,2)","v":0},{"$f":"ROUND(E182*(1-B169),2)","v":0},{"$f":"ROUND(E182*B169,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Alquiler no  percibido por inmueble inhabitable temporalmente",4.5742999999999999E-3,{"$f":"+X182/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},4.5742999999999999E-3,{"$f":"+Z182/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X182/(1-(X167+X168+X169+X170))","v":5.9458454017803355E-3},{"$f":"ROUND(AE165*AD182/1000,2)","v":0},{"$f":"ROUND(AE182*(1-X169),2)","v":0},{"$f":"ROUND(AE182*X169,2)","v":0}]
["Asistencias",6.2500200000000006E-2,null,null,{"$f":"E185*B184","v":0},{"$f":"F185*B184","v":0},{"$f":"G185*B184","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Asistencias",6.2500200000000006E-2,{"$f":"+X183/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},6.25E-2,{"$f":"+Z183/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,null,{"$f":"AE185*X184","v":0},{"$f":"AF185*X184","v":0},{"$f":"AG185*X184","v":0}]
["Cantidad de asistencias",6,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cantidad de asistencias",6,6,6,6]
["Tasa por asistencia",{"$f":"B183/B184","v":1.0416700000000001E-2},null,{"$f":"B185/(1-(B167+B168+B169+B170))","v":1.3540014383998693E-2},{"$f":"ROUND(E165*D185/1000,2)","v":0},{"$f":"ROUND(E185*(1-B169),2)","v":0},{"$f":"ROUND(E185*B169,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa por asistencia",{"$f":"X183/X184","v":1.0416700000000001E-2},{"$f":"+ROUND(Y183/Y184,7)","v":{"$error":"#REF!"}},1.0416699999999999E-2,1.0416699999999999E-2,null,null,{"$f":"X185/(1-(X167+X168+X169+X170))","v":1.3540014383998693E-2},{"$f":"ROUND(AE165*AD185/1000,2)","v":0},{"$f":"ROUND(AE185*(1-X169),2)","v":0},{"$f":"ROUND(AE185*X169,2)","v":0}]
[]
[null,null,null,{"$f":"B172/(1-(B167+B168+B169+B170))","v":2.2000583366944961},{"$f":"ROUND(E165*D187/1000,2)","v":0},{"$f":"ROUND(E187*(1-B169),2)","v":0},{"$f":"ROUND(E187*B169,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"X172/(1-(X167+X168+X169+X170))","v":2.2000583366944961},{"$f":"ROUND(AE165*AD187/1000,2)","v":0},{"$f":"ROUND(AE187*(1-X169),2)","v":0},{"$f":"ROUND(AE187*X169,2)","v":0}]
[]
[]
[]
[]
[]
[]
["Tipo de bien: Bienes","tasa de riesgo",null,"COMPLETA 3 - Contenido",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tipo de bien: Bienes","tasa de riesgo","tasa comercial","tasa de riesgo","tasa comercial",null,null,"COMPLETA 3 - Contenido"]
[null,"Corredores",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Corredores","Corredores","NNDD","NNDD"]
["Gastos generales",0.1142203,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos generales",0.1142203,3.0672905132556546E-2,0.13963639999999999,0.15]
["Gastos de comercialización",0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos de comercialización",0,0,0.05,0.05]
["Comisión local",0.2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Comisión local",0.2,0.2,0,0]
["Utilidad antes de Imp",0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Utilidad antes de Imp",0,0,0,3.0656799711687509E-2]
["Tasa comercial %o",{"$f":"+B201/(1-(B196+B197+B198+B199))","v":2.2000875791453143},null,"Tasa Comercial","Prima Neta","Prima","Comisión",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa comercial %o",{"$f":"+X201/(1-(X196+X197+X198+X199))","v":2.2000875791453143},{"$f":"+SUM(Y202:Y206)","v":{"$error":"#REF!"}},{"$f":"+Z201/(1-(Z196+Z197+Z198+Z199))","v":2.2003151424866565},{"$f":"+SUM(AA202:AA206)","v":{"$error":"#REF!"}},null,null,"Tasa Comercial","Prima Neta","Prima","Comisión"]
["Tasa de Riesgo %o",{"$f":"+SUM(B202:B206)","v":1.5087753999999998},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(X202:X206)","v":1.5087753999999998},null,{"$f":"+SUM(Z202:Z206)","v":1.7830553}]
["Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.41339979999999998,null,{"$f":"B202/(1-(B196+B197+B198+B199))","v":0.60281720208399281},{"$f":"ROUND(E194*D202/1000, 2)","v":0},{"$f":"ROUND(E202*(1-B198),2)","v":0},{"$f":"ROUND(E202*B198,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.41339979999999998,{"$f":"+X202/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.41339979999999998,{"$f":"+Z202/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X202/(1-(X196+X197+X198+X199))","v":0.60281720208399281},{"$f":"ROUND(AE194*AD202/1000, 2)","v":0},{"$f":"ROUND(AE202*(1-X198),2)","v":0},{"$f":"ROUND(AE202*X198,2)","v":0}]
["Terremoto, temblor",0.92508789999999996,null,{"$f":"B203/(1-(B196+B197+B198+B199))","v":1.3489578358764482},{"$f":"ROUND(E194*D203/1000,2)","v":0},{"$f":"ROUND(E203*(1-B198),2)","v":0},{"$f":"ROUND(E203*B198,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Terremoto, temblor",0.92508789999999996,{"$f":"+X203/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.92508789999999996,{"$f":"+Z203/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X203/(1-(X196+X197+X198+X199))","v":1.3489578358764482},{"$f":"ROUND(AE194*AD203/1000,2)","v":0},{"$f":"ROUND(AE203*(1-X198),2)","v":0},{"$f":"ROUND(AE203*X198,2)","v":0}]
["Riesgos de la naturaleza",0.1027875,null,{"$f":"B204/(1-(B196+B197+B198+B199))","v":0.14988413917763971},{"$f":"ROUND(E194*D204/1000,2)","v":0},{"$f":"ROUND(E204*(1-B198),2)","v":0},{"$f":"ROUND(E204*B198,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Riesgos de la naturaleza",0.1027875,{"$f":"+X204/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.1027875,{"$f":"+Z204/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X204/(1-(X196+X197+X198+X199))","v":0.14988413917763971},{"$f":"ROUND(AE194*AD204/1000,2)","v":0},{"$f":"ROUND(AE204*(1-X198),2)","v":0},{"$f":"ROUND(AE204*X198,2)","v":0}]
["Riesgos políticos y sociales",5.0000000000000001E-3,null,{"$f":"B205/(1-(B196+B197+B198+B199))","v":7.2909711383991101E-3},{"$f":"ROUND(E194*D205/1000,2)","v":0},{"$f":"ROUND(E205*(1-B198),2)","v":0},{"$f":"ROUND(E205*B198,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Riesgos políticos y sociales",5.0000000000000001E-3,{"$f":"+X205/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},5.0000000000000001E-3,{"$f":"+Z205/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X205/(1-(X196+X197+X198+X199))","v":7.2909711383991101E-3},{"$f":"ROUND(AE194*AD205/1000,2)","v":0},{"$f":"ROUND(AE205*(1-X198),2)","v":0},{"$f":"ROUND(AE205*X198,2)","v":0}]
["Asistencias",6.2500200000000006E-2,null,null,{"$f":"E208*B207","v":0},{"$f":"F208*B207","v":0},{"$f":"G208*B207","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Asistencias",6.2500200000000006E-2,{"$f":"+X206/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.33678010000000003,{"$f":"+Z206/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,null,{"$f":"AE208*X207","v":0},{"$f":"AF208*X207","v":0},{"$f":"AG208*X207","v":0}]
["Cantidad de asistencias",6,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cantidad de asistencias",6,6,6,6]
["Tasa por asistencia",{"$f":"B206/B207","v":1.0416700000000001E-2},null,{"$f":"B208/(1-(B196+B197+B198+B199))","v":1.5189571811472404E-2},{"$f":"ROUND(E194*D208/1000,2)","v":0},{"$f":"ROUND(E208*(1-B198),2)","v":0},{"$f":"ROUND(E208*B198,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa por asistencia",{"$f":"X206/X207","v":1.0416700000000001E-2},{"$f":"+ROUND(Y206/Y207,7)","v":{"$error":"#REF!"}},1.0416699999999999E-2,1.0416699999999999E-2,null,null,{"$f":"X208/(1-(X196+X197+X198+X199))","v":1.5189571811472404E-2},{"$f":"ROUND(AE194*AD208/1000,2)","v":0},{"$f":"ROUND(AE208*(1-X198),2)","v":0},{"$f":"ROUND(AE208*X198,2)","v":0}]
[]
[null,null,null,{"$f":"B201/(1-(B196+B197+B198+B199))","v":2.2000875791453143},{"$f":"ROUND(E194*D210/1000,2)","v":0},{"$f":"ROUND(E210*(1-B198),2)","v":0},{"$f":"ROUND(E210*B198,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"X201/(1-(X196+X197+X198+X199))","v":2.2000875791453143},{"$f":"ROUND(AE194*AD210/1000,2)","v":0},{"$f":"ROUND(AE210*(1-X198),2)","v":0},{"$f":"ROUND(AE210*X198,2)","v":0}]
[]
[]
[]
[]
[]
["Tipo de bien: Bienes con robo","Corredores",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tipo de bien: Bienes con robo","Corredores","Corredores","NNDD","NNDD"]
["Gastos generales",0.15,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos generales",0.15,0.15,0.15,0.15]
["Gastos de comercialización",0.05,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos de comercialización",0.05,0.05,0.05,0.05]
["Comisión local",0.2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Comisión local",0.2,0.2,0,0]
["Utilidad antes de Imp",9.4818600000000003E-2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Utilidad antes de Imp",9.4818600000000003E-2,9.4818618872647503E-2,0.29477880000000001,0.29477881366445952]
["Tasa comercial %o",{"$f":"+B222/(1-(B217+B218+B219+B220))","v":4.9999008277026826},null,"Tasa Comercial","Prima Neta","Prima","Comisión",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa comercial %o",{"$f":"+X222/(1-(X217+X218+X219+X220))","v":4.9999008277026826},{"$f":"+SUM(Y223:Y226)","v":{"$error":"#REF!"}},{"$f":"+Z222/(1-(Z217+Z218+Z219+Z220))","v":4.9995069486395263},{"$f":"+SUM(AA223:AA226)","v":{"$error":"#REF!"}},null,null,"Tasa Comercial","Prima Neta","Prima","Comisión"]
["Tasa de Riesgo %o",{"$f":"+SUM(B223:B226)","v":2.5258569},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(X223:X226)","v":2.5258569},null,{"$f":"+SUM(Z223:Z226)","v":2.5258569}]
["Robo y/o daños por intento de robo de bienes ",2.4425075000000001,null,{"$f":"B223/(1-(B217+B218+B219+B220))","v":4.8349117762451268},{"$f":"ROUND(E194*D223/1000,2)","v":0},{"$f":"ROUND(E223*(1-B219),2)","v":0},{"$f":"ROUND(E223*B219,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Robo y/o daños por intento de robo de bienes ",2.4425075000000001,{"$f":"+X223/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},2.4425075000000001,{"$f":"+Z223/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X223/(1-(X217+X218+X219+X220))","v":4.8349117762451268},{"$f":"ROUND(AE194*AD223/1000,2)","v":0},{"$f":"ROUND(AE223*(1-X219),2)","v":0},{"$f":"ROUND(AE223*X219,2)","v":0}]
["Robo y/o daños por intento de robo de bienes especiales: joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda",6.2311999999999999E-2,null,{"$f":"B224/(1-(B217+B218+B219+B220))","v":0.12334579222433763},{"$f":"ROUND(E194*D224/1000,2)","v":0},{"$f":"ROUND(E224*(1-B219),2)","v":0},{"$f":"ROUND(E224*B219,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Robo y/o daños por intento de robo de bienes especiales: joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda",6.2311999999999999E-2,{"$f":"+X224/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},6.2311999999999999E-2,{"$f":"+Z224/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X224/(1-(X217+X218+X219+X220))","v":0.12334579222433763},{"$f":"ROUND(AE194*AD224/1000,2)","v":0},{"$f":"ROUND(AE224*(1-X219),2)","v":0},{"$f":"ROUND(AE224*X219,2)","v":0}]
["Hurto",1.3968700000000001E-2,null,{"$f":"B225/(1-(B217+B218+B219+B220))","v":2.7650859671397247E-2},{"$f":"ROUND(E194*D225/1000,2)","v":0},{"$f":"ROUND(E225*(1-B219),2)","v":0},{"$f":"ROUND(E225*B219,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Hurto",1.3968700000000001E-2,{"$f":"+X225/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},1.3968700000000001E-2,{"$f":"+Z225/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X225/(1-(X217+X218+X219+X220))","v":2.7650859671397247E-2},{"$f":"ROUND(AE194*AD225/1000,2)","v":0},{"$f":"ROUND(AE225*(1-X219),2)","v":0},{"$f":"ROUND(AE225*X219,2)","v":0}]
["Deshonestidad de trabajadores del hogar",7.0686999999999998E-3,null,{"$f":"B226/(1-(B217+B218+B219+B220))","v":1.3992399561820763E-2},{"$f":"ROUND(E194*D226/1000,2)","v":0},{"$f":"ROUND(E226*(1-B219),2)","v":0},{"$f":"ROUND(E226*B219,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Deshonestidad de trabajadores del hogar",7.0686999999999998E-3,{"$f":"+X226/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},7.0686999999999998E-3,{"$f":"+Z226/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X226/(1-(X217+X218+X219+X220))","v":1.3992399561820763E-2},{"$f":"ROUND(AE194*AD226/1000,2)","v":0},{"$f":"ROUND(AE226*(1-X219),2)","v":0},{"$f":"ROUND(AE226*X219,2)","v":0}]
[]
[null,null,null,{"$f":"B222/(1-(B217+B218+B219+B220))","v":4.9999008277026826},{"$f":"ROUND(E194*D228/1000,2)","v":0},{"$f":"ROUND(E228*(1-B219),2)","v":0},{"$f":"ROUND(E228*B219,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"X222/(1-(X217+X218+X219+X220))","v":4.9999008277026826},{"$f":"ROUND(AE194*AD228/1000,2)","v":0},{"$f":"ROUND(AE228*(1-X219),2)","v":0},{"$f":"ROUND(AE228*X219,2)","v":0}]
[]
[null,null,null,"TOTAL COMPLETA 3",{"$f":"E187+E210+E228","v":0},{"$f":"IF(F232<>F231,F231,F232)","v":{"$error":"#REF!"}},{"$f":"IF(G232<>G231,G231,G232)","v":{"$error":"#REF!"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TOTAL COMPLETA 3",{"$f":"AE187+AE210+AE228","v":0},{"$f":"IF(AF187+AF210+AF228<>AF235,AF235,AF228)","v":0},{"$f":"AG187+AG210+AG228","v":0}]
[null,null,null,null,"Suma Ajustada",{"$f":"#REF!+#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!+#REF!","v":{"$error":"#REF!"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Suma de Cob",{"$f":"SUM(AF223:AF226)+SUM(AF202:AF206)+SUM(AF173:AF183)","v":0},{"$f":"SUM(AG223:AG226)+SUM(AG202:AG206)+SUM(AG173:AG183)","v":0}]
[null,null,null,null,"Suma Esperada",{"$f":"F187+F210+F228","v":0},{"$f":"E230*B219","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Esperado",{"$f":"AE230*(1-X219)","v":0},{"$f":"AE230*X219","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Faltante",{"$f":"AF232-AF231","v":0},{"$f":"AG232-AG230","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF173+AF233","v":0},{"$f":"AG173+AG233","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF235+AG235","v":0},{"$f":"ROUND(AF231-AF173+AF234,2)","v":0},{"$f":"ROUND(AG230-AG173+AG234,2)","v":0}]
[]
[]
[]
[]
["Tipo de bien: Inmueble","tasa de riesgo",null,"COMPLETA 4 - Inmueble",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tipo de bien: Inmueble","tasa de riesgo","tasa comercial","tasa de riesgo","tasa comercial",null,null,"COMPLETA 4 - Inmueble"]
[null,"Corredores",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Corredores","Corredores","NNDD","NNDD"]
["Gastos generales",3.0672899999999999E-2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos generales",3.0672899999999999E-2,3.0672905132556546E-2,0.15,0.15]
["Gastos de comercialización",0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos de comercialización",0,0,0.05,0.05]
["Comisión local",0.2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Comisión local",0.2,0.2,0,0]
["Utilidad antes de Imp",0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Utilidad antes de Imp",0,0,3.0656800000000001E-2,3.0656799711687509E-2]
["Tasa comercial %o",{"$f":"+B247/(1-(B242+B243+B244+B245))","v":2.2000583366944961},null,"Tasa Comercial","Prima Neta","Prima","Comisión",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa comercial %o",{"$f":"+X247/(1-(X242+X243+X244+X245))","v":2.2000583366944961},{"$f":"+SUM(Y248:Y258)","v":{"$error":"#REF!"}},{"$f":"+Z247/(1-(Z242+Z243+Z244+Z245))","v":2.2000120362407829},{"$f":"+SUM(AA248:AA258)","v":{"$error":"#REF!"}},null,null,"Tasa Comercial","Prima Neta","Prima","Comisión"]
["Tasa de Riesgo %o",{"$f":"+SUM(B248:B258)","v":1.6925645},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(X248:X258)","v":1.6925645},null,{"$f":"+SUM(Z248:Z258)","v":1.6925642999999999}]
["Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.56119669999999999,null,{"$f":"B248/(1-(B242+B243+B244+B245))","v":0.7294643591783001},{"$f":"ROUND(E240*D248/1000,2)","v":0},{"$f":"ROUND(E248*(1-B244),2)","v":0},{"$f":"ROUND(E248*B244,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.56119669999999999,{"$f":"+X248/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.56119669999999999,{"$f":"+Z248/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X248/(1-(X242+X243+X244+X245))","v":0.7294643591783001},{"$f":"ROUND(AE240*AD248/1000,2)","v":0},{"$f":"ROUND(AE248*(1-X244),2)","v":0},{"$f":"ROUND(AE248*X244,2)","v":0}]
["Terremoto, temblor",0.92508789999999996,null,{"$f":"B249/(1-(B242+B243+B244+B245))","v":1.2024636854726682},{"$f":"ROUND(E240*D249/1000,2)","v":0},{"$f":"ROUND(E249*(1-B244),2)","v":0},{"$f":"ROUND(E249*B244,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Terremoto, temblor",0.92508789999999996,{"$f":"+X249/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.92508789999999996,{"$f":"+Z249/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X249/(1-(X242+X243+X244+X245))","v":1.2024636854726682},{"$f":"ROUND(AE240*AD249/1000,2)","v":0},{"$f":"ROUND(AE249*(1-X244),2)","v":0},{"$f":"ROUND(AE249*X244,2)","v":0}]
["Riesgos de la naturaleza",0.1027875,null,{"$f":"B250/(1-(B242+B243+B244+B245))","v":0.13360701839308664},{"$f":"ROUND(E240*D250/1000,2)","v":0},{"$f":"ROUND(E250*(1-B244),2)","v":0},{"$f":"ROUND(E250*B244,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Riesgos de la naturaleza",0.1027875,{"$f":"+X250/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.1027875,{"$f":"+Z250/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X250/(1-(X242+X243+X244+X245))","v":0.13360701839308664},{"$f":"ROUND(AE240*AD250/1000,2)","v":0},{"$f":"ROUND(AE250*(1-X244),2)","v":0},{"$f":"ROUND(AE250*X244,2)","v":0}]
["Riesgos políticos y sociales",5.0000000000000001E-3,null,{"$f":"B251/(1-(B242+B243+B244+B245))","v":6.4991861069238306E-3},{"$f":"ROUND(E240*D251/1000,2)","v":0},{"$f":"ROUND(E251*(1-B244),2)","v":0},{"$f":"ROUND(E251*B244,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Riesgos políticos y sociales",5.0000000000000001E-3,{"$f":"+X251/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},5.0000000000000001E-3,{"$f":"+Z251/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X251/(1-(X242+X243+X244+X245))","v":6.4991861069238306E-3},{"$f":"ROUND(AE240*AD251/1000,2)","v":0},{"$f":"ROUND(AE251*(1-X244),2)","v":0},{"$f":"ROUND(AE251*X244,2)","v":0}]
["Responsabilidad Civil frente a terceros",6.267E-3,null,{"$f":"B252/(1-(B242+B243+B244+B245))","v":8.14607986641833E-3},{"$f":"ROUND(E240*D252/1000,2)","v":0},{"$f":"ROUND(E252*(1-B244),2)","v":0},{"$f":"ROUND(E252*B244,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Responsabilidad Civil frente a terceros",6.267E-3,{"$f":"+X252/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},6.267E-3,{"$f":"+Z252/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X252/(1-(X242+X243+X244+X245))","v":8.14607986641833E-3},{"$f":"ROUND(AE240*AD252/1000,2)","v":0},{"$f":"ROUND(AE252*(1-X244),2)","v":0},{"$f":"ROUND(AE252*X244,2)","v":0}]
["Rotura accidental de vidrio y/o cristales",1.7274100000000001E-2,null,{"$f":"B253/(1-(B242+B243+B244+B245))","v":2.2453518145922589E-2},{"$f":"ROUND(E240*D253/1000,2)","v":0},{"$f":"ROUND(E253*(1-B244),2)","v":0},{"$f":"ROUND(E253*B244,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Rotura accidental de vidrio y/o cristales",1.7274100000000001E-2,{"$f":"+X253/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},1.7274100000000001E-2,{"$f":"+Z253/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X253/(1-(X242+X243+X244+X245))","v":2.2453518145922589E-2},{"$f":"ROUND(AE240*AD253/1000,2)","v":0},{"$f":"ROUND(AE253*(1-X244),2)","v":0},{"$f":"ROUND(AE253*X244,2)","v":0}]
["Robo o intento de robo de instalaciones fijas",3.6160000000000001E-4,null,{"$f":"B254/(1-(B242+B243+B244+B245))","v":4.7002113925273141E-4},{"$f":"ROUND(E240*D254/1000,2)","v":0},{"$f":"ROUND(E254*(1-B244),2)","v":0},{"$f":"ROUND(E254*B244,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Robo o intento de robo de instalaciones fijas",3.6160000000000001E-4,{"$f":"+X254/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},3.6160000000000001E-4,{"$f":"+Z254/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X254/(1-(X242+X243+X244+X245))","v":4.7002113925273141E-4},{"$f":"ROUND(AE240*AD254/1000,2)","v":0},{"$f":"ROUND(AE254*(1-X244),2)","v":0},{"$f":"ROUND(AE254*X244,2)","v":0}]
["Reembolso de gastos médicos por accidentes de trabajadores del hogar",2.9409000000000002E-3,null,{"$f":"B255/(1-(B242+B243+B244+B245))","v":3.8226912843704591E-3},{"$f":"ROUND(E240*D255/1000,2)","v":0},{"$f":"ROUND(E255*(1-B244),2)","v":0},{"$f":"ROUND(E255*B244,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Reembolso de gastos médicos por accidentes de trabajadores del hogar",2.9409000000000002E-3,{"$f":"+X255/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},2.9409000000000002E-3,{"$f":"+Z255/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X255/(1-(X242+X243+X244+X245))","v":3.8226912843704591E-3},{"$f":"ROUND(AE240*AD255/1000,2)","v":0},{"$f":"ROUND(AE255*(1-X244),2)","v":0},{"$f":"ROUND(AE255*X244,2)","v":0}]
["Gasto de arrendamiento de vivienda temporal",4.5742999999999999E-3,null,{"$f":"B256/(1-(B242+B243+B244+B245))","v":5.9458454017803355E-3},{"$f":"ROUND(E240*D256/1000,2)","v":0},{"$f":"ROUND(E256*(1-B244),2)","v":0},{"$f":"ROUND(E256*B244,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gasto de arrendamiento de vivienda temporal",4.5742999999999999E-3,{"$f":"+X256/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},4.5742999999999999E-3,{"$f":"+Z256/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X256/(1-(X242+X243+X244+X245))","v":5.9458454017803355E-3},{"$f":"ROUND(AE240*AD256/1000,2)","v":0},{"$f":"ROUND(AE256*(1-X244),2)","v":0},{"$f":"ROUND(AE256*X244,2)","v":0}]
["Alquiler no  percibido por inmueble inhabitable temporalmente",4.5742999999999999E-3,null,{"$f":"B257/(1-(B242+B243+B244+B245))","v":5.9458454017803355E-3},{"$f":"ROUND(E240*D257/1000,2)","v":0},{"$f":"ROUND(E257*(1-B244),2)","v":0},{"$f":"ROUND(E257*B244,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Alquiler no  percibido por inmueble inhabitable temporalmente",4.5742999999999999E-3,{"$f":"+X257/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},4.5742999999999999E-3,{"$f":"+Z257/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X257/(1-(X242+X243+X244+X245))","v":5.9458454017803355E-3},{"$f":"ROUND(AE240*AD257/1000,2)","v":0},{"$f":"ROUND(AE257*(1-X244),2)","v":0},{"$f":"ROUND(AE257*X244,2)","v":0}]
["Asistencias",6.2500200000000006E-2,null,null,{"$f":"E260*B259","v":0},{"$f":"F260*B259","v":0},{"$f":"G260*B259","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Asistencias",6.2500200000000006E-2,{"$f":"+X258/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},6.25E-2,{"$f":"+Z258/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,null,{"$f":"AE260*X259","v":0},{"$f":"AF260*X259","v":0},{"$f":"AG260*X259","v":0}]
["Cantidad de asistencias",6,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cantidad de asistencias",6,6,6,6]
["Tasa por asistencia",{"$f":"B258/B259","v":1.0416700000000001E-2},null,{"$f":"B260/(1-(B242+B243+B244+B245))","v":1.3540014383998693E-2},{"$f":"ROUND(E240*D260/1000,2)","v":0},{"$f":"ROUND(E260*(1-B244),2)","v":0},{"$f":"ROUND(E260*B244,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa por asistencia",{"$f":"X258/X259","v":1.0416700000000001E-2},{"$f":"+ROUND(Y258/Y259,7)","v":{"$error":"#REF!"}},1.0416699999999999E-2,1.0416699999999999E-2,null,null,{"$f":"X260/(1-(X242+X243+X244+X245))","v":1.3540014383998693E-2},{"$f":"ROUND(AE240*AD260/1000,2)","v":0},{"$f":"ROUND(AE260*(1-X244),2)","v":0},{"$f":"ROUND(AE260*X244,2)","v":0}]
[]
[null,null,null,{"$f":"B247/(1-(B242+B243+B244+B245))","v":2.2000583366944961},{"$f":"ROUND(E240*D262/1000,2)","v":0},{"$f":"ROUND(E262*(1-B244),2)","v":0},{"$f":"ROUND(E262*B244,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"X247/(1-(X242+X243+X244+X245))","v":2.2000583366944961},{"$f":"ROUND(AE240*AD262/1000,2)","v":0},{"$f":"ROUND(AE262*(1-X244),2)","v":0},{"$f":"ROUND(AE262*X244,2)","v":0}]
[]
[]
[]
[]
[]
[]
["Tipo de bien: Bienes","tasa de riesgo",null,"COMPLETA 4 - Contenido",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tipo de bien: Bienes","tasa de riesgo","tasa comercial","tasa de riesgo","tasa comercial",null,null,"COMPLETA 4 - Contenido"]
[null,"Corredores",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Corredores","Corredores","NNDD","NNDD"]
["Gastos generales",0.1142203,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos generales",0.1142203,3.0672905132556546E-2,0.13963639999999999,0.15]
["Gastos de comercialización",0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos de comercialización",0,0,0.05,0.05]
["Comisión local",0.2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Comisión local",0.2,0.2,0,0]
["Utilidad antes de Imp",0,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Utilidad antes de Imp",0,0,0,3.0656799711687509E-2]
["Tasa comercial %o",{"$f":"+B276/(1-(B271+B272+B273+B274))","v":2.2000875791453143},null,"Tasa Comercial","Prima Neta","Prima","Comisión",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa comercial %o",{"$f":"+X276/(1-(X271+X272+X273+X274))","v":2.2000875791453143},{"$f":"+SUM(Y277:Y281)","v":{"$error":"#REF!"}},{"$f":"+Z276/(1-(Z271+Z272+Z273+Z274))","v":2.2003151424866565},{"$f":"+SUM(AA277:AA281)","v":{"$error":"#REF!"}},null,null,"Tasa Comercial","Prima Neta","Prima","Comisión"]
["Tasa de Riesgo %o",{"$f":"+SUM(B277:B281)","v":1.5087753999999998},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(X277:X281)","v":1.5087753999999998},null,{"$f":"+SUM(Z277:Z281)","v":1.7830553}]
["Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.41339979999999998,null,{"$f":"B277/(1-(B271+B272+B273+B274))","v":0.60281720208399281},{"$f":"ROUND(E269*D277/1000, 2)","v":0},{"$f":"ROUND(E277*(1-B273),2)","v":0},{"$f":"ROUND(E277*B273,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Incendio y/o rayo, explosión. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves",0.41339979999999998,{"$f":"+X277/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.41339979999999998,{"$f":"+Z277/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X277/(1-(X271+X272+X273+X274))","v":0.60281720208399281},{"$f":"ROUND(AE269*AD277/1000, 2)","v":0},{"$f":"ROUND(AE277*(1-X273),2)","v":0},{"$f":"ROUND(AE277*X273,2)","v":0}]
["Terremoto, temblor",0.92508789999999996,null,{"$f":"B278/(1-(B271+B272+B273+B274))","v":1.3489578358764482},{"$f":"ROUND(E269*D278/1000,2)","v":0},{"$f":"ROUND(E278*(1-B273),2)","v":0},{"$f":"ROUND(E278*B273,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Terremoto, temblor",0.92508789999999996,{"$f":"+X278/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.92508789999999996,{"$f":"+Z278/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X278/(1-(X271+X272+X273+X274))","v":1.3489578358764482},{"$f":"ROUND(AE269*AD278/1000,2)","v":0},{"$f":"ROUND(AE278*(1-X273),2)","v":0},{"$f":"ROUND(AE278*X273,2)","v":0}]
["Riesgos de la naturaleza",0.1027875,null,{"$f":"B279/(1-(B271+B272+B273+B274))","v":0.14988413917763971},{"$f":"ROUND(E269*D279/1000,2)","v":0},{"$f":"ROUND(E279*(1-B273),2)","v":0},{"$f":"ROUND(E279*B273,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Riesgos de la naturaleza",0.1027875,{"$f":"+X279/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.1027875,{"$f":"+Z279/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X279/(1-(X271+X272+X273+X274))","v":0.14988413917763971},{"$f":"ROUND(AE269*AD279/1000,2)","v":0},{"$f":"ROUND(AE279*(1-X273),2)","v":0},{"$f":"ROUND(AE279*X273,2)","v":0}]
["Riesgos políticos y sociales",5.0000000000000001E-3,null,{"$f":"B280/(1-(B271+B272+B273+B274))","v":7.2909711383991101E-3},{"$f":"ROUND(E269*D280/1000,2)","v":0},{"$f":"ROUND(E280*(1-B273),2)","v":0},{"$f":"ROUND(E280*B273,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Riesgos políticos y sociales",5.0000000000000001E-3,{"$f":"+X280/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},5.0000000000000001E-3,{"$f":"+Z280/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X280/(1-(X271+X272+X273+X274))","v":7.2909711383991101E-3},{"$f":"ROUND(AE269*AD280/1000,2)","v":0},{"$f":"ROUND(AE280*(1-X273),2)","v":0},{"$f":"ROUND(AE280*X273,2)","v":0}]
["Asistencias",6.2500200000000006E-2,null,null,{"$f":"E283*B282","v":0},{"$f":"F283*B282","v":0},{"$f":"G283*B282","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Asistencias",6.2500200000000006E-2,{"$f":"+X281/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},0.33678010000000003,{"$f":"+Z281/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,null,{"$f":"AE283*X282","v":0},{"$f":"AF283*X282","v":0},{"$f":"AG283*X282","v":0}]
["Cantidad de asistencias",6,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cantidad de asistencias",6,6,6,6]
["Tasa por asistencia",{"$f":"B281/B282","v":1.0416700000000001E-2},null,{"$f":"B283/(1-(B271+B272+B273+B274))","v":1.5189571811472404E-2},{"$f":"ROUND(E269*D283/1000,2)","v":0},{"$f":"ROUND(E283*(1-B273),2)","v":0},{"$f":"ROUND(E283*B273,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa por asistencia",{"$f":"X281/X282","v":1.0416700000000001E-2},{"$f":"+ROUND(Y281/Y282,7)","v":{"$error":"#REF!"}},1.0416699999999999E-2,1.0416699999999999E-2,null,null,{"$f":"X283/(1-(X271+X272+X273+X274))","v":1.5189571811472404E-2},{"$f":"ROUND(AE269*AD283/1000,2)","v":0},{"$f":"ROUND(AE283*(1-X273),2)","v":0},{"$f":"ROUND(AE283*X273,2)","v":0}]
[]
[null,null,null,{"$f":"B276/(1-(B271+B272+B273+B274))","v":2.2000875791453143},{"$f":"ROUND(E269*D285/1000,2)","v":0},{"$f":"ROUND(E285*(1-B273),2)","v":0},{"$f":"ROUND(E285*B273,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"X276/(1-(X271+X272+X273+X274))","v":2.2000875791453143},{"$f":"ROUND(AE269*AD285/1000,2)","v":0},{"$f":"ROUND(AE285*(1-X273),2)","v":0},{"$f":"ROUND(AE285*X273,2)","v":0}]
[]
[]
[]
[]
[]
["Tipo de bien: Bienes con robo","Corredores",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tipo de bien: Bienes con robo","Corredores","Corredores","NNDD","NNDD"]
["Gastos generales",0.15,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos generales",0.15,0.15,0.15,0.15]
["Gastos de comercialización",0.05,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Gastos de comercialización",0.05,0.05,0.05,0.05]
["Comisión local",0.2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Comisión local",0.2,0.2,0,0]
["Utilidad antes de Imp",9.4818600000000003E-2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Utilidad antes de Imp",9.4818600000000003E-2,9.4818618872647503E-2,0.29477880000000001,0.29477881366445952]
["Tasa comercial %o",{"$f":"+B297/(1-(B292+B293+B294+B295))","v":4.9999008277026826},null,"Tasa Comercial","Prima Neta","Prima","Comisión",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa comercial %o",{"$f":"+X297/(1-(X292+X293+X294+X295))","v":4.9999008277026826},{"$f":"+SUM(Y298:Y301)","v":{"$error":"#REF!"}},{"$f":"+Z297/(1-(Z292+Z293+Z294+Z295))","v":4.9995069486395263},{"$f":"+SUM(AA298:AA301)","v":{"$error":"#REF!"}},null,null,"Tasa Comercial","Prima Neta","Prima","Comisión"]
["Tasa de Riesgo %o",{"$f":"+SUM(B298:B301)","v":2.5258569},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Tasa de Riesgo %o",{"$f":"+SUM(X298:X301)","v":2.5258569},null,{"$f":"+SUM(Z298:Z301)","v":2.5258569}]
["Robo y/o daños por intento de robo de bienes ",2.4425075000000001,null,{"$f":"B298/(1-(B292+B293+B294+B295))","v":4.8349117762451268},{"$f":"ROUND(E269*D298/1000,2)","v":0},{"$f":"ROUND(E298*(1-B294),2)","v":0},{"$f":"ROUND(E298*B294,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Robo y/o daños por intento de robo de bienes ",2.4425075000000001,{"$f":"+X298/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},2.4425075000000001,{"$f":"+Z298/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X298/(1-(X292+X293+X294+X295))","v":4.8349117762451268},{"$f":"ROUND(AE269*AD298/1000,2)","v":0},{"$f":"ROUND(AE298*(1-X294),2)","v":0},{"$f":"ROUND(AE298*X294,2)","v":0}]
["Robo y/o daños por intento de robo de bienes especiales: joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda",6.2311999999999999E-2,null,{"$f":"B299/(1-(B292+B293+B294+B295))","v":0.12334579222433763},{"$f":"ROUND(E269*D299/1000,2)","v":0},{"$f":"ROUND(E299*(1-B294),2)","v":0},{"$f":"ROUND(E299*B294,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Robo y/o daños por intento de robo de bienes especiales: joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda",6.2311999999999999E-2,{"$f":"+X299/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},6.2311999999999999E-2,{"$f":"+Z299/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X299/(1-(X292+X293+X294+X295))","v":0.12334579222433763},{"$f":"ROUND(AE269*AD299/1000,2)","v":0},{"$f":"ROUND(AE299*(1-X294),2)","v":0},{"$f":"ROUND(AE299*X294,2)","v":0}]
["Hurto",1.3968700000000001E-2,null,{"$f":"B300/(1-(B292+B293+B294+B295))","v":2.7650859671397247E-2},{"$f":"ROUND(E269*D300/1000,2)","v":0},{"$f":"ROUND(E300*(1-B294),2)","v":0},{"$f":"ROUND(E300*B294,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Hurto",1.3968700000000001E-2,{"$f":"+X300/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},1.3968700000000001E-2,{"$f":"+Z300/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X300/(1-(X292+X293+X294+X295))","v":2.7650859671397247E-2},{"$f":"ROUND(AE269*AD300/1000,2)","v":0},{"$f":"ROUND(AE300*(1-X294),2)","v":0},{"$f":"ROUND(AE300*X294,2)","v":0}]
["Deshonestidad de trabajadores del hogar",7.0686999999999998E-3,null,{"$f":"B301/(1-(B292+B293+B294+B295))","v":1.3992399561820763E-2},{"$f":"ROUND(E269*D301/1000,2)","v":0},{"$f":"ROUND(E301*(1-B294),2)","v":0},{"$f":"ROUND(E301*B294,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Deshonestidad de trabajadores del hogar",7.0686999999999998E-3,{"$f":"+X301/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},7.0686999999999998E-3,{"$f":"+Z301/(1-(#REF!+#REF!+#REF!+#REF!))","v":{"$error":"#REF!"}},null,null,{"$f":"X301/(1-(X292+X293+X294+X295))","v":1.3992399561820763E-2},{"$f":"ROUND(AE269*AD301/1000,2)","v":0},{"$f":"ROUND(AE301*(1-X294),2)","v":0},{"$f":"ROUND(AE301*X294,2)","v":0}]
[]
[null,null,null,{"$f":"B297/(1-(B292+B293+B294+B295))","v":4.9999008277026826},{"$f":"ROUND(E269*D303/1000,2)","v":0},{"$f":"ROUND(E303*(1-B294),2)","v":0},{"$f":"ROUND(E303*B294,2)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"X297/(1-(X292+X293+X294+X295))","v":4.9999008277026826},{"$f":"ROUND(AE269*AD303/1000,2)","v":0},{"$f":"ROUND(AE303*(1-X294),2)","v":0},{"$f":"ROUND(AE303*X294,2)","v":0}]
[]
[null,null,null,"TOTAL COMPLETA 4",{"$f":"E262+E285+E303","v":0},{"$f":"IF(F307<>F306,F306,F307)","v":{"$error":"#REF!"}},{"$f":"IF(G307<>G306,G306,G307)","v":{"$error":"#REF!"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TOTAL COMPLETA 4",{"$f":"AE262+AE285+AE303","v":0},{"$f":"IF(AF262+AF285+AF303<>AF310,AF310,AF303)","v":0},{"$f":"AG262+AG285+AG303","v":0}]
[null,null,null,null,"Suma Ajustada",{"$f":"#REF!+#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!+#REF!","v":{"$error":"#REF!"}},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Suma de Cob",{"$f":"SUM(AF298:AF301)+SUM(AF277:AF281)+SUM(AF248:AF258)","v":0},{"$f":"SUM(AG298:AG301)+SUM(AG277:AG281)+SUM(AG248:AG258)","v":0}]
[null,null,null,null,"Suma Esperada",{"$f":"F262+F285+F303","v":0},{"$f":"E305*B294","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Esperado",{"$f":"AE305*(1-X294)","v":0},{"$f":"AE305*X294","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Faltante",{"$f":"AF307-AF306","v":0},{"$f":"AG307-AG305","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF248+AF308","v":0},{"$f":"AG248+AG308","v":0}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"AF310+AG310","v":0},{"$f":"ROUND(AF306-AF248+AF309,2)","v":0},{"$f":"ROUND(AG305-AG248+AG309,2)","v":0}]
[]
[null,null,null,null,null,null,null,null,{"$f":"+I59+I75","v":527.33000000000004},{"$f":"+J59+J75","v":473.78000000000009},473.78000000000009,473.78000000000009]

{"sheet":"PRIMER RIESGO INMUEBLEx","index":23,"n_rows":29,"n_cols":4,"rows_kept":29,"cut":false,"hidden":true,"merged":[[22,0,22,3]]}
["PRIMER RIESGO INMUEBLE",null,null,"Ir a Cotizador"]
[]
[]
[null,"Seleccione el Plan elegido"]
["Límite asegurado por vigencia"]
[]
[]
[]
[]
["Límite asegurado por vigencia (solo INMUEBLE)","Plan 50,000","Plan 100,000","Plan 250,000"]
["Prima comercial inc. IGV anual"]
["Prima comercial inc. IGV mensual","S/ 61.90","S/ 71.90","S/ 99.90"]
["Cobertura principal"]
["Incendio y/o rayo, explosión, incendio en aparatos eléctricos. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves o daños por riesgos políticos y sociales","Hasta S/ 50,000","Hasta S/ 100,000","Hasta S/ 250,000"]
["Coberturas adicionales"]
["Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza","Hasta S/ 50,000 \nsuma asegurada que forma parte de la cobertura principal","Hasta S/ 100,000 \nsuma asegurada que forma parte de la cobertura principal","Hasta S/ 250,000 \nsuma asegurada que forma parte de la cobertura principal"]
["Gastos extraordinarios: remoción de escombros, honorarios profesionales y construcción de documentos y modelos ","Hasta S/ 10,000 \nsuma asegurada que forma parte de la cobertura principal","Hasta S/ 20,000 \nsuma asegurada que forma parte de la cobertura principal","Hasta S/ 50,000 \nsuma asegurada que forma parte de la cobertura principal"]
["Responsabilidad civil frente a terceros","Hasta S/ 50,000","Hasta S/ 100,000","Hasta S/ 250,000"]
["Asistencias"]
["Asistencia de emergencia en el hogar","Hasta S/ 500 por cada servicio, máximo 3 atenciones de cada servicio de cerrajería, gasfitería, electricidad, y vidriería, por vigencia de la póliza","Hasta S/ 800 por cada servicio, máximo 3 atenciones de cada servicio de cerrajería, gasfitería, electricidad, y vidriería, por vigencia de la póliza","Hasta S/ 1,000 por cada servicio, máximo 3 atenciones de cada servicio de cerrajería, gasfitería, electricidad, y vidriería, por vigencia de la póliza"]
["Médico en línea","Sin límite","Sin límite","Sin límite"]
["Ambulancia por accidente para el asegurado (las 24 horas del día todos los días del año)","Hasta S/ 500, máximo 3 atenciones por vigencia de la póliza","Hasta S/ 800, máximo 3 atenciones por vigencia de la póliza","Hasta S/ 1,000, máximo 3 atenciones por vigencia de la póliza"]
["Deducibles:\nAplicables por evento/pérdida, en caso de discrepancia prevalece el mayor"]
["Terremoto / Maremoto","Hasta el 1% del límite asegurado, mínimo S/ 600","Hasta el 1% del límite asegurado, mínimo S/ 600","Hasta el 1% del límite asegurado, mínimo S/ 600"]
["Otros Riesgos de la Naturaleza (entre ellos lluvia, inundación, otros)","Hasta 10% del monto indenmizable, mínimo S/ 600","Hasta 10% del monto indenmizable, mínimo S/ 600","Hasta 10% del monto indenmizable, mínimo S/ 600"]
["Daños por agua","Hasta 10% del monto indenmizable, mínimo S/ 600","Hasta 10% del monto indenmizable, mínimo S/ 600","Hasta 10% del monto indenmizable, mínimo S/ 600"]
["Riesgos políticos y sociales","Hasta 10% del monto indenmizable, mínimo S/ 600","Hasta 10% del monto indenmizable, mínimo S/ 600","Hasta 10% del monto indenmizable, mínimo S/ 600"]
["Responsabilidad civil frente a terceros","Hasta 10% del monto indenmizable, mínimo S/ 600","Hasta 10% del monto indenmizable, mínimo S/ 600","Hasta 10% del monto indenmizable, mínimo S/ 600"]
["Demás coberturas","Sin deducible","Sin deducible","Sin deducible"]

{"sheet":"PRIMER RIESGO BIENESx","index":24,"n_rows":30,"n_cols":4,"rows_kept":30,"cut":false,"hidden":true,"merged":[[23,0,23,3]]}
["PRIMER RIESGO BIENES",null,null,"Ir a Cotizador"]
[]
[]
[null,"Seleccione el Plan elegido"]
["Límite asegurado por vigencia","Plan 10,000"]
[]
[]
[]
[]
["Límite asegurado por vigencia (solo BIENES)","Plan 10,000","Plan 20,000","Plan 50,000"]
["Prima comercial inc. IGV anual","S/ 394.80","S/ 490.80","S/ 622.80"]
["Prima comercial inc. IGV mensual","S/ 32.90","S/ 40.90","S/ 51.90"]
["Cobertura principal"]
["Incendio y/o rayo, explosión, incendio en aparatos eléctricos. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves o daños por riesgos políticos y sociales","Hasta S/ 10,000","Hasta S/ 20,000","Hasta S/ 50,000"]
["Coberturas adicionales"]
["Robo y/o daños por intento de robo (dentro y fuera de la vivienda a nivel nacional)","Hasta S/ 10,000","Hasta S/ 20,000","Hasta S/ 50,000"]
["Robo y/o daños por intento de robo de joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda","no aplica","Hasta S/ 4,000","Hasta S/ 5,000"]
["Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza","Hasta S/ 10,000 \nsuma asegurada que forma parte de la cobertura principal","Hasta S/ 20,000 \nsuma asegurada que forma parte de la cobertura principal","Hasta S/ 50,000 \nsuma asegurada que forma parte de la cobertura principal"]
["Gastos extraordinarios: remoción de escombros, honorarios profesionales y construcción de documentos y modelos ","Hasta S/ 2,000 \nsuma asegurada que forma parte de la cobertura principal","Hasta S/ 4,000 \nsuma asegurada que forma parte de la cobertura principal","Hasta S/ 10,000 \nlímite asegurado que forma parte de la cobertura principal"]
["Asistencias"]
["Asistencia de emergencia en el hogar","Hasta S/ 500 por cada servicio, máximo 3 atenciones de cada servicio de cerrajería, gasfitería, electricidad, y vidriería, por vigencia de la póliza","Hasta S/ 800 por cada servicio, máximo 3 atenciones de cada servicio de cerrajería, gasfitería, electricidad, y vidriería, por vigencia de la póliza","Hasta S/ 1,000 por cada servicio, máximo 3 atenciones de cada servicio de cerrajería, gasfitería, electricidad, y vidriería, por vigencia de la póliza"]
["Orientación médica telefónica","Sin límite","Sin límite","Sin límite"]
["Ambulancia por accidente para el asegurado (las 24 horas del día todos los días del año)","Hasta S/ 500 máximo 3 atenciones por vigencia de la póliza","Hasta S/ 800 máximo 3 atenciones por vigencia de la póliza","Hasta S/ 1,000 máximo 3 atenciones por vigencia de la póliza"]
["Deducibles:\nAplicables por evento/pérdida, en caso de discrepancia prevalece el mayor"]
["Robo y/o daños por intento de robo","Hasta 10% del monto indenmizable, mínimo S/ 600","Hasta 10% del monto indenmizable, mínimo S/ 600","Hasta 10% del monto indenmizable, mínimo S/ 600"]
["Terremoto / Maremoto","Hasta el 1% del límite asegurado, mínimo S/ 600","Hasta el 1% del límite asegurado, mínimo S/ 600","Hasta el 1% del límite asegurado, mínimo S/ 600"]
["Otros Riesgos de la Naturaleza (entre ellos lluvia, inundación, otros)","Hasta 10% del monto indenmizable, mínimo S/ 600","Hasta 10% del monto indenmizable, mínimo S/ 600","Hasta 10% del monto indenmizable, mínimo S/ 600"]
["Daños por agua","Hasta 10% del monto indenmizable, mínimo S/ 600","Hasta 10% del monto indenmizable, mínimo S/ 600","Hasta 10% del monto indenmizable, mínimo S/ 600"]
["Riesgos políticos y sociales","Hasta 10% del monto indenmizable, mínimo S/ 600","Hasta 10% del monto indenmizable, mínimo S/ 600","Hasta 10% del monto indenmizable, mínimo S/ 600"]
["Demás coberturas","Sin deducible","Sin deducible","Sin deducible"]

{"sheet":"PRIMER RIESGO INMUEBLE+BIENESx","index":25,"n_rows":33,"n_cols":4,"rows_kept":33,"cut":false,"hidden":true,"merged":[[25,0,25,3]]}
["PRIMER RIESGO INMUEBLE+BIENES",null,null,"Ir a Cotizador"]
[]
[]
[null,"Seleccione el Plan elegido"]
["Límite asegurado por vigencia"]
[]
[]
[]
[]
["Límite asegurado por vigencia (INMUEBLE)","Plan 50,000","Plan 100,000","Plan 250,000"]
["Límite asegurado por vigencia (BIENES)","Plan 20,000","Plan 50,000","Plan 100,000"]
["Prima comercial inc. IGV anual"]
["Prima comercial inc. IGV mensual"]
["Cobertura principal"]
["Incendio y/o rayo, explosión, incendio en aparatos eléctricos. Daños por agua, daños por humo, impacto de vehículos y/o aeronaves o daños por riesgos políticos y sociales","Hasta S/ 50,000 para inmueble y hasta S/ 20,000 para bienes","Hasta S/ 100,000 para inmueble y hasta S/ 50,000 para bienes","Hasta S/ 250,000 para inmueble y hasta S/ 100,000 para bienes"]
["Coberturas adicionales"]
["Terremoto, temblor, maremoto, Inundaciones y riesgos de la naturaleza","Hasta S/ 50,000 para inmueble y hasta S/ 20,000 para bienes,\nsuma asegurada que forma parte de la cobertura principal","Hasta S/ 100,000 para inmueble y hasta S/ 50,000 para bienes,\nsuma asegurada que forma parte de la cobertura principal","Hasta S/ 250,000 para inmueble y hasta S/ 100,000 para bienes,\nsuma asegurada que forma parte de la cobertura principal"]
["Responsabilidad civil frente a terceros","Hasta S/ 50,000 para inmueble","Hasta S/ 100,000 para inmueble","Hasta S/ 250,000 para inmueble"]
["Robo y/o daños por intento de robo (dentro y fuera de la vivienda a nivel nacional)","Hasta S/ 20,000 para bienes","Hasta S/ 50,000 para bienes","Hasta S/ 100,000 para bienes"]
["Robo y/o daños por intento de robo de joyas, platería, relojes, obras de arte, cámaras fotográficas o de video, laptops y bicicletas dentro de la vivienda o que estén siendo portados fuera de la vivienda","Hasta S/ 4,000 para bienes","Hasta S/ 5,000 para bienes","Hasta S/ 10,000 para bienes"]
["Gastos extraordinarios: remoción de escombros, honorarios profesionales y construcción de documentos y modelos ","Hasta  S/ 10,000 para inmueble y hasta S/4,000 para bienes,\nsuma asegurada que forma parte de la cobertura principal","Hasta  S/ 20,000 para inmueble y hasta S/ 10,000 para bienes,\nsuma asegurada que forma parte de la cobertura principal","Hasta  S/ 50,000 para inmueble y hasta S/ 20,000 para bienes,\nsuma asegurada que forma parte de la cobertura principal"]
["Asistencias"]
["Asistencia de emergencia en el hogar","Hasta S/ 500 por cada servicio, máximo 3 atenciones de cada servicio de cerrajería, gasfitería, electricidad, y vidriería, por vigencia de la póliza","Hasta S/ 800 por cada servicio, máximo 3 atenciones de cada servicio de cerrajería, gasfitería, electricidad, y vidriería, por vigencia de la póliza","Hasta S/ 1,000 por cada servicio, máximo 3 atenciones de cada servicio de cerrajería, gasfitería, electricidad, y vidriería, por vigencia de la póliza"]
["Orientación médica telefónica","Sin límite","Sin límite","Sin límite"]
["Ambulancia por accidente para el asegurado (las 24 horas del día todos los días del año)","Hasta S/ 500 máximo 3 atenciones por vigencia de la póliza","Hasta S/ 800 máximo 3 atenciones por vigencia de la póliza","Hasta S/ 1,000 máximo 3 atenciones por vigencia de la póliza"]
["Deducibles:\nAplicables por evento/pérdida, en caso de discrepancia prevalece el mayor"]
["Terremoto / Maremoto","Hasta el 1% del límite asegurado, mínimo S/ 600","Hasta el 1% del límite asegurado, mínimo S/ 600","Hasta el 1% del límite asegurado, mínimo S/ 600"]
["Otros Riesgos de la Naturaleza (entre ellos lluvia, inundación, otros)","Hasta 10% del monto indenmizable, mínimo S/ 600","Hasta 10% del monto indenmizable, mínimo S/ 600","Hasta 10% del monto indenmizable, mínimo S/ 600"]
["Daños por agua","Hasta 10% del monto indenmizable, mínimo S/ 600","Hasta 10% del monto indenmizable, mínimo S/ 600","Hasta 10% del monto indenmizable, mínimo S/ 600"]
["Riesgos políticos y sociales","Hasta 10% del monto indenmizable, mínimo S/ 600","Hasta 10% del monto indenmizable, mínimo S/ 600","Hasta 10% del monto indenmizable, mínimo S/ 600"]
["Responsabilidad civil frente a terceros","Hasta 10% del monto indenmizable, mínimo S/ 600","Hasta 10% del monto indenmizable, mínimo S/ 600","Hasta 10% del monto indenmizable, mínimo S/ 600"]
["Robo y/o daños por intento de robo","Hasta 10% del monto indenmizable, mínimo S/ 600","Hasta 10% del monto indenmizable, mínimo S/ 600","Hasta 10% del monto indenmizable, mínimo S/ 600"]
["Demás coberturas","Sin deducible","Sin deducible","Sin deducible"]

{"sheet":"IngresoSolicitud","index":26,"n_rows":262,"n_cols":35,"rows_kept":262,"cut":false,"hidden":true,"merged":[[226,17,231,30],[243,17,248,30],[225,2,233,15],[30,28,30,30],[12,28,12,30],[34,21,34,24],[59,26,59,30],[77,19,77,24],[39,13,39,24],[39,26,39,30],[40,7,40,30],[14,8,14,30],[17,21,17,24],[17,26,17,30],[31,8,31,30],[20,10,20,23],[22,6,22,11],[22,13,22,24],[33,26,34,30],[22,26,22,30],[23,7,23,30],[32,7,32,19],[32,25,32,30],[51,27,51,30],[50,26,50,30],[38,4,38,11],[197,2,210,15],[212,2,214,15],[212,17,214,30],[36,7,36,21],[38,13,38,17],[38,22,38,25],[38,27,38,30],[39,6,39,11],[49,23,49,24],[49,7,49,21],[53,8,53,11],[50,10,50,23],[51,5,51,11],[51,13,51,17],[51,22,51,25],[171,2,171,30],[172,2,172,30],[167,2,167,30],[178,17,186,30],[188,17,196,30],[198,17,203,30],[217,2,222,15],[236,2,240,15],[242,2,251,15],[64,25,64,30],[52,5,52,9],[73,2,74,25],[76,2,76,25],[101,25,102,28],[114,6,114,9],[158,7,158,20],[126,7,126,12],[93,14,93,18],[93,22,93,28],[119,6,119,9],[122,11,122,24],[126,14,126,18],[125,7,125,30],[95,25,96,28],[98,25,99,28],[93,4,93,8],[83,2,84,30],[85,2,86,30],[52,13,52,17],[52,23,52,25],[30,13,30,23],[2,26,7,30],[15,7,15,19],[15,25,15,30],[19,9,19,21],[19,23,19,24],[20,26,20,30],[21,4,21,11],[21,13,21,17],[21,22,21,25],[21,27,21,30],[28,26,28,30],[261,3,261,9],[1,1,1,29],[160,5,160,12],[160,20,160,30],[173,2,173,30],[175,2,175,30],[179,2,192,15],[194,2,195,15],[130,6,130,10],[132,6,132,10],[134,6,134,10],[138,2,139,30],[122,26,122,30],[158,25,158,30],[36,23,36,24],[37,10,37,23],[37,26,37,30],[168,2,168,30],[169,2,169,30],[170,2,170,30],[70,2,71,25],[12,3,12,10],[12,13,12,23],[30,3,30,10]]}
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Ir a Panel"]
[null,"Ingreso Manual de Solicitud Seguro Hogar"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Nota Importante\nIngresar la información en los recuadros de la solicitud. Una vez que termine de ingresar los datos, proceda a validarlos."]
[]
[]
[]
[]
[null,null,"Solicitud de Seguro Hogar Flex"]
[null,null,"Contratante"]
[]
[null,null,"Persona Natural",null,null,null,null,null,null,null,null,null,"Persona Juridica"]
[]
[null,null,"DNI",null,null,null,null,null,null,null,null,null,"RUC",null,null,null,null,null,null,null,null,null,null,null,null,"Otro (indicar tipo y número)"]
[]
[null,null,"Nombre / Razon Social"]
[null,null,"Apellido Paterno",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Apellido Materno"]
[]
[null,null,"Sexo",null,null," <- Seleccione botón",null,null,null,null,"Fecha de Nacimiento",null,null,null,null,null,null,null,null,null,"Estado Civil",null,null,null,null,"Nacionalidad"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"dd/","mm/","aa"]
[null,null,"Direccion (Jr. / Cl / Av)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Nro",null,null,"Dpto/Piso/Int",null,"Mz",null,"Lt"]
[null,null,"Urbanizacion (Urb / AAHH / Coop)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Sec / Etapa / Zona"]
[null,null,"Distrito",null,null,null,null,null,null,null,null,null,"Provincia",null,null,null,null,null,"Departamento",null,null,null,null,null,null,null,"País","PERU"]
[null,null,"Telefono Casa",null,null,null,null,null,null,null,null,null,"Telefono trabajo",null,null,null,null,null,null,null,null,null,null,null,null,"Telefono Movil"]
[null,null,"Correo electronico(*)"]
[null,null,"(*) Para recibir informacion del contrato de seguro y/o cualquier comunicación necesaria para su ejecucion."]
[]
[null,null,"Asegurado   ¿El contratante es diferente del asegurado? ",null,null,null,null,null,null,null,null,null,null,"NO"]
[]
[null,null,"Persona Natural",null,null,null,null,null,null,null,null,null,"Persona Juridica"]
[]
[null,null,"DNI",null,null,null,null,null,null,null,null,null,"RUC",null,null,null,null,null,null,null,null,null,null,null,null,"Otro (indicar tipo y número)"]
[null,null,"Nombre / Razon Social"]
[null,null,"Apellido Paterno",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Apellido Paterno"]
[]
[null,null,"Sexo",null,null,"< Seleccione opción",null,null,null,null,"Fecha de Nacimiento",null,null,null,null,null,null,null,null,null,"Estado Civil",null,null,null,null,"Nacionalidad"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"dd/","mm/","aa"]
[null,null,"Direccion (Jr. / Cl / Av)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Nro",null,null,"Dpto/Piso/Int",null,"Mz",null,"Lt"]
[null,null,"Urbanizacion (Urb / AAHH / Coop)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Sec / Etapa / Zona"]
[null,null,"Distrito",null,null,null,null,null,null,null,null,null,"Provincia",null,null,null,null,null,"Departamento",null,null,null,null,null,null,null,"País"]
[null,null,"Teléfono Casa",null,null,null,null,null,null,null,null,null,"Teléfono trabajo",null,null,null,null,null,null,null,null,null,null,null,null,"Teléfono Móvil"]
[null,null,"Correo electronico(*)"]
[null,null,"(*) Para recibir informacion del contrato de seguro y/o cualquier comunicación necesaria para su ejecucion."]
[]
[null,null,"Datos del Inmueble",null,null,null,null,null,"¿La dirección del asegurado es la misma que del inmueble a asegurar?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SI"]
[]
[null,null,"El seguro de hogar le otorga cobertura si su Inmueble y/o los Bienes contenidos en él son usados como casa habitación. "]
[]
[null,null,"Tipo de vivienda:",null,null,null,"Casa",null,null,null,{"$f":"IF(LEN(Cotizador!$E$34)>0,Cotizador!$E$34,\"\")","v":""},null,"Departamento",{"$f":"IF(LEN(Cotizador!$E$35)>0,Cotizador!$E$35,\"\")","v":""}]
[]
[null,null,"Direccion (Jr. / Cl / Av)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Nro",null,null,"Dpto/Piso/Int",null,"Mz",null,"Lt"]
[null,null,"Urbanizacion (Urb / AAHH / Coop)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Sec / Etapa / Zona"]
[null,null,"Distrito",null,null,null,null,null,null,null,null,null,"Provincia",null,null,null,null,null,"Departamento",null,null,null,null,null,null,null,"País","PERU"]
[null,null,"Nro de Pisos",null,null,null,null,null,null,null,"Nro de Sótanos",null,null,null,null,null,null,null,"Año de construcción",null,null,null,null,null,null,null,"Nro de pisos de la"]
[null,null,"ubicación de la vivienda"]
[]
[null,null,"Material de construccion predominante"]
[]
[null,null,null,null,null,"Mampostería",null,null,null,null,null,null,"Adobe",null,null,null,null,"Acero Metálico"]
[]
[null,null,null,null,null,"Madera",null,null,null,null,null,null,"Quincha",null,null,null,null,"Concreto Armado",null,null,null,null,null,null,null,"Otro"]
[]
[null,null,"Sistema de seguridad en la vivienda:"]
[null,null,null,null,null,"Alarma",null,null,null,null,null,null,"Cámara de seguridad",null,null,null,null,"Sensor de movimiento"]
[]
[null,null,null,null,null,"Cerco eléctrico",null,null,null,null,null,null,"Detector de humo",null,null,null,null,"Ninguno"]
[]
[null,null,"Declaración Jurada"]
[]
[null,null,"Marque la respuesta que considere correcta a todas las preguntas:"]
[]
[null,null,"1) 1. ¿El 80% o más del material de construcción predominante del inmueble es noble \no de concreto armado, pórtico de acero, mampostería o similares? ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SI","X","No"]
[]
[]
[null,null,"2) ¿La ubicación del inmueble está a más de 500 metros de distancia de un río, playa o laguna/lago y a más de 15 metros de altura de alguno de estos?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SI","X","No"]
[]
[]
[null,null,"3) El inmueble tiene más de 50 años de construcción",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SI",null,"No","X"]
[null,null,"En caso marque Sí indique el año de la última remodelación"]
[]
[]
[null,null,"¿Qué es lo que quieres proteger?"]
[]
[null,null,null,null,null,"Inmueble¹",null,null,null,{"$f":"IF(LEN(Cotizador!$H$29)>0,Cotizador!$H$29,\"\")","v":""},null,null,"Bienes² ",null,{"$f":"IF(LEN(Cotizador!$K$29)>0,Cotizador!$K$29,\"\")","v":""},null,null,"Inmueble y Bienes",null,null,null,null,null,{"$f":"IF(LEN(Cotizador!$O$29)>0,Cotizador!$O$29,\"\")","v":""}]
[null,null,"¹ Se considera la estructura de tu vivienda y también los elementos que se encuentren fijados a ella, tales como redes telefónicas, muebles de cocina que se encuentren empotrados en la pared, armarios empotrados, calefacción, aire acondicionado, entre otros."]
[]
[null,null,"² Son todos los bienes de uso doméstico que se encuentren en tu vivienda. Incluyendo equipos, electrodomésticos, muebles no empotrados, joyas, obras de arte, enseres y similares. "]
[]
[]
[null,null,"Planes"]
[]
[null,null,"Plan Fijo"]
[null,null,"Modalidad de aseguramiento: A primer riesgo absoluto "]
[]
[null,null,null,null,"Inmueble",null,null,null,null,null,null,null,null,null,"Bienes",null,null,null,null,null,null,null,"Inmueble y Bienes"]
[]
[null,null,null,null,null,null,"Plan S/ 50,000",null,null,null,null,null,null,null,null,null,"Plan S/ 10,000",null,null,null,null,null,null,null,null,"Plan S/ 50,000 para inmueble y \nS/ 20,000 para bienes"]
[]
[]
[null,null,null,null,null,null,"Plan S/ 100,000",null,null,null,null,null,null,null,null,null,"Plan S/ 20,000",null,null,null,null,null,null,null,null,"Plan S/ 100,000 para inmueble y S/ 50,000 para bienes"]
[]
[]
[null,null,null,null,null,null,"Plan S/ 250,000",null,null,null,null,null,null,null,null,null,"Plan S/ 50,000",null,null,null,null,null,null,null,null,"Plan S/ 250,000 para inmueble y S/ 100,000 para bienes"]
[]
[]
[]
[null,null,"Plan Personalizado",null,null,null,null,"X"]
[null,null,"Modalidad de aseguramiento: ",null,null,null,null,null,null,null,null,null,"A primer riesgo",null,{"$f":"IF(LEN(Cotizador!$H$31)>0,Cotizador!$H$31,\"\")","v":""},null,null,null,"A valor total",null,null,null,null,{"$f":"IF(LEN(Cotizador!$K$31)>0,Cotizador!$K$31,\"\")","v":""}]
[null,null,"Coberturas y sumas aseguradas detalladas en el Slip de Cotización"]
[]
[null,null,null,"Confirmo que he sido informado correctamente sobre el plan, coberturas, beneficios adicionales que estoy eligiendo"]
[]
[null,null,"Suma Asegurada (llenar solo si elige el plan personalizado)"]
[]
[null,null,"Moneda",null,null,null,null,null,"Dólares",null,null,{"$f":"IF(LEN(Cotizador!$K$37)>0,Cotizador!$K$37,\"\")","v":""},"Soles",{"$f":"IF(LEN(Cotizador!$H$37)>0,Cotizador!$H$37,\"\")","v":""}]
[null,null,"Inmueble",null,null,null,{"$f":"IF(LEN(Cotizador!$G$40)>0,Cotizador!$G$40,\"\")","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(LEN(Cotizador!$E$35)=0,\"\",Cotizador!$E$35)","v":""},null,"Valor Comercial (para departamentos)"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(LEN(Cotizador!$E$34)=0,\"\",Cotizador!$E$34)","v":""},null,"Valor de Reconstrucción (para casas, se excluye el valor del terreno)"]
[]
[null,null,"Bienes",null,null,null,{"$f":"IF(LEN(Cotizador!$G$41)>0,Cotizador!$G$41,\"\")","v":""}]
[]
[null,null,"¿Tiene usted otros seguros contratados para los bienes objeto de este seguro?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Sí",null,"No"]
[null,null,"En caso afirmativo, ¿En qué compañia?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Nro de Póliza"]
[]
[null,null,"Endosatario (aplica solo para el plan Personalizado)"]
[null,null,"Endosado a favor de:"]
[null,null,"Monto de endoso:",null,null,null,null,null,null,null,null,null,null,"%"]
[]
[null,null,"Prima"]
[]
[null,null,"Prima comercial",null,null,null,{"$f":"IF(Cotizador!$C$52=\"SI\",IF(Cotizador!$L$54=0,\"\",Cotizador!$L$54),IF(Cotizador!$G$54=0,\"\",Cotizador!$G$54))","v":""}]
[]
[null,null,"IGV",null,null,null,{"$f":"IF(Cotizador!$C$52=\"SI\",IF(Cotizador!$L$55=0,\"\",Cotizador!$L$55),IF(Cotizador!$G$55=0,\"\",Cotizador!$G$55))","v":""}]
[]
[null,null,"Prima Cliente",null,null,null,{"$f":"IF(Cotizador!$C$52=\"SI\",IF(Cotizador!$L$56=0,\"\",Cotizador!$L$56),IF(Cotizador!$G$56=0,\"\",Cotizador!$G$56))","v":""}]
[]
[null,null,"Pago de prima"]
[]
[null,null,"De acuerdo a lo establecido en el art. Nro 3, de la resolucion SBS 3198-2013, reglamento de pago de primas, la cobertura se inicia con la aceptacion de la solicitud y el pago de la prima. La forma de pago se aplicará a las posteriores renovaciones, salvo modificaciones por parte del contratante. La forma de pago es:"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(LEN($L$145)>0,LEN($L$147)>0,LEN($L$149)>0,LEN($L$153)>0),\"X\",\"\")","v":""},"Débito Automático sin intereses(*)",null,null,null,null,null,null,null,null,null,{"$f":"IF(OR(LEN($W$145)>0,LEN($W$147)>0,LEN($W$149)>0),\"X\",\"\")","v":""},"Cupones"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(LEN(Cotizador!$I$61)>0,\"X\",\"\")","v":""},"Contado",null,null,null,null,null,null,null,null,null,{"$f":"IF(LEN(Cotizador!$I$66)>0,\"X\",\"\")","v":""},"1 cupón"]
[]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(LEN(Cotizador!$I$62)>0,\"X\",\"\")","v":""},"4 cuotas",null,null,null,null,null,null,null,null,null,{"$f":"IF(LEN(Cotizador!$I$67)>0,\"X\",\"\")","v":""},"4 cupones"]
[]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(LEN(Cotizador!$I$63)>0,\"X\",\"\")","v":""},"6 cuotas ",null,null,null,null,null,null,null,null,null,{"$f":"IF(LEN(Cotizador!$I$68)>0,\"X\",\"\")","v":""},"6 cupones con intereses"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,"10 cuotas (TCEA 12%)",null,null,null,null,null,null,null,null,null,null,"10 cuotas (TCEA 12%)"]
[]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(LEN(Cotizador!$I$64)>0,\"X\",\"\")","v":""},"12 cuotas",null,null,null,null,null,null,null,null,null,{"$f":"IF(LEN(Cotizador!$I$69)>0,\"X\",\"\")","v":""}]
[]
[null,null,"* Según cuota mínima del producto"]
[]
[null,null,"Datos del corredor o asesor de venta"]
[]
[null,null,"Corredor / Asesor",null,null,null,null,{"$f":"IF(Cotizador!$R$10=0,\"\",Cotizador!$R$10)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Código",null,{"$f":"IF(Cotizador!$M$10=0,\"\",Cotizador!$M$10)","v":""}]
[]
[null,null,"Teléfono",null,null,99999999,null,null,null,null,null,null,null,null,"Correo electrónico",null,null,null,null,null,"ggg"]
[]
[]
[null,null,"Declaracion del asegurado"]
[]
[null,null,"DECLARO que:"]
[]
[null,null,"1. Conozco que la veracidad y exactitud de la información aquí consignada es esencial para la determinación de la prima, la cobertura y la decisión ﬁnal de PACIFICO SEGUROS para asegurar el riesgo analizado."]
[null,null,"2. Conozco que la reticencia y/o declaración inexacta, hecha con dolo o culpa inexcusable (negligencia grave), en llenado de la presente solicitud, genera la nulidad del contrato de seguro."]
[null,null,"3. Conozco que constituye reticencia y/o declaración inexacta con culpa inexcusable (negligencia grave) o dolo, según el caso, por ejemplo, ocultar o no develar información relevante y que era de mi conocimiento al momento de realizarse la inspección al riesgo asegurado, omitir dar información a PACIFICO SEGUROS al momento de contratar la póliza; y dejar espacios en blanco en la solicitud de seguro."]
[null,null,"4. Conozco que tengo la obligación de notiﬁcar por escrito a PACIFICO SEGUROS los hechos o circunstancias que agraven el riesgo y conozco también que esta obligación se extiende durante la vigencia del Contrato de Seguro; asimismo, en las vigencias de pólizas que se negocien sucesiva e ininterrumpidamente."]
[null,null,"5. Conozco que tengo la obligación de informar a PACIFICO SEGUROS sobre cualquier evento o circunstancia que directa o indirectamente pueda ser pertinente para corregir, actualizar y/o complementar la información brindada en la solicitud de seguro. Si no actualizo la información nueva que diera al momento de la emisión de la póliza original, se entenderá que he conﬁrmado que no existe información nueva que directa o indirectamente sea relevante para corregir, actualizar y/o complementar dicha información."]
[null,null,"6. Conozco que estoy facultado para plantear ante la COMPAÑÍA todas las consultas y/o dudas que pueda tener respecto del contenido de la Solicitud de Seguro que consta en el presente documento."]
[null,null,"7. He tenido a mi disposición, de manera previa a la contratación de este seguro, las condiciones generales, condiciones particulares, condiciones especiales y demás información del seguro que solicito."]
[]
[null,null,"IMPORTANTE"]
[]
[null,null,"Aprobación de la solicitud de seguro",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AUTORIZACIONES PARA USOS ADICIONALES"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EL CLIENTE autoriza que PACÍFICO SEGUROS, de manera directa o a través de sus Encargados:\n- Le oferte cualquiera de nuestros productos de los ramos de Riesgos Generales o de Vida.\n- Le oferte cualquier otro producto o servicio de PACÍFICO SEGUROS o de sus empresas terceras.\n- A transferir su Información a empresas Credicorp (incluyendo subsidiarias, vinculadas y afiliadas) así como socios comerciales (Terceros), para que cada uno de ellos pueda ofertar sus productos o servicios. \n"]
[null,null,"PACÍFICO SEGUROS entregará la póliza de seguro al Contratante dentro del plazo de 15 días calendario de haber recibido la solicitud, si es que no es rechazada.\nNo obstante, cuando corresponda, PACÍFICO SEGUROS se obliga a comunicar el rechazo de la solicitud dentro del plazo de 15 días calendario de recibida, salvo que PACÍFICO SEGUROS haya requerido información adicional y/u otros requerimientos adicionales, necesarios para la evaluación del riesgo, dentro del referido plazo. En este caso, el plazo para comunicar el rechazo se contará a partir de la recepción de la información completa solicitada y de cumplidos los requerimientos realizados por PACÍFICO SEGUROS. En el supuesto que el Contratante no complete la información solicitada por PACÍFICO SEGUROS y/o no cumpla con los requerimientos que PACÍFICO SEGUROS haya realizado, se considerará rechazada la solicitud."]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EL CLIENTE acepta haber tenido a su disposición la lista de Terceros y Encargados que también se encuentra disponible en https://www.pacifico.com.pe/transparencia/politica-privacidad. Dicha lista detalla los posibles usos que los Terceros darán a sus datos personales. El envío de comunicaciones o mensajes con las ofertas y/o publicidades podrá ser remitida a través de medios escritos, verbales (por ejemplo: mensajes, push notification o llamadas telefónicas) o electrónicos/informáticos (por ejemplo correo electrónico)."]
[]
[]
[]
[]
[]
[null,null,"Medios de comunicación pactados: Escritos (correo electrónico o comunicaciones enviadas al domicilio físico) y telefónicas."]
[]
[]
[null,null,"Autorizo a PACÍFICO SEGUROS, a que en el caso de aprobar la presente solicitud, pueda enviar válidamente cualquier comunicación y/o notiﬁcación vinculada con este seguro durante su vigencia por cualquiera de los medios de comunicación arriba indicados, precisándose que las comunicaciones por teléfono se realizarán únicamente en aquellos casos en que la comunicación escrita no sea requerida de forma especíﬁca, conforme al marco normativo vigente. Declaro igualmente conocer y estar de acuerdo con que las comunicaciones y/o notiﬁcaciones que sean dirigidas a mi correo electrónico surtirán efectos y las consideraré recibidas a partir del momento en que éstas sean recibidas en el servidor de mi cuenta del correo electrónico, considerándose igualmente que en ese momento he tomado conocimiento del contenido del documento enviado por dicho medio."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PACÍFICO SEGUROS y los Terceros podrán conservar y tratar LA INFORMACIÓN de EL CLIENTE en los términos establecidos en esta sección, mientras se mantenga la relación contractual y luego de veinte (20) años de finalizado el contrato.\nLa aceptación o no de esta autorización para usos adicionales (ajenos a la ejecución de la relación contractual) no condiciona la prestación del servicio que EL CLIENTE está contratando.\n"]
[]
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[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,"Se enviará comunicaciones por escrito al domicilio físico del contratante y/o asegurado, en caso la normatividad vigente lo exija o, no se consigne una dirección electrónica."]
[]
[]
[]
[null,null,"PROTECCIÓN DE DATOS PERSONALES",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Sí acepto"]
[null,null,"Para la correcta ejecución de la relación contractual, EL CONTRATANTE / ASEGURADO (“EL CLIENTE”) se obliga a mantener actualizada su información personal, financiera y crediticia (“LA INFORMACIÓN”) y reconoce que PACÍFICO SEGUROS podrá tratarla, actualizarla, completarla y realizar flujos transfronterizos conforme a ley.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No acepto y"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"prefiero perder la oportunidad de recibir nuevas ofertas"]
[]
[]
[]
[]
[]
[]
[null,null,"PACÍFICO SEGUROS conservará, tratará y realizará flujos transfronterizos con LA INFORMACIÓN de EL CLIENTE mientras se mantenga la relación contractual y luego de veinte (20) años de finalizado el contrato.\nPara el tratamiento de La INFORMACIÓN de EL CLIENTE, PACÍFICO SEGUROS utilizará diversos Encargados ubicados en el Perú y el extranjero, los cuales se han puesto a disposición del El cliente y también se encuentran detallados en https://www.pacifico.com.pe/transparencia/politica-privacidad.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cláusulas Abusivas"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"“Las condiciones de la presente póliza se encuentran sujetas a una revisión posterior por parte de la Superintendencia de Banca, Seguros y AFPs, por lo que, en caso se identiﬁquen cláusulas abusivas en el marco de la Ley del Contrato de Seguro y normas reglamentarias, y estas no sean subsanadas por PACÍFICO SEGUROS, la Superintendencia de Banca, Seguros y AFPs,"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null," Su información será incluida en el banco de datos de Usuarios que se encuentra registrado ante la Autoridad de Protección de Datos Personales bajo el número de registro RNPDP-PJ N.° 774, de titularidad de PACÍFICO SEGUROS, ubicada en Juan de Arona 830, San Isidro, Lima - Perú."]
[]
[]
[]
[]
[]
[null,null,"EL CLIENTE puede ejercer los derechos de acceso, rectificación, cancelación, revocación y oposición, dirigiéndose a PACÍFICO SEGUROS de forma presencial en cualquiera de sus oficinas a nivel nacional en el horario establecido para la atención al público o por teléfono o a través del Chat ubicado en nuestra página web www.pacifico.com.pe.\nEl detalle de nuestra Política de Privacidad se encuentra disponible en: \nhttps://www.pacifico.com.pe/transparencia/politica-privacidad",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Derecho de arrepentimiento"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"En el caso que este seguro sea ofertado por un comercializador (incluyendo la Bancaseguro), declaro conocer que tengo derecho a arrepentirme de la contratación de este seguro, sin expresión de causa ni penalidad alguna, dentro del plazo de 15 días de recibir la póliza de seguro o el certiﬁcado de seguro, de ser el caso, ya que se me devuelva la prima que hubiere pagado."]
[]
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[]
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[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"DAY(Cotizador!$G$6)","v":4},{"$f":"MONTH(Cotizador!$G$6)","v":4},{"$f":"YEAR(Cotizador!$G$6)","v":2022}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"dia ","mes","año"]

{"sheet":"CamposTrama1","index":27,"n_rows":53,"n_cols":5,"rows_kept":53,"cut":false,"hidden":true,"merged":[]}
["Campo","Tipo","Origen en solicitud","Origen Sistema GW","Referencia "]
["Carátula"]
["Póliza N°","variable",null,"Resumen de póliza"]
["Vigencia","variable",null,"Resumen de póliza"]
["Contratante","variable","Contratante",null,{"$f":"+IngresoSolicitud!$I$15&\" \"&IngresoSolicitud!$H$16&\" \"&IngresoSolicitud!$Z$16","v":"  "}]
["Asegurado","variable","Asegurado",null,{"$f":"+IngresoSolicitud!$I$32&\" \"&IngresoSolicitud!$H$33&\" \"&IngresoSolicitud!$Z$33","v":"  "}]
["Dirección de cobranza","variable","Contratante",null,{"$f":"+IngresoSolicitud!$J$20&\" \"&IngresoSolicitud!$X$20&\" \"&IngresoSolicitud!$AA$20&\" \"&IngresoSolicitud!$AC$20&\" \"&IngresoSolicitud!$AE$20&\" \"&IngresoSolicitud!$K$21","v":"     "}]
["Departamento","variable","Contratante",null,{"$f":"+IngresoSolicitud!$W$22","v":0}]
["Provincia","variable","Contratante",null,{"$f":"+IngresoSolicitud!$N$22","v":0}]
["Distrito","variable","Contratante",null,{"$f":"+IngresoSolicitud!$E$22","v":0}]
["Suma Asegurada","variable","Suma asegurada",null,{"$f":"IF(LEN(IngresoSolicitud!$G$115)>0,IngresoSolicitud!$G$115,0)+ IF(LEN(IngresoSolicitud!$G$120)>0,IngresoSolicitud!$G$120,0)","v":0}]
["Plan de pago","variable","Pago de prima",null,{"$f":"+IF(IngresoSolicitud!$L$145=\"x\",\"Contado\",IF(IngresoSolicitud!$L$147=\"X\",\"4 cuotas\",IF(IngresoSolicitud!$L$149=\"x\",\"6 cuotas\",IF(IngresoSolicitud!$L$153=\"x\",\"12 cuotas\",\"\"))))","v":""}]
[]
["Datos del cliente"]
["Contratante"]
["Contratante","variable","Contratante",null,{"$f":"+IngresoSolicitud!$I$15&\" \"&IngresoSolicitud!$H$16&\" \"&IngresoSolicitud!$Z$16","v":"  "}]
["DNI","variable","Contratante",null,{"$f":"+IngresoSolicitud!$D$13&IngresoSolicitud!$E$13&IngresoSolicitud!$F$13&IngresoSolicitud!$G$13&IngresoSolicitud!$H$13&IngresoSolicitud!$I$13&IngresoSolicitud!$J$13&IngresoSolicitud!$K$13","v":""}]
["RUC","variable","Contratante",null,{"$f":"+IngresoSolicitud!$N$13&IngresoSolicitud!$O$13&IngresoSolicitud!$P$13&IngresoSolicitud!$Q$13&IngresoSolicitud!$R$13&IngresoSolicitud!$S$13&IngresoSolicitud!$U$13&IngresoSolicitud!$V$13&IngresoSolicitud!$W$13&IngresoSolicitud!$X$13","v":""}]
["Fecha de nacimiento","variable","Contratante",null,{"$f":"+IngresoSolicitud!$N$18&\"/\"&IngresoSolicitud!$O$18&\"/\"&IngresoSolicitud!$P$18","v":"//"}]
["Nacionalidad","variable","Contratante",null,{"$f":"+IngresoSolicitud!$AA$18","v":0}]
["Dirección","variable","Contratante",null,{"$f":"+IngresoSolicitud!$J$20&\" \"&IngresoSolicitud!$X$20&\" \"&IngresoSolicitud!$AA$20&\" \"&IngresoSolicitud!$AC$20&\" \"&IngresoSolicitud!$AE$20&\" \"&IngresoSolicitud!$K$21","v":"     "}]
["Correo electrónico","variable","Contratante",null,{"$f":"+IngresoSolicitud!$H$24","v":0}]
["Asegurado"]
["Asegurado","variable","Asegurado",null,{"$f":"+IngresoSolicitud!$I$32&\" \"&IngresoSolicitud!$H$33&\" \"&IngresoSolicitud!$Z$33","v":"  "}]
["DNI","variable","Asegurado",null,{"$f":"+IngresoSolicitud!$D$31&IngresoSolicitud!$E$31&IngresoSolicitud!$F$31&IngresoSolicitud!$G$31&IngresoSolicitud!$H$31&IngresoSolicitud!$I$31&IngresoSolicitud!$J$31&IngresoSolicitud!$K$31","v":""}]
["RUC","variable","Contratante",null,{"$f":"+IngresoSolicitud!$N$31&IngresoSolicitud!$O$31&IngresoSolicitud!$P$31&IngresoSolicitud!$Q$31&IngresoSolicitud!$R$31&IngresoSolicitud!$S$31&IngresoSolicitud!$U$31&IngresoSolicitud!$V$31&IngresoSolicitud!$W$31&IngresoSolicitud!$X$31","v":""}]
["Fecha de nacimiento","variable","Asegurado",null,{"$f":"+IngresoSolicitud!$N$35&\"/\"&IngresoSolicitud!$O$35&\"/\"&IngresoSolicitud!$P$35","v":"//"}]
["Nacionalidad","variable","Asegurado",null,{"$f":"+IngresoSolicitud!$AA$34","v":0}]
["Dirección","variable","Asegurado",null,{"$f":"+IngresoSolicitud!$H$37&\" \"&IngresoSolicitud!$X$37&\" \"&IngresoSolicitud!$AA$37&\" \"&IngresoSolicitud!$AC$37&\" \"&IngresoSolicitud!$AE$37&\" \"&IngresoSolicitud!$K$38&\" \"&IngresoSolicitud!$AA$38","v":"      "}]
["Correo electrónico","variable","Asegurado",null,{"$f":"+IngresoSolicitud!$H$41","v":0}]
[]
["Datos  del Inmueble Asegurado"]
["Plan","Fijo","Personalizado"]
["Dirección","variable","Datos del inmueble",null,{"$f":"+IngresoSolicitud!$H$50&\" \"&IngresoSolicitud!$X$50&\" \"&IngresoSolicitud!$AA$50&\" \"&IngresoSolicitud!$AC$50&\" \"&IngresoSolicitud!$AE$50&\" \"&IngresoSolicitud!$K$51&\" \"&IngresoSolicitud!$AA$51","v":"      "}]
["Piso","variable","Datos del inmueble",null,{"$f":"IF(LEN(IngresoSolicitud!$I$54)=0,\"\",IngresoSolicitud!$I$54)","v":""}]
["N° pisos","variable","Datos del inmueble",null,{"$f":"IF(LEN(IngresoSolicitud!$F$53)=0,\"\",IngresoSolicitud!$F$53)","v":""}]
["Departamento","variable","Datos del inmueble",null,{"$f":"+IngresoSolicitud!$W$52","v":0}]
["Provincia","variable","Datos del inmueble",null,{"$f":"+IngresoSolicitud!$N$52","v":0}]
["Distrito","variable","Datos del inmueble",null,{"$f":"+IngresoSolicitud!$F$52","v":0}]
["N° sótanos","variable","Datos del inmueble",null,{"$f":"+IngresoSolicitud!$N$53","v":0}]
["Año de construcción","variable","Datos del inmueble",null,{"$f":"+IngresoSolicitud!$X$53","v":0}]
["Tipo de inmueble","variable","Datos del inmueble",null,{"$f":"+IF(IngresoSolicitud!$K$48=\"X\",\"Casa\",IF(IngresoSolicitud!$N$48=\"X\",\"Departamento\",0))","v":0}]
["Uso de inmueble","Fijo","Datos del inmueble",null,"Casa Habitación"]
["Suma asegurada edificación","variable","Suma asegurada",null,{"$f":"+IngresoSolicitud!$G$115","v":""}]
["Suma asegurada de bienes","variable","Suma asegurada",null,{"$f":"+IngresoSolicitud!$G$120","v":""}]
["Datos del canal"]
["Comisión por intermediación","variable",null,null,{"$f":"IF(Cotizador!$H$29=\"X\",INMUEBLE!$P$10,IF(Cotizador!$K$29=\"X\",BIENES!$P$10,IF(Cotizador!$O$29=\"X\",'INMUEBLE Y BIENES'!$P$10)))","v":false}]
["Endosatario"]
["Endosado a favor de:","variable",null,null,{"$f":"IF(LEN(IngresoSolicitud!$H$126)=0,\"NO\",\"SI\")","v":"NO"}]
["Nombre del Endosatario","variable",null,null,{"$f":"IF(LEN(IngresoSolicitud!$H$126)=0,\"\",IngresoSolicitud!$H$126)","v":""}]
["Material de construcción",null,null,null,{"$f":"IF(LEN(IngresoSolicitud!$J$58)>0,\"Mampostería\",IF(LEN(IngresoSolicitud!$J$60)>0,\"Madera\",IF(LEN(IngresoSolicitud!$O$58)>0,\"Adobe\",IF(LEN(IngresoSolicitud!$O$60)>0,\"Quincha\",IF(LEN(IngresoSolicitud!$X$58)>0,\"Acero Metálico\",IF(LEN(IngresoSolicitud!$X$60)>0,\"Concreto Armado\",IngresoSolicitud!$AA$60))))))","v":0}]
["Modalidad de Aseguramiento",null,null,null,{"$f":"IF(LEN(Cotizador!$H$31)>0,\"A primer riesgo absoluto\",IF(LEN(Cotizador!$K$31)>0,\"A valor total\",\"\"))","v":""}]
["Bien Asegurado","variable","Datos del inmueble",null,{"$f":"IF(LEN(Cotizador!$H$29)>0,\"Inmueble\",IF(LEN(Cotizador!$K$29)>0,\"Bienes\",IF(LEN(Cotizador!$O$29)>0,\"Inmueble+Bienes\",\"\")))","v":""}]

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[]
[]
[]
[]
[]
[]
[]
[null,null,"Solicitud de Seguro Hogar Flex"]
[null,null,"Contratante"]
[]
[null,null,"Persona Natural",null,null,null,null,{"$f":"IF(LEN(IngresoSolicitud!H11)=0,\"\",IngresoSolicitud!H11)","v":""},null,null,null,null,"Persona Juridica",{"$f":"IF(LEN(IngresoSolicitud!N11)=0,\"\",IngresoSolicitud!N11)","v":""}]
[]
[null,null,"DNI",{"$f":"IF(LEN(IngresoSolicitud!D13)=0,\"\",IngresoSolicitud!D13)","v":""},null,null,null,null,null,null,null,null,"RUC",{"$f":"IF(LEN(IngresoSolicitud!N13)=0,\"\",IngresoSolicitud!N13)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Otro (indicar tipo y número)",null,null,{"$f":"IF(IngresoSolicitud!AC13=0,\"\",IngresoSolicitud!AC13)","v":""}]
[]
[null,null,"Nombre / Razon Social",null,null,null,null,null,{"$f":"IF(IngresoSolicitud!I15=0,\"\",IngresoSolicitud!I15)","v":""}]
[null,null,"Apellido Paterno",null,null,null,null,{"$f":"IF(IngresoSolicitud!H16=0,\"\",IngresoSolicitud!H16)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,"Apellido Materno",null,null,null,null,{"$f":"IF(IngresoSolicitud!Z16=0,\"\",IngresoSolicitud!Z16)","v":""}]
[]
[null,null,"Sexo",null,{"$f":"IngresoSolicitud!E18","v":0},null,null,null,null,null,"Fecha de Nacimiento",null,null,{"$f":"IF(LEN(IngresoSolicitud!N18)=0,\"\",IngresoSolicitud!N18)","v":""},{"$f":"IF(LEN(IngresoSolicitud!O18)=0,\"\",IngresoSolicitud!O18)","v":""},{"$f":"IF(LEN(IngresoSolicitud!P18)=0,\"\",IngresoSolicitud!P18)","v":""},null,null,null,null,"Estado Civil",{"$f":"IF(IngresoSolicitud!V18=0,\"\",IngresoSolicitud!V18)","v":""},null,null,null,"Nacionalidad",{"$f":"IF(IngresoSolicitud!AA18=0,\"\",IngresoSolicitud!AA18)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"dd/","mm/","aa"]
[null,null,"Direccion (Jr. / Cl / Av)",null,null,null,null,null,null,{"$f":"IF(IngresoSolicitud!J20=0,\"\",IngresoSolicitud!J20)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,"Nro",{"$f":"IF(IngresoSolicitud!X20=0,\"\",IngresoSolicitud!X20)","v":""},null,"Dpto/Piso/Int",{"$f":"IF(IngresoSolicitud!AA20=0,\"\",IngresoSolicitud!AA20)","v":""},"Mz",{"$f":"IF(IngresoSolicitud!AC20=0,\"\",IngresoSolicitud!AC20)","v":""},"Lt",{"$f":"IF(IngresoSolicitud!AE20=0,\"\",IngresoSolicitud!AE20)","v":""}]
[null,null,"Urbanizacion (Urb / AAHH / Coop)",null,null,null,null,null,null,null,{"$f":"IF(IngresoSolicitud!K21=0,\"\",IngresoSolicitud!K21)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Sec / Etapa / Zona",{"$f":"IF(IngresoSolicitud!AA21=0,\"\",IngresoSolicitud!AA21)","v":""}]
[null,null,"Distrito",null,{"$f":"IF(IngresoSolicitud!E22=0,\"\",IngresoSolicitud!E22)","v":""},null,null,null,null,null,null,null,"Provincia",{"$f":"IF(IngresoSolicitud!N22=0,\"\",IngresoSolicitud!N22)","v":""},null,null,null,null,"Departamento",null,null,null,{"$f":"IF(IngresoSolicitud!W22=0,\"\",IngresoSolicitud!W22)","v":""},null,null,null,"País",{"$f":"IF(LEN(IngresoSolicitud!AB22)=0,\"\",IngresoSolicitud!AB22)","v":"PERU"}]
[null,null,"Telefono Casa",null,null,null,{"$f":"IF(IngresoSolicitud!G23=0,\"\",IngresoSolicitud!G23)","v":""},null,null,null,null,null,"Telefono trabajo",{"$f":"IF(IngresoSolicitud!N23=0,\"\",IngresoSolicitud!N23)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Telefono Movil",{"$f":"IF(IngresoSolicitud!AA23=0,\"\",IngresoSolicitud!AA23)","v":""}]
[null,null,"Correo electronico(*)",null,null,null,null,{"$f":"IF(IngresoSolicitud!H24=0,\"\",IngresoSolicitud!H24)","v":""}]
[null,null,"(*) Para recibir informacion del contrato de seguro y/o cualquier comunicación necesaria para su ejecucion."]
[]
[null,null,"Asegurado (llenar solo si es diferente del Contratante)"]
[]
[null,null,"Persona Natural",null,null,null,null,{"$f":"IF(LEN(IngresoSolicitud!H29)=0,\"\",IngresoSolicitud!H29)","v":""},null,null,null,null,"Persona Juridica",{"$f":"IF(LEN(IngresoSolicitud!N29)=0,\"\",IngresoSolicitud!N29)","v":""}]
[]
[null,null,"DNI",{"$f":"IF(LEN(IngresoSolicitud!D31)=0,\"\",IngresoSolicitud!D31)","v":""},null,null,null,null,null,null,null,null,"RUC",{"$f":"IF(LEN(IngresoSolicitud!N31)=0,\"\",IngresoSolicitud!N31)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Otro (indicar tipo y número)",null,null,{"$f":"IF(IngresoSolicitud!AC31=0,\"\",IngresoSolicitud!AC31)","v":""}]
[null,null,"Nombre / Razon Social",null,null,null,null,null,{"$f":"IF(IngresoSolicitud!I32=0,\"\",IngresoSolicitud!I32)","v":""}]
[null,null,"Apellido Paterno",null,null,null,null,{"$f":"IF(IngresoSolicitud!H33=0,\"\",IngresoSolicitud!H33)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,"Apellido Paterno",null,null,null,null,{"$f":"IF(IngresoSolicitud!Z33=0,\"\",IngresoSolicitud!Z33)","v":""}]
[]
[null,null,"Sexo",null,{"$f":"IngresoSolicitud!E35","v":0},null,null,null,null,null,"Fecha de Nacimiento",null,null,{"$f":"IF(LEN(IngresoSolicitud!N35)=0,\"\",IngresoSolicitud!N35)","v":""},{"$f":"IF(LEN(IngresoSolicitud!O35)=0,\"\",IngresoSolicitud!O35)","v":""},{"$f":"IF(LEN(IngresoSolicitud!P35)=0,\"\",IngresoSolicitud!P35)","v":""},null,null,null,null,"Estado Civil",{"$f":"IF(IngresoSolicitud!V35=0,\"\",IngresoSolicitud!V35)","v":""},null,null,null,"Nacionalidad",{"$f":"IF(IngresoSolicitud!AA34=0,\"\",IngresoSolicitud!AA34)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"dd/","mm/","aa"]
[null,null,"Direccion (Jr. / Cl / Av)",null,null,null,null,{"$f":"IF(IngresoSolicitud!H37=0,\"\",IngresoSolicitud!H37)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Nro",{"$f":"IF(IngresoSolicitud!X37=0,\"\",IngresoSolicitud!X37)","v":""},null,"Dpto/Piso/Int",{"$f":"IF(IngresoSolicitud!AA37=0,\"\",IngresoSolicitud!AA37)","v":""},"Mz",{"$f":"IF(IngresoSolicitud!AC37=0,\"\",IngresoSolicitud!AC37)","v":""},"Lt",{"$f":"IF(IngresoSolicitud!AE37=0,\"\",IngresoSolicitud!AE37)","v":""}]
[null,null,"Urbanizacion (Urb / AAHH / Coop)",null,null,null,null,null,null,null,{"$f":"IF(IngresoSolicitud!K38=0,\"\",IngresoSolicitud!K38)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Sec / Etapa / Zona",{"$f":"IF(IngresoSolicitud!AA38=0,\"\",IngresoSolicitud!AA38)","v":""}]
[null,null,"Distrito",null,{"$f":"IF(IngresoSolicitud!E39=0,\"\",IngresoSolicitud!E39)","v":""},null,null,null,null,null,null,null,"Provincia",{"$f":"IF(IngresoSolicitud!N39=0,\"\",IngresoSolicitud!N39)","v":""},null,null,null,null,"Departamento",null,null,null,{"$f":"IF(IngresoSolicitud!W39=0,\"\",IngresoSolicitud!W39)","v":""},null,null,null,"País",{"$f":"IF(IngresoSolicitud!AB39=0,\"\",IngresoSolicitud!AB39)","v":""}]
[null,null,"Teléfono Casa",null,null,null,{"$f":"IF(IngresoSolicitud!G40=0,\"\",IngresoSolicitud!G40)","v":""},null,null,null,null,null,"Teléfono trabajo",{"$f":"IF(IngresoSolicitud!N40=0,\"\",IngresoSolicitud!N40)","v":""},null,null,null,null,null,null,null,null,null,null,null,"Teléfono Móvil",{"$f":"IF(IngresoSolicitud!AA40=0,\"\",IngresoSolicitud!AA40)","v":""}]
[null,null,"Correo electronico(*)",null,null,null,null,{"$f":"IF(IngresoSolicitud!H41=0,\"\",IngresoSolicitud!H41)","v":""}]
[null,null,"(*) Para recibir informacion del contrato de seguro y/o cualquier comunicación necesaria para su ejecucion."]
[]
[null,null,"Datos del Inmueble"]
[]
[null,null,"El seguro de hogar le otorga cobertura si su Inmueble y/o los Bienes contenidos en él son usados como casa habitación. "]
[]
[null,null,"Tipo de vivienda:",null,null,null,"Casa",null,null,null,{"$f":"IF(LEN(IngresoSolicitud!K48)=0,\"\",IngresoSolicitud!K48)","v":""},null,"Departamento",{"$f":"IF(LEN(IngresoSolicitud!N48)=0,\"\",IngresoSolicitud!N48)","v":""}]
[]
[null,null,"Direccion (Jr. / Cl / Av)",null,null,null,null,{"$f":"IF(IngresoSolicitud!H50=0,\"\",IngresoSolicitud!H50)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Nro",{"$f":"IF(LEN(IngresoSolicitud!X50)=0,\"\",IngresoSolicitud!X50)","v":""},null,"Dpto/Piso/Int",{"$f":"IF(LEN(IngresoSolicitud!AA50)=0,\"\",IngresoSolicitud!AA50)","v":""},"Mz",{"$f":"IF(IngresoSolicitud!AC50=0,\"\",IngresoSolicitud!AC50)","v":""},"Lt",{"$f":"IF(LEN(IngresoSolicitud!AE50)=0,\"\",IngresoSolicitud!AE50)","v":""}]
[null,null,"Urbanizacion (Urb / AAHH / Coop)",null,null,null,null,null,null,null,{"$f":"IF(IngresoSolicitud!K51=0,\"\",IngresoSolicitud!K51)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Sec / Etapa / Zona",{"$f":"IF(IngresoSolicitud!AA51=0,\"\",IngresoSolicitud!AA51)","v":""}]
[null,null,"Distrito",null,null,{"$f":"IF(LEN(IngresoSolicitud!F52)=0,\"\",IngresoSolicitud!F52)","v":""},null,null,null,null,null,null,"Provincia",{"$f":"IF(IngresoSolicitud!N52=0,\"\",IngresoSolicitud!N52)","v":""},null,null,null,null,"Departamento",null,null,null,{"$f":"IF(LEN(IngresoSolicitud!W52)=0,\"\",IngresoSolicitud!W52)","v":""},null,null,null,"País",{"$f":"IF(LEN(IngresoSolicitud!AB52)=0,\"\",IngresoSolicitud!AB52)","v":"PERU"}]
[null,null,"Nro de Pisos",null,null,{"$f":"IF(LEN(IngresoSolicitud!F53)=0,\"\",IngresoSolicitud!F53)","v":""},null,null,null,null,null,null,"Nro de Sótanos",{"$f":"IF(LEN(IngresoSolicitud!N53)=0,\"\",IngresoSolicitud!N53)","v":""},null,null,null,null,"Año de construcción",null,null,null,null,{"$f":"IF(IngresoSolicitud!X53=0,\"\",IngresoSolicitud!X53)","v":""},null,null,"Nro de pisos de la"]
[null,null,"ubicación de la vivienda",null,null,null,null,null,{"$f":"IF(LEN(IngresoSolicitud!I54)=0,\"\",IngresoSolicitud!I54)","v":""}]
[]
[null,null,"Material de construccion predominante"]
[]
[null,null,null,null,null,"Mampostería",null,null,null,{"$f":"IF(LEN(IngresoSolicitud!J58)=0,\"\",IngresoSolicitud!J58)","v":""},null,null,"Adobe",null,{"$f":"IF(LEN(IngresoSolicitud!O58)=0,\"\",IngresoSolicitud!O58)","v":""},null,null,"Acero Metálico",null,null,null,null,null,{"$f":"IF(LEN(IngresoSolicitud!X58)=0,\"\",IngresoSolicitud!X58)","v":""}]
[]
[null,null,null,null,null,"Madera",null,null,null,{"$f":"IF(LEN(IngresoSolicitud!J60)=0,\"\",IngresoSolicitud!J60)","v":""},null,null,"Quincha",null,{"$f":"IF(LEN(IngresoSolicitud!O60)=0,\"\",IngresoSolicitud!O60)","v":""},null,null,"Concreto Armado",null,null,null,null,null,{"$f":"IF(LEN(IngresoSolicitud!X60)=0,\"\",IngresoSolicitud!X60)","v":""},null,"Otro",{"$f":"IF(IngresoSolicitud!AA60=0,\"\",IngresoSolicitud!AA60)","v":""}]
[]
[null,null,"Sistema de seguridad en la vivienda:"]
[null,null,null,null,null,"Alarma",null,null,null,{"$f":"IF(LEN(IngresoSolicitud!J63)=0,\"\",IngresoSolicitud!J63)","v":""},null,null,"Cámara de seguridad",null,{"$f":"IF(LEN(IngresoSolicitud!O63)=0,\"\",IngresoSolicitud!O63)","v":""},null,null,"Sensor de movimiento",null,null,null,null,null,{"$f":"IF(LEN(IngresoSolicitud!X63)=0,\"\",IngresoSolicitud!X63)","v":""}]
[]
[null,null,null,null,null,"Cerco eléctrico",null,null,null,{"$f":"IF(LEN(IngresoSolicitud!J65)=0,\"\",IngresoSolicitud!J65)","v":""},null,null,"Detector de humo",null,{"$f":"IF(LEN(IngresoSolicitud!O65)=0,\"\",IngresoSolicitud!O65)","v":""},null,null,"Ninguno",null,null,null,null,null,{"$f":"IF(LEN(IngresoSolicitud!X65)=0,\"\",IngresoSolicitud!X65)","v":""}]
[]
[null,null,"Declaración Jurada"]
[]
[null,null,"Marque la respuesta que considere correcta a todas las preguntas:"]
[]
[null,null,"1) 1. ¿El 80% o más del material de construcción predominante del inmueble es noble \no de concreto armado, pórtico de acero, mampostería o similares? ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SI",{"$f":"IF(LEN(IngresoSolicitud!AC71)=0,\"\",IngresoSolicitud!AC71)","v":"X"},"No",{"$f":"IF(LEN(IngresoSolicitud!AE71)=0,\"\",IngresoSolicitud!AE71)","v":""}]
[]
[]
[null,null,"2) ¿La ubicación del inmueble está a más de 500 metros de distancia de un río, playa o laguna/lago y a más de 15 metros de altura de alguno de estos?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SI",{"$f":"IF(LEN(IngresoSolicitud!AC74)=0,\"\",IngresoSolicitud!AC74)","v":"X"},"No",{"$f":"IF(LEN(IngresoSolicitud!AE74)=0,\"\",IngresoSolicitud!AE74)","v":""}]
[]
[]
[null,null,"3) El inmueble tiene más de 50 años de construcción",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SI",{"$f":"IF(LEN(IngresoSolicitud!AC77)=0,\"\",IngresoSolicitud!AC77)","v":""},"No",{"$f":"IF(LEN(IngresoSolicitud!AE77)=0,\"\",IngresoSolicitud!AE77)","v":"X"}]
[null,null,"En caso marque Sí indique el año de la última remodelación",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(IngresoSolicitud!T78=0,\"\",IngresoSolicitud!T78)","v":""}]
[]
[]
[null,null,"¿Qué es lo que quieres proteger?"]
[]
[null,null,null,null,null,"Inmueble¹",null,null,null,{"$f":"IF(LEN(IngresoSolicitud!J83)=0,\"\",IngresoSolicitud!J83)","v":""},null,null,"Bienes² ",null,{"$f":"IF(LEN(IngresoSolicitud!O83)=0,\"\",IngresoSolicitud!O83)","v":""},null,null,"Inmueble y Bienes",null,null,null,null,null,{"$f":"IF(LEN(IngresoSolicitud!X83)=0,\"\",IngresoSolicitud!X83)","v":""}]
[null,null,"¹ Se considera la estructura de tu vivienda y también los elementos que se encuentren fijados a ella, tales como redes telefónicas, muebles de cocina que se encuentren empotrados en la pared, armarios empotrados, calefacción, aire acondicionado, entre otros."]
[]
[null,null,"² Son todos los bienes de uso doméstico que se encuentren en tu vivienda. Incluyendo equipos, electrodomésticos, muebles no empotrados, joyas, obras de arte, enseres y similares. "]
[]
[]
[null,null,"Planes"]
[]
[null,null,"Plan Fijo",null,{"$f":"IF(LEN(IngresoSolicitud!E91)=0,\"\",IngresoSolicitud!E91)","v":""}]
[null,null,"Modalidad de aseguramiento: A primer riesgo absoluto "]
[]
[null,null,null,null,"Inmueble",null,null,null,null,null,null,null,null,null,"Bienes",null,null,null,null,null,null,null,"Inmueble y Bienes"]
[]
[null,null,null,null,{"$f":"IF(LEN(IngresoSolicitud!E96)=0,\"\",IngresoSolicitud!E96)","v":""},null,"Plan S/ 50,000",null,null,null,null,null,null,null,{"$f":"IF(LEN(IngresoSolicitud!O96)=0,\"\",IngresoSolicitud!O96)","v":""},null,"Plan S/ 10,000",null,null,null,null,null,null,{"$f":"IF(LEN(IngresoSolicitud!X96)=0,\"\",IngresoSolicitud!X96)","v":""},null,"Plan S/ 50,000 para inmueble y \nS/ 20,000 para bienes"]
[]
[]
[null,null,null,null,{"$f":"IF(LEN(IngresoSolicitud!E99)=0,\"\",IngresoSolicitud!E99)","v":""},null,"Plan S/ 100,000",null,null,null,null,null,null,null,{"$f":"IF(LEN(IngresoSolicitud!O99)=0,\"\",IngresoSolicitud!O99)","v":""},null,"Plan S/ 20,000",null,null,null,null,null,null,{"$f":"IF(LEN(IngresoSolicitud!X99)=0,\"\",IngresoSolicitud!X99)","v":""},null,"Plan S/ 100,000 para inmueble y S/ 50,000 para bienes"]
[]
[]
[null,null,null,null,{"$f":"IF(LEN(IngresoSolicitud!E102)=0,\"\",IngresoSolicitud!E102)","v":""},null,"Plan S/ 250,000",null,null,null,null,null,null,null,{"$f":"IF(LEN(IngresoSolicitud!O102)=0,\"\",IngresoSolicitud!O102)","v":""},null,"Plan S/ 50,000",null,null,null,null,null,null,{"$f":"IF(LEN(IngresoSolicitud!X102)=0,\"\",IngresoSolicitud!X102)","v":""},null,"Plan S/ 250,000 para inmueble y S/ 100,000 para bienes"]
[]
[]
[]
[null,null,"Plan Personalizado",null,null,null,null,{"$f":"IF(LEN(IngresoSolicitud!H106)=0,\"\",IngresoSolicitud!H106)","v":"X"}]
[null,null,"Modalidad de aseguramiento: ",null,null,null,null,null,null,null,null,null,"A primer riesgo",null,{"$f":"IF(LEN(IngresoSolicitud!O107)=0,\"\",IngresoSolicitud!O107)","v":""},null,null,null,"A valor total",null,null,null,null,{"$f":"IF(LEN(IngresoSolicitud!X107)=0,\"\",IngresoSolicitud!X107)","v":""}]
[null,null,"Coberturas y sumas aseguradas detalladas en el Slip de Cotización"]
[]
[null,null,{"$f":"IF(LEN(IngresoSolicitud!C110)=0,\"\",IngresoSolicitud!C110)","v":""},"Confirmo que he sido informado correctamente sobre el plan, coberturas, beneficios adicionales que estoy eligiendo"]
[]
[null,null,"Suma Asegurada (llenar solo si elige el plan personalizado)"]
[]
[null,null,"Moneda",null,null,null,null,null,"Dólares",null,null,{"$f":"IF(LEN(IngresoSolicitud!L114)=0,\"\",IngresoSolicitud!L114)","v":""},"Soles",{"$f":"IF(LEN(IngresoSolicitud!N114)=0,\"\",IngresoSolicitud!N114)","v":""}]
[null,null,"Inmueble",null,null,null,{"$f":"IF(IngresoSolicitud!G115=0,\"\",IngresoSolicitud!G115)","v":""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(LEN(IngresoSolicitud!N116)=0,\"\",IngresoSolicitud!N116)","v":""},null,"Valor Comercial (para departamentos)"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(LEN(IngresoSolicitud!N118)=0,\"\",IngresoSolicitud!N118)","v":""},null,"Valor de Reconstrucción (para casas, se excluye el valor del terreno)"]
[]
[null,null,"Bienes",null,null,null,{"$f":"IF(IngresoSolicitud!G120=0,\"\",IngresoSolicitud!G120)","v":""}]
[]
[null,null,"¿Tiene usted otros seguros contratados para los bienes objeto de este seguro?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Sí",{"$f":"IF(LEN(IngresoSolicitud!T122)=0,\"\",IngresoSolicitud!T122)","v":""},"No",{"$f":"IF(LEN(IngresoSolicitud!V122)=0,\"\",IngresoSolicitud!V122)","v":""}]
[null,null,"En caso afirmativo, ¿En qué compañia?",null,null,null,null,null,null,null,null,{"$f":"IF(IngresoSolicitud!L123=0,\"\",IngresoSolicitud!L123)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,"Nro de Póliza",{"$f":"IF(IngresoSolicitud!AA123=0,\"\",IngresoSolicitud!AA123)","v":""}]
[]
[null,null,"Endosatario (aplica solo para el plan Personalizado)"]
[null,null,"Endosado a favor de:",null,null,null,null,{"$f":"IF(IngresoSolicitud!H126=0,\"\",IngresoSolicitud!H126)","v":""}]
[null,null,"Monto de endoso:",null,null,null,null,{"$f":"IF(IngresoSolicitud!H127=0,\"\",IngresoSolicitud!H127)","v":""},null,null,null,null,null,"%",{"$f":"IF(IngresoSolicitud!O127=0,\"\",IngresoSolicitud!O127)","v":""}]
[]
[null,null,"Prima"]
[]
[null,null,"Prima comercial",null,null,null,{"$f":"ROUND(IF(IngresoSolicitud!G131=0,\"\",IngresoSolicitud!G131),2)","v":{"$error":"#VALUE!"}}]
[]
[null,null,"IGV",null,null,null,{"$f":"ROUND(IF(IngresoSolicitud!G133=0,\"\",IngresoSolicitud!G133),2)","v":{"$error":"#VALUE!"}}]
[]
[null,null,"Prima Cliente",null,null,null,{"$f":"ROUND(IF(IngresoSolicitud!G135=0,\"\",IngresoSolicitud!G135),2)","v":{"$error":"#VALUE!"}}]
[]
[null,null,"Pago de prima"]
[]
[null,null,"De acuerdo a lo establecido en el art. Nro 3, de la resolucion SBS 3198-2013, reglamento de pago de primas, la cobertura se inicia con la aceptacion de la solicitud y el pago de la prima. La forma de pago se aplicará a las posteriores renovaciones, salvo modificaciones por parte del contratante. La forma de pago es:"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,{"$f":"IF(LEN(IngresoSolicitud!K142)=0,\"\",IngresoSolicitud!K142)","v":""},"Débito Automático sin intereses(*)",null,null,null,null,null,null,null,null,null,{"$f":"IF(LEN(IngresoSolicitud!V142)=0,\"\",IngresoSolicitud!V142)","v":""},"Cupones"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(LEN(IngresoSolicitud!L145)=0,\"\",IngresoSolicitud!L145)","v":""},"Contado",null,null,null,null,null,null,null,null,null,{"$f":"IF(LEN(IngresoSolicitud!W145)=0,\"\",IngresoSolicitud!W145)","v":""},"1 cupón"]
[]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(LEN(IngresoSolicitud!L147)=0,\"\",IngresoSolicitud!L147)","v":""},"4 cuotas",null,null,null,null,null,null,null,null,null,{"$f":"IF(LEN(IngresoSolicitud!W147)=0,\"\",IngresoSolicitud!W147)","v":""},"4 cupones"]
[]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(LEN(IngresoSolicitud!L149)=0,\"\",IngresoSolicitud!L149)","v":""},"6 cuotas ",null,null,null,null,null,null,null,null,null,{"$f":"IF(LEN(IngresoSolicitud!W149)=0,\"\",IngresoSolicitud!W149)","v":""},"6 cupones con intereses"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,"10 cuotas (TCEA 12%)",null,null,null,null,null,null,null,null,null,null,"10 cuotas (TCEA 12%)"]
[]
[null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(LEN(IngresoSolicitud!L153)=0,\"\",IngresoSolicitud!L153)","v":""},"12 cuotas",null,null,null,null,null,null,null,null,null,{"$f":"IF(LEN(IngresoSolicitud!W153)=0,\"\",IngresoSolicitud!W153)","v":""},"12 cupones con intereses"]
[]
[null,null,"* Según cuota mínima del producto"]
[]
[null,null,"Datos del corredor o asesor de venta"]
[]
[null,null,"Corredor / Asesor",null,null,null,null,{"$f":"IF(IngresoSolicitud!H159=0,\"\",IngresoSolicitud!H159)","v":""},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Código",null,{"$f":"IF(IngresoSolicitud!Z159=0,\"\",IngresoSolicitud!Z159)","v":""}]
[]
[null,null,"Teléfono",null,null,{"$f":"IF(IngresoSolicitud!F161=0,\"\",IngresoSolicitud!F161)","v":99999999},null,null,null,null,null,null,null,null,"Correo electrónico",null,null,null,null,null,{"$f":"IF(IngresoSolicitud!U161=0,\"\",IngresoSolicitud!U161)","v":"ggg"}]
[]
[]
[null,null,"Declaracion del asegurado"]
[]
[null,null,"DECLARO que:"]
[]
[null,null,"1. Conozco que la veracidad y exactitud de la información aquí consignada es esencial para la determinación de la prima, la cobertura y la decisión ﬁnal de PACIFICO SEGUROS para asegurar el riesgo analizado."]
[null,null,"2. Conozco que la reticencia y/o declaración inexacta, hecha con dolo o culpa inexcusable (negligencia grave), en llenado de la presente solicitud, genera la nulidad del contrato de seguro."]
[null,null,"3. Conozco que constituye reticencia y/o declaración inexacta con culpa inexcusable (negligencia grave) o dolo, según el caso, por ejemplo, ocultar o no develar información relevante y que era de mi conocimiento al momento de realizarse la inspección al riesgo asegurado, omitir dar información a PACIFICO SEGUROS al momento de contratar la póliza; y dejar espacios en blanco en la solicitud de seguro."]
[null,null,"4. Conozco que tengo la obligación de notiﬁcar por escrito a PACIFICO SEGUROS los hechos o circunstancias que agraven el riesgo y conozco también que esta obligación se extiende durante la vigencia del Contrato de Seguro; asimismo, en las vigencias de pólizas que se negocien sucesiva e ininterrumpidamente."]
[null,null,"5. Conozco que tengo la obligación de informar a PACIFICO SEGUROS sobre cualquier evento o circunstancia que directa o indirectamente pueda ser pertinente para corregir, actualizar y/o complementar la información brindada en la solicitud de seguro. Si no actualizo la información nueva que diera al momento de la emisión de la póliza original, se entenderá que he conﬁrmado que no existe información nueva que directa o indirectamente sea relevante para corregir, actualizar y/o complementar dicha información."]
[null,null,"6. Conozco que estoy facultado para plantear ante la COMPAÑÍA todas las consultas y/o dudas que pueda tener respecto del contenido de la Solicitud de Seguro que consta en el presente documento."]
[null,null,"7. He tenido a mi disposición, de manera previa a la contratación de este seguro, las condiciones generales, condiciones particulares, condiciones especiales y demás información del seguro que solicito."]
[]
[null,null,"IMPORTANTE"]
[]
[null,null,"Aprobación de la solicitud de seguro",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AUTORIZACIONES PARA USOS ADICIONALES"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EL CLIENTE autoriza que PACÍFICO SEGUROS, de manera directa o a través de sus Encargados:\n- Le oferte cualquiera de nuestros productos de los ramos de Riesgos Generales o de Vida.\n- Le oferte cualquier otro producto o servicio de PACÍFICO SEGUROS o de sus empresas terceras.\n- A transferir su Información a empresas Credicorp (incluyendo subsidiarias, vinculadas y afiliadas) así como socios comerciales (Terceros), para que cada uno de ellos pueda ofertar sus productos o servicios. \n"]
[null,null,"PACÍFICO SEGUROS entregará la póliza de seguro al Contratante dentro del plazo de 15 días calendario de haber recibido la solicitud, si es que no es rechazada.\nNo obstante, cuando corresponda, PACÍFICO SEGUROS se obliga a comunicar el rechazo de la solicitud dentro del plazo de 15 días calendario de recibida, salvo que PACÍFICO SEGUROS haya requerido información adicional y/u otros requerimientos adicionales, necesarios para la evaluación del riesgo, dentro del referido plazo. En este caso, el plazo para comunicar el rechazo se contará a partir de la recepción de la información completa solicitada y de cumplidos los requerimientos realizados por PACÍFICO SEGUROS. En el supuesto que el Contratante no complete la información solicitada por PACÍFICO SEGUROS y/o no cumpla con los requerimientos que PACÍFICO SEGUROS haya realizado, se considerará rechazada la solicitud."]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EL CLIENTE acepta haber tenido a su disposición la lista de Terceros y Encargados que también se encuentra disponible en https://www.pacifico.com.pe/transparencia/politica-privacidad. Dicha lista detalla los posibles usos que los Terceros darán a sus datos personales. El envío de comunicaciones o mensajes con las ofertas y/o publicidades podrá ser remitida a través de medios escritos, verbales (por ejemplo: mensajes, push notification o llamadas telefónicas) o electrónicos/informáticos (por ejemplo correo electrónico)."]
[]
[]
[]
[]
[]
[null,null,"Medios de comunicación pactados: Escritos (correo electrónico o comunicaciones enviadas al domicilio físico) y telefónicas."]
[]
[]
[null,null,"Autorizo a PACÍFICO SEGUROS, a que en el caso de aprobar la presente solicitud, pueda enviar válidamente cualquier comunicación y/o notiﬁcación vinculada con este seguro durante su vigencia por cualquiera de los medios de comunicación arriba indicados, precisándose que las comunicaciones por teléfono se realizarán únicamente en aquellos casos en que la comunicación escrita no sea requerida de forma especíﬁca, conforme al marco normativo vigente. Declaro igualmente conocer y estar de acuerdo con que las comunicaciones y/o notiﬁcaciones que sean dirigidas a mi correo electrónico surtirán efectos y las consideraré recibidas a partir del momento en que éstas sean recibidas en el servidor de mi cuenta del correo electrónico, considerándose igualmente que en ese momento he tomado conocimiento del contenido del documento enviado por dicho medio."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PACÍFICO SEGUROS y los Terceros podrán conservar y tratar LA INFORMACIÓN de EL CLIENTE en los términos establecidos en esta sección, mientras se mantenga la relación contractual y luego de veinte (20) años de finalizado el contrato.\nLa aceptación o no de esta autorización para usos adicionales (ajenos a la ejecución de la relación contractual) no condiciona la prestación del servicio que EL CLIENTE está contratando.\n"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,"Se enviará comunicaciones por escrito al domicilio físico del contratante y/o asegurado, en caso la normatividad vigente lo exija o, no se consigne una dirección electrónica."]
[]
[]
[]
[null,null,"PROTECCIÓN DE DATOS PERSONALES",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Sí acepto",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(LEN(IngresoSolicitud!$AD$217)=0,\"\",IngresoSolicitud!$AD$217)","v":""}]
[null,null,"Para la correcta ejecución de la relación contractual, EL CONTRATANTE / ASEGURADO (“EL CLIENTE”) se obliga a mantener actualizada su información personal, financiera y crediticia (“LA INFORMACIÓN”) y reconoce que PACÍFICO SEGUROS podrá tratarla, actualizarla, completarla y realizar flujos transfronterizos conforme a ley.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No acepto y"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"prefiero perder la oportunidad de recibir nuevas ofertas",null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(LEN(IngresoSolicitud!$AD$219)=0,\"\",IngresoSolicitud!$AD$219)","v":""}]
[]
[]
[]
[]
[]
[]
[null,null,"PACÍFICO SEGUROS conservará, tratará y realizará flujos transfronterizos con LA INFORMACIÓN de EL CLIENTE mientras se mantenga la relación contractual y luego de veinte (20) años de finalizado el contrato.\nPara el tratamiento de La INFORMACIÓN de EL CLIENTE, PACÍFICO SEGUROS utilizará diversos Encargados ubicados en el Perú y el extranjero, los cuales se han puesto a disposición del El cliente y también se encuentran detallados en https://www.pacifico.com.pe/transparencia/politica-privacidad.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cláusulas Abusivas"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"“Las condiciones de la presente póliza se encuentran sujetas a una revisión posterior por parte de la Superintendencia de Banca, Seguros y AFPs, por lo que, en caso se identiﬁquen cláusulas abusivas en el marco de la Ley del Contrato de Seguro y normas reglamentarias, y estas no sean subsanadas por PACÍFICO SEGUROS, la Superintendencia de Banca, Seguros y AFPs,"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null," Su información será incluida en el banco de datos de Usuarios que se encuentra registrado ante la Autoridad de Protección de Datos Personales bajo el número de registro RNPDP-PJ N.° 774, de titularidad de PACÍFICO SEGUROS, ubicada en Juan de Arona 830, San Isidro, Lima - Perú."]
[]
[]
[]
[]
[]
[null,null,"EL CLIENTE puede ejercer los derechos de acceso, rectificación, cancelación, revocación y oposición, dirigiéndose a PACÍFICO SEGUROS de forma presencial en cualquiera de sus oficinas a nivel nacional en el horario establecido para la atención al público o por teléfono o a través del Chat ubicado en nuestra página web www.pacifico.com.pe.\nEl detalle de nuestra Política de Privacidad se encuentra disponible en: \nhttps://www.pacifico.com.pe/transparencia/politica-privacidad",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Derecho de arrepentimiento"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"En el caso que este seguro sea ofertado por un comercializador (incluyendo la Bancaseguro), declaro conocer que tengo derecho a arrepentirme de la contratación de este seguro, sin expresión de causa ni penalidad alguna, dentro del plazo de 15 días de recibir la póliza de seguro o el certiﬁcado de seguro, de ser el caso, ya que se me devuelva la prima que hubiere pagado."]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"IF(LEN(IngresoSolicitud!AB261)=0,\"\",IngresoSolicitud!AB261)","v":4},{"$f":"IF(LEN(IngresoSolicitud!AC261)=0,\"\",IngresoSolicitud!AC261)","v":4},{"$f":"IF(LEN(IngresoSolicitud!AD261)=0,\"\",IngresoSolicitud!AD261)","v":2022}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"dia ","mes","año"]

{"sheet":"SolicitudenBlanco","index":29,"n_rows":262,"n_cols":30,"rows_kept":262,"cut":false,"hidden":true,"merged":[[19,9,19,21],[19,23,19,24],[20,10,20,23],[20,26,20,30],[21,4,21,11],[21,13,21,17],[21,22,21,25],[21,27,21,30],[7,26,7,28],[12,28,12,30],[14,8,14,30],[15,7,15,19],[15,25,15,30],[17,21,17,24],[17,26,17,30],[31,8,31,30],[32,7,32,19],[32,25,32,30],[34,21,34,24],[34,26,34,30],[36,7,36,21],[36,23,36,24],[22,6,22,11],[22,13,22,24],[22,26,22,30],[23,7,23,30],[28,26,28,30],[30,28,30,30],[39,6,39,11],[39,13,39,24],[39,26,39,30],[40,7,40,30],[49,7,49,21],[49,23,49,24],[37,10,37,23],[37,26,37,30],[38,4,38,11],[38,13,38,17],[38,22,38,25],[38,27,38,30],[52,5,52,11],[52,13,52,17],[52,23,52,25],[53,8,53,11],[59,26,59,30],[64,25,64,30],[50,10,50,23],[50,26,50,30],[51,5,51,11],[51,13,51,17],[51,22,51,25],[51,27,51,30],[93,4,93,8],[93,14,93,18],[93,22,93,28],[95,25,96,28],[98,25,99,28],[101,25,102,28],[70,2,71,25],[73,2,74,25],[76,2,76,25],[77,19,77,24],[83,2,84,30],[85,2,86,30],[130,6,130,10],[132,6,132,10],[134,6,134,10],[138,2,139,30],[158,7,158,20],[158,25,158,30],[114,6,114,9],[119,6,119,9],[122,11,122,24],[122,26,122,30],[125,7,125,30],[126,7,126,12],[126,14,126,18],[171,2,171,30],[172,2,172,30],[173,2,173,30],[175,2,175,30],[179,2,192,15],[194,2,195,15],[160,5,160,12],[160,20,160,30],[167,2,167,30],[168,2,168,30],[169,2,169,30],[170,2,170,30],[178,17,186,30],[188,17,196,30],[261,3,261,9],[197,2,210,15],[212,2,214,15],[217,2,222,15],[236,2,240,15],[242,2,251,15],[198,17,203,30],[212,17,214,30],[226,17,231,30],[243,17,248,30],[225,2,233,15]]}
[]
[]
[]
[]
[]
[]
[]
[null,null,"Solicitud de Seguro Hogar Flex"]
[null,null,"Contratante"]
[]
[null,null,"Persona Natural",null,null,null,null,null,null,null,null,null,"Persona Juridica"]
[]
[null,null,"DNI",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Otro (indicar tipo y número)"]
[]
[null,null,"Nombre / Razon Social"]
[null,null,"Apellido Paterno",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Apellido Materno"]
[]
[null,null,"Sexo",null,"M","F",null,null,null,null,"Fecha de Nacimiento",null,null,null,null,null,null,null,null,null,"Estado Civil",null,null,null,null,"Nacionalidad"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"dd/","mm/","aa"]
[null,null,"Direccion (Jr. / Cl / Av)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Nro",null,null,"Dpto/Piso/Int",null,"Mz",null,"Lt"]
[null,null,"Urbanizacion (Urb / AAHH / Coop)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Sec / Etapa / Zona"]
[null,null,"Distrito",null,null,null,null,null,null,null,null,null,"Provincia",null,null,null,null,null,"Departamento",null,null,null,null,null,null,null,"País"]
[null,null,"Telefono Casa",null,null,null,null,null,null,null,null,null,"Telefono trabajo",null,null,null,null,null,null,null,null,null,null,null,null,"Telefono Movil"]
[null,null,"Correo electronico(*)"]
[null,null,"(*) Para recibir informacion del contrato de seguro y/o cualquier comunicación necesaria para su ejecucion."]
[]
[null,null,"Asegurado (llenar solo si es diferente del Contratante)"]
[]
[null,null,"Persona Natural",null,null,null,null,null,null,null,null,null,"Persona Juridica"]
[]
[null,null,"DNI",null,null,null,null,null,null,null,null,null,"RUC",null,null,null,null,null,null,null,null,null,null,null,null,"Otro (indicar tipo y número)"]
[null,null,"Nombre / Razon Social"]
[null,null,"Apellido Paterno",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Apellido Paterno"]
[]
[null,null,"Sexo",null,"M","F",null,null,null,null,"Fecha de Nacimiento",null,null,null,null,null,null,null,null,null,"Estado Civil",null,null,null,null,"Nacionalidad"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"dd/","mm/","aa"]
[null,null,"Direccion (Jr. / Cl / Av)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Nro",null,null,"Dpto/Piso/Int",null,"Mz",null,"Lt"]
[null,null,"Urbanizacion (Urb / AAHH / Coop)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Sec / Etapa / Zona"]
[null,null,"Distrito",null,null,null,null,null,null,null,null,null,"Provincia",null,null,null,null,null,"Departamento",null,null,null,null,null,null,null,"País"]
[null,null,"Teléfono Casa",null,null,null,null,null,null,null,null,null,"Teléfono trabajo",null,null,null,null,null,null,null,null,null,null,null,null,"Teléfono Móvil"]
[null,null,"Correo electronico(*)"]
[null,null,"(*) Para recibir informacion del contrato de seguro y/o cualquier comunicación necesaria para su ejecucion."]
[]
[null,null,"Datos del Inmueble"]
[]
[null,null,"El seguro de hogar le otorga cobertura si su Inmueble y/o los Bienes contenidos en él son usados como casa habitación. "]
[]
[null,null,"Tipo de vivienda:",null,null,null,"Casa",null,null,null,null,null,"Departamento"]
[]
[null,null,"Direccion (Jr. / Cl / Av)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Nro",null,null,"Dpto/Piso/Int",null,"Mz",null,"Lt"]
[null,null,"Urbanizacion (Urb / AAHH / Coop)",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Sec / Etapa / Zona"]
[null,null,"Distrito",null,null,null,null,null,null,null,null,null,"Provincia",null,null,null,null,null,"Departamento",null,null,null,null,null,null,null,"País"]
[null,null,"Nro de Pisos",null,null,null,null,null,null,null,null,null,"Nro de Sótanos","",null,null,null,null,"Año de construcción",null,null,null,null,null,null,null,"Nro de pisos de la"]
[null,null,"ubicación de la vivienda"]
[]
[null,null,"Material de construccion predominante"]
[]
[null,null,null,null,null,"Mampostería",null,null,null,null,null,null,"Adobe",null,null,null,null,"Acero Metálico",null,null,null,null,null,""]
[]
[null,null,null,null,null,"Madera",null,null,null,null,null,null,"Quincha",null,null,null,null,"Concreto Armado",null,null,null,null,null,null,null,"Otro"]
[]
[null,null,"Sistema de seguridad en la vivienda:"]
[null,null,null,null,null,"Alarma",null,null,null,null,null,null,"Cámara de seguridad",null,null,null,null,"Sensor de movimiento"]
[]
[null,null,null,null,null,"Cerco eléctrico",null,null,null,null,null,null,"Detector de humo",null,null,null,null,"Ninguno"]
[]
[null,null,"Declaración Jurada"]
[]
[null,null,"Marque la respuesta que considere correcta a todas las preguntas:"]
[]
[null,null,"1) 1. ¿El 80% o más del material de construcción predominante del inmueble es noble \no de concreto armado, pórtico de acero, mampostería o similares? ",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SI",null,"No"]
[]
[]
[null,null,"2) ¿La ubicación del inmueble está a más de 500 metros de distancia de un río, playa o laguna/lago y a más de 15 metros de altura de alguno de estos?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SI",null,"No"]
[]
[]
[null,null,"3) El inmueble tiene más de 50 años de construcción",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SI",null,"No"]
[null,null,"En caso marque Sí indique el año de la última remodelación"]
[]
[]
[null,null,"¿Qué es lo que quieres proteger?"]
[]
[null,null,null,null,null,"Inmueble¹",null,null,null,null,null,null,"Bienes² ",null,null,null,null,"Inmueble y Bienes"]
[null,null,"¹ Se considera la estructura de tu vivienda y también los elementos que se encuentren fijados a ella, tales como redes telefónicas, muebles de cocina que se encuentren empotrados en la pared, armarios empotrados, calefacción, aire acondicionado, entre otros."]
[]
[null,null,"² Son todos los bienes de uso doméstico que se encuentren en tu vivienda. Incluyendo equipos, electrodomésticos, muebles no empotrados, joyas, obras de arte, enseres y similares. "]
[]
[]
[null,null,"Planes"]
[]
[null,null,"Plan Fijo",null,""]
[null,null,"Modalidad de aseguramiento: A primer riesgo absoluto "]
[]
[null,null,null,null,"Inmueble",null,null,null,null,null,null,null,null,null,"Bienes",null,null,null,null,null,null,null,"Inmueble y Bienes"]
[]
[null,null,null,null,"",null,"Plan S/ 50,000",null,null,null,null,null,null,null,"",null,"Plan S/ 10,000",null,null,null,null,null,null,"",null,"Plan S/ 50,000 para inmueble y \nS/ 20,000 para bienes"]
[]
[]
[null,null,null,null,"",null,"Plan S/ 100,000",null,null,null,null,null,null,null,"",null,"Plan S/ 20,000",null,null,null,null,null,null,"",null,"Plan S/ 100,000 para inmueble y S/ 50,000 para bienes"]
[]
[]
[null,null,null,null,"",null,"Plan S/ 250,000",null,null,null,null,null,null,null,"",null,"Plan S/ 50,000",null,null,null,null,null,null,"",null,"Plan S/ 250,000 para inmueble y S/ 100,000 para bienes"]
[]
[]
[]
[null,null,"Plan Personalizado"]
[null,null,"Modalidad de aseguramiento: A valor total"]
[null,null,"Coberturas y sumas aseguradas detalladas en el Slip de Cotización"]
[]
[null,null,null,"Confirmo que he sido informado correctamente sobre el plan, coberturas, beneficios adicionales que estoy eligiendo"]
[]
[null,null,"Suma Asegurada (llenar solo si elige el plan personalizado)"]
[]
[null,null,"Moneda",null,null,null,null,null,"Dólares",null,null,null,"Soles"]
[null,null,"Inmueble"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Valor Comercial (para departamentos)"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Valor de Reconstrucción (para casas, se excluye el valor del terreno)"]
[]
[null,null,"Bienes"]
[]
[null,null,"¿Tiene usted otros seguros contratados para los bienes objeto de este seguro?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Sí",null,"No"]
[null,null,"En caso afirmativo, ¿En qué compañia?",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Nro de Póliza"]
[]
[null,null,"Endosatario (aplica solo para el plan Personalizado)"]
[null,null,"Endosado a favor de:"]
[null,null,"Monto de endoso:",null,null,null,null,null,null,null,null,null,null,"%"]
[]
[null,null,"Prima"]
[]
[null,null,"Prima comercial"]
[]
[null,null,"IGV"]
[]
[null,null,"Prima Cliente"]
[]
[null,null,"Pago de prima"]
[]
[null,null,"De acuerdo a lo establecido en el art. Nro 3, de la resolucion SBS 3198-2013, reglamento de pago de primas, la cobertura se inicia con la aceptacion de la solicitud y el pago de la prima. La forma de pago se aplicará a las posteriores renovaciones, salvo modificaciones por parte del contratante. La forma de pago es:"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,"Débito Automático sin intereses(*)"]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,"Contado"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,"4 cuotas"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,"6 cuotas "]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,"10 cuotas (TCEA 12%)"]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,"12 cuotas"]
[]
[null,null,"* Según cuota mínima del producto"]
[]
[null,null,"Datos del corredor o asesor de venta"]
[]
[null,null,"Corredor / Asesor",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Código"]
[]
[null,null,"Teléfono",null,null,null,null,null,null,null,null,null,null,null,"Correo electrónico"]
[]
[]
[null,null,"Declaracion del asegurado"]
[]
[null,null,"DECLARO que:"]
[]
[null,null,"1. Conozco que la veracidad y exactitud de la información aquí consignada es esencial para la determinación de la prima, la cobertura y la decisión ﬁnal de PACIFICO SEGUROS para asegurar el riesgo analizado."]
[null,null,"2. Conozco que la reticencia y/o declaración inexacta, hecha con dolo o culpa inexcusable (negligencia grave), en llenado de la presente solicitud, genera la nulidad del contrato de seguro."]
[null,null,"3. Conozco que constituye reticencia y/o declaración inexacta con culpa inexcusable (negligencia grave) o dolo, según el caso, por ejemplo, ocultar o no develar información relevante y que era de mi conocimiento al momento de realizarse la inspección al riesgo asegurado, omitir dar información a PACIFICO SEGUROS al momento de contratar la póliza; y dejar espacios en blanco en la solicitud de seguro."]
[null,null,"4. Conozco que tengo la obligación de notiﬁcar por escrito a PACIFICO SEGUROS los hechos o circunstancias que agraven el riesgo y conozco también que esta obligación se extiende durante la vigencia del Contrato de Seguro; asimismo, en las vigencias de pólizas que se negocien sucesiva e ininterrumpidamente."]
[null,null,"5. Conozco que tengo la obligación de informar a PACIFICO SEGUROS sobre cualquier evento o circunstancia que directa o indirectamente pueda ser pertinente para corregir, actualizar y/o complementar la información brindada en la solicitud de seguro. Si no actualizo la información nueva que diera al momento de la emisión de la póliza original, se entenderá que he conﬁrmado que no existe información nueva que directa o indirectamente sea relevante para corregir, actualizar y/o complementar dicha información."]
[null,null,"6. Conozco que estoy facultado para plantear ante la COMPAÑÍA todas las consultas y/o dudas que pueda tener respecto del contenido de la Solicitud de Seguro que consta en el presente documento."]
[null,null,"7. He tenido a mi disposición, de manera previa a la contratación de este seguro, las condiciones generales, condiciones particulares, condiciones especiales y demás información del seguro que solicito."]
[]
[null,null,"IMPORTANTE"]
[]
[null,null,"Aprobación de la solicitud de seguro",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"AUTORIZACIONES PARA USOS ADICIONALES"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EL CLIENTE autoriza que PACÍFICO SEGUROS, de manera directa o a través de sus Encargados:\n- Le oferte cualquiera de nuestros productos de los ramos de Riesgos Generales o de Vida.\n- Le oferte cualquier otro producto o servicio de PACÍFICO SEGUROS o de sus empresas terceras.\n- A transferir su Información a empresas Credicorp (incluyendo subsidiarias, vinculadas y afiliadas) así como socios comerciales (Terceros), para que cada uno de ellos pueda ofertar sus productos o servicios. \n"]
[null,null,"PACÍFICO SEGUROS entregará la póliza de seguro al Contratante dentro del plazo de 15 días calendario de haber recibido la solicitud, si es que no es rechazada.\nNo obstante, cuando corresponda, PACÍFICO SEGUROS se obliga a comunicar el rechazo de la solicitud dentro del plazo de 15 días calendario de recibida, salvo que PACÍFICO SEGUROS haya requerido información adicional y/u otros requerimientos adicionales, necesarios para la evaluación del riesgo, dentro del referido plazo. En este caso, el plazo para comunicar el rechazo se contará a partir de la recepción de la información completa solicitada y de cumplidos los requerimientos realizados por PACÍFICO SEGUROS. En el supuesto que el Contratante no complete la información solicitada por PACÍFICO SEGUROS y/o no cumpla con los requerimientos que PACÍFICO SEGUROS haya realizado, se considerará rechazada la solicitud."]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EL CLIENTE acepta haber tenido a su disposición la lista de Terceros y Encargados que también se encuentra disponible en https://www.pacifico.com.pe/transparencia/politica-privacidad. Dicha lista detalla los posibles usos que los Terceros darán a sus datos personales. El envío de comunicaciones o mensajes con las ofertas y/o publicidades podrá ser remitida a través de medios escritos, verbales (por ejemplo: mensajes, push notification o llamadas telefónicas) o electrónicos/informáticos (por ejemplo correo electrónico)."]
[]
[]
[]
[]
[]
[null,null,"Medios de comunicación pactados: Escritos (correo electrónico o comunicaciones enviadas al domicilio físico) y telefónicas."]
[]
[]
[null,null,"Autorizo a PACÍFICO SEGUROS, a que en el caso de aprobar la presente solicitud, pueda enviar válidamente cualquier comunicación y/o notiﬁcación vinculada con este seguro durante su vigencia por cualquiera de los medios de comunicación arriba indicados, precisándose que las comunicaciones por teléfono se realizarán únicamente en aquellos casos en que la comunicación escrita no sea requerida de forma especíﬁca, conforme al marco normativo vigente. Declaro igualmente conocer y estar de acuerdo con que las comunicaciones y/o notiﬁcaciones que sean dirigidas a mi correo electrónico surtirán efectos y las consideraré recibidas a partir del momento en que éstas sean recibidas en el servidor de mi cuenta del correo electrónico, considerándose igualmente que en ese momento he tomado conocimiento del contenido del documento enviado por dicho medio."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PACÍFICO SEGUROS y los Terceros podrán conservar y tratar LA INFORMACIÓN de EL CLIENTE en los términos establecidos en esta sección, mientras se mantenga la relación contractual y luego de veinte (20) años de finalizado el contrato.\nLa aceptación o no de esta autorización para usos adicionales (ajenos a la ejecución de la relación contractual) no condiciona la prestación del servicio que EL CLIENTE está contratando.\n"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,"Se enviará comunicaciones por escrito al domicilio físico del contratante y/o asegurado, en caso la normatividad vigente lo exija o, no se consigne una dirección electrónica."]
[]
[]
[]
[null,null,"PROTECCIÓN DE DATOS PERSONALES",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Sí acepto"]
[null,null,"Para la correcta ejecución de la relación contractual, EL CONTRATANTE / ASEGURADO (“EL CLIENTE”) se obliga a mantener actualizada su información personal, financiera y crediticia (“LA INFORMACIÓN”) y reconoce que PACÍFICO SEGUROS podrá tratarla, actualizarla, completarla y realizar flujos transfronterizos conforme a ley.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No acepto y"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"prefiero perder la oportunidad de recibir nuevas ofertas"]
[]
[]
[]
[]
[]
[]
[null,null,"PACÍFICO SEGUROS conservará, tratará y realizará flujos transfronterizos con LA INFORMACIÓN de EL CLIENTE mientras se mantenga la relación contractual y luego de veinte (20) años de finalizado el contrato.\nPara el tratamiento de La INFORMACIÓN de EL CLIENTE, PACÍFICO SEGUROS utilizará diversos Encargados ubicados en el Perú y el extranjero, los cuales se han puesto a disposición del El cliente y también se encuentran detallados en https://www.pacifico.com.pe/transparencia/politica-privacidad.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cláusulas Abusivas"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"“Las condiciones de la presente póliza se encuentran sujetas a una revisión posterior por parte de la Superintendencia de Banca, Seguros y AFPs, por lo que, en caso se identiﬁquen cláusulas abusivas en el marco de la Ley del Contrato de Seguro y normas reglamentarias, y estas no sean subsanadas por PACÍFICO SEGUROS, la Superintendencia de Banca, Seguros y AFPs,"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null," Su información será incluida en el banco de datos de Usuarios que se encuentra registrado ante la Autoridad de Protección de Datos Personales bajo el número de registro RNPDP-PJ N.° 774, de titularidad de PACÍFICO SEGUROS, ubicada en Juan de Arona 830, San Isidro, Lima - Perú."]
[]
[]
[]
[]
[]
[null,null,"EL CLIENTE puede ejercer los derechos de acceso, rectificación, cancelación, revocación y oposición, dirigiéndose a PACÍFICO SEGUROS de forma presencial en cualquiera de sus oficinas a nivel nacional en el horario establecido para la atención al público o por teléfono o a través del Chat ubicado en nuestra página web www.pacifico.com.pe.\nEl detalle de nuestra Política de Privacidad se encuentra disponible en: \nhttps://www.pacifico.com.pe/transparencia/politica-privacidad",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Derecho de arrepentimiento"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"En el caso que este seguro sea ofertado por un comercializador (incluyendo la Bancaseguro), declaro conocer que tengo derecho a arrepentirme de la contratación de este seguro, sin expresión de causa ni penalidad alguna, dentro del plazo de 15 días de recibir la póliza de seguro o el certiﬁcado de seguro, de ser el caso, ya que se me devuelva la prima que hubiere pagado."]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"dia ","mes","año"]

{"sheet":"Afiliación débito","index":30,"n_rows":94,"n_cols":41,"rows_kept":94,"cut":false,"hidden":true,"merged":[[93,2,111,37],[89,2,91,37],[92,3,92,9],[60,2,60,3],[60,5,60,8],[76,2,77,37],[79,2,80,37],[82,2,84,37],[86,2,87,37],[49,26,49,38],[13,26,13,28],[23,26,23,38],[34,2,34,3],[34,5,34,8],[43,2,45,37],[16,35,16,37],[14,5,14,38]]}
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Ir a Panel"]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,"Modalidad de Pago"]
[null,null,"Contratante"]
[]
[null,null,"Tipo de documento",null,null,null,null,"x",null,null,null,"Número",null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha",null,"15","12","20",null,"Importe máximo",null,null,null,200]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"dd/","mm/","aa"]
[]
[null,null,"Producto: Seguro de Hogar"]
[]
[null,null,"Formato de pago del depósito inicial (*)"]
[]
[null,null,"A) TARJETA DE CRÉDITO"]
[]
[null,null,"Entidad",null,null,null,null,null,null,null,null,"VISA",null,null,null,null,null,"MASTERCARD",null,null,null,null,null,null,null,"AMEX"]
[]
[null,null,"Número de tarjeta"]
[]
[]
[]
[null,null,"Fecha de Vencimiento"]
[]
[null,null,null,null,"/",null,null,null,null,null,null,null,null,"Importe",null,null,null,null,null,null,"."]
[null,null,"mes",null,null,"año"]
[]
[null,null,"B) ABONO EN EFECTIVO EN LA CUENTA DE PACÍFICO SEGUROS"]
[null,null,"(En las cuentas que a continuación se indican solo deberá abonarse el monto del depósito inicial)"]
[]
[]
[]
[null,null,"Autorización de débito automático para cobranzas futuras"]
[]
[null,null,"Como Titular de la cuenta bancaria y/o tarjeta de crédito o débito indicada en el presente formato por el presente autorizo a Pacífico Seguros, con RUC 20332970411, sin requerir de visto ni confirmación posterior, a realizar los cargos automáticos de las primas que resulten de la contratación de la(s) póliza(s) solicitada(s) en la cuenta bancaria y/o tarjeta de crédito o débito indicada en la solicitud. La presente autorización, para la realización de los cargos automáticos de las primas, se mantendrá vigente y se podrán seguir realizando dichos cobros/cargos, incluso en los casos en que la póliza y/o certificado de seguros, según corresponda, haya sido resuelta o se haya extinguido por falta de pago de la prima, y podrá seguir utilizándose como medio de pago válido de las primas que se encuentren pendientes de pago y/o cobro, por las coberturas otorgadas antes de la fecha de resolución o extinción. Asimismo, ante pérdida, robo o renovación de la tarjeta de crédito/débito, se extiende la presente autorización a la nueva tarjeta emitida por el Banco, en caso éste lo notifique a Pacífico Seguros. Si no se efectúa dicha comunicación, Pacífico Seguros no será responsable por la falta de cargo de la(s) prima(s), pudiendo quedar suspendida(s) la(s) cobertura(s) de/los seguro(s), siguiendo el procedimiento establecido en las Condiciones Generales."]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,"Acepto",null,null,null,null,null,"No acepto"]
[]
[null,null,"A) TARJETA DE CRÉDITO"]
[]
[null,null,"Entidad",null,null,null,null,null,null,null,null,"VISA",null,null,null,null,null,"MASTERCARD",null,null,null,null,null,null,null,"AMEX"]
[]
[null,null,"Número de tarjeta"]
[]
[]
[]
[null,null,"Fecha de Vencimiento"]
[]
[null,null,null,null,"/",null,null,null,null,null,null,null,null,"Importe",null,null,null,null,null,null,"."]
[null,null,"mes",null,null,"año"]
[]
[null,null,"Nota: Para las tarjetas Ripley Visa, se debe marcar VISA. Para las tarjetas Ripley Mastercard, se debe marcar Mastercard."]
[]
[null,null,"B) CUENTA BANCARIA"]
[]
[null,null,"N° de Cuenta",null,null,null,null,null,null,null,"D","C"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Moneda:",null,null,"Soles",null,null,null,null,"Dólares"]
[null,null,null,null,null,null,null,null,null,null,9,10,null,12,13,14]
[]
[null,null,"BCP Cta. Cte. de Ahorros (14)",null,null,null,null,null,null,null,null,null,"Interbank Cta. Corriente (13)",null,null,null,null,null,null,null,null,null,null,null,"Scotiabank Cta. Ahorros (12)"]
[]
[null,null,"BCP Cta. Corriente (13)",null,null,null,null,null,null,null,null,null,"Interbank Cta. De Ahorros (13)",null,null,null,null,null,null,null,null,null,null,null,"Continental Cta. Corriente Nuevo (20)"]
[]
[null,null,"BCP Cta. Maestro (13)",null,null,null,null,null,null,null,null,null,"Scotiabank Cta. Corriente (12)",null,null,null,null,null,null,null,null,null,null,null,"Continental Cta. Ahorro Nuevo (20)"]
[]
[null,null,"Nota: En caso de haber elegido una Cuenta Bancaria, favor llenar en “N° de Cuenta” hasta el número indicado en el paréntesis correspondiente. Para cuentas del Continental, los digitos de control van en los casilleros 9 y 10."]
[]
[]
[null,null,"LA ACEPTACIÓN DEL CONTRATANTE AUTORIZA A PACÍFICO SEGUROS CARGARLE EN SU TARJETA DE CRÉDITO O CUENTA, DE ESTAR ÉSTAS VENCIDAS HASTA 3 CUOTAS."]
[]
[]
[null,null,"(*) El depósito inicial será imputado a la(s) prima(s) de seguro en caso se apruebe(n) su(s) solicitud(es) de seguro. En caso de rechazo, la Compañía reembolsará al Solicitante el importe total del depósito inicial en la Cuenta Bancaria declarada para el Débito Automático para Cobranzas Futuras o extornará a la Tarjeta de Crédito de la cual se realizó el cargo del depósito inicial."]
[]
[]
[]
[null,null,"PACÍFICO SEGUROS NO AUTORIZA A SU PERSONAL A RECIBIR SUMA ALGUNA DE DINERO EN FORMA PERSONAL. En este sentido, no se hace responsable por cualquier monto entregado al asesor o cualquier funcionario."]
[]
[]
[null,null,"EL CARGO EN TARJETA DE CRÉDITO SE EFECTUARÁ en moneda nacional de acuerdo al tipo de cambio del día de operación. Pacífico Seguros emitirá Facturas o boletas de venta. VISANET y Mastercard quedan excluidas de toda responsabilidad por la continuidad, cantidad y calidad de los bienes y/o servicios que Pacíficos Seguros se obliga a brindar al Usuario."]
[]
[]
[]
[null,null,"El Contratante declara conocer que ESTÁ PROHIBIDO BRINDAR EL CÓDIGO DE SEGURIDAD (CVV) O COPIA DEL REVERSO DE SU TARJETA y reconoce que Pacífico Seguros no será responsable en caso haga caso omiso de esta prohibición. Si el número de tarjeta y el código de seguridad aparecen en la misma cara de la tarjeta, el Titular deberá tapar dicha información. PACÍFICO SEGUROS NUNCA SOLICITARÁ EL CÓDIGO DE SEGURIDAD DE SU TARJETA. Mediante la suscripción del presente documento, el Contratante autoriza a Pacífico Seguros a cargarle en su tarjeta de crédito o cuenta bancaria señalada, en un lapso de 30 días, el importe de hasta 3 cuotas de la prima pactada, en caso de encontrarse vencidas las mismas. El débito automático procederá en la medida en que la cuenta disponga de fondos líquidos disponibles para efectuar la totalidad del abono. Se deja expresa constancia que el Contratante podrá solicitar la suspensión del débito automático por cualquier medio de comunicación pactado con Pacífico Seguros, o también a través de una comunicación escrita dirigida a la Entidad Financiera emisora de la cuenta o tarjeta de crédito. Pacífico Seguros no autoriza a su personal a recibir suma alguna de dinero por concepto de prima seguro en forma personal. En ese sentido, Pacífico Seguros no asume responsabilidad alguna por cualquier monto que el cliente decida entregar al asesor o a cualquier otro funcionario a pesar de conocer esta prohibición. El cargo en tarjetas de crédito o cuenta bancaria se realizará en la misma moneda de la(s) póliza(s) contratada(s). Las tarjetas de crédito o débito emitidas fuera del país, están sujetas a un recargo por parte de la entidad emisora. La aceptación de la presente solicitud está sujeta a verificación de firmas y datos. Esta autorización será válida para la póliza vigente y para futuras renovaciones. (*) El depósito inicial será imputado a la(s) prima(s) de seguro en caso se apruebe(n) su(s) solicitud(es) de seguro. En caso de rechazo, la Compañía reembolsará al Solicitante el importe total del depósito inicial en la cuenta bancaria declarada para el débito automático para cobranzas futuras o extornará a la tarjeta de crédito de la cual se realizó el cargo del depósito inicial. Pacífico Seguros emitirá facturas o boletas de venta. VISANET y Mastercard quedan excluidas de toda responsabilidad por la continuidad, cantidad y calidad de los bienes y/o servicios que Pacífico Seguros se obliga a brindar al Usuario."]